95377 Homes under $1.25 million

Welcome to Tracy, California, a vibrant city nestled in the heart of San Joaquin County, where community spirit meets modern living. The zip code 95377 encompasses a variety of neighborhoods, each offering its unique charm and character. With its strategic location, Tracy provides easy access to major highways, making commutes to the Bay Area and beyond a breeze.

For those seeking a home in this delightful region, you’ll be pleased to discover a range of properties available for under $1.25 million. From beautifully designed single-family homes to spacious townhouses, the options are plentiful and cater to diverse lifestyles. These residences often feature modern amenities, expansive backyards, and open floor plans, perfect for both entertaining and everyday living.

Tracy is not just about homes; it’s a community rich in recreational opportunities. Enjoy the lush parks, scenic trails, and family-friendly activities that make this city a great place to call home. The local schools are highly rated, ensuring that families have access to quality education.

Whether you’re a first-time homebuyer or looking to upgrade your living situation, Tracy’s real estate market offers an array of choices that fit within your budget. With homes under $1.25 million, you can find a perfect blend of comfort, convenience, and community in one of California’s most welcoming cities. Explore Tracy today and discover the ideal place for you and your family to thrive!

Newest 95377 Homes under $1.25 million

$780,000

4 Beds ⋅ 3 Baths ⋅ 41151231 MLS ⋅ Active Status

Spacious living and a lifestyle you'll love! Located in an established Tracy neighborhood, this 4-bedroom, 3-bathroom home offers approximately 3,107 sq. ft. of versatile living space. Freshly painted inside and out, the home features generous living areas, two fireplaces, and a main-level bedroom and full bathroom. Upstairs, discover three bedrooms, a laundry room, and a spacious loft ideal for a media lounge or home office. The primary suite features an ensuite bathroom with a separate tub and shower, dual vanities, and a large walk-in closet. An additional bonus room with French doors offers flexibility for a home gym, studio, or entertainment space. Enjoy solar panels, grapefruit, cherry, and mandarin trees, an attached two-car garage with epoxy flooring, and a generous driveway. Beyond your doorstep, enjoy nearby parks, schools, Costco, Trader Joe's, and the newly added BJ's. Convenient access to I-205 and I-580 makes traveling toward the Bay Area and throughout the Central Valley easier. With no HOA currently reported, this home offers space, comfort, and convenience. Come experience the possibilities!

2698 Jackson Ave, Tracy

$749,900

4 Beds ⋅ 3 Baths ⋅ 41150931 MLS ⋅ Active Status

Featuring an additional 400 sq feet of detached ADU space (1 bed/1 bath), this exceptional East-facing corner property includes a sun-drenched 4-bedroom, 3-bathroom main house (2210 Sq feet). Designed for luxury and high-efficiency living, the home boasts double-ceiling living areas, hardwood floors, plantation shutters, a dedicated office, and a primary suite with vaulted ceilings.Out back, a private backyard oasis awaits with a sparkling pebble-tech pool, spa, and a detached ADU—perfect for multi-generational living or immediate rental income.Completely move-in ready, this home features premium smart security with video surveillance, a finished garage, a new water heater, and a reverse osmosis water system. All major appliances convey, and a seamless solar lease transfer guarantees immediate utility savings. No Mello-Roos. This turnkey opportunity won't last—HURRY!

1647 Green Springs Ct, Tracy

$721,379

2 Beds ⋅ 2 Baths ⋅ 41150655 MLS ⋅ Active Status

Welcome to Regency at Tracy Lakes 55+ active adult gated community , where luxury living takes center stage. With three picturesque lakes, this vibrant community offers a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. The onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. An alluring foyer hallway flows past a spacious flex room to the great room, open to the luxury outdoor living space. The gourmet kitchen offers stainless steel appliances, 36" gas cooktop, large center island with breakfast bar, modern cabinets, and roomy walk-in pantry. Primary bedroom suite offers a generous walk-in closet and a spa-like bath with a dual-sink vanity, a large luxe shower with seat. Elegant craftsmanship, with 10-foot ceilings, 8-foot doors, 5 1/4" baseboards, dual-pane Anderson windows, Western stacking sliding doors. 2- car garage, and enery saving Solar Panel System (photos not of actual home and yard, for marketing only)

