95010 Homes under $2 million

95010 Homes under $2 million

Welcome to the picturesque zip code 95010, nestled in the heart of Capitola, California, where coastal charm meets vibrant community living. This delightful area is renowned for its stunning beaches, quaint shops, and a lively atmosphere that captures the essence of California coastal life. Whether you're a beach lover, an outdoor enthusiast, or someone who appreciates a tight-knit community, 95010 has something special for everyone.

Capitola offers a diverse range of homes under $2 million, making it an attractive option for families, first-time buyers, and retirees alike. You can find charming bungalows, modern townhomes, and even luxurious ocean-view properties, all within your budget. Many of these homes boast unique architectural styles and are situated just minutes from the sandy shores of Capitola Beach, where you can soak up the sun or enjoy a leisurely stroll along the vibrant Esplanade.

The community is rich in local culture, with an array of dining options, art galleries, and seasonal festivals that bring residents together. The Capitola Village, with its colorful storefronts and inviting atmosphere, is a must-visit, offering everything from fresh seafood to artisanal crafts.

Living in 95010 means embracing a lifestyle where outdoor adventures await at every turn, from hiking in the nearby redwoods to surfing in the Pacific. With its breathtaking scenery and welcoming community spirit, this zip code is more than just a place to live—it's a place to thrive. Discover your dream home in Capitola today and experience the magic of coastal living!

Newest 95010 Homes under $2 million

431 Capitola Avenue, Capitola
$869,000
3 Beds ⋅ 2 Baths ⋅ ML82062991 MLS ⋅ Active Status
3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!

431 Capitola Avenue, Capitola
518 Capitola Avenue, Capitola
$1,699,000
4 Beds ⋅ 4 Baths ⋅ ML82060142 MLS ⋅ Active Status
Rare opportunity to own two detached residences on one property in the heart of Capitola, just minutes from Capitola Village, the beach, restaurants, and shops. Unlike a traditional duplex, each home is its own separate structure, offering exceptional privacy and flexibility with no shared living walls and no one living above or below. Both residences feature 2 bedrooms, 2 full baths, an attached 1-car garage, and in-unit laundry. Each has a bedroom and full bath on the ground floor, while upstairs the kitchen opens to the living and dining areas alongside a spacious primary suite. Unit B is enhanced by vaulted ceilings and a private deck, adding to its open and airy feel. Unit A is currently tenant occupied, while Unit B is owner occupied, providing future flexibility for an owner-user. Live in one and rent the other, enjoy a Capitola getaway with built-in income, or add a unique coastal property to your investment portfolio. A special opportunity to enjoy the Capitola lifestyle just moments from the Village. Adjacent property also available, creating a rare opportunity to acquire two neighboring income properties totaling five units in Capitola.

518 Capitola Avenue, Capitola
518 Capitola Avenue, Capitola
$1,699,000
ML82060133 MLS ⋅ Active Status
Rare opportunity to own two detached residences on one property in the heart of Capitola, just minutes from Capitola Village, the beach, restaurants, and shops. Unlike a traditional duplex, each home is its own separate structure, offering exceptional privacy and flexibility with no shared living walls and no one living above or below. Both residences feature 2 bedrooms, 2 full baths, an attached 1-car garage, and in-unit laundry. Each has a bedroom and full bath on the ground floor, while upstairs the kitchen opens to the living and dining areas alongside a spacious primary suite. Unit B is enhanced by vaulted ceilings and a private deck, adding to its open and airy feel. Unit A is currently tenant occupied, while Unit B is owner occupied, providing future flexibility for an owner-user. Live in one and rent the other, enjoy a Capitola getaway with built-in income, or add a unique coastal property to your investment portfolio. A special opportunity to enjoy the Capitola lifestyle just moments from the Village. Adjacent property also available, creating a rare opportunity to acquire two neighboring income properties totaling five units in Capitola.

