93430 Homes under $2 million

93430 Homes under $2 million

Welcome to the charming coastal town of Cayucos, California, nestled in the picturesque San Luis Obispo County and marked by the zip code 93430. This idyllic seaside community is renowned for its stunning ocean views, beautiful beaches, and a laid-back atmosphere that perfectly encapsulates the California coastal lifestyle.

Cayucos boasts a delightful mix of quaint shops, local eateries, and a vibrant community spirit, making it an ideal place for both families and retirees. The town's rich history as a former whaling station is evident in its unique architecture and warm, inviting ambiance. Residents and visitors alike can enjoy leisurely strolls along the historic pier, where the sound of crashing waves and the salty sea breeze create a serene backdrop for daily life.

For those looking to invest in a slice of this coastal paradise, Cayucos offers a range of homes under $2 million, making it an accessible destination for many buyers. From charming beach cottages to modern ocean-view homes, there is something for everyone. These properties are not just houses; they are gateways to a lifestyle filled with outdoor adventures, from surfing and kayaking to hiking in the nearby coastal bluffs.

With its stunning natural beauty, welcoming community, and affordable real estate options, Cayucos is more than just a place to live; it’s a place to thrive. Discover the magic of 93430 and let the ocean waves inspire your next chapter in this coastal gem!

Newest 93430 Homes under $2 million

1625 Cass Unit 16, Cayucos
$860,000
3 Beds ⋅ 2 Baths ⋅ SC26151742 MLS ⋅ Active Status
HUGE PRICE IMPROVEMENT!! Get ready for the perfect blend of coastal charm, versatility, and comfort in this meticulously maintained and modern 3-bedroom, 2-bath manufactured home where you own the land so there's no space rent! Located just three blocks from beach access in the Whale Rock Terrace 55+ community, this inviting home offers peek-a-boo water views and easy navigation to town and local activities. Inside, vaulted ceilings, beautiful hardwood floors, statement lighting, newer window shades, and an open living and dining area create a bright, welcoming atmosphere with a gas fireplace adding warmth and ambiance. The adjoining kitchen provides plenty of options to cook, create, and gather, with a central island, abundant storage, pantry station, dining nook, and laundry room. A spacious primary suite features a large private bathroom with double vanity and walk-in closet. Two additional large bedrooms offer flexibility for guests or a home office. Enjoy the coastal climate in several outdoor living areas with a large, newly refinished deck and covered front door entryway, perfect for entertaining and relaxing. The enclosed back patio has been transformed into a great multipurpose room along with an additional storage space to customize a craft room, hobby space, game room, and more. A convenient outdoor shower, storage shed, low-maintenance landscaping, and parking for two cars adds to the home's practicality. Park fees include access to shared community amenities, a central clubhouse, and guest parking, adding even more value to this coastal retreat. Thoughtfully updated and ideally located near the beach, this is a wonderful, move-in ready opportunity to enjoy all that Cayucos-by-the-Sea has to offer.

1625 Cass Unit 16, Cayucos

3437 Shearer, Cayucos
$799,000
2 Beds ⋅ 1 Baths ⋅ SC26194173 MLS ⋅ Active Status
Tucked into the coveted south end of Cayucos Beach, this inviting cottage offers a rare chance to make coastal California your own. Blue-water views greet you right from the property, setting a serene, sun-washed backdrop for everyday living. Start your mornings with coffee on the spacious front patio or unwind there with an evening beverage, soaking in the ever-changing colors of sunrise and sunset over the water. Inside, a light-filled living area flows toward a cozy breakfast bar that opens onto a functional kitchen outfitted with a gas range, refrigerator, generous cabinetry, and ample counter space — easy, comfortable living from the moment you walk in. The rear bedroom offers extra privacy and comfortable proportions, situated just across from the hall bath. Newer tile flooring runs throughout, lending a clean, low-maintenance coastal feel that's ready for beach-day living. The second bedroom, located off of the living room, offers great ocean views. Outside, a covered carport accommodates one vehicle, with additional driveway and street parking available. The true showstopper, though, is the expansive view. The large front patio is a rare stretch of outdoor space that invites relaxing, entertaining, or dreaming up future possibilities (buyers to verify buildable potential and complete their own due diligence). Conveniently located close to the sand, and only minutes from downtown Cayucos, this delightful cottage is your opportunity to own a genuine slice of the Central Coast.

