Santa Cruz Homes under $2 million

Welcome to Santa Cruz, California—a vibrant coastal gem nestled between the majestic redwoods and the sparkling Pacific Ocean. Known for its laid-back vibe and stunning natural beauty, Santa Cruz offers a unique blend of outdoor adventure, artistic culture, and a welcoming community. With its famous boardwalk, picturesque beaches, and world-class surf spots, this city is a haven for nature lovers and thrill-seekers alike. Whether you're hiking in the lush forests of Henry Cowell Redwoods State Park or enjoying a sunset at Natural Bridges State Beach, the breathtaking landscapes are sure to captivate your heart.

For those looking to call Santa Cruz home, the real estate market offers a variety of charming homes under $2 million. From cozy bungalows tucked away in quiet neighborhoods to modern ocean-view properties, there’s something for everyone. Many of these homes boast unique architectural styles, lush gardens, and proximity to local amenities, including trendy cafes, boutique shops, and top-rated schools.

Living in Santa Cruz means embracing a lifestyle filled with outdoor activities, artistic expression, and a strong sense of community. Imagine waking up to the sound of waves crashing and spending your weekends exploring the vibrant downtown or indulging in fresh, local cuisine. With its diverse housing options and a price point that accommodates a range of budgets, Santa Cruz is not just a destination—it's a place to create lasting memories. Discover your dream home in this enchanting coastal city and start your Santa Cruz adventure today!

Newest Santa Cruz Homes under $2 million

220 Atlantic Avenue Unit 206, Santa Cruz

$635,000

1 Beds ⋅ 1 Baths ⋅ ML82064451 MLS ⋅ Active Status ⋅ Seabright Villas BLDG.

Coastal living at its finest! Located just steps from the sand in the highly desirable Seabright neighborhood, this charming 1-bedroom, 1-bath condo offers an incredible opportunity to enjoy the best of Santa Cruz living. Start your mornings with a stroll to the nearby cliffside benches, where you can relax and take in breathtaking views overlooking Seabright Beach, the Walton Lighthouse, and the Monterey Bay. Spend your afternoons enjoying the beach, exploring the Santa Cruz Harbor, or visiting the neighborhood's popular restaurants, coffee shops, and local breweries. The iconic Santa Cruz Beach Boardwalk is also just a short stroll away. The community features a heated saltwater swimming pool, spacious outdoor patio, secure gated underground parking, and convenient elevator access. Whether you're looking for a full-time residence or a weekend beach retreat, this property offers the perfect combination of location, convenience, and laid-back coastal living. Leave the car parked and enjoy everything that makes Santa Cruz special, all just moments from your front door!

220 Atlantic Avenue Unit 206, Santa Cruz

$1,850,000

5 Beds ⋅ 5 Baths ⋅ ML82065629 MLS ⋅ Active Status

Embrace the ultimate Santa Cruz lifestyle in this beautifully home built in 1995, offering an impressive 2,734 square feet of light-filled living space perfectly tailored for a growing family or an investment catering to UC Santa Cruz students. Tucked away on a quiet, private cul-de-sac, this charming 5-bedroom, 4.5-bathroom residence features a highly desirable layout where 4 of the bedrooms include their own private en-suite bathrooms. The main living areas are thoughtfully positioned on the second level to maximize natural light, seamlessly flowing out to a private balcony perfect for relaxing. Complete with an unbeatable location, you can easily walk to vibrant downtown dining and shopping or take a quick bike ride straight to the beach.

154 Towne Terrace, Santa Cruz

$1,675,000

3 Beds ⋅ 2 Baths ⋅ ML82065610 MLS ⋅ Active Status

Full of character & possibility, 900 Walnut Ave offers generous living spaces, abundant natural light & an expansive 7,492 sqft parcel w/exceptional potential. The freshly painted exterior features inviting designer-selected colors for lasting curb appeal. Inside experience warm tones, older hardwood & upgraded LVP/LVT floors, a traditional FP & large dual pane windows enhance the spacious living areas. The family room features a beautiful vaulted, open beamed ceiling, enclosed built-in storage & a wall of sliding glass doors opening to the huge backyard. A wide entry & pass-through breakfast bar, seamlessly connect the family room to the bright kitchen, where original cabinetry & tile preserve the home's vintage charm, complemented by ample storage and a skylight. The spacious primary suite includes an ensuite bath plus an addt'l vanity area, offering exciting potential to create a luxurious expanded bath & closet if desired. Outside, the oversized backyard is a blank canvas w/fruit trees & a stream along the rear, ready for gardens, entertaining, play or your own private retreat. The generous parcel may also offer potential to explore an ADU, refer to the City. A wonderful opportunity to enjoy today & personalize for tomorrow on a forever sized lot in a fantastic neighborhood.