518 Capitola Avenue, Capitola
4820 Opal Cliff Drive Unit 103, Capitola
$1,199,000
2 Beds ⋅ 1 Baths ⋅ ML82060043 MLS ⋅ Active Status ⋅ Opal Cliff East BLDG.
Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

4820 Opal Cliff Drive Unit 103, Capitola
1147 Callas Lane Unit 2, Capitola
$619,000
2 Beds ⋅ 1 Baths ⋅ ML82059725 MLS ⋅ Active Status ⋅ Capitola Knolls BLDG.
This turnkey end unit condo offers maximum privacy and style with brand new LVP flooring, a fully remodeled bathroom, and two oversized bedrooms featuring a large primary walk in closet. The updated kitchen shines with sleek stainless steel appliances, granite countertops, updated cabinetry, and a large pantry for plenty of storage. Complete with a 1 car carport, additional storage, and shared laundry. Enjoy the ultimate low maintenance coastal lifestyle where every day feels like a vacation. Stroll to New Brighton Beach, grab morning coffee and pastries at the iconic Gayles Bakery, or spend the afternoon exploring the vibrant shops, dining, and year-round festivities in Capitola Village.

1147 Callas Lane Unit 2, Capitola
815 Balboa Avenue Unit 106, Capitola
$848,000
2 Beds ⋅ 2 Baths ⋅ ML82059372 MLS ⋅ Active Status ⋅ Anchor West BLDG.
Welcome to 815 Balboa Avenue #106! This updated 2 bed, 1.5 bath condo offers 759 sq ft of bright coastal living in Eastside Capitola, one block from New Brighton State Beach. The open kitchen & living room share a calm, light-filled atmosphere, with a sliding glass door leading to a private balcony that faces the water. A fireplace anchors the living area, and the dining area takes in ocean views of its own. The kitchen features stainless steel appliances with generous cabinet & counter space, including room to serve and dine just off the main living area. The primary bedroom includes a walk-in closet, adding to the home's ample storage. Residents enjoy a community pool and a shared rooftop deck with coastal views. One block from New Brighton State Beach, with easy access to Capitola Beach, Capitola Village, Gayle's Bakery & Highway 1. Equally suited as a full-time residence or low-maintenance weekend retreat. A relaxed blend of coastal comfort & convenience in the heart of Capitola.

815 Balboa Avenue Unit 106, Capitola
511 Capitola Avenue, Capitola
$1,500,000
4 Beds ⋅ 2 Baths ⋅ ML82059357 MLS ⋅ Active Status
This duplex offers a unique combination of space, location, and potential in the heart of Capitola Village. Rarely does a property of this size become available in such a prime location. Enjoy the ultimate Capitola Village lifestyle with the beach, local boutiques, restaurants, and grocery stores just a short stroll away.While being within easy walking distance of the action, the property is positioned just outside the main thoroughfare, providing a peaceful retreat from the hustle and bustle. This property is an ideal choice for investors or those looking for a versatile living arrangement. While the home retains much of its original charm and is ready for a modern touch, it offers a fantastic blank canvas for a new owner to customize the space and significantly add value. The garage presents a great opportunity, with some TLC, it can be restored to full functionality, providing highly coveted, private off-street parking. The current long-term tenants are happy to stay, offering immediate, reliable income for a new owner looking for a rental investment. Whether you are looking to add something special to your portfolio or secure a foothold in one of the coast's most desirable cities, this duplex presents a rare and versatile opportunity.

511 Capitola Avenue, Capitola
511 Capitola Avenue, Capitola
$1,500,000
ML82059281 MLS ⋅ Active Status
This duplex offers a unique combination of space, location, and potential in the heart of Capitola Village. Rarely does a property of this size become available in such a prime location. Enjoy the ultimate Capitola Village lifestyle with the beach, local boutiques, restaurants, and grocery stores just a short stroll away.While being within easy walking distance of the action, the property is positioned just outside the main thoroughfare, providing a peaceful retreat from the hustle and bustle. This property is an ideal choice for investors or those looking for a versatile living arrangement. While the home retains much of its original charm and is ready for a modern touch, it offers a fantastic blank canvas for a new owner to customize the space and significantly add value. The garage presents a great opportunity, with some TLC, it can be restored to full functionality, providing highly coveted, private off-street parking. The current long-term tenants are happy to stay, offering immediate, reliable income for a new owner looking for a rental investment. Whether you are looking to add something special to your portfolio or secure a foothold in one of the coast's most desirable cities, this duplex presents a rare and versatile opportunity.

