95060 Homes under $2 million

Welcome to the enchanting zip code 95060, nestled in the heart of Santa Cruz, California! This vibrant area is a delightful blend of coastal charm and urban sophistication, making it a coveted destination for homebuyers looking for a slice of paradise without breaking the bank.

Situated just a stone's throw away from the stunning beaches of the Pacific Ocean, 95060 boasts a rich tapestry of community spirit, outdoor adventure, and cultural attractions. Residents enjoy easy access to the iconic Santa Cruz Beach Boardwalk, where thrilling rides and sandy shores create unforgettable memories. Nature enthusiasts will revel in the nearby redwood forests, perfect for hiking, biking, or simply soaking in the serene beauty of California’s natural landscape.

For those seeking a home under $2 million, the 95060 zip code offers an array of charming properties that cater to diverse tastes and lifestyles. From cozy cottages to modern family homes, there’s something for everyone. Imagine waking up to the sound of the waves and the scent of salt in the air, all while enjoying the vibrant local community that thrives on creativity and sustainability.

The area is also known for its excellent schools, artisanal shops, and a thriving culinary scene, featuring everything from farm-to-table eateries to trendy cafes. With its perfect blend of beach life and community warmth, 95060 is not just a place to live—it's a lifestyle waiting to be embraced. Explore the possibilities of calling this beautiful area home, where your dream of coastal living can become a reality!

Newest 95060 Homes under $2 million

$925,000

2 Beds ⋅ 1 Baths ⋅ ML82064574 MLS ⋅ Active Status

Wrapped in a white picket fence and framed by landscaping, this inviting 1918 bungalow blends vintage Santa Cruz charm with a fresh 2026 remodel. A welcoming porch opens to light-filled interiors with an easy flow. The remodeled kitchen features new custom cabinetry, quartz countertops and all new stainless steel appliances. New plank flooring, fresh interior paint, updated lighting and hardware enhance the interiors. The refreshed bath pairs speckled penny tile flooring with a new vanity and toilet, bringing a playful touch to the homes classic character. A spacious laundry/mudroom opens to a private backyard with a wooden deck, brick patio, raised garden bed and mature trees. Charming stone walkways meander through the front and back yards. In 1991, the foundation, framing, porch and detached garage were rebuilt w/ permits, along with the laundry room addition, copper plumbing throughout, a new electrical panel/wiring, and more! A new sewer lateral from house to the main was installed in 2026. Adjacent to the close-knit Dakota Triangle neighborhood, near San Lorenzo Park and its pedestrian bridge to downtown. Walk to Dig Gardens, enjoy nearby Mariannes, The Buttery and Shoppers Corner, with beaches and the harbor a short drive away. A charming home base for Santa Cruz living.

119 Leonard Street, Santa Cruz

$1,698,000

5 Beds ⋅ 2 Baths ⋅ ML82064524 MLS ⋅ Active Status

When you find a home you can walk or bike to the best of what Santa Cruz has to offer; West Cliff's scenic paths and beaches, a lively downtown community of great food, music and art, the local market and top K-12 schools, you know you've found an idyllic lifestyle to last a lifetime. For 5 decades, this California-style single-level bungalow (with a loft) has been cherished by one family maintaining its charm and character while creating more permitted bedrooms and living space, synthesizing a 1930s home with a hip and practical 70s rustic Scandinavian-style addition. Through a handsome arched wood entry door you'll find a light-filled home with more interior arches, built-ins, stunning sconce lighting, gleaming wood floors, travertine, marble, granite, stone, stainless steel, pebble floors, gorgeous double pane wood windows, the largest barn door I've ever seen, and heaps of flexible space conducive to what your life needs. While there may be real development potential to convert the addition to an ADU and other building possibilities, moving straight in is an easy feat. The front and back yards are landscaped with drought-tolerant plants, a bubbling fountain and citrus fruit trees, while the side yard is a blank slate affording potential to add more outdoor entertaining space.

301 California Street, Santa Cruz

$1,325,000

3 Beds ⋅ 2 Baths ⋅ ML82064505 MLS ⋅ Active Status

Welcome to 600 Graham Hill Road, where comfort, privacy, and convenience come together in a desirable Santa Cruz location. This inviting single-level home features an updated kitchen and bathrooms, a functional floor plan, and low-maintenance living designed for an easygoing lifestyle. Set behind a fully fenced property, the home offers a wonderful sense of privacy with plenty of space to relax and enjoy your surroundings. The bonus room adds valuable flexibility and can easily serve as a home office, playroom, art studio, hobby space, or additional flex space. A two-car garage provides plenty of room for parking and storage, while the thoughtfully designed driveway makes coming and going simple, with convenient access for pulling in and out - a standout feature along Graham Hill Road. Commuters will appreciate the convenient location with easy access to Highway 17, making trips toward Silicon Valley and the greater Bay Area more manageable while still enjoying the laid-back Santa Cruz lifestyle. Updated, private, low-maintenance, and conveniently located, 600 Graham Hill Road offers a wonderful opportunity to enjoy the best of Santa Cruz living with everyday practicality in mind.

