94401 Homes under $1.25 million

94401 Homes under $1.25 million

Welcome to the vibrant community of San Mateo, California, where the zip code 94401 offers a delightful blend of suburban charm and urban convenience. Nestled in the heart of San Mateo County, this area is a hidden gem that perfectly balances a relaxed lifestyle with easy access to the bustling Bay Area.

Homes in the 94401 zip code are not only inviting but also affordable, with many options available under $1.25 million. This makes it an ideal location for first-time homebuyers, families, and those looking to invest in a thriving neighborhood. The architectural styles here range from charming bungalows to modern townhomes, each reflecting the unique character of the area. With spacious layouts and beautiful outdoor spaces, these homes provide the perfect backdrop for creating lasting memories.

San Mateo is renowned for its excellent schools, beautiful parks, and a vibrant downtown area brimming with shops, restaurants, and cafes. Residents enjoy easy access to major highways and public transportation, making commutes to San Francisco and Silicon Valley a breeze. The proximity to the picturesque San Francisco Bay adds to the allure, offering residents stunning views and recreational opportunities.

Living in the 94401 zip code means being part of a welcoming community, where neighbors become friends and local events bring everyone together. Whether you’re looking for a cozy starter home or a place to grow, San Mateo has something for everyone. Explore the possibilities today and discover why this charming area is the perfect place to call home!

Newest 94401 Homes under $1.25 million

221 N Delaware Street, San Mateo
$1,198,000
3 Beds ⋅ 2 Baths ⋅ ML82064806 MLS ⋅ Active Status
An extra-deep lot in downtown San Mateo with two units and room to grow. Built in 1907, this single-family home retains its original character, including an enclosed front porch. It has been converted so that each unit has its own full kitchen and bath. The front unit offers 2 bedrooms and 1 bath, and the back unit offers 1 bedroom and 1 bath. New heating and air conditioning are already in place. The possibilities are wide open. Live in one unit and let the rent from the other help cover the mortgage. Use both for multigenerational living, with privacy and independence under one roof. Or add it to your portfolio as a two-unit investment. The property is delivered vacant, so you can set your own rents and move at your own pace. Out back, the oversized yard is a rare find in such a central location. Mature fig and lemon trees frame a generous space for gardening and entertaining, with the potential to expand the existing home or add another dwelling. A detached garage and long driveway offer off-street parking, along with flexibility for storage, a workshop, or a possible future ADU conversion. Walk to the shops and restaurants of downtown San Mateo, with Caltrain and Hwy 101 close by for an easy commute anywhere on the Peninsula.

221 N Delaware Street, San Mateo
815 N Humboldt Street Unit 304, San Mateo
$575,000
1 Beds ⋅ 1 Baths ⋅ ML82064562 MLS ⋅ Active Status ⋅ Woodlake BLDG.
Resort-Style Living at Woodlake! This charming 1-bedroom, 1-bath condo features a stylish kitchen with white cabinetry, stainless steel GE appliances, quartz countertops, and a subway tile backsplash. The bathroom offers a separate vanity area for added convenience. Enjoy the best of resort-style living with access to six pools, four lighted tennis courts, a fully equipped fitness center, clubhouse, and beautifully landscaped grounds featuring a scenic lake and walking paths. Everyday conveniences are just steps away at the on-site shopping center, including Starbucks, Safeway, CVS, and more. Ideally located near downtown San Mateo, downtown Burlingame, local restaurants, SFO, Caltrain, and Coyote Point, Woodlake offers the perfect blend of comfort, convenience, and lifestyle. Come see why life at Woodlake feels like a getaway every day!

815 N Humboldt Street Unit 304, San Mateo
58 N El Camino Real Unit 204, San Mateo
$988,000
2 Beds ⋅ 2 Baths ⋅ ML82064119 MLS ⋅ Active Status
Experience elevated urban living in this beautifully remodeled 2 bedroom plus bonus room, 2 bath corner residence with 1,400 luxurious square feet of living space - one of the largest floor plans in the complex. Light-filled and elegantly appointed with modern-flair finishes, the open floor plan includes a gracious living room with fireplace, stylish kitchen and dining area with balcony, and a versatile bonus room that offers all the flexibility of a third bedroom. The serene primary suite features a generous dressing room/walk-in closet accessible from both the bedroom and bath. Additional highlights include in-unit laundry, two secured underground parking spaces with EV charger, and a separate storage locker, plus resort-style amenities including a pool, dry sauna, fitness room, and recreation room. Just a quick two-block walk to vibrant Downtown San Mateo, with its exceptional array of restaurants, cafés, shopping, entertainment, cineplex, and San Mateos iconic Central Park. With Caltrain on 2nd Avenue just moments away, this sophisticated residence delivers luxury, space, style, and effortless convenience.

