95020 Homes under $600,000

Welcome to the vibrant community of Gilroy, California, nestled in the heart of Santa Clara County, where the zip code 95020 opens the door to a world of possibilities. Known for its picturesque landscapes and rich agricultural heritage, Gilroy is often referred to as the "Garlic Capital of the World," hosting the famous Gilroy Garlic Festival each summer. With its charming downtown area, beautiful parks, and a variety of outdoor activities, this city offers a perfect blend of small-town charm and modern convenience.

For homebuyers seeking affordability without compromising on quality of life, Gilroy presents an exciting opportunity with homes available under $600,000. This price point allows first-time buyers, families, and investors to explore a range of options, from cozy single-family homes to inviting townhouses. With the current real estate market, you can find properties that not only fit your budget but also offer the potential for growth and equity.

Living in Gilroy means enjoying a laid-back lifestyle while being just a short drive away from the bustling tech hubs of Silicon Valley. The area boasts excellent schools, a strong sense of community, and a wealth of recreational activities, including hiking trails and local wineries. Whether you're looking to settle down or invest, Gilroy's real estate market under $600,000 is brimming with promise. Discover your dream home today and experience the warmth and charm of this delightful city!

Newest 95020 Homes under $600,000

$150,000

1 Beds ⋅ 1 Baths ⋅ ML82064472 MLS ⋅ Active Status ⋅ Garlic Farm Rv Park BLDG.

Oh My Goodness...this adorable 400sf Tiny Home in an All Ages Park smack dab in between Salinas and San Jose is ready for you. One Bedroom One Bathroom AND... Two Separate Sleeping Lofts!!! Washer,Dryer, Refrigerator and So Much More. Gorgeous Counters luxury flooring.

5878 Garlic Farms Way Unit 156, Gilroy

$424,950

2 Beds ⋅ 1 Baths ⋅ ML82061637 MLS ⋅ Active Status ⋅ Juniper Gardens BLDG.

Opportunity knocks with this quiet, move-in ready condo in a great Gilroy location! This two bedroom, one bath home at 1261 Juniper Dr. #14 is a fantastic starter home or investment opportunity one of the cheapest two bedroom condos available in all of Santa Clara Valley. Tucked into a walkable, convenient area of Gilroy, this home has been freshly painted throughout and features durable, easy-care laminate flooring. The kitchen is a real highlight, offering loads of cabinet space, granite/tile counters, a built-in microwave, electric oven/stove range, and full-size refrigerator. The eat-in kitchen flows seamlessly into a large family room area, creating an open, comfortable living space perfect for everyday living or entertaining. The bathroom has been nicely updated as well. Stay comfortable year-round with baseboard electric heat and a window wall unit A/C. Enjoy the convenience of private interior laundry, with community laundry also available on-site for added flexibility. Step outside to your own private back patio, a great spot to relax or entertain. Rounding things out is a one-car detached, private garage with opener.

1261 Juniper Drive Unit 14, Gilroy

$450,000

3 Beds ⋅ 2 Baths ⋅ ML82060295 MLS ⋅ Active Status ⋅ Pacific Mobile Estates BLDG.

Beautiful 3 Bedroom 2 Bath Bradford Home Located In The Pacific Mobile Estates Space #15.Features Open Floor Concept With Living and Dinning area.Kitchen Boast a Center Island,Walk In Pantry,Wine rack with plenty of storage space.Laundry room is equipped with washer/dryer hookups,with additional overhead and side storage.Bathroom includes a tub/shower Combo while the Master provides a stand alone shower.Park Offers many amenities such as a clubhouse,swimming,and Recreational Area.Park is Pet friendly.

500 W 10th Street Unit 15, Gilroy

$447,777

2 Beds ⋅ 2 Baths ⋅ ML82057698 MLS ⋅ Active Status

Welcome to 7742 Chestnut Street in Gilroy! This beautifully updated two-story home offers 2 bedrooms, 1.5 bathrooms, and approximately 900 square feet of comfortable living space. The interior features an updated kitchen, new flooring, recessed lighting, and refreshed bathrooms. Enjoy the convenience of an in-unit washer and dryer, a private back patio perfect for relaxing or entertaining, and one assigned carport space. Low HOA fees. Conveniently located near shopping, dining, schools, parks, and major commuter routes.

7742 Chestnut Street, Gilroy

$540,000

2 Beds ⋅ 2 Baths ⋅ ML82054988 MLS ⋅ Active Status ⋅ Buttercup Hoa BLDG.

Are you ready for comfort, accessibility, and affordability in Santa Clara County? Look no further! This 2-bed/1.5-bath immaculate, updated condo has that and more. Conveniently located in Gilroy near Highway 101, the home features an updated kitchen, a beautiful brick patio space, laminate wood floors throughout, and plenty of natural light. The unit was built in 1984, but recent updates keep the space fresh with clean lines, high ceilings, and granite countertops. Additional features include central AC and recently updated bathrooms. Situated in a gated community, your new home and the shared green spaces offer a serene, safe place to raise a family or simply just enjoy your privacy in a secure setting. Shopping, dining, and access to beautiful outdoor recreation are all within a stones throw. Act fast; this unit is competitively priced and won't be on the market for long.