600 Graham Hill Road, Santa Cruz

$495,000

1 Baths ⋅ ML82063125 MLS ⋅ Active Status ⋅ Piedmont Court BLDG.

A rare opportunity to own a beautifully reimagined residence within historic Piedmont Court, one of Santa Cruz's architectural treasures. Built in the Mission Revival style with Moorish influences, the landmark building features graceful arches, towers, balconies, verandas, an inviting courtyard, and gardens. Thoughtfully designed by Suna Lock of Viewpoint Design (formerly Stripe Design), this light-filled studio honors its historic setting while introducing a refined, modern sensibility. Custom Melim Woodworking cabinetry anchors the kitchen, complemented by a Sub-Zero refrigerator, Fisher & Paykel microwave/convection oven, and induction cooktop. A separate sleeping area features a built-in bed with extra storage, while LVP flooring flows throughout the living areas. The beautifully appointed bath pairs local Fireclay tile with handmade floor tile and includes striking brass lighting and fixtures, and a generous walk-in shower with a built-in bench. Gracious, inviting common areas, assigned garage parking, and additional storage complete this artistic, cozy home, ideally situated near Downtown Santa Cruz, UCSC, beaches, dining, shopping, and all that Santa Cruz has to offer.

260 High Street Unit 208, Santa Cruz

$1,399,000

3 Beds ⋅ 3 Baths ⋅ ML82064118 MLS ⋅ Active Status

Rare opportunity to own ocean views from a fully detached townhome in Santa Cruz's coveted Westside! This 3-bedroom, 2.5-bath home offers the privacy of a single-family residence with the convenience of low-maintenance living. Enjoy stunning ocean views from the living room, primary suite, and private balcony, perfect for morning coffee or relaxing while taking in the coastal scenery. The bright, spacious interior features an expansive kitchen, brand-new carpet, fresh paint touch-ups, and a new stove and range hood. Multiple balconies and a private landscaped backyard provide inviting outdoor spaces to enjoy the Santa Cruz sunshine. Additional highlights include a spacious attached two-car garage and exceptionally low HOA dues of just $190/month. Ideally located near local shops, popular breweries, wineries, coffee shops, and restaurants, with easy access to Wilder Ranch State Park, Davenport, West Cliff Drive, and some of Santa Cruz's most beautiful beaches. Just minutes from UCSC, this property also offers attractive rental potential. Whether a primary residence, coastal retreat, or investment, this rare Westside gem delivers ocean views, privacy, recent improvements, and an exceptional location. Experience the best of Santa Cruz coastal living! Don't miss it!

511 Southview Terrace, Santa Cruz

$1,399,000

3 Beds ⋅ 3 Baths ⋅ ML82064013 MLS ⋅ Active Status

511 Southview Terrace, Santa Cruz

$995,000

2 Beds ⋅ 2 Baths ⋅ ML82063829 MLS ⋅ Active Status

Experience the best of Santa Cruz coastal living in this impressive three-story home located in the highly sought-after Beach Hill neighborhood. Featuring a one-car garage and private balcony, this spacious residence offers beautiful ocean and Santa Cruz Beach Boardwalk views and an ideal setting for enjoying the area's vibrant coastal lifestyle. Just a few blocks from the Santa Cruz Beach Boardwalk and Santa Cruz Municipal Wharf, you'll have easy access to beaches, dining, entertainment, and waterfront attractions. The property is also adjacent to the San Lorenzo River and offers convenient access to the Santa Cruz Riverwalk, perfect for walking, biking, and enjoying the outdoors. Located less than four miles from UC Santa Cruz, this home combines a desirable residential setting with exceptional proximity to the university and the best of downtown and coastal Santa Cruz. A fantastic opportunity to own a home in one of Santa Cruz's most coveted neighborhoods with ocean views, Boardwalk views, and an unbeatable location.

412 Cliff Street, Santa Cruz

$1,549,000

3 Beds ⋅ 2 Baths ⋅ ML82059230 MLS ⋅ Active Status

Coastal living awaits in the highly desirable Lighthouse neighborhood on Santa Cruzs Westside! This inviting 3-bedroom, 1.5-bath home offers a spacious living room that flows seamlessly into the dining and kitchen areas, creating a comfortable and functional layout. Sliding doors off the dining area open to a private backyard patio, perfect for relaxing, entertaining, or enjoying the coastal climate. Upstairs, youll find three generously sized bedrooms. Recent updates include new laminate flooring downstairs, new carpet upstairs, fresh interior paint, new recessed lighting, and updated light fixtures throughout. Best of all, enjoy an incredible location just a short stroll from Lighthouse Field State Beach, Steamer Lane, iconic West Cliff Drive, the Santa Cruz Wharf, Boardwalk, and countless local attractions. Whether youre looking for a full-time residence or your own coastal retreat, your piece of paradise in Santa Cruz awaits!

