95062 Homes under $600,000

Welcome to the vibrant community of Santa Cruz, California, specifically the charming zip code 95062! Nestled along the stunning Central Coast, this area boasts a unique blend of coastal beauty, rich culture, and outdoor adventure, making it an ideal place to call home.

In 95062, you'll find a diverse array of homes, including attractive options under $600,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this price range offers a variety of choices that cater to different lifestyles. From cozy bungalows to modern condos, the real estate market here is both accessible and appealing, allowing you to experience the Santa Cruz lifestyle without breaking the bank.

Living in this part of Santa Cruz means you’re just minutes away from the iconic beaches, where you can soak up the sun, surf the waves, or enjoy a leisurely stroll along the picturesque coastline. The vibrant downtown area is filled with eclectic shops, delicious eateries, and local art galleries, offering a lively atmosphere that fosters community engagement. Nature enthusiasts will appreciate the nearby parks and hiking trails, perfect for weekend adventures.

With its welcoming vibe, rich history, and stunning natural surroundings, 95062 is more than just a zip code; it’s a place where you can create lasting memories. Explore the available homes under $600,000 and discover the perfect sanctuary that fits your lifestyle in this enchanting coastal city. Your dream home in Santa Cruz awaits!

Newest 95062 Homes under $600,000

$599,000

1 Beds ⋅ 1 Baths ⋅ ML82064570 MLS ⋅ Active Status ⋅ Pacific Terrace BLDG.

Perched just five minutes from the vibrant heart of downtown Santa Cruz, this recently updated 1,028 sqft penthouse offers effortless urban and coastal living with a 45 min drive to Silicone Valley. The expansive living room immediately captivates with dramatic high ceilings and a cozy fireplace, creating an airy yet inviting sanctuary that flows seamlessly out to a private balcony with mountain views, a perfect backdrop overlooking the downtown skyline. The thoughtful layout features a separate, generously sized primary bedroom offering a quiet retreat with large closets. This is complemented by a spacious full bathroom and the ultimate convenience of in-unit laundry. Turnkey and recently refreshed, the home boasts brand-new LVP flooring, crisp new paint, and newer electrical updates. Residents enjoy premium community amenities, including a year-round swimming pool and spa and BBQ area, secured entry and dedicated underground parking and storage. Offering unmatched proximity to world-class dining, shopping, and entertainment, this penthouse is a retreat designed for remote workers, UCSC students, investors, first-time homebuyers, or anyone who refuses to compromise on location at an affordable price. This quiet and pet friendly complex is only 15 min to the Boardwalk and beach.

318 Soquel Avenue Unit A3, Santa Cruz

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ Active Status ⋅ Shangrila BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th Avenue Unit 43, Santa Cruz

708 Frederick Street Unit 205, Santa Cruz

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Active Status ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. Parking space 6 and locker 9 are used by this unit. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick Street Unit 205, Santa Cruz

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS ⋅ Active Status

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola Road Unit 62, Santa Cruz

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Active Status ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer Street Unit 38, Santa Cruz

$265,000

1 Beds ⋅ 1 Baths ⋅ ML82061465 MLS ⋅ Active Status ⋅ Opal Cliffs Mobile Home Park BLDG.

The Ultimate Beachside Retreat at Pleasure Point. Looking for an incredible coastal escape where you can walk to the surf and fall asleep to the sound of crashing waves? This beautifully updated 1 bedroom-plus home in Pleasure Point offers the quintessential Santa Cruz lifestyle! Exterior Highlights Unbeatable Location: Just two blocks to the beach and world-renowned surf breaks at Pleasure Point. Convenient & Walkable: Easy bike ride to New Leaf Community Markets, Whole Foods, local taquerias, and neighborhood dining. Exterior Upgrades: Newly installed and painted HardiePlank® siding with modern corrugated stainless-steel skirting, new double-pane windows with custom cedar trim, aluminum awnings, and a brand-new front deck perfect for morning coffee.Private Outdoor Space: Enclosed by flagstone pavers and lush bamboo for complete privacy. Interior Charm & Modern Systems Rustic Coastal Vibe: Features fresh paint throughout, classic antique Redwood doors, Redwood china cabinets, built-in Birchwood bar with a brass rail, and excellent built-in storage. Restored claw-foot bathtub with built-in Redwood shelving. Fully updated electrical and plumbing, plus a gas heater (under 10 years old) to warm up fast after a surf session. Turnkey & Passed recent home inspection with no issues.

890 38th Avenue Unit 19, Santa Cruz

$382,000

2 Beds ⋅ 1 Baths ⋅ ML82061378 MLS ⋅ Active Status ⋅ Snug Harbor BLDG.

Welcome to your sweet coastal retreat! Wake up to the fresh ocean air, and enjoy your morning beverage at home or overlooking the sparkling Pacific ocean. This cozy and bright manufactured home with an updated kitchen, all new appliances including Electrolux laundry system, and newly appointed bathroom is perfectly located in the vibrant Live Oak/East Cliff neighborhood. Just a five minute walk from world class surf spots on East Cliff Drive, it is the ideal location for surfing, strolling or biking to coffee, the Farmer's Market, shopping, eateries, going to the movies, meeting up with friends, walking your dog, or hanging out at the beach, among other things. Entertain on your spacious and private garden patio, after a fun filled day of activities. If you like to garden, there are mature plants to tend, as well as room to grow what you love. There are two off street parking spaces as well as two outbuildings to house your garden tools and art supplies, as well as your outdoor toys. Make sure to check out this awesome opportunity to own a piece of the Central Coast lifestyle, and enjoy all that Santa Cruz beach life has to offer just outside the door of your sweet coastal retreat.

