95003 Homes under $1.25 million

Welcome to the charming community of 95003, nestled in the heart of Santa Cruz County, California. This vibrant zip code encompasses the picturesque town of Aptos, renowned for its stunning coastal views, lush redwood forests, and a laid-back lifestyle that perfectly embodies the California dream. Aptos is not just a destination; it’s a lifestyle, where outdoor enthusiasts and beach lovers alike can bask in the natural beauty that surrounds them.

One of the most appealing aspects of the 95003 area is the diverse range of homes available, particularly for those seeking properties under $1.25 million. Here, you can find a delightful selection of single-family homes, charming cottages, and modern townhouses, each offering unique features and character. Many of these homes are just a stone's throw away from the beach, providing easy access to sun, surf, and sand, while others are tucked away in serene, wooded settings that offer tranquility and privacy.

Living in 95003 means enjoying a community rich in amenities, from local shops and restaurants to excellent schools and parks. The nearby Aptos Village is a hub of activity, offering delightful dining options and boutique shopping experiences. Plus, with the stunning coastline and numerous hiking trails just minutes away, outdoor adventures are always at your fingertips.

Whether you’re looking for a cozy retreat or a family-friendly abode, the 95003 zip code offers a wealth of opportunities for homebuyers. Discover your dream home in this idyllic coastal paradise today!

Newest 95003 Homes under $1.25 million

$1,145,000

3 Beds ⋅ 3 Baths ⋅ ML82064547 MLS ⋅ Active Status

Experience the warmth of this spacious, 3-bedroom, 3-bathroom home in the desirable Rio Del Mar area of Aptos, on the ocean side of Hwy 1. Recently refreshed with new interior paint and flooring, this light-filled home offers a welcoming, move-in-ready setting with plenty of room to make it your own. The home offers excellent separation of space and flexibility for a variety of lifestyles. With its generous size and versatile layout, there is room to explore the possibilities of multigenerational living, a dedicated home office, or a potential junior ADU. Outside, the backyard presents a blank canvas for creating your own private retreat, outdoor entertaining space, or garden oasis. A two-car garage with extra parking in the driveway. The location places you close to the beach, golf, schools, and shopping. Comfortable and livable as it stands, this home also offers an opportunity to update and personalize over time, adding your own style and vision. For buyers seeking space, flexibility, and potential in the Santa Cruz County market, this is an opportunity to consider.

546 Monterey Drive, Aptos

$1,125,000

2 Beds ⋅ 2 Baths ⋅ ML82064762 MLS ⋅ Active Status

The final available end unit in Building 8 boasts what we consider the best ocean view in Phase 2. On clear days, your view extends down to the palm trees and surf at Seacliff Beach. The modern, flexible layout features 2 bedrooms, 2 bathrooms, and a spacious loft. The private primary suite offers expansive views, a private balcony, and a walk-in closet. Every detail is curated for comfort, including multi-zone split ductless HVAC for heating and cooling and a single-car garage for secure parking and storage. This home comes move-in ready at no additional premium, featuring a full suite of stainless steel kitchen appliances, a washer/dryer, and window coverings.Located in the heart of Aptos Village, you are steps from artisan shops, cafes, and gourmet markets. Nature enthusiasts will love being within walking distance to miles of hiking and biking trails in the Forest of Nisene Marks. Seacliff and Rio Del Mar beaches are just minutes away. Inquire about exclusive financing through our preferred lender to secure a 4.99% rate on a 30-year fixed mortgage. Promotional Financing ends 12/31/2026. Don't miss this final opportunity for a Phase 2 end unit with unbeatable views.***Some Photos are of the staged, model unit. Same floorplan, but mirror image ***

136 Aptos Village Way Unit 1, Aptos

$875,000

2 Beds ⋅ 2 Baths ⋅ ML82062346 MLS ⋅ Active Status

Assumable 2.9% FHA loan, subject to lender approval. Hillside deck. Hot tub. Valley views. Watch the trees go gold at sunset from your own backyard in Aptos. That is an ordinary weeknight here. Inside, the work is done. The kitchen has been updated. Luxury vinyl plank flooring runs through the home, clean and easy to care for. Two full baths give everyone their own space. Washer and dryer hookups keep laundry at home, where it belongs. Just under 1,200 square feet, and every one of them is easy to live in. Minutes from everything. Deer Park Marketplace in 5 minutes. Bittersweet Bistro in 5 minutes. Aptos Village in 8 minutes. Seacliff State Beach in 11 minutes. Rancho Del Mar shopping in 10 minutes. Highway 1 in 7 minutes. High enough to forget all of it, close enough to be where you need to be! Some homes give you space. This one gives you distance. Homes like this are rare in Santa Cruz County. With a 2.9% rate, they are almost unheard of. Schedule your private tour today.

