95928 Homes under $350,000

Welcome to the charming zip code 95928, nestled in the heart of Chico, California, within the picturesque Butte County. This vibrant community is known for its stunning natural beauty, friendly atmosphere, and a rich tapestry of local culture. Chico is celebrated for its lush parks, including the expansive Bidwell Park, which offers endless opportunities for outdoor activities, from hiking and biking to picnicking under the shade of ancient trees.

For those seeking affordable housing options, the 95928 area presents an exciting opportunity with homes available for under $350,000. This price range makes it an ideal location for first-time homebuyers, young families, or anyone looking to invest in a burgeoning community without breaking the bank. The homes in this area often feature charming architectural styles, spacious yards, and proximity to local amenities, making them perfect for both relaxation and entertaining.

Residents of Chico enjoy a laid-back lifestyle with access to a variety of local shops, restaurants, and entertainment venues. The vibrant downtown area is filled with unique boutiques and eateries, while the nearby Sierra Nevada Brewery offers a taste of local craft beer. Additionally, Chico is home to California State University, which infuses the city with youthful energy and a diverse cultural scene.

If you're looking for a place that combines affordability with a welcoming community spirit, zip code 95928 is a hidden gem waiting to be discovered. Explore the possibilities of homeownership in this beautiful area and make Chico your next home sweet home!

Newest 95928 Homes under $350,000

$299,000

1 Beds ⋅ 1 Baths ⋅ SN26222688 MLS ⋅ Active Status

HUGE YARD, ENDLESS POSSIBILITIES!! Welcome to 315 W 20th Street, where the outdoor space is the real showstopper! Situated on an expansive .31-acre corner lot, this charming 1-bedroom, 1-bathroom home offers an incredible amount of room to spread out, entertain, garden, or bring your outdoor dreams to life. Mature trees provide beautiful shade, while the spacious yard offers plenty of possibilities for future improvements. The property also features a detached garage, extended driveway, and additional covered outdoor storage. Inside, you'll find a cozy home with plenty of character, featuring wood-look flooring, abundant natural light, a functional kitchen with ample cabinet space, and a bathroom with a walk-in shower. Whether you're looking for a place to call home, an investment opportunity, or a property you can update and make your own, there's plenty of potential here. With its generous outdoor space, established trees, and convenient Chico location, this is an opportunity you won't want to miss!

315 W 20th Street, Chico

$44,000

2 Beds ⋅ 2 Baths ⋅ SN26222453 MLS ⋅ Active Status

Welcome to this inviting double-wide home located in the desirable Chico Mobile Country Club on the west side of Chico! Featuring 2 bedrooms and 2 bathrooms, this home offers comfortable living with laminate flooring and an updated kitchen. The spacious living and family room opens to a large deck, perfect for relaxing or entertaining, while French doors off the primary bedroom lead to a additional private deck area. The primary suite also features a built-in vanity. Enjoy the convenience of inside laundry, a covered carport, and an outdoor storage shed. Situated on a corner lot with no neighbor on one side, the property offers added privacy along with a small, landscaped yard area. Residents can enjoy the community amenities, including a clubhouse, swimming pool, and spa. Enjoy comfortable living in a sought-after west Chico community with amenities that make it easy to feel at home!

1901 Dayton Unit 78, Chico

$299,000

2 Beds ⋅ 1 Baths ⋅ SN26221127 MLS ⋅ Active Status

Welcome home to this charming 2-bedroom, 1-bathroom home offering 1,084 sq. ft. of comfortable living space and plenty of character throughout! From the moment you arrive, the covered front porch creates a warm and welcoming first impression and offers the perfect spot to sit back and enjoy your morning coffee. Step inside to a spacious living room filled with natural light, featuring rich-toned flooring, recessed lighting and plenty of room to create both comfortable living and dining spaces. The open feel makes it easy to relax at home or gather with friends and family. Just around the corner, the kitchen is full of charm with crisp white cabinetry, warm butcher block countertops, a classic tile backsplash, open shelving and a gas range with a statement hood. Plenty of cabinetry and additional storage give you room to keep everything organized, while the large window above the sink brings in even more natural light. Both bedrooms offer comfortable accommodations, with the primary bedroom providing a generous amount of space. Ceiling fans throughout add extra comfort, and the indoor laundry area with built-in cabinetry makes everyday chores convenient while providing even more storage. Head outside and you’ll find a backyard with plenty of possibilities. A spacious patio area gives you room for outdoor dining, barbecues, a fire pit or simply relaxing at the end of the day, while the grassy area offers additional space to enjoy. A storage shed provides a convenient place for tools and outdoor equipment, and the separately fenced raised garden beds are ready for anyone looking to grow their own vegetables, herbs or flowers. With its inviting interior, functional layout, charming details and versatile outdoor space, this home has so much to offer and is ready for its next owner to make it their own!