58 N El Camino Real Unit 204, San Mateo
820 Jefferson Court, San Mateo
$1,150,000
2 Beds ⋅ 3 Baths ⋅ ML82062813 MLS ⋅ Active Status
Welcome to 820 Jefferson Ct. Tucked away in a sought-after San Mateo location, this beautifully maintained townhome condo offers a wonderful blend of privacy, natural light, and comfortable indoor-outdoor living. Set back from the street and approached by a tree-lined walkway, this 2-bedroom, 2.5-bathroom home feels private and inviting from the moment you arrive. Vaulted ceilings and expansive windows fill the interior with natural light, with views overlooking the lush backyard. The main level features an open-concept living and dining area, a well-appointed kitchen, and a convenient powder room. Upstairs, two spacious bedrooms each feature their own en-suite bathroom, offering comfort and privacy. Surrounded by mature trees, the private backyard provides a peaceful retreat for morning coffee, relaxing, or entertaining. Thoughtfully maintained and updated with fresh interior paint and designer lighting throughout, the home is move-in ready while offering a timeless contemporary feel. Ideally positioned between downtown San Mateo and Burlingame, the home offers easy access to the shops, restaurants, parks, and amenities of both communities, as well as Caltrain. A quiet residential setting with the convenience of two vibrant downtowns just minutes away.

820 Jefferson Court, San Mateo
43 Tidal Way, San Mateo
$1,225,000
2 Beds ⋅ 3 Baths ⋅ ML82063901 MLS ⋅ Active Status ⋅ Promenade BLDG.
Welcome to 43 Tidal Way, a beautifully updated corner-unit home offering modern comfort, abundant natural light, and an exceptional San Mateo lifestyle. Built in 2018, this 2-bedroom, 2.5-bath home features soaring ceilings, recessed LED lighting, an inviting living space, and a private 2-car garage. Recent upgrades include new hardwood flooring in both bedrooms, new stair carpeting, window blinds, bathroom lighting, and a smart front-door lock. Energy-efficient features include a heat-pump water heater, heat-pump heating and cooling, and leased solar panels that help reduce energy costs. The garage is EV charger-enabled. Enjoy additional privacy, afternoon sunlight, and a multi-level floor plan that separates living and sleeping areas. Community amenities include a children's play area, BBQ grills, picnic seating, and garden plots. Explore nearby Bay trails and parks, including Coyote Point, Ryder Park, and Seal Point Park with its off-leash dog area. Convenient freeway access connects you throughout the Peninsula and beyond. Move-in ready, 43 Tidal Way combines modern living, energy efficiency, and outdoor recreation in a desirable San Mateo location.

43 Tidal Way, San Mateo
833 N Humboldt Street Unit 504, San Mateo
$450,000
1 Baths ⋅ ML82062822 MLS ⋅ Active Status ⋅ Woodlake BLDG.
Bright top-floor studio at Woodlake with beautiful Bay views and a glimpse of the San Francisco skyline on clear days. The inviting living space features soft carpeting, a well-appointed kitchen with a breakfast bar, and a walk-in closet. One covered parking space and a separate storage unit are included. Woodlake offers a resort-style setting across 24 landscaped acres, with a lake, walking paths, six pools, four tennis courts, a fitness center, and a sauna. Conveniently located near downtown San Mateo and Burlingame, this home pairs a standout view with the amenities that make Woodlake such a desirable place to live.

833 N Humboldt Street Unit 504, San Mateo
211 S Fremont Unit 309, San Mateo
$875,000
2 Beds ⋅ 1 Baths ⋅ ML82060138 MLS ⋅ Active Status ⋅ Gateway Commons BLDG.
Top floor two bedroom, one bath condo with in-unit laundry. Bright living room with elegant fireplace, adjacent dining room with built-in shelves and access to a deck with a storage closet. The kitchen has ample counter space and has been updated with granite countertops, a Viking fridge and a new range. Two spacious bedrooms offer recessed lighting and the primary bedroom offers a large walk-in closet. The elegant bathroom has been refreshed with a new vanity and floors and an anti-fogging mirror. New stackable washer and dryer are also in the bathroom. Enjoy a community clubhouse and pool all while being steps away from a park, Caltrain, and downtown San Mateo.