3437 Shearer, Cayucos

3595 Shearer Ave, Cayucos
$1,875,000
3 Beds ⋅ 3 Baths ⋅ SC26185378 MLS ⋅ Active Status
Some homes offer an ocean view, but this one makes the Pacific the centerpiece of everyday life. Just blocks from the beach and close to downtown Cayucos, this newly built modern home delivers panoramic views of the Pacific Ocean, spectacular coastline vistas, and a direct sightline to iconic Morro Rock, all wrapped in a sophisticated, contemporary design. The main living level is upstairs, where expansive windows fill the home with natural light and showcase the Pacific and coastline views. Warm light-wood finishes and LVP flooring create a refined, modern backdrop for an open-concept living, dining, and kitchen space designed to live beautifully and entertain effortlessly. The chef’s kitchen makes a statement with custom cabinetry, quartz countertops, stainless steel appliances, a gas range, custom hood, and a generous breakfast bar positioned to take in the ocean views. Perfect for morning coffee, casual dining, a buffet, or extra prep space when entertaining. The luxurious primary suite is a place of respite, complete with a window seat with built-in storage and a spa-inspired ensuite featuring a soaking tub, walk-in shower, and walk-in closet. Two additional bedrooms occupy the lower level and share a beautifully appointed Jack-and-Jill bath with a dual-sink vanity and walk-in shower and striking tile surround. A dedicated laundry closet adds function with a folding counter and ample storage. But the true showstopper is above it all. The rooftop deck transforms coastal living into an experience. Panoramic ocean and coastline views stretch across the horizon, with Morro Rock commanding the backdrop. Glass and stucco railings keep sightlines wide open, while the built-in outdoor kitchen, bar seating, BBQ, and fire pit create an extraordinary setting for sunset cocktails, dinner under the stars, or long evenings with friends as ocean breezes roll in from the Pacific. Thoughtful details elevate the home, from ductless A/C and energy-efficient construction to low-maintenance landscaping and an attached two-car garage with epoxy flooring and designer garage door. Every element is designed to deliver a polished aesthetic with effortless everyday living. This is Cayucos living at its most elevated, with morning coffee overlooking the ocean, afternoons at the beach, dinner downtown, and unforgettable sunsets from your own rooftop overlooking the Pacific. A one-of-a-kind coastal home where every day feels like the best seat in the house.

3595 Shearer Ave, Cayucos

33 23rd Street, Cayucos
$1,799,000
3 Beds ⋅ 3 Baths ⋅ PI26184361 MLS ⋅ Active Status
Licensed Vacation Rental | Ocean Views | Steps to the Beach! A rare opportunity to own a fully furnished coastal home on one of Cayucos’ desirable numbered streets, just moments from the sand and beach access at 24th Street. Set in a very quiet neighborhood with no highway noise, this is a place where you can hear the ocean waves at night and truly enjoy the coastal setting. This 3-bedroom, 2.5-bath property offers ocean views, multiple outdoor spaces, and an existing short-term vacation rental license, making it ideal for both personal use and income potential. The property is an established Airbnb and VRBO with a history of 5-star guest ratings and is already professionally managed by Beachside Rentals, offering a truly turnkey, hands-off opportunity for the next owner. The home is being sold fully furnished and includes linens, kitchenware, and the essentials needed to continue operating as a vacation rental. The lower level features three bedrooms and two full bathrooms, including one bedroom with direct access to the rear yard. Upstairs, vaulted ceilings, skylights, and expansive windows create abundant natural light while showcasing ocean views. The kitchen offers generous storage and counter space and opens to the living area with a fireplace and access to multiple decks and outdoor spaces. Additional highlights include an attached garage with washer and dryer hookups, ample driveway parking, an easy-care yard, and convenient access to the beach, downtown Cayucos, the pier, shops, and restaurants. A rare fully turnkey coastal property with an established vacation rental operation, professional management, furnishings, and rental infrastructure already in place.

33 23rd Street, Cayucos

3080 Studio, Cayucos
$1,775,000
2 Beds ⋅ 2 Baths ⋅ SC26164469 MLS ⋅ Active Status
SINGLE LEVEL BEACH RETREAT - JUST STEPS TO THE BEACH! Perched on a private bluff of Studio Drive with sweeping ocean views from the large rooftop deck, this striking contemporary home offers style, privacy, and the turn-key ease of single level living in the Central Coast’s most coveted beach town - Cayucos. This home sits in an exclusive gated enclave of just five single family homes steps from the beach; where you’ll actually get to know your neighbors on a quiet, desirable street with strong, well-maintained home values. The fully fenced private backyard is a dream setup for comfort of people and pets. The custom double front doors welcome you into a dramatic great room with soaring ceilings, built-in entertainment system, a thermostat controlled gas fireplace and walls of wood trimmed Pella windows pulling in the natural lights. Luxury vinyl plank flooring throughout the open layout flows through a sleek, functional kitchen built for entertaining with quality cabinetry, premium appliances, solid counter surfaces and a breakfast bar. A primary suite with a skylit spa-inspired bath, a walk-in closet and Pella bay window seat is situated across the hall from a luxurious guest room of its own charm. Skylights, built-in lighting and TVs in every room make this an effortless beach house to love and be loved. To complement the Cayucos outdoor lifestyle, the home offers a contemporary spa, an outdoor shower, al fresco dining, built-in indoor/outdoor Sonos Sound and lighting system and a show-stopping coastal view rooftop deck made for coffee and sunset cocktails. The large deck will provide you with everything you need for an individual or group gathering with a large gliding lounge set, gas fire-pit table, refrigerator and even a reading bed. Finally, an attached single-car garage equipped with an EV charger and low-maintenance landscape with HOA gardening service completes an effortless indoor/outdoor living at its best.