1851 Serene Court, Tracy

$706,000

2 Beds ⋅ 2 Baths ⋅ 41150648 MLS ⋅ Active Status

Welcome to Regency at Tracy Lakes, 55+ Active Adult Gated Community luxury living. With three picturesque lakes, this community offers a fishing dock, 1-acre garden and dog park. With a wealth of amenities, including a clubhouse, indoor and outdoor pools, cabanas, a yoga studio, fitness center, bocce ball, and pickleball courts, every day here is an opportunity for relaxation and recreation. Onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. A cozy foyer and generous flex room are open to the spacious great room, central to the bright casual dining area and desirable luxury outdoor living space. The kitchen is highlighted by a large center island, stainless steel appliances, 36" gas cooktop, and a roomy walk-in pantry. Primary bedroom suite has a sizable walk-in closet, and a lovely primary bath with dual-sink vanity, a large luxe shower with seat. Create your ideal living space with a generous flex room with upgraded luxury vinyl plank flooring. An easily-accessible laundry, 2 car garage (photos not of actual home and yard, for marketing only) Come experience your dream home by scheduling a tour.

3513 Caples Way, Tracy

$710,000

5 Beds ⋅ 3 Baths ⋅ 41150548 MLS ⋅ Active Status

This beautifully refreshed, light-filled, east-facing home, where soaring ceilings, spacious living areas, and thoughtful upgrades create the perfect blend of comfort, style, and functionality! Step into the inviting formal living room featuring dramatic high ceilings and an abundance of natural light. Floor plan includes laundry room and one bedroom and a full bathroom on the main level, ideal for extended guest, or multigenerational living. Seperate formal dining room provides a setting for entertaining and creating lasting memories. The open-concept kitchen and family room offer the perfect space for everyday living and gathering with loved ones. Kittchen features a center island, stainless steel built-in oven and microwave, and a charming bay window overlooking the private backyard. Cozy up beside the family room fireplace and enjoy the warmth of home. Fresh interior paint, beautiful new luxury vinyl plank (LVP) flooring throughout, and a newer HVAC system add modern appeal, comfort, and peace of mind. Upstairs, discover four additional bedrooms, including a spacious primary suite with soaring ceilings and beautiful afternoon sunlight. The primary bathroom offers a relaxing sunken soaking tub, separate shower, and a comfortable retreat at the end of the day. The secondary bedrooms are accommodated by a hallway bathroom featuring convenient dual sinks. Private backyard with room to relax, entertain, or create your own outdoor oasis. The expansive side yard provides additional space for storage or potential parking for your boat, jet skis, and other recreational toys. Ideally situated in a prime Tracy location within the highly desirable Jefferson School District, this home offers convenient access to nearby shopping, dining, and everyday amenities. NO HOA . Come make this house, your next home.

3015 Savanna Dr, Tracy

$639,950

3 Beds ⋅ 3 Baths ⋅ 41150463 MLS ⋅ Active Status

Opportunity knocks… don’t miss this one! Welcome to this beautifully maintained single-family home in the highly desirable Tracy Hills community, built by Lennar just three years ago. Located in a quiet neighborhood, this home offers the feel of new construction with numerous upgrades already completed—just move in and enjoy! The high ceilings upstairs and downstairs create an open, spacious feeling, while the abundance of windows fills the home with natural light. The interior features paneled doors, stainless steel appliances, a gas range, quartz countertops, a tile backsplash, and recessed kitchen lighting. Additional upgrades include a tankless water heater, Govee outdoor lighting controllable from your phone app. and a Ring doorbell, alarm, and cameras that can be monitored from your phone through a subscription-based system. The spacious primary bedroom features a convenient stall shower. Outside, the backyard has been thoughtfully improved with artificial turf, a gazebo, expanded concrete, landscaping, and automatic watering systems for the plants. The front yard landscaping has also been enhanced for added curb appeal. Enjoy the community amenities, including a sparkling pool for those warm summer days and a nearby park perfect for family and friends. This home truly offers the best of both worlds—a nearly new home with the upgrades and improvements already completed for you. Convenient freeway access makes commuting and getting around easy. Better than new construction.