740 30th Avenue Unit 115, Santa Cruz

1555 Merrill Street Unit 176, Santa Cruz

$365,000

2 Beds ⋅ 2 Baths ⋅ ML82058543 MLS ⋅ Active Status ⋅ Shoreline Mobile Estates BLDG.

Tucked away at the end of a peaceful street with zero through-traffic, this 2-bedroom, 2-bathroom home offers privacy in a 55+ community. Inside, you will find fresh, updated flooring that brings a clean, modern feel to the bright and comfortable living space. Two bonus detached structures provide extra storage space while the carport protects your vehicle from the elements. Its prime end-of-road location ensures a quiet setting where you can unwind without the noise of passing cars, all while placing you just minutes from the stunning beaches of Santa Cruz, as well as locally owned restaurants and shops. Beyond the privacy of your own home, the active adult community features fantastic amenities, including a welcoming clubhouse and a sparkling pool.

1555 Merrill Street Unit 176, Santa Cruz

$525,000

1 Beds ⋅ 1 Baths ⋅ ML82059874 MLS ⋅ Active Status ⋅ Swan Lake Gardens Hoa BLDG.

Santa Cruz Coastal Villa, 1 BD/1BA, 639 ft end unit. Short walk to Blacks and Sunny Cove Beaches. Lush resort style gardens, private, lattice fenced patio tucked beneath mature trees and green belt views out of every window, low foot traffic, privacy without facing other buildings or parking area. Easy access to Farmers Market, Bakery, East Cliff Village, restaurants, yacht harbor. Inside, the open living area flows into a well-appointed kitchen featuring light wood cabinetry, granite countertops, a peninsula with bar seating, stainless steel range paired with a sleek black refrigerator. New luxury vinyl flooring runs throughout, and a sliding glass door off the living room opens to a covered deck framed by lattice railings and a leafy tree canopy. The bedroom offers a spacious walk-in closet and connects directly to the bathroom, new flooring, while a hallway closet adds extra storage. Residents enjoy access to a shared laundry room, a large grassy common lawn shaded by eucalpytus trees and one conveniently assigned carport. Community amenities include a pool with lounge seating, fitness center, and clubhouse for private use. Come live the Santa Cruz Beach lifestyle, minutes to the sand!

755 14th Avenue Unit 409, Santa Cruz

708 Frederick Street Unit 202, Santa Cruz

$470,109

1 Beds ⋅ 1 Baths ⋅ ML82058975 MLS ⋅ Active Status

City of Santa Cruz Measure O Condo located in highly desirable Seabright location. 1 person max income- $96,050. 2 person max income- $109,750. Preference is given to a Buyer that lives or works in City of Santa Cruz. Rare, affordable housing offering. This bright, well-designed 1-bedroom condo is located in a secure building built in 2015, with a locked lobby, gated garage parking, resident elevator, shared indoor lounge spaces, bike storage, outdoor community spaces and fire pit, and guest parking. Inside, natural light fills the open living space, where a gas fireplace creates a warm focal point and a spacious private balcony offers the perfect spot for morning coffee, mid-day lunch, or an evening unwind. The eat-in kitchen features a gas range, microwave, and ample counter space, while in-unit laundry adds everyday convenience. The generous bedroom includes a full-size closet. The secure garage includes an assigned parking space (#9) and private storage locker (#3), with additional bike storage. Walkable to Arana Gulch, the Santa Cruz Harbor and Beaches, multiple restaurants and grocery markets, Rio Theater and neighborhood parks. Rarely does a condo offer the ease of single-level living with this much convenience and connection to Santa Cruz.

708 Frederick Street Unit 202, Santa Cruz

$425,000

2 Beds ⋅ 2 Baths ⋅ ML82055836 MLS ⋅ Active Status ⋅ Shangri La BLDG.

I am waiting for you to come see me. This beautifully updated 840-square-foot home offers two bedrooms and two full bathrooms, providing a comfortable and functional living space. The open-concept layout seamlessly combines the kitchen and family room, with a dining area conveniently incorporated into the main living space. Recent upgrades include brand-new appliances, stylish bathroom vanities with updated fixtures, fresh interior and exterior paint, and new flooring throughout. Central forced-air heating and a dedicated laundry area add to the home's everyday convenience. Move-in ready, this home has been thoughtfully renovated so you can settle in with ease. Ideally located near the shops, restaurants, and beautiful beaches of Santa Cruz, this property offers the perfect opportunity to enjoy the relaxed lifestyle of a vibrant coastal community. This community is 62 and over.

1040 38th Unit 6, Santa Cruz

$375,000

2 Beds ⋅ 1 Baths ⋅ ML82048854 MLS ⋅ Active Status ⋅ Shangri La BLDG.

Light and bright home located in Shangri La! This park is located within a quick bike ride to the beach, Capitola Village and many conveniences that include grocery stores, movie theatres, banks, stores, and near the Hospital too. This is a wonderful community to call home. As you step inside this home you are greeted with creamy white walls, dual pane windows that provide lots of natural light, vaulted ceilings that gives this home a much larger feel. The oversized kitchen is great for the cook, and entertainer, and has ample storage, and a skylight for added natural light. The bathroom has a newer stall shower which is convenient and practical. The inside laundry ( washer/dryer not included in sale ) is located in the hall for added convenience. Large closets provide storage options also. The shed is custom and has tall ceilings, a window for added storage. There is a area to garden as well. Shangri La is a sweet community, Don't let this one pass you by! Age restricted, must be 62 years old or older.

1040 38th Avenue Unit 9, Santa Cruz

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.