3080 Studio, Cayucos

3585 Studio, Cayucos
$1,895,000
4 Beds ⋅ 3 Baths ⋅ SC26150162 MLS ⋅ Active Status
Experience the best of coastal living in this beautifully updated beach home, ideally located on coveted Studio Drive, one of Cayucos' most desirable streets. Just across from beach access, this exceptional property offers three bedrooms, three bathrooms, and a light-filled floor plan on the second level designed for comfortable living and effortless entertaining. The well-appointed kitchen features premium appliances, granite countertops, abundant storage, and generous workspace. The spacious living and dining areas flow seamlessly to an expansive ocean view deck where glass railings showcase sweeping Pacific views, creating the perfect setting for outdoor dining, sunset gatherings, or simply enjoying the sound of the waves. The primary suite provides a peaceful retreat with an ensuite bath, while the additional bedrooms offer comfortable accommodations for family and guests. A versatile lower level bonus room adds a completely separate 1 bedroom, 1 bath kitchen and living area apartment. One bay of the garage offers an entertainment retreat with flexibility for a media room, game room, home office, or additional living space. A chair lift between levels provides added convenience and accessibility. Studio Drive is cherished for its quiet coastal setting, easy beach access, and proximity to everything that makes Cayucos so special. Whether you're searching for a full time residence or the perfect coastal getaway, this exceptional home offers an opportunity to enjoy the very best of Central Coast living.

3585 Studio, Cayucos

1124 S Ocean Avenue, Cayucos
$1,495,000
3 Beds ⋅ 3 Baths ⋅ SC26143897 MLS ⋅ Active Status
Sweeping Pacific Ocean views, multiple decks, a coveted west-of-Highway 1 location, with walkability to downtown Cayucos create the ultimate California beach lifestyle. Just a very short walk to beach access at both 10th and 12th Streets, this spacious, move-in-ready, light-filled 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and convenience. Whether you’re searching for a weekend beach retreat or a full-time residence, this home checks every box. Situated on an approximately 4,000-square-foot lot, the home offers approximately 1,820 square feet of living space, multiple ocean-view decks, a two-car garage, and a versatile floor plan. The home is move-in ready while also offering an incredible opportunity to personalize over time. The lower level features two bedrooms, a full bathroom, a dedicated laundry room, and abundant storage. Upstairs, the light-filled living room opens to a spacious ocean-view deck—an ideal setting for morning coffee, sunset gatherings, or simply taking in the beauty of the Pacific. The upper level also includes an open floorplan with a well-appointed kitchen, a powder room, a full bathroom, and a generous primary suite with a walk-in closet. Enjoy an easy stroll to the Historic Cayucos Pier, charming shops, local restaurants, and everything that makes this beloved Central Coast beach town such a special place to call home.

1124 S Ocean Avenue, Cayucos

96 24th Street, Cayucos
$1,395,000
4 Beds ⋅ 3 Baths ⋅ SC26144691 MLS ⋅ Active Status
Offering approximately 2,410 square feet in Cayucos' highly sought after numbered streets, this beautifully designed four bedroom, two and one half bathroom home is ideally located just one block from the beach. This inviting residence captures ocean views, abundant natural light, and a floor plan designed for both everyday living and memorable gatherings. The main level features a spacious living room with a cozy fireplace, bay window, and ocean views, flowing seamlessly into the dining area and well appointed kitchen with stainless steel appliances, generous counter seating, and a picture window overlooking the surrounding hills. The primary suite is conveniently located on the main level and includes a private ensuite bath, while a guest powder room completes the upper floor. Downstairs, three additional bedrooms and a full bath provide comfortable accommodations for family and guests. The largest bedroom offers exceptional flexibility as a family room, media room, or den, with direct access to the backyard and an expansive storage area. Enjoy Cayucos' incredible coastal climate from the ocean view front patio, the spacious, fully fenced backyard with deck, or rinse off after a day at the beach with the convenient outdoor shower. Additional amenities include a one car garage with laundry, leased solar panels for improved energy efficiency, and plenty of space for gardening and outdoor entertaining. A short drive to downtown Cayucos, the Historic Cayucos Pier, local restaurants, unique shops, and miles of sandy shoreline, this exceptional property is perfectly suited as a full time residence, vacation home, or coastal retreat. Experience the relaxed pace and timeless charm that make Cayucos one of California's most treasured beach towns.

96 24th Street, Cayucos

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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