1860 Italia Way, Tracy

$1,029,000

5 Beds ⋅ 5 Baths ⋅ ML82063786 MLS ⋅ Active Status ⋅ Tracyhills BLDG.

RARE 0.30-ACRE PREMIUM LOT | 12,857 SQ FT - EAST FACING! PREMIUM LOCATION - PARK FACING! HIGHLY UPGRADED! TOP SCHOOLS! ONLY FLOOR PLAN WITH 2 MASTER SUITES & ADDITIONAL FULL BED & BATH IN 1st FLOOR! FULLY PAID SOLAR! 3-CAR GARAGE! A HOME THIS SPECIAL STARTS WITH A LOT THIS RARE. Strikingly unique opportunity nestled in heart of TRACY on EXPANSIVE 12,857 SqFt LOT is truly one of a kind offering a rare combination of LUXURY, SPACE & LIMITLESS potential. This 3919 sqft property is the only floor plan with 2 MASTER SUITES both in FIRST & SECOND FLOORS along with one more FULL BED & BATH in FIRST FLOOR. The CHEFS kitchen is a culinary delight, boasting a sleek design with quartz countertops, spacious island with bar seating. Fully open to the kitchen, an oversized great room, stunning natural light, high ceilings & ample space to entertain. Upstairs; LOFT, primary suite with soaking tub, 2 vanities & 2 walk-in closets. Conveniently located next to Hwy 580, it seamlessly blends opulence with practicality. The true SHOWSTOPPER IS EXPANSIVE 12,857 sqft lot, offering incredible possibilities -envision a swimming pool with spa, an ADU, or simply embrace the peace of nature. Rare homes come and go. RARE LOTS are much harder to replace. YOUR BACKYARD. YOUR VISION. YOUR POSSIBILITIES.

3057 Copley Drive, Tracy

$775,000

4 Beds ⋅ 4 Baths ⋅ 41150419 MLS ⋅ Active Status

Welcome to 1615 Laurelbrook Dr., where comfort, style, and family living come together. Nestled in one of Tracy's most desirable neighborhoods, this beautifully maintained home offers bright, open living spaces perfect for everyday life, and entertaining. The spacious kitchen flows effortlessly into the family room, creating the heart of the home for gathering with family and friends. Generous bedrooms provide space for everyone, while the private backyard is ideal for relaxing, barbecues, or watching the kids play. Conveniently located near parks, top-rated schools, shopping, and commuter routes, this is more than just a house, it's a place to create lasting memories and truly feel at home.

1615 Laurelbrook Dr, Tracy

$899,000

5 Beds ⋅ 4 Baths ⋅ 41150417 MLS ⋅ Active Status

Why wait for new construction when this beautifully maintained 2021 Lennar home is already complete, established, and move-in ready? Located in highly sought-after Tracy Hills, this impressive two-story residence offers 5 bedrooms, 3.5 baths and approx. 3,266 sq. ft. on a desirable 5,914 sq. ft. corner lot. Pride of ownership is evident throughout, with a bright, open-concept design, abundant natural light and a versatile floor plan ideal for multigenerational living, working from home or hosting guests. Step outside to a completed, low-maintenance backyard featuring a private putting green ready to enjoy from day one without the added time and expense of starting from scratch. Enjoy an established location within Tracy Hills near parks, scenic trails, The Market, resort-style heated pool, community event center and neighborhood amenities, while benefiting from a peaceful setting away from freeway noise. Convenient access to highly regarded local schools. With remaining builder warranty coverage*, a rare 5-bedroom two-story layout, corner lot, finished backyard and exceptional condition, this home offers a compelling alternative to buying new. No construction wait. No backyard to finish. No large SOLAR BALANCE, seller willing pay off. Simply move in and enjoy the Tracy Hills lifestyle. If you're considering new construction, see this home before you decide it may already have everything you're waiting for. *Buyer to verify schools, warranty, square footage and community information.