431 Loma Prieta Drive, Aptos

$799,000

2 Beds ⋅ 2 Baths ⋅ ML82064429 MLS ⋅ Active Status ⋅ Aptos Pines BLDG.

This is the best of coastal living in a beautifully maintained 2013 modular home, nestled in the picturesque Aptos Pines community...and you own the land! Offering 2 bedrooms, office, 2 bathrooms, and 1,152 sf. of comfortable living space, this lovely home combines modern updates with a peaceful, natural setting. The kitchen features new cabinetry and elegant quartz countertops, while the bathrooms are enhanced by beautiful marble counters. Your 4,312 sf of owned land offers a peaceful backdrop and a lovely connection to nature. Enjoy the best of the Aptos lifestyle, just minutes from beautiful beaches, charming local shops, restaurants, and all the amenities of town. Whether you are looking for a full-time residence, a coastal retreat, or a more relaxed way of life, this special property offers an appealing combination of comfort, location and tranquility.

149 Hahns Road Unit 149, Aptos

$1,199,000

3 Beds ⋅ 3 Baths ⋅ ML82064418 MLS ⋅ Active Status

Welcome HOME to the Aptos Village, a thoughtfully planned community in the HEART of Santa Cruz County. Featuring a pedestrian-friendly town square, this community offers a neighborhood grocery store, quaint coffee shops, tasting rooms, boutique retail, and multiple dining destinations. The largest floorplan in Phase 2, this specific home site also features ocean peaks from multiple rooms. The spacious great room steps out onto a private balcony overlooking Aptos Village Way with peaks of the Pacific Ocean on the horizon. A guest bedroom and full bathroom are located off the living room. Upstairs are two suites- a primary and a junior suite- both equipped with walk-in closets. All New Construction, the Builder has included a full suite of stainless steel appliances, washer and dryer set, and window coverings at no additional premium. These homes are truly move-in ready. Bring your boogie boards, bring your mountain bikes and get ready to explore long stretches of sand at Seacliff Beach and even longer stretches of trails at the Forest of Nisene Marks State Park. It takes a Village and we can't wait to welcome you to your NEW HOME.

121 Aptos Village Way Unit 2, Aptos

$1,099,000

3 Beds ⋅ 2 Baths ⋅ ML82064154 MLS ⋅ Active Status

Experience the best of Rio Del Mar living just 2.5 blocks from the beach! Beautifully updated 3-bedroom, 2-bath home features a reverse floor plan designed to maximize light, space and indoor/outdoor living. The upper level showcases vaulted ceilings, luxury vinyl flooring and an expansive living room that opens to a huge newly rebuilt deck - creating an incredible extension of living space for entertaining or relaxing in the coastal air. Gorgeous, remodeled kitchen features quartz countertops, white shaker cabinetry, stainless steel appliances, and adjacent dining area with designer lighting, built-in bar area, and beverage refrigerator. A beautifully updated full bath and rear deck with BBQ area complete the upper level. Downstairs features a primary suite with remodeled bath with quartz countertop vanity and a shower over tub. Two additional spacious bedrooms allow plenty of space for family or guests on the lower level. Other highlights include new carpet, recessed lighting, and fresh designer paint inside and out. Covered carport parking provides space for 2 cars. Fantastic Rio Del Mar location just moments from the sand, Pixie Deli, Venus Spirits & Kitchen, local shops & Seascape Golf Club. An exceptional opportunity to enjoy the Aptos lifestyle!

113 Bennett Road, Aptos

$549,000

2 Beds ⋅ 2 Baths ⋅ ML82064129 MLS ⋅ Active Status ⋅ New Brighton Co-Housing BLDG.

A welcome opportunity to own an affordable townhome in Aptos! Two story, end unit townhouse with a private back patio space and an upstairs balcony. With 2 bedrooms & 2 full updated bathrooms (1 on ground floor). Hardwood floors throughout! Located in New Brighton Co-Housing complex this unit is next to the community garden with views of fruit trees & access from your back patio. The central location provides easy access to Hwy 1 as well as close proximity to Cabrillo College, Cabrillo Fitness, local restaurants & shopping and just minutes to New Brighton State Beach. This is a small 11 unit complex that offers a great community with organized events & shared common spaces! This could be the connected lifestyle you never knew you needed!