900 Walnut Avenue, Santa Cruz

$940,000

2 Beds ⋅ 3 Baths ⋅ ML82065370 MLS ⋅ Active Status ⋅ Ocean View Homeowners Assoc. BLDG.

If you want the space and comfort of a home with the ease of condo living, this two-story Seabright retreat gives you both, along with privacy, amenities, and the ocean close by. Set within the gated Ocean View complex, the home offers controlled access and a peaceful setting surrounded by trees. The main level is open and inviting with a spacious living room centered around a fireplace, a dedicated dining area, and a generous kitchen with an island and abundant cabinetry. Arched openings add character while natural light and leafy views create a calm, comfortable atmosphere. Upstairs, two en-suite bedrooms provide separation from the main living spaces, and the primary opens to its own balcony. A nook at the top of the stairs creates an ideal space for reading, working from home, or adding extra storage. Two and a half bathrooms and a dedicated indoor laundry room make the layout especially practical. The community includes an indoor pool, hot tub, racquetball court, and landscaped grounds. With a park next door, the ocean just minutes away, and Seabrights shops, restaurants, beaches, and harbor nearby, this home makes it easy to enjoy the best of Santa Cruz. For the buyer who wants generous space, added privacy, and a relaxed coastal lifestyle, this one brings it all together.

75 S Branciforte Avenue, Santa Cruz

$1,368,888

4 Beds ⋅ 3 Baths ⋅ ML82063531 MLS ⋅ Active Status

Discover 1725 30th Avenue, and bring the coastal lifestyle home. Set in Santa Cruzs Live Oak neighborhood near the Capitola border, this beautiful single-story property offers four bedrooms and three full bathrooms across the main home and its additional in-law-style space, pairing an open-concept layout with ample outdoor space to make your own. The main home features three bedrooms and two full bathrooms, with a spacious living area that invites conversation and relaxed entertaining. Dual-pane windows add everyday comfort. Adjacent to the garage, the studio-style space provides the fourth bedroom and third full bathroom, offering flexibility for guests, a home office, or creative pursuits. Outside, the generous yards offer room to dine beneath the stars, grow a garden, or simply put your feet up. A private front yard, drought-tolerant landscaping, iron fencing, and spacious attic storage round out the property. Recent updates include new flooring, kitchen appliances, fresh paint inside and out and much more. Approximately 1.2 miles from the Capitola Beach Esplanade, with convenient access to Pleasure Point, Santa Cruz Harbor, restaurants, and shopping, this home offers space to settle in and plenty of reasons to head out.

1725 30th Avenue, Santa Cruz

$1,500,000

3 Beds ⋅ 2 Baths ⋅ ML82065200 MLS ⋅ Active Status

A move-in ready, single level home with a view on the Upper Westside, close to everything, with an attached 2-car garage? Yes, PLEASE! Welcome to 200 Alamo, a turnkey 1800+ square foot rancher on the canyon side of the street with views across the bay to Moss Landing. With an iconic mature redwood gently shading a spacious entertaining deck, you might just spend more time outside than you do inside with this one. The spacious floor plan includes a large living room anchored by a gas fireplace, a family room with open-concept kitchen and exterior access, and three generous bedrooms with two baths, including a primary suite at the rear of the property opening to the private deck. Watch the hawks soar, the sun rise, and the world slow down while you enjoy the private above-ground spa, take your morning coffee under the canopy of a redwood tree, or mingle with friends and/or family on those perfect Santa Cruz weekends. Located close to UCSC, Wilder Ranch, Westlake Elementary School, and all the best coffee shops and restaurants on the Westside, and in an incredible neighborhood, this home is the one you've been waiting for!

200 Alamo Avenue, Santa Cruz

$1,647,500

3 Beds ⋅ 2 Baths ⋅ ML82065167 MLS ⋅ Active Status

One-of -a-kind Artisan Adobe on the Westside of Santa Cruz. This 3/2 2019 SF home sits on a large 11,195 sf corner lot. An ideal location to catch the best of Santa Cruz. Impeccably preserved pegged-plank oak flooring a rare showcase of early California craftsmanship." A huge yard with tons of potential to make it completely your own! Come experience this ADOBE crafted residence filled with warmth and charm. Truly a natural beauty!