6738 Verbena St, Tracy

$624,999

3 Beds ⋅ 3 Baths ⋅ 41150094 MLS ⋅ Active Status

Nestled in a coveted cul-de-sac, this beautiful 2-story, 3-bedroom, 2.5-bath home offers 1,808 square feet of living space on a 4,158 square feet lot. The extra-long driveway leads to an attached 2-car garage. The main floor has wood flooring throughout the living room, already with a sofa, loveseat, and coffee table — all included in the sale. The formal dining room has a chandelier. The family room with a ceiling fan, gas fireplace, and an entertainment equipment hutch. The family room has an access door to a covered pergola patio. The kitchen has ample cabinetry and generous counter space, a breakfast counter, a refrigerator (included in the sale), a gas oven-range cooktop, and water filter system. The indoor laundry room has both gas and electric hookups. The carpeted staircase to the second level, leads to all the carpeted bedrooms. The primary suite with a large closet has its own ceiling fan and an en-suite bathroom with his-and-hers sinks, a separate soaking tub, and a private shower stall. The two additional bedrooms, each with ceiling fans share a conveniently located full hallway bathroom with double vanity.

4341 Burr Ct, Tracy

$637,000

2 Beds ⋅ 2 Baths ⋅ 41149986 MLS ⋅ Active Status

Toll Brothers newest 55+ Active adult gated community of single story homes, Regency at Tracy Lakes. With three picturesque lakes, this community offers a fishing dock, 1-acre garden and dog park. With a wealth of amenities, including a clubhouse, indoor and outdoor pools, cabanas, a yoga studio, fitness center, bocce ball, and pickleball courts, every day here is an opportunity for relaxation and recreation. Onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. The welcoming 10-foot ceiling foyer flows immediately into the open-concept great room and casual dining area, with alluring views to the desirable luxury outdoor space. Enhancing the well-designed gourmet kitchen are a large center island with breakfast bar, modern cabinets, Energy Star stainless steel appliances, and quartz countertops. Highlights of the beautiful primary bedroom suite are an ample walk-in closet, and a primary bath with a dual-sink vanity, a large luxe shower with seat, and a private water closet. Additional highlights include a centrally located laundry and plenty of additional storage. (photos not of actual home, for marketing only)

3549 Caples Way, Tracy

$849,000

4 Beds ⋅ 4 Baths ⋅ ML82063291 MLS ⋅ Active Status

Beautifully mainted home in a desirable Tracy neighborhood. This 3,011 sq ft home offers 4 bedrooms and 3 full bathrooms on a 6,621 sq ft lot. Connecting formal living and dining rooms as well as connecting family room, kitchen and breakfast area. Great for entertaining. All windows have white shutters. The kitchen features a gas cooktop, tile countertops, an island, pantry, dishwasher, oven range, exhaust fan, and refrigerator, with an eat-in area opening to the family room. Hardwood and carpet flooring flow throughout the home, which includes a dining area in the living room and a breakfast room. Both family room and primary bedroom contain fireplaces. The primary bedroom also has a great space for sitting area by the fireplace. The primary bathroom is equipped with his and hers sinks, a tub with jets, a stall shower, and a bidet. His and hers closets are also included in the primary bedroom. Central forced air heating, central AC, and ceiling fans provide climate control. Laundry is conveniently located with washer and dryer hookups. The home includes a 3-car garage with nicely done epoxy floors and is within the Jefferson Elementary School District.

4659 Poppy Hills Lane, Tracy

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.