95010 Homes under $1.25 million

95010 Homes under $1.25 million

Welcome to the charming zip code 95010, nestled in the picturesque city of Capitola, California. Known for its stunning coastal views and vibrant community, this area offers a unique blend of coastal living and small-town charm. With the Santa Cruz Mountains as a backdrop and the Pacific Ocean just a stone's throw away, residents of Capitola enjoy a lifestyle filled with outdoor adventures and scenic beauty.

For those seeking their dream home in this idyllic location, you’ll be pleased to know that there are wonderful options available under $1.25 million. Whether you’re looking for a cozy beach cottage, a modern townhouse, or a spacious family home, the 95010 zip code has something to suit every taste and budget. Many of these homes feature inviting designs, ample natural light, and outdoor spaces perfect for soaking up the California sun.

Capitola is renowned for its vibrant arts scene, delightful boutiques, and delectable dining options. The famous Capitola Village, with its colorful beachfront properties and charming shops, is a local favorite. Residents can stroll along the sandy beaches, indulge in fresh seafood at local restaurants, or enjoy a relaxing day at the Capitola Wharf.

In addition to its natural beauty and community spirit, Capitola provides easy access to the amenities of Santa Cruz and beyond. With its inviting atmosphere and diverse housing options, the 95010 zip code is an ideal place to call home. Discover your perfect slice of California paradise today!

Newest 95010 Homes under $1.25 million

431 Capitola Avenue, Capitola
$869,000
3 Beds ⋅ 2 Baths ⋅ ML82062991 MLS ⋅ Active Status
3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!

431 Capitola Avenue, Capitola
4820 Opal Cliff Drive Unit 103, Capitola
$1,199,000
2 Beds ⋅ 1 Baths ⋅ ML82060043 MLS ⋅ Active Status ⋅ Opal Cliff East BLDG.
Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

4820 Opal Cliff Drive Unit 103, Capitola
1147 Callas Lane Unit 2, Capitola
$619,000
2 Beds ⋅ 1 Baths ⋅ ML82059725 MLS ⋅ Active Status ⋅ Capitola Knolls BLDG.
This turnkey end unit condo offers maximum privacy and style with brand new LVP flooring, a fully remodeled bathroom, and two oversized bedrooms featuring a large primary walk in closet. The updated kitchen shines with sleek stainless steel appliances, granite countertops, updated cabinetry, and a large pantry for plenty of storage. Complete with a 1 car carport, additional storage, and shared laundry. Enjoy the ultimate low maintenance coastal lifestyle where every day feels like a vacation. Stroll to New Brighton Beach, grab morning coffee and pastries at the iconic Gayles Bakery, or spend the afternoon exploring the vibrant shops, dining, and year-round festivities in Capitola Village.

1147 Callas Lane Unit 2, Capitola
815 Balboa Avenue Unit 106, Capitola
$848,000
2 Beds ⋅ 2 Baths ⋅ ML82059372 MLS ⋅ Active Status ⋅ Anchor West BLDG.
Welcome to 815 Balboa Avenue #106! This updated 2 bed, 1.5 bath condo offers 759 sq ft of bright coastal living in Eastside Capitola, one block from New Brighton State Beach. The open kitchen & living room share a calm, light-filled atmosphere, with a sliding glass door leading to a private balcony that faces the water. A fireplace anchors the living area, and the dining area takes in ocean views of its own. The kitchen features stainless steel appliances with generous cabinet & counter space, including room to serve and dine just off the main living area. The primary bedroom includes a walk-in closet, adding to the home's ample storage. Residents enjoy a community pool and a shared rooftop deck with coastal views. One block from New Brighton State Beach, with easy access to Capitola Beach, Capitola Village, Gayle's Bakery & Highway 1. Equally suited as a full-time residence or low-maintenance weekend retreat. A relaxed blend of coastal comfort & convenience in the heart of Capitola.

