93428 Homes under $1.25 million

93428 Homes under $1.25 million

Welcome to the enchanting coastal community of Cambria, California, nestled within the picturesque San Luis Obispo County and home to the charming zip code 93428. This idyllic town is renowned for its stunning coastal views, lush pine forests, and vibrant artistic culture, making it a perfect destination for those seeking a serene lifestyle by the Pacific Ocean.

For homebuyers looking for exceptional value, Cambria offers a variety of stunning properties priced under $1.25 million. Whether you’re dreaming of a cozy beach cottage, a modern family home, or a charming bungalow, you’ll find a diverse selection of real estate options that cater to every taste and budget. Many of these homes are designed to maximize the breathtaking views of the ocean or the enchanting woodlands, allowing you to enjoy the beauty of nature from the comfort of your own living space.

Living in Cambria means embracing a lifestyle filled with outdoor adventures, from hiking along scenic trails to exploring tide pools at Moonstone Beach. The town is also steeped in rich history and culture, with local art galleries, boutique shops, and delightful dining experiences that showcase the best of Central Coast cuisine.

With its friendly community atmosphere and captivating landscapes, Cambria is not just a place to live; it’s a place to thrive. Discover your dream home in this coastal paradise and start making memories in one of California’s hidden gems. Don't miss out on the chance to invest in your future in the beautiful zip code 93428!

Newest 93428 Homes under $1.25 million

2050 Pierce Avenue, Cambria
$1,095,000
3 Beds ⋅ 3 Baths ⋅ SC26219513 MLS ⋅ Active Status
Tucked among mature oaks on an 11,405 sf lot, this two-story, 2,326 sf home offers 3 bedrooms, 3 bathrooms and room to spread out with multiple living areas. The living room is bright and open, with a vaulted ceiling, big windows and a French door leading to a spacious rear deck that frames the trees and hillside. Down the hall, a family room with a fireplace and slider door to a view balcony gives you another cozy place to settle in. The kitchen is made for everyday living and easy entertaining with wood cabinetry, generous counter spaces and breakfast bar seating, all opening to the living, family and dining areas. Engineered hardwood flooring runs through the kitchen, dining area and bathrooms. The spacious primary suite is a true retreat with a vaulted ceiling, picture windows, and a slider to a view balcony. The bathroom includes a dual-sink vanity, soaking tub and separate shower. Two more bedrooms and a bathroom are on the first level, set apart from the primary suite for added privacy. A dedicated laundry room with built-in cabinetry and extra hallway closet space rounds out the first level. Additional features include a built-in, whole house vacuum system, a newly installed Composition shingled roof, a spacious rear deck and the two front balconies. The backyard is open, private, and wooded, with a separate shed for extra storage. An attached two-car garage and a long driveway make parking easy. Close to Cambria's East and West Villages, Moonstone Beach, Fiscalini Ranch Preserve, and local shops and restaurants, this is a home you won’t want to miss!

2050 Pierce Avenue, Cambria

1875 Chester Lane, Cambria
$985,000
3 Beds ⋅ 2 Baths ⋅ PI26211247 MLS ⋅ Active Status
Just listed in charming Cambria! Tucked into the Berwick Heights neighborhood of Lodge Hill, this enchanting 3-bedroom, 2-bathroom home blends coastal character, comfort, and an exceptional amount of versatility. Upstairs, the main living space is light and inviting, with an open floor plan, vaulted beamed ceilings, and a fireplace. Sliding glass doors open to an expansive deck with peek-a-boo ocean views—the perfect spot for entertaining, or enjoying the coastal air. Bright chef's kitchen offers abundant storage and is equipped with a refrigerator, gas range, microwave hood, and dishwasher, with an adjacent dining area open to the family room. Also on the upper level, the primary suite features a walk-in closet and ensuite bathroom. Downstairs are two spacious bedrooms, a full hall bathroom, convenient laundry area, and direct access to the attached two-car garage with generous storage and backyard access. Fresh interior paint and luxury vinyl plank flooring create a clean, move-in-ready feel throughout. And there's more: a detached two-car garage, with a secondary entrance from Berwick Drive, offers incredible flexibility for additional vehicles, workshop, studio, creative space...or future guest quarters. The fully enclosed backyard features a gated driveway, newly planted lawn, and new irrigation. Wonderful as it is today, the property also includes an approved Minor Use Permit/Coastal Development Permit, creating even more possibilities—including plans to convert the detached garage into an approximately 600-square-foot guesthouse with a second-floor balcony and another opportunity to capture the views. With Cambria's village charm, cool coastline, and relaxed Central Coast lifestyle just beyond your door, this is a rare Cambria offering with space, privacy, flexibility, and room to dream— and ready to enjoy from day one. Must see to appreciate all this special property has to offer!

