93442 Homes with HOA

93442 Homes with HOA

Welcome to Morro Bay, California, a picturesque coastal city nestled in the heart of San Luis Obispo County, where the charming zip code 93442 offers a unique blend of natural beauty and vibrant community living. Known for its stunning views of the Pacific Ocean and the iconic Morro Rock, this area is a haven for outdoor enthusiasts and those seeking a serene lifestyle.

Homes in the 93442 zip code often come with the added benefit of Homeowners Associations (HOA), which help maintain the beauty and integrity of the neighborhood. These associations typically offer a range of amenities, from well-kept landscaping and community pools to recreational facilities and organized events, fostering a sense of community among residents. Living in an HOA can provide peace of mind, knowing that the common areas are cared for and that there are guidelines in place to keep the neighborhood looking its best.

Morro Bay is not just about beautiful homes; it’s also a vibrant community with a rich cultural scene. Residents enjoy easy access to local farmers' markets, art galleries, and a variety of dining options that showcase the best of California’s coastal cuisine. With its mild climate, outdoor activities abound, including kayaking, hiking, and biking along scenic trails.

Whether you’re looking for a cozy beach bungalow or a modern family home, the 93442 zip code offers a delightful mix of properties that cater to a variety of lifestyles. Experience the charm of Morro Bay and discover your dream home in this enchanting coastal paradise!

Newest 93442 Homes with HOA

$995,000
3 Beds ⋅ 3 Baths ⋅ SC26198780 MLS ⋅ Active Status
Welcome to Morro Mist - a boutique collection of luxury townhomes situated just across from the pristine beaches of Morro Bay and the Pacific Ocean. 2414 Main Street is one of only three corner units facing sweeping ocean views in the entire community. Built in 2020, this turnkey coastal residence offers indoor/outdoor living with breathtaking ocean views, high-end custom finishes, and contemporary architecture. Each unit is designed with a 5" airspace and 14" insulated wall separation between units. The light-filled upper main level features an open-concept living and dining area complete with low-maintenance Stonetec vinyl plank flooring, a cozy gas fireplace, large windows, and seamless flow to two private balconies with custom solid stainless steel railings—including a front deck showcasing panoramic ocean and coastline vistas. At the heart of the home, the gourmet kitchen boasts an expansive quartz waterfall center island, custom woven pendant lighting, white shaker cabinetry, and a premium 6-burner Bertazzoni gas range. The spacious upper primary suite offers substantial upgrades designed and built by award winning studio Honeycomb Interior Design. Featuring custom built-in cabinetry, lighting and shelving, a large walk-in closet, and an ensuite bath with a deep soaking tub, separate shower, and dual vanities. On the ground level, you will find two light-filled guest bedrooms, a full bathroom, a dedicated laundry space, and access to a private covered porch. Completing the residence is a full-size two-car garage equipped with an EV charger, brand new Ruud central air conditioning system installed in 2026, fully hardscaped side yard with stone pavers, space for a home work nook, and low HOA fees of just $127/month. The property is crafted with durable marine-climate-friendly building materials just moments from Morro Bay’s finest beaches and amenities.

2414 Main Street, Morro Bay
$760,000
1 Beds ⋅ 1 Baths ⋅ SC26186155 MLS ⋅ Active Status
All but Brand New—Just Bring Your Stuff! Built in 2019 and gently used, this charming one-bedroom, one-bathroom townhouse is truly move-in ready. Just bring your belongings and start enjoying the coastal lifestyle! Located close to the ocean, this home is ideal as a full-time residence, weekend getaway, or relaxing coastal retreat. The modern finishes have seen very little use, so there’s no work needed—just load the van and start living! The spacious downstairs family/bonus room offers plenty of flexibility and could easily be converted into a second bedroom. With the addition of a downstairs bathroom, you could create an even more functional two-bedroom home. And for EV owners, you’re already set—the home includes an electric vehicle charging station. Enjoy modern coastal living at an affordable price, with a low HOA. This one is a must-see! Move-in ready. Coastal location. Modern finishes. EV charging. Low HOA. What more could you ask for?