211 S Fremont Unit 309, San Mateo
847 N Humboldt Street Unit 302, San Mateo
$429,000
1 Baths ⋅ ML82061306 MLS ⋅ Active Status ⋅ Woodlake BLDG.
Price adjusted to match value!!, Welcome to Woodlake Complex, One of the most sought after complexes on the peninsula with a resort style of living. Conveniently located near hwys 101,92 ,caltrain, shopping and downtown San Mateo and Burlingame. Woodlake sits on 24 acres of plush and well manicured ground with a lake,fountain and beautiful walking trails thoughout. Woodlake is full of amenities which includes; 6 pools, 4 tennis courts, sauna,gym and a childrens play ground.This cozy studio is light and bright and has just been freshly painted and new flooring installed, located on the 3rd floor corner unit and close to parking, elevator and laundry.

847 N Humboldt Street Unit 302, San Mateo
240 N Bayshore Boulevard Unit 307, San Mateo
$725,000
2 Beds ⋅ 2 Baths ⋅ ML82061160 MLS ⋅ Active Status
Absolute Bargain! Unbelievable Price! This condo is priced very low for a pre-approved buyer who wants a great deal on a super home in a great area. This move-in ready condo features an in-unit washer/dryer and private storage room. HOA covers water/sewer and garbage,etc. Enjoy community amenities including an outdoor hot tub, clubhouse, courtyard, and gym. Close to freeways, Caltrain, SFO, and downtown Burlingame.You definitely don't want to miss this golden, move in ready, rare opportunity for a fantastic home in a wonderful location of San Mateo!

240 N Bayshore Boulevard Unit 307, San Mateo
1 Baldwin Avenue Unit 915, San Mateo
$299,000
1 Beds ⋅ 1 Baths ⋅ ML82059838 MLS ⋅ Active Status ⋅ The Peninsula Regent BLDG.
The Peninsula Regent is one of San Mateos finest retirement communities. This one bedroom unit is light filled with an open dining/living room combination. The bathroom offers a walk in shower stall and bathtub. Updated kitchen tiles, stackable washer/dryer unit, ample closet space and views of downtown San Mateo are the standout features of this home. Our Independent Living Community is located near the heart of San Mateos downtown area, with conveniences to restaurants, shopping and anything else you might need. Our community offers many benefits for our members in this season of life, which include 2 restaurants, in-house fitness classes, an indoor swimming pool, off site activities and scheduled transportation.

1 Baldwin Avenue Unit 915, San Mateo
1 Baldwin Avenue Unit 609, San Mateo
$749,000
2 Beds ⋅ 2 Baths ⋅ ML82059358 MLS ⋅ Active Status
Beautifully situated within The Peninsula Regent, an exclusive community in San Mateo, Unit 609 is an F-model residence offering a two-bedroom, two-bathroom corner unit floor plan designed for comfortable and convenient living. The spacious residence features approximately 1200 square feet of living space, with ample closet and storage space throughout. The kitchen includes refrigerator, range/oven, microwave, dishwasher, and garbage disposal, and the living and dining areas provide a comfortable setting for everyday living and entertaining. Additional features include carpeting throughout the unit, heating/air conditioning for year-round comfort, in-unit laundry, and gated parking with electric vehicle hookups. The Peninsula Regent provides first-class amenities and services, including two on-site restaurants, fitness classes, an indoor heated swimming pool and spa, social and recreational activities, off-site excursions, and scheduled transportation. The community also includes additional support and services, including 20 studio units for assisted living. Conveniently located near downtown San Mateo, residents enjoy easy access to dining, shopping, entertainment, theater, and everyday services.

1 Baldwin Avenue Unit 609, San Mateo
216 8th Avenue, San Mateo
$1,250,000
2 Beds ⋅ 2 Baths ⋅ ML82052776 MLS ⋅ Active Status
Warm, inviting contemporary home in the heart of San Mateo! With its own private & spacious 2-car garage complete w/ room for a workbench or hobby area, this residence offers the feel & privacy of a single-family home. The light-filled living & dining areas open through sliding glass doors w/ folding shutters to a private patio, creating the perfect space for relaxation. The beautiful kitchen features granite countertops, a Casa Dolce Casa porcelain tile backsplash, custom cabinetry, bar seating w/ designer pendant lighting, & high-end stainless steel appliances. Premium finishes continue throughout w/ Mirage engineered hardwood flooring from Canada & hand-poured Casa Dolce Casa porcelain tile from Italy. Two spacious bedroom suites offer custom-organized closets & spa-inspired bathrooms w/ stylish finishes, including a walk-in shower with massage shower head, soaking tub/shower, sauna & designer fixtures. Additional highlights include a dedicated laundry room with custom shelving and built-in desk, generous storage with a deep coat closet, & thoughtfully designed living spaces throughout. Ideally located within walking distance to San Mateo downtown, restaurants, shopping, and Caltrain. Welcome home!!!

216 8th Avenue, San Mateo
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.