95062 Homes with HOA

95062 Homes with HOA

Welcome to the vibrant and picturesque community of Santa Cruz, California, nestled in the heart of Santa Cruz County. The zip code 95062 encompasses a delightful blend of coastal charm and modern living, making it an ideal place for families, retirees, and everyone in between.

Homes in this area often come with the added benefit of Homeowners Associations (HOA), providing residents with a sense of community and shared responsibility. These associations ensure that the neighborhood maintains its aesthetic appeal and fosters a friendly atmosphere. With amenities ranging from beautifully landscaped common areas to recreational facilities, living in an HOA community allows for a worry-free lifestyle where you can enjoy your surroundings without the hassle of upkeep.

Santa Cruz is renowned for its stunning beaches, vibrant downtown, and a rich array of outdoor activities. Whether you're surfing the waves at the iconic Steamer Lane, strolling through the historic Santa Cruz Beach Boardwalk, or exploring the lush trails of Henry Cowell Redwoods State Park, there's no shortage of adventure right at your doorstep.

In addition to its natural beauty, the area boasts a diverse culinary scene, boutique shopping, and cultural events that celebrate the local arts. With a mild climate year-round, residents can enjoy outdoor activities and community gatherings throughout the seasons.

Choosing to call 95062 home means embracing a lifestyle filled with sun, surf, and a strong sense of community. Discover the charm of Santa Cruz and find your perfect home today!

Newest 95062 Homes with HOA

$830,000
2 Beds ⋅ 2 Baths ⋅ ML82061619 MLS ⋅ Active Status
Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

1519 Hidden Terrace Court, Santa Cruz
$525,000
2 Beds ⋅ 1 Baths ⋅ ML82060784 MLS ⋅ Active Status ⋅ Homestead Park BLDG.
Welcome to Homestead Park and a lovely updated home. Lots of natural light with newer paint and a completely remodeled kitchen. The larger bedroom has French doors which open to to the private back yard and a beautifully pruned Magnolia tree. Plenty of room to enjoy the outdoors. This is a 55+ park with a very convenient location. Close to 41st. Avenue and Pleasure Point. The park has some of the lowest HOA dues in our County at $220 per month. The furniture in the photos has been moved out~ now you can capture your own creative design. This clean and bright home is ready for you to move right in!

2355 Brommer Street Unit 6, Santa Cruz
$710,000
1 Beds ⋅ 1 Baths ⋅ ML82060516 MLS ⋅ Active Status ⋅ Seabright Villas BLDG.
Wake up to beautiful ocean views right from your own balcony. Tucked in the heart of Seabright , one of Santa Cruz's most beloved neighborhoods, this charming condo puts you within walking distance of Seabright Beach and just a short stroll from the Santa Cruz Harbor and Boardwalk. The home is just steps from local restaurants and bars, making this the perfect spot for entertainment, leisure, or simply soaking in the beach town atmosphere. Inside, the condo is beautifully designed with spacious living, dining, and bedroom areas filled with natural light. Feel secure with gated underground parking, private storage, and elevator access serving every floor. HOA fees cover all utilities except cable and internet, making everyday living easy and worry-free. When you're ready to unwind, spend your afternoons at the heated saltwater pool or take a sunset walk along the beach just minutes from your door. Whether you're looking for a a vacation home or a fun full-time residence, this condo delivers the ideal blend of comfort and location. This isn't just a home, its a beach lifestyle. Don't miss your chance to make it yours.

220 Atlantic Avenue Unit 312, Santa Cruz
$2,500,000
4 Beds ⋅ 3 Baths ⋅ ML82059608 MLS ⋅ Active Status
Fifty feet from the sand in a small, private beachfront enclave, this unusually spacious ocean view home offers a lifestyle most people only dream about. Step outside and you'll hear the waves before you see them, as you take the short walk to the water's edge to watch the surfers working the famous break at 26th Avenue. This is the beach lifestyle people across the country chase. Wake to the sun rising over Monterey Bay, grab your coffee, and wander down to the grassy bluff above the surf line, where whales, otters, and dolphins put on a daily show. Paddle out to one of the best shortboard breaks in Santa Cruz, or watch the locals carve it up while the tide rolls in. When the fog drifts through, the covered and enclosed patios keep the party going. Pleasure Point's shops, cafes, and coastal trail are all just a stroll away. Here the car sits parked for days because everything worth having, the beach, the break, the bakery, the neighbors who become friends, beckons just outside your door. Full time residence, family beach retreat, or the place you finally slow down and let the ocean set your schedule, this is the coastal life buyers spend years searching for. Homes in this tiny community almost never come to market, so don't miss your chance to live the dream in Santa Cruz.

