94105 Homes under $1.25 million

Welcome to the vibrant heart of San Francisco, where the zip code 94105 serves as a gateway to urban living at its finest. Nestled within the bustling Financial District and the picturesque Embarcadero, this area is a blend of modernity and charm, offering residents an unparalleled lifestyle amidst stunning views of the Bay and iconic landmarks.

In 94105, you’ll find a diverse array of homes, including an exciting selection of properties priced under $1.25 million. This makes it an ideal location for first-time homebuyers, young professionals, and anyone seeking the perfect blend of convenience and affordability in one of the most sought-after cities in the world. From chic condos with sleek designs to cozy apartments that exude character, these homes are perfect for those looking to embrace city life without breaking the bank.

Living in 94105 means enjoying easy access to a plethora of amenities. Stroll along the waterfront, indulge in gourmet dining, or explore the vibrant arts scene—all just steps from your front door. The area is also well-connected by public transport, making commuting a breeze.

Whether you’re drawn to the dynamic energy of downtown or the serene beauty of the Bay, 94105 offers a unique opportunity to experience the best of San Francisco living. Don’t miss your chance to discover charming homes that fit your budget while immersing yourself in the rich culture and excitement of this iconic city. Your dream home in 94105 awaits!

Newest 94105 Homes under $1.25 million

$1,200,000

1 Beds ⋅ 1 Baths ⋅ OC26216301 MLS ⋅ Active Status

Desirable San Francisco condo, 1 bedroom, 1 bath 945 sq ft located on the 6th floor with water and San Francisco/Oakland Bay Bridge view. This is a must see!!!

38 Bryant, San Francisco

$948,000

1 Beds ⋅ 1 Baths ⋅ ML82063181 MLS ⋅ Active Status ⋅ Lumina BLDG.

Welcome to this one-of-a-kind 1-bedroom, 1-bath residence at LUMINA, featuring a rare expansive private courtyard patioa peaceful outdoor retreat in the heart of San Francisco. This thoughtfully designed home offers a wonderful balance of comfort and tranquility, with a lush courtyard setting that extends the living space outdoors. The contemporary interior features a full-size European-style kitchen with premium appliances and finishes, central heating and air conditioning, and in-unit laundry. LUMINA offers an exceptional resort-style lifestyle with an indoor lap pool, state-of-the-art fitness center, climbing wall, spa, sauna and steam rooms, residents lounges, private dining and entertaining spaces, movie theater, and beautifully landscaped rooftop terraces. Ideally located in South Beach/Rincon Hill**, just moments from the Embarcadero waterfront, Salesforce Park, Ferry Building, Financial District, Oracle Park, restaurants, cafés, shopping, and convenient transportation. A rare opportunity to enjoy private indoor-outdoor living, world-class amenities, and metropolitan convenience in one of San Franciscos premier luxury communities.

333 Beale Street Unit 3A, San Francisco

$429,293

1 Beds ⋅ 1 Baths ⋅ 41147423 MLS ⋅ Active Status

Rare chance to own a modern unit in one of SF’s premier luxury communities — MIRA SF. This apartment style, 1-bedroom unit features in-unit washer/dryer, LG refrigerator, and custom closet organization. Enjoy MIRA’s luxury amenities: state-of-the-art fitness center, rooftop terrace with BBQs, residents’ lounge, private dining room, 24/7 lobby attendant, and more—all in an unbeatable location across from East Cut Crossing, just one block from the Embarcadero and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,450; 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of the TEMPORARILY RELAXED buyer eligibility requirements: up to 120% AMI, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, September 8, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on September 29, 2026 at 5:00 PM. Open house: 9/12 from 2-4 PM, 9/20 from 2-4 PM, and 9/21 from 5-7 PM. Fair Housing Opportunity.

285 Main Street Unit 404, San Francisco

301 Mission Street Unit 5C, San Francisco

$650,000

1 Beds ⋅ 1 Baths ⋅ ML82052804 MLS ⋅ Active Status ⋅ The Residences At Millennium Tow BLDG.

This is the coveted one bedroom, 1 bathroom C plan in the Residences of Millennium Tower. The most desirable one bedroom layout at appx. 833 sq. ft. Currently tenant occupied at $4,000/mo - This is an excellent opportunity for an investor with built-in tenant, first-time homebuyer who wants to live in the most desirable building in SF for someone to enjoy SF's luxury lifestyle. This 1 BR / 1 BA is in excellent condition. Includes all access to Millennium Towers' amazing amenity package and the most attentive full service staff in SF. Large corner 1 BR/1 BA unit w/ walls of windows. Chef's kitchen fitted w/ center island, designer cabinetry, quartzite countertops & performance SS appliances. Oversized bedroom w/ large window & seat, spacious bathroom w/ a relaxing tub & shower. In unit W/D. Storage locker on the same floor. World class amenities: 24-hour concierge & security, temperature-controlled wine cellar & tasting room, indoor lap pool w/spa & steam rooms, plush movie theater, private dining room, lounge w/ full bar, fitness center, yoga room, Pilates studio, children's playroom & outdoor terrace w/ fire pit. PRICE REDUCTION! SELLER MOTIVATED!

301 Mission Street Unit 5C, San Francisco

$1,190,000

2 Beds ⋅ 2 Baths ⋅ 41137863 MLS ⋅ Active Status

Open House Saturday 10/10 9:00-12:00 Top floor 2BR/2BA Portside residence with private balcony and amazing views of San Francisco Bay, the Bay Bridge and Yerba Buena Island. Prime SOMA location easy walking distance to the Embarcadero, Oracle Park, the Ferry Building, parks, excellent dining and a local gourmet market. Portside is a well-maintained condominium building with 24-hour security, heated lap pool, hot tub, gymnasium and garage parking. The unit has a wonderful open lay-out with tons of natural light. Open kitchen with granite countertops and stainless appliances. Floors are a warm and rich Brazilian Cherry. Laundry in the second bathroom. Large walk-in closets with built-in cabinets. Storage unit included. One parking space is dedicated to the unit at a below market rate of $210/month.

403 Main St Unit 801N, San Francisco

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

94105 Homes under $1.25 million

Newest 94105 Homes under $1.25 million

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