2295 Laurel Street, Chico

$350,000

3 Beds ⋅ 2 Baths ⋅ SN26217546 MLS ⋅ Active Status

Welcome to 26 Wrangler Ct, a beautifully updated 3 bedroom, 2 bathroom home offering an excellent combination of modern updates, a spacious lot, and a great community setting. The interior has been thoughtfully updated in 2026, creating a fresh, move in ready feel, while the exterior was freshly painted in 2026. The generously sized lot is a standout feature, with the property backing to Bar Triangle Street, providing added flexibility and potential for future improvements. The lot configuration may offer opportunities to explore ADU development, or other potential uses. The existing carport also provides an opportunity to potentially enclose and create a garage, adding additional enclosed parking and storage. Located in a desirable community with low HOA fees, this home offers a great opportunity for an owner occupant or investor looking for an updated home.

26 Wrangler Court, Chico

$349,000

4 Beds ⋅ 2 Baths ⋅ SN26211425 MLS ⋅ Active Status

Attention investors! Great opportunity to own a proven income producing rental in one of Chico's most desirable college-area locations just minutes from Chico State and downtown. This property has been consistantly rented to students year after year, making it a great investment with a strong rental history. The home has been nicely maintained and offers a new roof, new electrical panel, fresh interior & exterior paint, dual pane windows, newer sewer line to the street, laminate wood floors and all necessary appliances including refrigerator, washer & dryer. The fenced back yard is spacious offering a covered porch and a detached carport. This turn key property is a wonderful investment opportunity!!

631 W 8th Street, Chico

$349,500

3 Beds ⋅ 1 Baths ⋅ SN26210983 MLS ⋅ Active Status

Affordable Opportunity on a Spacious Corner 0.21-Acre Lot! This charming home offers an excellent opportunity for a first-time home buyer or investor looking for value, character, and plenty of outdoor space. The interior and exterior have just been freshly painted, and the original hardwood floors have been beautifully refinished, giving the home a clean, refreshed feel while preserving its original charm. Other updates include a brand new hot water heater, dual paned windows, and new mini blinds. A wood burning stove in the dining room adds warmth to family gatherings around the dinner table. The nearly quarter-acre, fully fenced backyard is a true highlight, featuring mature landscaping, a large lush lawn, and a large covered backyard deck—perfect for outdoor dining. Mature fruit trees includes two varieties of cherry, lime, key lime, pomegranate, orange, mandarin, pear and banana. A detached garage with built-in workbench, additional storage shed, and a large rear gate provide plenty of flexibility for parking, projects, storage, and outdoor equipment. The gated access allows you to pull vehicles, travel trailers, or other equipment into the backyard with ease. Conveniently located just blocks from schools, the Dorothy Johnson Community Center, Chapman Park, and Community Park, this property offers a great combination of affordability, space, and convenience. With its generous lot, established landscaping, flexible outdoor space, and original character, this home is an opportunity worth seeing today!

1335 Martin St, Chico

$109,000

1 Beds ⋅ 1 Baths ⋅ SN26208690 MLS ⋅ Active Status

What a great investment property or personal residence! This Condo comes fully furnished. Wouldn't it make a great rental! (needs to be longer than 30 days)? When you live here, you are close to Meriam Park shopping and restaurants, the Chico Mall, Target, WinCo Foods, Raley's Shopping Center, Butte College, and a bike path to Bidwell Park. Public transit is nearby. This downstairs unit has a spacious living room with a large window and a view of the courtyard. The kitchen is perfect, with a refrigerator, an electric stove, and a window over the kitchen sink. The main bedroom is spacious and features an additional closet located off the hall. There is a full bathroom with a tub and a shower. There is a shared on-site laundry facility, as well as a locked storage area. HOA fees include: Grounds Maintenance, Trash, Sewer, Water, and the exterior of the building... they have recently replaced siding and windows on the south side. With the efficiency of this little condo, you won't spend your weekends on a honey-do list or yard work. Move in and have fun decorating!

2375 Notre Dame Boulevard Unit 1, Chico

$349,900

3 Beds ⋅ 2 Baths ⋅ SN26207981 MLS ⋅ Active Status

Would you like to live with peace and serenity, dramatic views and the sound of a creek everyday...? What if the 1 acre property also included a beautiful 3 year old, 3 Bedroom, 2 Bath home, secure storage building, deer-protected fenced garden and a very cool "cabin" that could make an awesome guest quarters or man-cave..? If that sounds like peace on earth, you must see 12656 Centerville Road in Chico's highly desired Butte Creek Canyon..! The home was built in 2022 in an indoor facility of the same materials that all houses include so it was not subject to weather conditions during construction. It was placed on the property in 2023 after the Camp Fire claimed the original house. The home has a permanent foundation system that allows it to have the same long-term conventional financing that on-site built homes qualify for. The 3 bedroom, 2 bath home is beautiful with an open efficient floor plan that even provides a walk-in closet for every bedroom. The spacious "cooks delight" kitchen features stainless steel appliances and a farm-style sink, numerous beautiful cabinets and countertops. You will enjoy that the grounds are well-maintained with a "cabin" that was once habitable and has received e lot of repairs but also has more needed with some materials on-site. Look at the photos and then call your favorite Chico real estate agent for a showing and maybe be in your new beautiful home for Christmas or a wonderful spring..! Property is 7.6 miles or 15 minutes from the Raley's on Notre Dame Blvd.