2430 Main, Morro Bay
$1,095,000
2 Beds ⋅ 3 Baths ⋅ SC26171136 MLS ⋅ Active Status
Welcome to 1887 Ironwood - Only minutes from pristine beaches, world class restaurants, and shopping—this fully furnished home features a spacious open floor plan and outdoor patio with generous space to relax and unwind. Built in 2013, the 1,696 sq. ft. home in Morro Del Mar Village includes 2 bedrooms, 2.5 bathrooms, and a generous loft style den. Inside, recessed lighting and custom window treatments are found throughout, along with local artwork. High ceilings and expansive double-pane windows make the most of natural light and green hillside views. The first level features a bedroom retreat and en suite bathroom complete with a fireplace, seating area, and plush carpeting. Upstairs, you'll find a gourmet kitchen with granite countertops and maple shaker-style cabinetry with built-in shelving. Luxe GE Profile appliances are all stainless steel. The bar top offers seating for two while a dining area directly off the kitchen provides additional dining space. The great room features a two-story beamed ceiling and picture windows to highlight stunning hillside views—plus a fireplace with tile surround and ample seating. The powder room includes a vanity with granite countertops and cabinetry storage. The third level is home to both the loft style den and the primary suite with an en suite bathroom. Furnished with a full-size bunk, the den can serve as a bonus sleeping room or flex space for an office or gym. In the primary suite, desirable touches include a walk-in closet with built-in shelving and wardrobe bars. A full-size stackable washer and dryer offer practical convenience. Large format tiles elevate the bathroom complete with an enclosed tub-shower, granite countertops, and stylish storage. Immediately off the primary suite, an outdoor retreat includes a pergola and sectional sofa—plus an aluminum fire table for easy outdoor living. Additionally, an attached 2-car garage offers even more storage. If you're seeking a turnkey retreat offering the best of Central Coast living, this fully furnished home is perfect for you.

1887 Ironwood Avenue, Morro Bay
$810,000
SC26165025 MLS ⋅ Coming Soon Status
An 8,521 sq ft lot with utilities and approved plans only. Approved plans are for a 2,361 sq ft home with 3 bedrooms and 3.5 baths. This parcel rounds out the subdivision with a turnkey development package and close proximity to The Cloisters' trails, park, and direct beach access. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 5) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

202 Verdon Court, Morro Bay
$810,000
SC26149093 MLS ⋅ Coming Soon Status
An 8,092 sq ft lot with utilities and approved plans only. Approved plans are for a 2,361 sq ft home with 3 bedrooms and 3.5 baths. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. A move-in-ready design opportunity just steps from The Cloisters' open space and trail network. Nestled between the desirable Beach Tract and Cloisters neighborhoods, ocean-side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 1) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

201 Verdon Court, Morro Bay
$845,000
SC26164973 MLS ⋅ Coming Soon Status
An 8,787 sq ft lot with utilities and approved plans only. Approved plans are for a spacious 2,840 sq ft home with 4 bedrooms and 3 baths, plus a detached 1-bedroom, 1-bath ADU, ideal for multigenerational living, rental income, or a private guest suite. Development-ready, with proximity to The Cloisters' preserved open space and beach trails. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (Lot 2) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

205 Verdon Court, Morro Bay
$875,000
SC26164997 MLS ⋅ Coming Soon Status
The largest lot in the subdivision is 10,070 sq ft with utilities and approved plans only. Approved plans are for a 2,840 sq ft, 4-bedroom, 3-bath home plus a 1-bedroom, 1-bath ADU. This premium parcel offers extra space and flexibility, with full Coastal Commission approval and easy access to The Cloisters' trails and beachfront. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 3) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

210 Verdon Court, Morro Bay
$795,000
SC26165005 MLS ⋅ Coming Soon Status
A 7,626 sq ft lot with utilities and approved plans only. Approved plans are for a 2,323 sq ft, 4-bedroom, 3-bath single-family home. The most accessible price point in the offering, this fully entitled lot comes complete with approved plans and construction documents, just moments from open space preserves, the neighborhood park, and the Pacific Ocean. Includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, ocean-side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 4) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