511 Capitola Avenue, Capitola
1133 Callas Lane Unit 2, Capitola
$600,000
2 Beds ⋅ 1 Baths ⋅ ML82057821 MLS ⋅ Active Status ⋅ Capitola Knolls BLDG.
NEW PRICE! A fresh opportunity to own in Capitola, now offered at $600,000. Walk to New Brighton State Beach for a morning by the water, grab coffee and pastries at Gayle's Bakery, spend the day surfing or paddleboarding, explore the shops and restaurants of Capitola Village, or head into the redwoods for hiking and biking in The Forest of Nisene Marks. It's all part of what makes this location such a special place to call home or escape to for the weekend. Beautifully updated and move-in ready, this 2-bedroom condo offers the ease of low-maintenance living with a light-filled interior featuring fresh designer paint, upgraded countertops, custom window coverings, stylish finishes, and a primary bedroom with a spacious walk-in closet. A true private garage provides valuable parking and storage, while the pet-friendly community offers a pool and peaceful common greenbelts. Cabrillo College is just minutes away, along with convenient access to Highway 1. Whether you're looking for a full-time residence or a coastal weekend retreat, this Capitola condo offers a wonderful combination of location, convenience, and lifestyle.

1133 Callas Lane Unit 2, Capitola
420 Pilgrim Drive, Capitola
$1,999,000
2 Beds ⋅ 2 Baths ⋅ ML82053104 MLS ⋅ Active Status
Just reduced 201,000! Such a quiet neighborhood of beautiful homes yet just a short walk to Capitola village, Gayles Bakery and of course the beach. This mid century home on a quiet street has just had an extensive upgrade of both home and landscape with beautiful pavers, a natural gas firepit to gather around in the evenings, artificial turf, new fencing, landscape lighting, irrigation and so much more. The home features a new smooth stucco exterior, refinished white oak floors, all new Milgard windows, interior doors, interior and exterior paint, new stainless appliances, recessed lighting, nest thermostat, ring doorbell, security cameras and new electrical panels . Indoor laundry room. Much of the original 1950's charm has been retained in the kitchen and bathrooms. A two car garage and plenty of driveway parking is a rare bonus in Capitola. Inside laundry room. Enticing areas in both the front and back yards for relaxing and entertaining. Private backyard with no rear neighbors. Mature producing avocado, orange and lime trees. A location like this doesn't come along every day, just above the activity in the village, yet such a quiet street. Five minute walk to the Esplanade and beach!

420 Pilgrim Drive, Capitola
833 Sir Francis Avenue, Capitola
$1,350,000
4 Beds ⋅ 2 Baths ⋅ ML82057072 MLS ⋅ Active Status
FOUR BEDROOM TWO BATH HOME. SALE SUBJECT TO LONG TERM LEASE.

833 Sir Francis Avenue, Capitola
1117 Sutherland Lane Unit 2, Capitola
$775,000
3 Beds ⋅ 2 Baths ⋅ ML82055528 MLS ⋅ Active Status ⋅ Capitola Knolls Hoa BLDG.
Welcome to this rare opportunity in the highly desirable Capitola Knolls community! This beautifully maintained 3 bed, 1.5 bath condominium offers 1,134 sqft of inviting living space thoughtfully designed for comfort and functionality. Inside, you'll find a bright, open-concept floor plan with stylish wood plank flooring, an updated kitchen featuring rich wood cabinetry, granite countertops, and ample storage, along with a seamless flow between the living, dining, and kitchen. Step outside to your private patio, an ideal space for morning coffee, outdoor dining, or relaxing after a day at the beach. Upstairs, you'll find three spacious bedrooms, a full bathroom, and dual-pane windows that fill the home with natural light. Located in the highly desirable Capitola Knolls community, residents enjoy beautifully maintained park-like grounds with towering redwoods, expansive greenbelts, walking paths, a sparkling community pool, and spa. The monthly HOA fee covers water, garbage, and insurance, providing added convenience and value for homeowners. The home also includes a shared two-car garage with a private garage door and additional storage. Just minutes from Capitola Village, New Brighton State Beach, local restaurants, shopping, Cabrillo College, and convenient Highway 1 access.

1117 Sutherland Lane Unit 2, Capitola
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.