815 Balboa Avenue Unit 106, Capitola
1133 Callas Lane Unit 2, Capitola
$600,000
2 Beds ⋅ 1 Baths ⋅ ML82057821 MLS ⋅ Active Status ⋅ Capitola Knolls BLDG.
NEW PRICE! A fresh opportunity to own in Capitola, now offered at $600,000. Walk to New Brighton State Beach for a morning by the water, grab coffee and pastries at Gayle's Bakery, spend the day surfing or paddleboarding, explore the shops and restaurants of Capitola Village, or head into the redwoods for hiking and biking in The Forest of Nisene Marks. It's all part of what makes this location such a special place to call home or escape to for the weekend. Beautifully updated and move-in ready, this 2-bedroom condo offers the ease of low-maintenance living with a light-filled interior featuring fresh designer paint, upgraded countertops, custom window coverings, stylish finishes, and a primary bedroom with a spacious walk-in closet. A true private garage provides valuable parking and storage, while the pet-friendly community offers a pool and peaceful common greenbelts. Cabrillo College is just minutes away, along with convenient access to Highway 1. Whether you're looking for a full-time residence or a coastal weekend retreat, this Capitola condo offers a wonderful combination of location, convenience, and lifestyle.

1133 Callas Lane Unit 2, Capitola
1117 Sutherland Lane Unit 2, Capitola
$775,000
3 Beds ⋅ 2 Baths ⋅ ML82055528 MLS ⋅ Active Status ⋅ Capitola Knolls Hoa BLDG.
Welcome to this rare opportunity in the highly desirable Capitola Knolls community! This beautifully maintained 3 bed, 1.5 bath condominium offers 1,134 sqft of inviting living space thoughtfully designed for comfort and functionality. Inside, you'll find a bright, open-concept floor plan with stylish wood plank flooring, an updated kitchen featuring rich wood cabinetry, granite countertops, and ample storage, along with a seamless flow between the living, dining, and kitchen. Step outside to your private patio, an ideal space for morning coffee, outdoor dining, or relaxing after a day at the beach. Upstairs, you'll find three spacious bedrooms, a full bathroom, and dual-pane windows that fill the home with natural light. Located in the highly desirable Capitola Knolls community, residents enjoy beautifully maintained park-like grounds with towering redwoods, expansive greenbelts, walking paths, a sparkling community pool, and spa. The monthly HOA fee covers water, garbage, and insurance, providing added convenience and value for homeowners. The home also includes a shared two-car garage with a private garage door and additional storage. Just minutes from Capitola Village, New Brighton State Beach, local restaurants, shopping, Cabrillo College, and convenient Highway 1 access.

1117 Sutherland Lane Unit 2, Capitola
300 Plum Street Unit 77, Capitola
$1,077,000
3 Beds ⋅ 2 Baths ⋅ ML82056236 MLS ⋅ Active Status ⋅ Brookvale Terrace Hoa BLDG.
Welcome to Capitola & Brookvale Terrace - walk to the beach, Gayles, the village, & mid-county social center/gardens. Immediate access to creek and hillside hiking trails, pool, hot tub, gym, clubhouse. #77 Features high ceilings, roomy living spaces, front & back off-street parking, All New electric appliances, high efficiency hybrid electric heat pump water heater, vinyl plank flooring, interior/exterior paint, front landscape, back patio & vinyl fence. Deeded ownership of your parcel and shared ownership of the common areas. Low $375/mo HOA fee covers water, sewer, garbage, professional park management and maintenance. Enjoy the quiet, friendly, all age community, regular neighborhood activities, and this sought after destination.

300 Plum Street Unit 77, Capitola
870 Park Avenue Unit 316, Capitola
$1,048,000
3 Beds ⋅ 2 Baths ⋅ ML82055330 MLS ⋅ Active Status
Welcome to 870 Park Avenue, Unit 316, where sweeping Monterey Bay views and effortless coastal living come together in one beautifully remodeled residence. From your private balcony, watch the sun melt into the horizon as sailboats drift across the bay and the ever-changing coastline provides a spectacular backdrop to everyday life. Inside, approximately 1,242 square feet of inviting living space showcases quality craftsmanship, designer finishes, and integrated smart home technology. The bright, open layout flows seamlessly between the living, dining, and kitchen areas, while the versatile third bedroom has intentionally remained open to create an expansive living space that easily adapts to your lifestyle, whether hosting friends, working from home, or enjoying a spacious dining area. Moments from Capitola Village, sandy beaches, charming cafés, boutique shopping, and scenic coastal trails, the location offers the very best of California. Community amenities include a pool, spa, fitness center, sauna, and inviting gathering spaces that enhance the relaxed resort style atmosphere. Sophisticated, move in ready, and perfectly positioned to embrace the beauty of Monterey Bay, this is an exceptional opportunity to experience the ease, comfort, and elegance of luxury coastal living.