12656 Centerville, Chico

$184,900

3 Beds ⋅ 2 Baths ⋅ SN26204304 MLS ⋅ Active Status

In the 55+ gated community Of Springfield Manor, Check out the newest model with a unique floor plan! Built in 2000 and remodeled and updated in 2015 upon purchase by current owners. Features include new appliances in the kitchen, an abundance of cabinets, a kitchen island, new flooring throughout and plantation shutters. Need a ramp? This home features something better- off of the laundry there is an electric lift from the garage floor into the laundry room. Other features added by the sellers include new toilets, the primary bath shower, water softner, auto shade for the skylight. Light and bright, the rooms have a multitude of windows. In this floorplan, the first bedroom to the right can be used as an office or craft room or 3rd bedroom as it does have a closet. This room gives access to a lovely covered patio. Primary bath has dual sinks with granite countertops. Pride of ownership shows throughout the home and patio.In 2025 Sellers added a transferable 10 year roof renewal coating. The patio feature fountains, walkways, 2 gates, fruit trees and a sprinkler and drip system. Motion sensors lights are installed in both front yard and back yard for ease of walking at night. The Clubhouse offers many opportunities for social events. There is a pool and a spa, as well as a game room and exercise room. Close to shopping, grocery stores, and restaurants. Might your appointment to see this home today.

2050 Springfield Unit 136, Chico

$319,000

4 Beds ⋅ 2 Baths ⋅ SN26198262 MLS ⋅ Active Status

Welcome to 1406 W 7th Street, a beautifully remodeled 4-bedroom, 2-bath home offering modern finishes, thoughtful upgrades, and an incredibly convenient Chico location. Situated within walking distance of Chico State University and just minutes from Downtown Chico, this move-in-ready home has been extensively renovated from top to bottom while maintaining its inviting character. Step inside to a bright, refreshed interior featuring new flooring, fresh paint, new dual-pane windows, modern lighting, ceiling fans, a tankless water heater and a new HVAC mini-split system. The fully remodeled kitchen showcases new cabinetry, quartz countertops, stainless steel appliances, and modern fixtures. Both bathrooms have been completely updated with contemporary vanities, beautiful tilework, and stylish finishes. Additional highlights include ample closet space and a dedicated laundry area with built-in storage. Major improvements continue with a new roof, making this home truly move-in ready. Outside, a welcoming covered front porch adds to the home's charm, while the fully fenced property and mature trees create a private and functional setting with plenty of usable outdoor space. The expansive side and rear yard offers exceptional flexibility for entertaining, additional off-street parking, recreational storage, or simply enjoying the extra space. With 4 bedrooms, 2 full bathrooms, extensive renovations, generous outdoor space, and a highly convenient location near Chico State, Downtown Chico, shopping, dining, and everyday amenities, 1406 W 7th Street offers a wonderful combination of modern updates, functionality, and location. Thoughtfully updated from top to bottom, this home is simply ready for its new owner to move in and enjoy.

1406 W 7th, Chico

$219,000

2 Beds ⋅ 2 Baths ⋅ SN26195949 MLS ⋅ Active Status

Welcome Home !!! She's a beauty !! This very popular Windmill Falls neighborhood is close to just about everything !! lakes, hiking trails, and even not far from Bidwell Park ! A brand new roof and fresh paint, open floor plan and windows galore !! This relaxed and easy living shows pride of ownership! Sit on the front fenced porch/court yard and listen for the birds and hear the breeze in the trees - ahhhh, this just could be what you've been waiting for !! This is NOT a 55 and older community, all ages are welcome ! The appliances refrigerator, washer, and the dryer are also included with this one !!

2820 Pennyroyal, Chico

$21,000

2 Beds ⋅ 1 Baths ⋅ SN26192878 MLS ⋅ Active Status

Nice two bedroom double wide set on a corner space in the ever popular Chico Mobile Country Club Mobile home park! Features include central heat and air, good sized primary bedroom, carport, bonus two car concrete driveway parking, close to town but far enough into the outskirts for peace and quiet. Park amenities include access to a pool and hot tub, clubhouse, a beauty salon, RV Parking area, storage units, and dog run area. Grab your favorite Realtor and schedule a showing today!

1901 Dayton Unit 106, Chico

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.