Santa Cruz Homes under $800,000

Welcome to Santa Cruz, California – a vibrant coastal city known for its stunning beaches, lush redwood forests, and a lively arts scene. Nestled along the picturesque Monterey Bay, Santa Cruz offers a unique blend of natural beauty and urban charm, making it a desirable place to call home. With a mild Mediterranean climate, residents enjoy outdoor activities year-round, from surfing at the iconic Santa Cruz Beach Boardwalk to hiking in the nearby Henry Cowell Redwoods State Park.

For those seeking a home in this enchanting city without breaking the bank, you'll be delighted to know that there are fantastic options available for under $800,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Santa Cruz offers a variety of properties that cater to diverse lifestyles. From cozy bungalows in historic neighborhoods to modern condos with ocean views, there’s something for everyone.

Living in Santa Cruz means embracing a community that values sustainability, creativity, and an active lifestyle. Enjoy local farmers' markets, boutique shops, and an array of dining options that showcase the region's fresh produce and culinary talent. Plus, with easy access to renowned attractions like the Santa Cruz Wharf and the scenic Pacific Coast Highway, adventure is always just around the corner.

Explore the charm of Santa Cruz and discover your perfect home today. With properties under $800,000, you can enjoy all the benefits of coastal living without compromising your budget. Your dream home in this beautiful city awaits!

Newest Santa Cruz Homes under $800,000

220 Atlantic Avenue Unit 206, Santa Cruz

$635,000

1 Beds ⋅ 1 Baths ⋅ ML82064451 MLS ⋅ Active Status ⋅ Seabright Villas BLDG.

Coastal living at its finest! Located just steps from the sand in the highly desirable Seabright neighborhood, this charming 1-bedroom, 1-bath condo offers an incredible opportunity to enjoy the best of Santa Cruz living. Start your mornings with a stroll to the nearby cliffside benches, where you can relax and take in breathtaking views overlooking Seabright Beach, the Walton Lighthouse, and the Monterey Bay. Spend your afternoons enjoying the beach, exploring the Santa Cruz Harbor, or visiting the neighborhood's popular restaurants, coffee shops, and local breweries. The iconic Santa Cruz Beach Boardwalk is also just a short stroll away. The community features a heated saltwater swimming pool, spacious outdoor patio, secure gated underground parking, and convenient elevator access. Whether you're looking for a full-time residence or a weekend beach retreat, this property offers the perfect combination of location, convenience, and laid-back coastal living. Leave the car parked and enjoy everything that makes Santa Cruz special, all just moments from your front door!

220 Atlantic Avenue Unit 206, Santa Cruz

$599,000

1 Beds ⋅ 1 Baths ⋅ ML82064570 MLS ⋅ Active Status ⋅ Pacific Terrace BLDG.

Perched just five minutes from the vibrant heart of downtown Santa Cruz, this recently updated 1,028 sqft penthouse offers effortless urban and coastal living with a 45 min drive to Silicone Valley. The expansive living room immediately captivates with dramatic high ceilings and a cozy fireplace, creating an airy yet inviting sanctuary that flows seamlessly out to a private balcony with mountain views, a perfect backdrop overlooking the downtown skyline. The thoughtful layout features a separate, generously sized primary bedroom offering a quiet retreat with large closets. This is complemented by a spacious full bathroom and the ultimate convenience of in-unit laundry. Turnkey and recently refreshed, the home boasts brand-new LVP flooring, crisp new paint, and newer electrical updates. Residents enjoy premium community amenities, including a year-round swimming pool and spa and BBQ area, secured entry and dedicated underground parking and storage. Offering unmatched proximity to world-class dining, shopping, and entertainment, this penthouse is a retreat designed for remote workers, UCSC students, investors, first-time homebuyers, or anyone who refuses to compromise on location at an affordable price. This quiet and pet friendly complex is only 15 min to the Boardwalk and beach.

318 Soquel Avenue Unit A3, Santa Cruz

$699,000

1 Beds ⋅ 1 Baths ⋅ ML82064530 MLS ⋅ Active Status

Rare opportunity to build equity or construct your dream coastal retreat at 113 Pine Street! Situated in a highly desirable, established Santa Cruz neighborhood, this property offers exceptional location value just minutes from local beaches, downtown shopping, dining, and easy highway access. The existing structures are in poor condition with significant deferred maintenance and may be potential tear-downs, making this an ideal blank canvas for contractors, builders, savvy investors, or experienced project seekers looking for their next major undertaking. Bring your architect, land planner, and vision to explore the possibilities of a complete rebuild, major expansion, or custom footprint. The property features a 448 sq. ft. 1-bedroom, 1-bathroom primary residence, along with a converted detached garage of roughly 400 sq. ft. Value is predominantly in the land and location. Opportunities at this price point in Santa Cruz are exceptionally rare, don't miss out!

113 Pine Street, Santa Cruz

$679,526

2 Beds ⋅ 2 Baths ⋅ ML82064526 MLS ⋅ Active Status ⋅ Eastbrook Ct Hoa BLDG.

Beautifully updated upstairs end unit in a move in condition, New kitchen countertops with stainless steel deep sink, all new stainless steel appliances, dishwasher, oven/range and fridge. new light fixtures, new double pane windows and slider throughout, tile floors in the kitchen, entry and both bathrooms, mirror closet doors, recently redone custom tile shower, new countertops & sinks in both bathrooms, new toilets, bathroom light fixtures, New interior paint and New carpeting, forced air furnace replaced in 2015, new water heater in 2023, quiet complex, close to Capitola Mall Shopping center, near Twin lakes Beach and Harbor, close to down town Santa Cruz.