8105 Kern Avenue Unit 28, Gilroy

$479,000

2 Beds ⋅ 1 Baths ⋅ ML82052152 MLS ⋅ Active Status ⋅ Juniper Gardens BLDG.

Back on the Market! (Buyer unable to secure loan) Here's your chance! Opportunity knocks in this amazing, well-located Gilroy condo! Quiet End Unit is a great starter home or investment opportunity. Two bedrooms, one bath located in a walkable, convenient area of Gilroy. One of the cheapest two bedroom condos available in Santa Clara Valley! Fresh interior paint and new carpet. The kitchen includes loads of cabinet space, granite/tile counters, built-in microwave, electric oven/stove range and full-size refrigerator. Eat-in kitchen opens to large family room area. Baseboard electric heat, 2 wall unit A/Cs. Private interior laundry and community laundry available across from this unit. This end unit has a large wrap-around patio space with pavers and gated access as well as slider access from bedroom. One-car detached, private garage with opener located across the walkway from end unit. Disclosures available upon request.

1271 Juniper Drive Unit 7, Gilroy

$98,000

1 Beds ⋅ 1 Baths ⋅ ML82051086 MLS ⋅ Active Status

HUGE PRICE IMPROVEMENT! Welcome to The Garlic Farm RV Park in Gilroy! Why rent when you can own your own home? This beautiful park model home, permitted under H&S 18009.3, is located in a welcoming all-age community and offers an affordable, stylish alternative to traditional Silicon Valley living. Conveniently located near shopping, dining, and public transportation, this charming home offers comfort, convenience, and an exceptional lifestyle. Thoughtfully designed, the interior feels surprisingly spacious, with a beautiful kitchen featuring modern cabinetry, updated appliances, and ample counter spaceperfect for everyday living, meal preparation, or entertaining. Additional loft windows bring in abundant natural light and fresh air, creating a bright and inviting atmosphere throughout the home. Residents of The Garlic Farm RV Park enjoy fantastic community amenities, including a sparkling pool and spa, clubhouse with a built-in kitchen for gatherings and celebrations, and a recently renovated fitness center. With this incredible new price, this is an opportunity you wont want to miss! Come see why The Garlic Farm RV Park is such a wonderful place to call home.

5878 Garlic Farms Unit 141, Gilroy

$599,900

3 Beds ⋅ 1 Baths ⋅ ML82049555 MLS ⋅ Active Status

Investor Special Gilroy Development Opportunity 332 Lewis St Unit 1/2, Gilroy, CA 95020 (APN: 841-05-002) Rare opportunity to acquire a single-family residence in the rapidly growing Gilroy market. Opportunities like this are increasingly scarce in Santa Clara County, especially at this price point. Property Highlights: Approx. 1,551 SF living area Approx. 7,100 SF flat lot Ideal for renovation, expansion, or redevelopment Multiple exit strategies: Fix & Flip, Buy & Hold, Rebuild, or Develop Asking Price: $575,000 Estimated ARV: $875,000+ (Buyer to Verify) Why this deal stands out: Significant value-add opportunity Large lot with potential for expansion and/or ADU (buyer to verify) Convenient location near downtown Gilroy, schools, parks, shopping, and major commuter routes Strong upside potential for investors, contractors, and developers Bonus Opportunity: The front parcel at 332 Lewis St (APN: 841-05-087) is also available for $100,000. Acquire both parcels to maximize future development potential and unlock additional value. Investor Terms: Sold AS-IS Cash or hard money preferred Opportunities like this rarely come to market. Serious investors, contractors, and developers are encouraged to act quickly.

332 Lewis Street, Gilroy

$110,000

1 Beds ⋅ 1 Baths ⋅ 41132712 MLS ⋅ Active Status

Discover the perfect blend of efficiency and elegance in this brand new 2025 Shore park model home. Designed for those who value both comfort and smart investing, this 1 bedroom, 1 bathroom retreat features a sleek, modern kitchen outfitted with premium stainless steel appliances. At a competitive monthly space rent of just $1,095, you can enjoy a high end, low maintenance lifestyle in a welcoming community. Whether you're stepping into homeownership for the first time or simplifying your life, this home proves that luxury doesn't have to break the bank. This is a Park Model Recreational Vehicle (PMRV). Fireplaces: NO

5878 Garlic Farm Dr, Gilroy

$475,000

3 Beds ⋅ 2 Baths ⋅ ML82014806 MLS ⋅ Active Status ⋅ Pacific Mobile Homes BLDG.

Beautifully Updated Home, excellent condition, double wide, 3 bedroom, 2 bath, kitchen has granite counters, ss appliances. Bathrooms have been updated. Floors are newer tile and laminate. Has fireplace. Has 2 car carport.

500 W 10th Street Unit 61, Gilroy

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.