6034 Soquel Drive, Aptos

$994,000

2 Beds ⋅ 2 Baths ⋅ ML82064058 MLS ⋅ Active Status

Experience Coastal Living in a Lovely Townhouse-Style Condominium with Direct Access to the Beach! Located in the heart of Aptos' Seascape Village, 1049 Via Tornasol is a two bedroom, two bathroom townhouse-style condo in a much sought-after, meticulously maintained, community. This beautiful, light-filled home has high ceilings, fresh paint, updated kitchen, new appliances, cozy fireplace, new bathroom vanities, and new wide-plank flooring throughout. It features an open, functional layout, a home office space, and a front patio ideal for morning coffee or evening gatherings. Enjoy the rare blend of convenience and beach ambiance. Savor the ocean view from the quiet street. The home is around the corner from the beach, the Seascape Sports Club, Village, and Resort. Nearby, discover a variety of grocery stores, several restaurants, golf, wineries, a California State Park, shopping, and more. Students have access to excellent schools including Rio Del Mar Elementary, Aptos Junior High, and Aptos High School. Buyer to verify.

1049 Via Tornasol, Aptos

$979,000

2 Beds ⋅ 3 Baths ⋅ ML82063365 MLS ⋅ Active Status

Perched on the South Bluff of Seascape Resort, this renovated villa offers a blend of coastal luxury and seclusion. The interior is framed by windows looking out onto lush greenery creating a serene atmosphere. The layout features two spacious en-suite bedrooms and a main-level powder room for ultimate comfort. The main suite has its own balcony with a view over the arroyo and down to the Bay. The open-concept kitchen and living area flow to a private balcony where you can take in the salt air and ocean views. Life at Seascape feels like a vacation. Owners and guests enjoy access to a premier suite of amenities, including swimming pools, putting green, game room, and BBQ areas. The resort offers beach access for sunset strolls and features an acclaimed on-site restaurant for world-class dining. Just beyond the resort gates, youll find a sports club, championship golf, and shopping centers. Perfectly positioned for exploring the Central Coast, it is a short drive from Santa Cruz, Carmel, and Monterey. Enrolled in a vacation-rental pool, this property offers the unique opportunity to own a high-end coastal getaway that generates income when you arent there enjoying it yourself. Experience the best vacation home living in one of the regions most renowned destinations.

450 Seascape Resort Drive, Aptos

$1,100,000

3 Beds ⋅ 2 Baths ⋅ ML82062950 MLS ⋅ Active Status

Discover the perfect blend of comfort and convenience in this delightful single-level ranch-style home, located in the Rolling Green Estates community of Aptos. Perfectly positioned just moments from the heart of Aptos Village, this home offers easy access to all local conveniences while maintaining a peaceful neighborhood feel. The interior features a bright, functional layout where the kitchen flows seamlessly into the dining area. A sliding glass door provides easy access to the spacious backyard, making it ideal for outdoor gatherings, gardening, or relaxing in the sun. This home also features solar, adding efficiency to your daily living. Whether you are looking for a place to put down roots, downsizing, or seeking a foothold in a wonderful community, this property offers a great opportunity to enjoy the best of Aptos living!

218 Siesta Drive, Aptos

$950,000

2 Beds ⋅ 2 Baths ⋅ ML82062079 MLS ⋅ Active Status ⋅ Sandpiper BLDG.

Beautifully updated Condo Located In The Sandpiper! High ceilings adorn this sunlight filled home with multiple outdoor living spaces. One bedroom and bathroom located downstairs. The primary bedroom features a large walk in closet, ensuite bathroom, and a lovely balcony for sunshine and listening to the waves to start your day! MUST SEE IN PERSON!

1009 Via Tornasol, Aptos

$1,150,000

3 Beds ⋅ 3 Baths ⋅ ML82062227 MLS ⋅ Active Status

Townhouse-style condo in Aptos Village, a thoughtfully planned 11.5-acre community nestled between the trees and the ocean. This pedestrian-friendly town square blends timeless architecture and small-town charm with modern luxury and energy-efficient design. A rare opportunity for brand-new construction, this 3-bedroom residence offers a unique chance to secure a new home at a compelling price point in one of Santa Cruz County's most desirable communities. The open-concept main level features a spacious kitchen, dining area, and living room that opens to a private balcony overlooking Aptos Village-ideal for morning coffee or evening relaxation. A full bedroom and guest bathroom on this level provide flexibility for guests or home office use. Upstairs, two primary suites offer walk-in closets and comfortable separation. A generous 2-car garage with direct interior access adds convenience and security. Walk to coffee, dining, and shopping, with easy access to beaches, redwood trails, and everyday essentials.***Photos are of Staged Unit, Same Floorplan. ***

131 Aptos Village Way Unit 2, Aptos

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

95003 Homes under $1.25 million

Newest 95003 Homes under $1.25 million

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