1713 Eastbrook Court, Santa Cruz

$728,888

3 Beds ⋅ 2 Baths ⋅ ML82064408 MLS ⋅ Active Status ⋅ El Dorado Commons BLDG.

Welcome to 1200 Capitola Road, Unit 27, where the best of Santa Cruz coastal living meets everyday convenience! Beautifully situated as a desirable corner unit with only one shared wall, this inviting three-bedroom, one-and-a-half-bath home offers comfort, flexibility, and location. One of the home's standout features is its generously sized laundry room, providing space for storage and everyday organization. With three bedrooms, there is room to create a home office, welcome guests, or enjoy the flexibility of a thoughtfully designed home. Step outside and discover why this Live Oak location is so special! Just minutes from the Santa Cruz Yacht Harbor, Twin Lakes Beach, Pleasure Point, and charming Capitola Village, you'll find endless opportunities to enjoy the coastal lifestyle. Morning coffee, beach sunsets, scenic bike rides, neighborhood parks, local farmers markets, and wonderful dining are all part of the experience. Located near shopping, schools, neighborhood amenities, and Highway 1 access, this is the perfect balance of coastal charm and everyday practicality. Whether you're searching for your first home, a coastal retreat, or simply a place to enjoy everything Santa Cruz has to offer, Unit 27 is an opportunity to make the lifestyle you've been dreaming of your own!

1200 Capitola Road Unit 27, Santa Cruz

$495,000

1 Baths ⋅ ML82063125 MLS ⋅ Active Status ⋅ Piedmont Court BLDG.

A rare opportunity to own a beautifully reimagined residence within historic Piedmont Court, one of Santa Cruz's architectural treasures. Built in the Mission Revival style with Moorish influences, the landmark building features graceful arches, towers, balconies, verandas, an inviting courtyard, and gardens. Thoughtfully designed by Suna Lock of Viewpoint Design (formerly Stripe Design), this light-filled studio honors its historic setting while introducing a refined, modern sensibility. Custom Melim Woodworking cabinetry anchors the kitchen, complemented by a Sub-Zero refrigerator, Fisher & Paykel microwave/convection oven, and induction cooktop. A separate sleeping area features a built-in bed with extra storage, while LVP flooring flows throughout the living areas. The beautifully appointed bath pairs local Fireclay tile with handmade floor tile and includes striking brass lighting and fixtures, and a generous walk-in shower with a built-in bench. Gracious, inviting common areas, assigned garage parking, and additional storage complete this artistic, cozy home, ideally situated near Downtown Santa Cruz, UCSC, beaches, dining, shopping, and all that Santa Cruz has to offer.

260 High Street Unit 208, Santa Cruz

$609,000

2 Beds ⋅ 2 Baths ⋅ ML82063582 MLS ⋅ Active Status ⋅ Eastbrook Court Hoa BLDG.

A rare opportunity to own an upstairs 2 bedrooms 1.5 baths condo. The condo retains its original character throughout, original flooring, windows, and fixtures giving the next owner a chance to renovate to their own taste. Laminate flooring in kitchen. The condo end unit is Located in the back of a small complex. Sunny front, and back decks. Close to the Santa Cruz Metro bus line, Jose Avenue Park, Santa Cruz Upper Harbor, Crow Next, Simpkins Swim Center, and weekly Farmers Market and shopping centers.

1725 Eastbrook Court, Santa Cruz

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ Active Status ⋅ Shangrila BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th Avenue Unit 43, Santa Cruz

708 Frederick Street Unit 309, Santa Cruz

$688,000

1 Beds ⋅ 1 Baths ⋅ ML82063024 MLS ⋅ Active Status ⋅ Frederick Street Commons BLDG.

Some homes make everyday life easy, and this Seabright condo is one of them. Tucked away on the upper floor with elevator access, it offers light-filled, single-level living, soaring ceilings, an open layout, and distant views toward the Harbor that make mornings feel a little brighter. The floor plan is what makes this home especially practical: a spacious bedroom plus a true second room that's ready to become a home office, guest room, workout space, or creative retreat. Hardwood floors, a gas fireplace, and a generous private balcony create comfortable spaces to unwind after a day at the beach or around town. The kitchen keeps things simple with granite slab countertops, stainless steel appliances, a new refrigerator and gas range, and plenty of room to cook without feeling crowded. The secure building includes a locked lobby, gated parking, private and bike storage, plus shared spaces like a bocce court, fire pit, garden courtyard, and gathering room. From here, it's easy to leave the car behind. Walk to Akira Sushi, Staff of Life, Lillian's, the Rio Theatre, Santa Cruz Harbor, Arana Gulch trails, and nearby beaches. It's the kind of place that quietly fits into your routine and makes Seabright easy to enjoy.

708 Frederick Street Unit 309, Santa Cruz

708 Frederick Street Unit 205, Santa Cruz

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Active Status ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. Parking space 6 and locker 9 are used by this unit. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick Street Unit 205, Santa Cruz

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS ⋅ Active Status

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola Road Unit 62, Santa Cruz

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Active Status ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer Street Unit 38, Santa Cruz

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

Santa Cruz Homes under $800,000

Newest Santa Cruz Homes under $800,000

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