22650 E Cliff Drive, Santa Cruz
$525,000
1 Beds ⋅ 1 Baths ⋅ ML82059874 MLS ⋅ Active Status ⋅ Swan Lake Gardens Hoa BLDG.
Santa Cruz Coastal Villa, 1 BD/1BA, 639 ft end unit. Short walk to Blacks and Sunny Cove Beaches. Lush resort style gardens, private, lattice fenced patio tucked beneath mature trees and green belt views out of every window, low foot traffic, privacy without facing other buildings or parking area. Easy access to Farmers Market, Bakery, East Cliff Village, restaurants, yacht harbor. Inside, the open living area flows into a well-appointed kitchen featuring light wood cabinetry, granite countertops, a peninsula with bar seating, stainless steel range paired with a sleek black refrigerator. New luxury vinyl flooring runs throughout, and a sliding glass door off the living room opens to a covered deck framed by lattice railings and a leafy tree canopy. The bedroom offers a spacious walk-in closet and connects directly to the bathroom, new flooring, while a hallway closet adds extra storage. Residents enjoy access to a shared laundry room, a large grassy common lawn shaded by eucalpytus trees and one conveniently assigned carport. Community amenities include a pool with lounge seating, fitness center, and clubhouse for private use. Come live the Santa Cruz Beach lifestyle, minutes to the sand!

755 14th Avenue Unit 409, Santa Cruz
$470,109
1 Beds ⋅ 1 Baths ⋅ ML82058975 MLS ⋅ Active Status
City of Santa Cruz Measure O Condo located in highly desirable Seabright location. 1 person max income- $96,050. 2 person max income- $109,750. Preference is given to a Buyer that lives or works in City of Santa Cruz. Rare, affordable housing offering. This bright, well-designed 1-bedroom condo is located in a secure building built in 2015, with a locked lobby, gated garage parking, resident elevator, shared indoor lounge spaces, bike storage, outdoor community spaces and fire pit, and guest parking. Inside, natural light fills the open living space, where a gas fireplace creates a warm focal point and a spacious private balcony offers the perfect spot for morning coffee, mid-day lunch, or an evening unwind. The eat-in kitchen features a gas range, microwave, and ample counter space, while in-unit laundry adds everyday convenience. The generous bedroom includes a full-size closet. The secure garage includes an assigned parking space (#9) and private storage locker (#3), with additional bike storage. Walkable to Arana Gulch, the Santa Cruz Harbor and Beaches, multiple restaurants and grocery markets, Rio Theater and neighborhood parks. Rarely does a condo offer the ease of single-level living with this much convenience and connection to Santa Cruz.

708 Frederick Street Unit 202, Santa Cruz
$725,000
2 Beds ⋅ 2 Baths ⋅ ML82058994 MLS ⋅ Active Status ⋅ Villa Santa Cruz BLDG.
So much light and space greet you as you enter the door of this modern home situated near Live Oak beaches, the library and Pleasure Point. This home has many upgrades, including: new roof, high tray ceilings, fresh paint and flooring, double paned windows, transom windows, covered porch and deck, skylights, pantry, separate laundry room, and an office that could be used as a bedroom! Outside is a locked storage area, covered parking, and an electric lift should you need one. The Villa Santa Cruz community is vibrant and full of amenities including swimming pool, sauna, community room, green belt area, and opportunities to get to know the fellow community members through events, games, and simply walking around the beautiful area. An adult community featuring co-op ownership.