206 Verdon Court, Morro Bay
$455,000
2 Beds ⋅ 2 Baths ⋅ SC26145436 MLS ⋅ Active Status
Affordable Opportunity Awaits! Rancho Colina, one of Morro Bay's most desirable manufactured home communities. Nestled along California's beautiful Central Coast, this 1972 double-wide offers a wonderful opportunity to enjoy the relaxed coastal lifestyle that makes Morro Bay so special. This well-maintained home is largely in original condition, providing the perfect canvas for your personal updates and design ideas. The spacious floor plan features comfortable living and dining areas, generous natural light, and an enclosed bonus room ideal for a home office, overflow bedroom, or craft room. Having this flexible space adds functionality to fit a variety of lifestyles. There is abundant outdoor space to create a vibrant landscaped patio with gardens! There is a carport and large shed as well. Rancho Colina offers affordable entry for full time living or a vacation retreat in Morro Bay! Known for its peaceful setting, pride of ownership, and welcoming atmosphere. Rancho Colina offers a sense of community just minutes from everything Morro Bay has to offer. Enjoy easy access to the Embarcadero, Morro Rock, pristine beaches, golf, hiking and biking trails, shopping, restaurants, and the charming downtown. One of the Central Coast's greatest attractions is its exceptional year-round climate! Rancho Colina being slightly inland from the coast, capitalizes on this as you are out of the main fog zone and stronger coastal breezes! Whether it's a morning walk along the waterfront, kayaking the bay, exploring nearby Montaña de Oro State Park, or simply watching another spectacular sunset, Morro Bay offers an unmatched quality of life. This home gives you an affordable opportunity for Morro Bay homeownership. Bring your vision to life and transform this well-cared-for property into the coastal home you've always imagined.

311 San Gabriel, Morro Bay
$869,000
2 Beds ⋅ 2 Baths ⋅ SC26141527 MLS ⋅ Active Status
Welcome to the beautifully designed, single level and fully furnished townhome in the charming, 14-unit Morro del Mar Village. Everything is included: furniture, fixtures, appliances,TVs, décor, all kitchen supplies, bedding, washer, dryer, bicycles, beach toys and more. You can start vacationing in Morro Bay the day you close escrow! This corner unit offers privacy, quality construction with all rooms on a single level (two-car garage is downstairs.) The property has been professionally decorated with style and grace and features many items purchased in Italy. The living and dining areas have a wonderful open feel with 15-feet ceilings and clerestory windows. More features to love: Fireplace, queen size sofa sleeper, tankless water heater, Milgard windows, skylights, sound-reducing and energy-efficient construction, central heating, custom railings, electric grill and guest parking. The balcony off the living room and primary bedroom have incredible views of the Morro Creek valley, orchards and surrounding hillsides. And yet, it is quick hop to the beach, the Embarcadero and Highway One. The patio off the second bedroom opens to the lush, Mediterranean-style courtyard with a fountain and fire-pit in the shared common area. Exterior repainted 2026. Check out the 3-D home tour! This home is currently an active vacation rental so showing availability may be limited, contact your Realtor to schedule a showing. Short term rental license cannot to be transferred to a new owner. Information is deemed reliable but not guaranteed. Buyers should conduct their own due diligence to verify all details. Per the City of Morro Bay, the vacation rental license cannot be transferred to a new owner.

1851 Ironwood, Morro Bay
$895,000
3 Beds ⋅ 3 Baths ⋅ NS26026799 MLS ⋅ Active Status
Welcome to the pristine Bayshore Village community, where the soothing sound of the surf and refreshing ocean breezes set the tone for everyday living. This exceptional opportunity offers a spacious ±1,584 sq ft, three-bedroom, two-and-a-half-bath condominium in one of Morro Bay's most desirable coastal neighborhoods. Just moments from the shoreline, with bayfront picnic areas nearby and the community pool, spa, and clubhouse just outside your door, every day feels like a seaside retreat. Inside, the home offers warm California coastal cottage charm and has been thoughtfully refreshed with fresh interior paint, new carpet, and updated appliances. Inviting gas fireplaces in both the living room and the primary suite create the perfect setting for relaxing after a day at the beach. Ideally located just around the corner from the Morro Bay Golf Course and only minutes from downtown shops, restaurants, and the Embarcadero, this is a rare opportunity to experience the relaxed charm of California's Central Coast. Don't miss your chance to make this coastal escape your own.

173 Sandpiper Lane, Morro Bay
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.