145 National Street, Santa Cruz

$899,500

1 Beds ⋅ 1 Baths ⋅ ML82063078 MLS ⋅ Active Status

Eastside Cottage With Room To Grow! This sweet 1Bd. 1Ba. will surprise you! It is bright, updated, and feels very open. It is at the forefront of the lot so there is a long driveway to the detached one- car garage, and big open space in the back of the lot. The lot backs up to alley access. Maybe add another home in the back, and make the cottage an ADU? Or add on to this charming cottage, and build a large garage in the back? Maybe you always wanted a sunny open lot to plant those fruit trees? The convenient location offers quick access for commuting, or head to downtown for the live music, eateries, and shopping. Come explore and see what you think!

125 Lee Street, Santa Cruz

$1,050,000

3 Beds ⋅ 3 Baths ⋅ ML82063096 MLS ⋅ Active Status ⋅ Isbel Court BLDG.

Rarely available in Carbonera Estates, this spacious tri-level townhome is peacefully positioned near the end of quiet Isbel Court, feeling tucked away from it all while keeping the best of Santa Cruz close at hand. Surrounded by greenery, this 3-bedroom, 2.5-bath home offers approximately 1,774 SF of light-filled living, outdoor decks and a wonderful connection to nature. Vaulted ceilings, abundant windows and greenbelt views create an airy, open feel, while the decks invite you outside to relax, entertain and enjoy the setting. The tri-level floor plan provides wonderful separation of space. The generous primary suite enjoys its own levela private retreat with a walk-in closet and deck. Two additional bedrooms offer flexibility for guests or a home office. An attached one-car garage, guest parking and the quiet cul-de-sac setting add everyday convenience. Carbonera Estates offers approximately 16 acres of park-like grounds with mature landscaping and gardens, all just minutes from the heart of Santa Cruz, beaches, dining, shopping, golf and commuter routes. Spacious, peaceful and connected to both nature and town, this is a special opportunity to enjoy the Santa Cruz lifestyle.

813 Isbel Court, Santa Cruz

$1,149,000

3 Beds ⋅ 3 Baths ⋅ ML82062181 MLS ⋅ Active Status

Welcome to Bonny Doon. This is a well-built home on nearly half an acre of gently sloped land. Mature redwoods and natural beauty surround the property, making for an exceptionally quiet and peaceful location. The home sits roughly 13 minutes from Felton and 20 minutes from Scotts Valley. Inside, the open floor plan features vaulted, open-beam ceilings, hardwood floors, and a wood-burning fireplace that brings a warm ambience to the entire space. You will love the charming but modern and approachable feel of the open floor plan. The layout flows easily with a formal entry and access to outside spaces. There is a laundry room, powder room for guests and an attached two car garage. The property has a private well and a composition roof that is in very good condition. There is also a recently serviced automatic backup whole-house Generac generator for those times when you need back up power. You will love this location and this home that feels contemporary and exceptionally cozy. If you enjoy natural beauty you will love this location with access to Henry Cowell Redwoods State Park, Big Basin Redwoods State Park, Russian Ridge Recreation Area, Loch Lomond Recreation Area, and coastal communities including Davenport, Pescadero, San Gregorio, Bonny Doon and Santa Cruz.

10 Atherly Lane, Santa Cruz

$850,000

2 Beds ⋅ 3 Baths ⋅ ML82062230 MLS ⋅ Active Status ⋅ Redwood Village Estates BLDG.

Light, bright 2009 Redwood Village townhome with two ensuite bedrooms and the largest private backyard on the block. Approximately 1,198 square feet in a low maintenance community just off Ocean Street, with easy access to downtown dining, the Santa Cruz Beach Boardwalk, Main Beach and Cowell Beach, and Monterey Bay. The open main level features high ceilings and a dining area that flows into the living room. The kitchen is set up for everyday cooking with Formica counters, a gas range, dishwasher, microwave, and refrigerator. A half bath is downstairs. Upstairs, both bedrooms are true ensuite suites with walk-in closets, plus upper-floor laundry. Flooring is a practical mix of carpet and vinyl/linoleum. Forced-air heat, dual-flush toilets, and other energy-saving features keep it efficient. Single-car garage. What sets this home apart is the outdoor space: a large backyard left as a blank slate for a patio, garden, or weekend hangout. Ocean Street provides a straightforward route to Highway 17 for the commute over the hill to San Jose, Silicon Valley, and the Peninsulathen home to Santa Cruz restaurants, the Boardwalk, top beaches, and Monterey Bay. Same easy floor plan the market already knows: two ensuite bedrooms, 2.5 baths, bigger yard, great commute.

133 Kennan Street Unit A, Santa Cruz

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.