2435 Felt Street Unit 101, Santa Cruz
$1,480,000
2 Beds ⋅ 3 Baths ⋅ ML82058679 MLS ⋅ Active Status ⋅ Yacht Harbor Cove BLDG.
Seas your opportunity to live the best of coastal life by the Santa Cruz Yacht Harbor. This immaculate freshly painted Seabright townhome is just steps from the harbor path and sandy beaches. Enjoy ocean breezes and morning light from multiple decks, including one with a view of the sea. The entry level features a loft-style bedroom suite with full bath and private patio. On the second floor, a spacious primary suite offers a cozy fireplace, private deck, jetted tub, walk-in closet, laundry area, and elevator access. The top floor is built for entertaining with an open-concept living room, formal dining, and large kitchenplus a full bath and additional deck for seamless indoor-outdoor flow. A gated entry, private 2-car garage, and elevator make life easy. Located in the heart of vibrant Seabright, you're a short stroll from the Crows Nest, cafés, parks, and year-round harbor eventsfrom the holiday boat parade to summer fireworks. Relaxation, recreation, and community await.

152 Frederick Street, Santa Cruz
$949,000
2 Beds ⋅ 2 Baths ⋅ ML82060821 MLS ⋅ Active Status ⋅ Harbor Cove BLDG.
Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

574 Spinnaker Court, Santa Cruz
$910,000
2 Beds ⋅ 2 Baths ⋅ ML82056687 MLS ⋅ Active Status ⋅ Library Lane Oa BLDG.
Welcome to 110 Library Lane, a refreshed 2-bedroom, 2-bath townhouse located in Santa Cruz's highly desirable Seabright neighborhood just minutes from beaches, the harbor, and Midtown favorites. The home features updated flooring, fresh paint, new doors, modern lighting, and updated appliances, creating a bright and inviting living space. Vaulted ceilings upstairs enhance the spacious feel of the light-filled bedrooms. Smart home upgrades include app-controlled lighting, Ring security, and smart locks for added convenience. Enjoy private outdoor space ideal for relaxing or entertaining, along with a spacious two-car garage perfect for surfboards, bikes, and beach gear. Close to Seabright Beach, the Rio Theatre, local restaurants, cafes, and neighborhood shops. Tenant occupied through April 30, 2027. Digitally Altered Images Disclosure: Some images in this listing may have been digitally enhanced or virtually staged for illustrative purposes. Alterations may include the addition or removal of furniture, fixtures, landscaping, or other features. Original, unaltered images are available upon request.

110 Library Lane, Santa Cruz
$1,199,000
3 Beds ⋅ 3 Baths ⋅ ML82056602 MLS ⋅ Active Status ⋅ Harbor Cove BLDG.
Now offered at $1,199,000, 584 Spinnaker Court combines thoughtful updates, natural light and a private garden setting in the gated Harbor Cove community. This 3-bedroom, 2.5-bath home offers 1,522 square feet and a two-car garage, with soaring ceilings, skylights and abundant natural light creating an open, inviting feel. Thoughtful updates include bamboo flooring, radiant heat, remodeled kitchen and baths, Scandinavian-inspired cabinetry, stone counters and distinctive tile details. Step outside to a private, landscaped garden that feels like an extension of the home, peaceful, established and made for enjoying the Santa Cruz climate. The location adds another layer to the lifestyle. Harbor Cove offers direct access to the Arana Gulch and Upper Harbor walking and biking trails, with the harbor, restaurants, recreation and the coast all within easy reach. A private retreat in a wonderfully connected Santa Cruz location. Spinnaker is a home that deserves a fresh look.

584 Spinnaker Court, Santa Cruz
$425,000
2 Beds ⋅ 2 Baths ⋅ ML82055836 MLS ⋅ Active Status ⋅ Shangri La BLDG.
I am waiting for you to come see me. This beautifully updated 840-square-foot home offers two bedrooms and two full bathrooms, providing a comfortable and functional living space. The open-concept layout seamlessly combines the kitchen and family room, with a dining area conveniently incorporated into the main living space. Recent upgrades include brand-new appliances, stylish bathroom vanities with updated fixtures, fresh interior and exterior paint, and new flooring throughout. Central forced-air heating and a dedicated laundry area add to the home's everyday convenience. Move-in ready, this home has been thoughtfully renovated so you can settle in with ease. Ideally located near the shops, restaurants, and beautiful beaches of Santa Cruz, this property offers the perfect opportunity to enjoy the relaxed lifestyle of a vibrant coastal community. This community is 62 and over.

1040 38th Unit 6, Santa Cruz
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.