870 Park Avenue Unit 316, Capitola
825 Balboa Avenue Unit 205, Capitola
$925,000
2 Beds ⋅ 2 Baths ⋅ ML82052831 MLS ⋅ Active Status ⋅ Park Place BLDG.
Welcome to 825 Balboa Ave. #205, where the views truly 'seal' the deal. This beautifully situated 2-bedroom, 1.5-bath condominium offers approximately 922 square feet of coastal living with breathtaking, unobstructed ocean views of the Monterey Bay. Enjoy a front-row seat to dolphins, whales, otters, seabirds, and sailboats, then unwind each evening as the lights of Monterey shimmer across the water. With no telephone poles or overhead wires to interrupt your panoramic view, every day feels like a postcard. Just across the street, the newly refurbished coastal path invites you to walk, jog, or bike from New Brighton State Beach through Capitola Village. Stroll to the many events and activities Capitola is known for, including the Capitola Twilight Concert Series, the Capitola Art & Wine Festival, summer movies on the beach, charming boutiques, waterfront dining, and so much more. Whether you're looking for a full-time home or the perfect coastal getaway, this is one opportunity you won't want to let 'drift' away.

825 Balboa Avenue Unit 205, Capitola
2052 Wharf Road, Capitola
$877,999
2 Beds ⋅ 3 Baths ⋅ ML82051648 MLS ⋅ Active Status ⋅ Riverview Of Capitola BLDG.
NEW PRICE + Seller offering a credit toward interest-rate buydown or closing costs with an acceptable offer. Live the coveted Capitola lifestyle, Rarely does condo living offer a private rooftop terrace, 4 additional outdoor spaces, a 2-car garage, and indoor laundry - all just a 15-minute walk to the beach! Expand your living space outdoors with a balcony overlooking a tree-filled greenbelt, a sunny courtyard perfect for morning coffee, and private outdoor retreats off both bedrooms. Nestled in the smaller Riverview community, you're just a stroll away to Capitola Village and Beach, The Esplanade, restaurants, coffee shops, public library, and SO much more. Both bedrooms and bathrooms are located on the lower level, while upstairs, the light-filled living area features vaulted ceilings, skylights, abundant windows, and a gas-starter fireplace. The beautifully updated kitchen offers generous cabinetry and a convenient dry bar with wine/beverage fridge. Additional highlights include radiant heated floors in the guest bath and hallway, plus easy access to Highway 1, 41st Avenue, shopping, and specialty markets. With very little upkeep required by the homeowners, this condo is perfect as a full-time residence, weekend retreat, or investment property. Come enjoy a fabulous lifestyle!

2052 Wharf Road, Capitola
4251 Sea Pines Court, Capitola
$890,000
3 Beds ⋅ 3 Baths ⋅ ML82050962 MLS ⋅ Active Status ⋅ Capitola Greens BLDG.
Welcome to 4251 Sea Pines Court, a well-maintained and thoughtfully updated 3-bedroom, 2.5-bath condominium in a desirable Capitola location. This move-in ready home features an updated kitchen and bathrooms, newer windows, updated flooring, and a functional two-story floor plan designed for comfortable living. Cozy up by the fireplace or enjoy one of three private outdoor spaces, including two patios and a balcony. The attached two-car garage offers laundry, a spacious private storage room, and additional parking. Located just minutes from Capitola Village, beaches, shopping, and dining, this home is perfect for a first-time buyer, vacation home, or investment property.

4251 Sea Pines Court, Capitola
1925 46th Avenue Unit 83, Capitola
$579,000
2 Beds ⋅ 1 Baths ⋅ ML82050231 MLS ⋅ Active Status ⋅ Villas Of Capitola BLDG.
Amazing chance to land a walkable beachside home in the crown jewel of Santa Cruz. This 2BD/1BA turnkey Capitola condo is just a short walk from the beaches, Capitola Village, and convenient shopping options on 41st Avenue. This home includes recent floor-to-ceiling updates: new flooring throughout, cabinetry, windows, lighting, quartz countertops, and new kitchen appliances, enhancing the natural light and clean, contemporary design. HOA fees include your primary utility expenses: such as heat, water, garbage, and outdoor maintenance services. As well as RV parking! You'll have unlimited access to the community pools/spa and beautifully landscaped recreation areas. Be sure to act now and schedule a viewing. You won't regret missing this incredible opportunity; the exceptional listing price for this home is a steal.

1925 46th Avenue Unit 83, Capitola
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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