Santa Cruz Homes with Quadruplex Subtype

Welcome to Santa Cruz, California—a vibrant coastal city known for its stunning beaches, lush redwood forests, and a lively atmosphere that attracts both residents and visitors alike. Nestled along the picturesque coastline of Central California, Santa Cruz offers a unique blend of outdoor adventures, cultural experiences, and a laid-back lifestyle that epitomizes the California dream. Here, you can enjoy surfing at the iconic Steamer Lane, exploring the scenic trails of Henry Cowell Redwoods State Park, or indulging in the local culinary scene at the bustling Santa Cruz Beach Boardwalk.

For those considering a move to this enchanting city, the real estate market in Santa Cruz boasts a diverse range of housing options, including the increasingly popular quadruplex homes. These unique properties, consisting of four separate living units, provide an excellent opportunity for both investors and homeowners. Imagine owning a property that not only serves as your personal residence but also generates rental income from the other units—an ideal arrangement for maximizing your investment while enjoying the Santa Cruz lifestyle.

Quadruplex homes in Santa Cruz are often located in vibrant neighborhoods, close to local amenities, schools, and public transportation. This makes them a perfect choice for families, young professionals, or anyone looking to embrace a community-oriented lifestyle. With the combination of Santa Cruz's natural beauty, thriving culture, and the financial advantages of quadruplex living, you'll find the perfect place to call home. Explore the possibilities today and make your dream of living in Santa Cruz a reality!

Newest Santa Cruz Homes with Quadruplex Subtype

$2,399,000

ML82057797 MLS ⋅ Active Status

In Santa Cruz, location drives demand, and 2030 Kinsley Street puts an investor in the heart of the Live Oak lifestyle. This four-unit property offers the flexibility to build a strong rental portfolio or live in one residence while generating income from the other three, with potential access to owner-occupied financing. The property includes three two-bedroom residences and one spacious three-bedroom residence, with current rents totaling $15,995 per month. Each unit has its own garage, adding valuable parking and storage for residents. Three units feature updated dual-pane windows, while all four have newer water heaters and gas ranges. Beyond the numbers, its a location renters want to call home. Shopping, schools, Simpkins Family Swim Center, neighborhood parks, athletic fields, Twin Lakes State Beach, and the Santa Cruz Harbor are all nearby, making daily life easy and giving the property lasting rental appeal. For an investor, its a rare combination: four residences, established income, individual garages, and a location that continues to deliver.

2030 Kinsley Street, Santa Cruz

$2,695,000

ML82056624 MLS ⋅ Active Status

Outstanding turnkey fourplex investment opportunity in central Santa Cruz! All units have been tastefully updated and meticulously maintained. The property features 4 separate structures including a beautifully updated 3 bedroom Victorian house, a 2-bedroom cottage, a duplex with 1 bedroom and 3 bedroom units, a separate 4 bay garage building with supplemental living space over the garages, and off-street parking. The large nicely landscaped lot provides ample opportunities for tenants to enjoy outdoor living spaces. Many energy efficiency improvements help keep utility costs low for tenants. Ideal location near downtown with a high walkability score offers tenants easy access to restaurants, shops, Highway 1, the pier, the Boardwalk, and beaches. This is a unique opportunity for an investor looking for a high-quality long-term investment with a strong rental history, very low vacancy rates, and financial upside potential through rent rate increases and the possibility of an ADU conversion per current state and local ADU regulations. The property is also perfect for an owner occupant to reside in a beautiful 3-bedroom, two-bath home while enjoying extra income from the other units, OR for a multi-generational family compound. Bring your investors and owner-occupant clients!

130 Market Street, Santa Cruz

$2,480,000

ML82051773 MLS ⋅ Active Status

Rare UCSC-area investment opportunity in one of Santa Cruz's strongest rental markets. Ideally located steps from the UCSC bus line, this professionally managed, fully occupied fourplex is well suited for UCSC students, faculty, and staff. Residents enjoy easy access to campus, Downtown Santa Cruz, West Cliff Drive, and the Santa Cruz Beach Boardwalk, all just 1.5 miles from the ocean. The property features 4 spacious 2-bedroom, 1-bath units, each approximately 950 square feet, totaling 8 bedrooms and 4 bathrooms across approximately 3,800 square feet. Floor plans may offer potential for conversion to 3-bedroom configurations for increased income. Comparable 3-bedroom rentals near UCSC may command approximately $4,500-$5,500 per month. Buyer to verify feasibility. Amenities include on-site laundry, separate gas meters, 2 carports, 4 additional off-street parking spaces, and abundant street parking. New water heaters were installed in 2025. The property offers strong rental history, stable cash flow, and generates approximately $186,000 in annual gross income. Potential DSCR financing available.

257 High Street, Santa Cruz

$6,685,000

ML82046156 MLS ⋅ Active Status

Spectacular Front Row 4-unit Apartment Building directly overlooking Seabright State Beach aka "Castle Beach." Magnificent vistas across Monterey Bay from sunrise to sunset. Located in lovely Lower Seabright positioned between the Yacht Harbor and the Beach Boardwalk. This is paradise!

1703 East Cliff Drive, Santa Cruz

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.