719 High Street, Santa Cruz

$850,000

2 Beds ⋅ 2 Baths ⋅ ML82065165 MLS ⋅ Active Status

This thoughtfully designed 2 bed, 2 bath home puts West Cliff within easy reach, with surfing, bike rides, and beach days close by. Downtown Santa Cruz is nearby too, offering restaurants, shops, and nightlife, and the home sits along the bus route for added convenience. Inside, numerous windows and sliding glass doors fill the space with natural light, creating a bright, open feel and making smart use of the layout. The primary bedroom includes an en suite bathroom, and an in-unit washer and dryer keep laundry simple. Two balconies offer room for dining al fresco or tending a container garden. Parking is easy with an attached garage plus a dedicated parking space.

208 Bay Street Unit H, Santa Cruz

$889,000

2 Beds ⋅ 2 Baths ⋅ ML82065157 MLS ⋅ Active Status

Located in the heart of Seabright, one of Santa Cruz's most desirable neighborhoods, this well maintained townhome offers a fantastic location and is move in ready. Built in 1996 and situated in a small complex, the home features fresh interior paint, new vinyl plank flooring & carpet, freshly painted kitchen cabinets & a new dishwasher. The spacious top floor primary suite is a standout, with high ceilings, multiple closets, and plenty of natural light. Additional highlights include an attached two car garage and a private back patio. Just around the corner from Staff of Life Market and close to local favorites like Lillian's & Akira, the Rio Theatre, and all that Seabright has to offer. A great opportunity to enjoy one of Santa Cruz's best neighborhoods and easy, low maintenance living!

115 Library Lane, Santa Cruz

$1,995,000

4 Beds ⋅ 3 Baths ⋅ ML82065126 MLS ⋅ Active Status

Exceptional Bonny Doon retreat featuring two spacious homes connected by a pool and deck, nestled among the redwoods on over 1.6 acres. The 3,829 sq ft main home offers 4 bedrooms, 3 baths, high ceilings, exposed beams, and expansive windows framing the redwoods. The chefs kitchen with a large island opens to a light-filled living and dining room with a river-rock fireplace. A ground-floor family room with woodstove connects to a sunroom overlooking the pool, while the primary suite opens to a private deck. A crows nest room with its own sundeck offers additional versatile space. The separate 1,671 sq ft guest house features 2 bedrooms plus an office, vaulted ceilings, skylights, and treehouse views. Natural stone terraces, gardens, a custom chicken coop, goldfish pond, and room to expand the garden or orchard enhance the outdoor setting. Carport and lower driveway provide additional parking. Surrounded by nature yet just minutes from UCSC, downtown Santa Cruz, and North Coast surf, this property offers a peaceful retreat with flexibility for multigenerational living and more.

248 Mcgivern Way, Santa Cruz

$1,495,000

3 Beds ⋅ 2 Baths ⋅ ML82065038 MLS ⋅ Active Status

Old Santa Cruz charm, with a few new tricks. Welcome to 419 Cedar St + 209 Elm St, a detached duplex in the heart of downtown that proves character and possibility can happily coexist. The Cedar St home has been thoughtfully refreshed with new interior + exterior paint, updated flooring and lighting, while keeping the vintage personality that makes it special. Tucked separately behind it, the Elm St residence opens the door to rental income, multigenerational living, a creative space, or simply a little extra breathing room. Both are recognized as legal main dwelling units. Zoned Community Commercial, there's even more to imagine here, with potential residential + commercial possibilities subject to City requirements. And talk about a good backstory: 419 Cedar was once home to Chimney Sweep Books, Santa Cruz's wonderfully quirky shop for rare + antiquarian books. Live in one. Rent the other. Create something new. Two homes, one very cool corner of Santa Cruz, and a story that's still being written.

419 Cedar Street, Santa Cruz

$1,199,000

3 Beds ⋅ 3 Baths ⋅ ML82065003 MLS ⋅ Active Status

Welcome to this beautifully refreshed Santa Cruz home, ideally situated on a quiet cul-de-sac in a convenient central location! Offering 3 bedrooms, 2.5 bathrooms, and 1,602 square feet of inviting living space. The spacious open living area showcases a stunning exposed wood-beam ceiling, Andersen French doors, and a cozy wood-burning fireplace. This home features fresh interior paint, brand-new carpeting, appliances, and toilets, along with beautiful hardwood floors and vaulted ceilings. Central air conditioning adds year-round comfort. Step outside to a generous backyard deck and patio, perfect for relaxing, entertaining, and enjoying the peaceful natural setting, with county green space bordering the rear of the property for added privacy. The attached two-car garage offers a workbench, built-in shelving, and washer/dryer. Enjoy easy access to shopping, dining, major commute routes, and Santa Cruz's beautiful beaches. An exceptional combination of location, comfort, privacy, and value this Santa Cruz gem is ready to welcome you home!

2906 Kristie Court, Santa Cruz

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

Santa Cruz Homes under $2 million

Newest Santa Cruz Homes under $2 million

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