1875 Chester Lane, Cambria

2347 Adams, Cambria
$945,000
2 Beds ⋅ 2 Baths ⋅ NS26207242 MLS ⋅ Active Status
Seller financing available for qualified buyers! Recently refreshed and move-in ready! Significant improvements include fresh interior and exterior paint, new appliances, and completed pest remediation. Set in Cambria's desirable Lodge Hill neighborhood, 2347 Adams Street is an inviting 1958 California Coastal Craftsman that captures the authentic character and relaxed appeal of classic Central Coast living. The single-level main residence offers approximately 1,442 square feet, with additional living space provided by a separate one-bedroom, one-bath cottage, the square footage of which is not included in the stated size of the main home. The open floor plan creates a warm and comfortable atmosphere, where beautiful hardwood flooring and thoughtful updates complement the home's original architectural character. Generous windows fill the interiors with natural light, while a large picture window frames picturesque views toward the Santa Lucia Mountains. Situated on an approximately 5,250-square-foot parcel, the property makes wonderful use of its inviting outdoor spaces. Mature fruit trees, secluded rear patios, and a charming wraparound veranda create a retreat-like setting, offering delightful spaces for morning coffee, outdoor dining, entertaining, or simply enjoying Cambria's temperate coastal climate and peaceful surroundings. With its own private entrance and patio, the detached one-bedroom, one-bath cottage offers additional versatility and a comfortable sense of separation from the main residence. This charming space presents possibilities for visiting guests, extended family, a home office, creative studio, or other flexible uses, subject to applicable regulations and buyer verification. The cottage's permit status and authorized use have not been independently verified. Ideally positioned to enjoy the best of Cambria and California's Central Coast, the property offers convenient access to Highway 1, Cambria's charming village shops, galleries, restaurants, scenic trails, and the spectacular coastline of Moonstone Beach. San Luis Obispo is approximately 40 miles away, providing access to additional shopping, dining, and urban amenities. Whether envisioned as a full-time residence, coastal getaway, or a distinctive property offering flexible living possibilities, 2347 Adams Street presents an appealing combination of timeless architectural charm, recent improvements, versatile living spaces, and an exceptional coastal lifestyle.

2347 Adams, Cambria

2410 Langton, Cambria
$899,000
4 Beds ⋅ 3 Baths ⋅ SC26198750 MLS ⋅ Active Status
Space, character and a truly special Cambria setting come together at 2410 Langton Street. Offering four bedrooms plus a versatile bonus room, this Cambria home provides flexible living spaces to accommodate a variety of needs. The additional room, reflected as a fifth bedroom in county records, provides possibilities for a hobby room, creative studio, pantry, additional storage, or other uses to suit your lifestyle. Located on Lodge Hill, this single-level home offers approximately 1,916 sq. ft. of flexible living space on a generous 7,000 sq. ft. parcel, all beneath the canopy of an extraordinary mature redwood tree. Originally built in 1938, the home retains its classic Cambria character while benefiting from numerous improvements in recent years. A new roof was completed in 2023, along with added attic and crawlspace insulation, gutter guards, flame-retardant vents and soffits, and several new windows. More recent improvements include a renovated primary bathroom, new interior doors, interior and exterior paint, a newer dishwasher and stackable washer/dryer, giving the next owner a great head start on an older coastal home. Inside, hardwood floors, skylights and abundant windows fill the home with natural light. A brick fireplace anchors the living area, while a dramatic wall of windows looks out toward the gardens and towering redwood. Outside, the property feels quintessentially Cambria. Mature landscaping, fruit trees, brick and stone pathways and a freshly painted white pergola create a peaceful courtyard and garden setting. A large two-car garage, additional workshop and storage space, covered breezeway and spacious driveway provide room for vehicles, projects and Central Coast gear. Just minutes from Cambria's villages, Fiscalini Ranch Preserve and the coastline, 2410 Langton offers a rare combination of single-level living, flexible bonus space, a generous lot, substantial garage and workshop space, meaningful recent improvements and nearly 90 years of Cambria character.

2410 Langton, Cambria

1361 Haddon, Cambria
$849,000
2 Beds ⋅ 3 Baths ⋅ SC26189068 MLS ⋅ Active Status
Prepare to fall in love. Charm, comfort and peace of mind describe 1361 Haddon Dr. Nestled among oaks, this turnkey 2 bedroom, 3 bathroom home blends ease with income potential. When you enter the foyer, radiant light streams through a skylight, instantly brightening the interior. Freshly laid luxury vinyl flooring throughout the 1,063 sf home (July 2026) lightens the living space, and the newly added roof (Aug 2026) adds peace of mind. Showcasing an open flow and spacious kitchen with butcher block countertops, meal prep is fun and simple. Natural light enhances the setting and access onto a spacious patio deck expands the living space to enjoy the fresh coastal air. Includes a VACATION RENTAL LICENSE, notably a superhost on airbnb, providing ability to generate revenue as an ideal low maintenance investment. Both bedrooms are thoughtfully designed private en-suites, featuring their own bathroom with shower and dual-flush toilet—convenient for family and guests. While the upstairs primary suite boasts an inviting gas fireplace and its own sitting deck for a cozy retreat from it all. This low maintenance home is located with quick access to everything the Central Coast is known for: miles of coastline, natural landscapes and boutique downtowns and is ideally situated near Fiscalini Ranch Preserve and just a short drive to Cambria’s celebrated restaurants, wineries, galleries, and boutique shops. 1361 Haddon captures the relaxed spirit of Cambria and is priced to sell—call your agent and make it your coastal retreat today.

1361 Haddon, Cambria

399 Warwick, Cambria
$1,175,000
3 Beds ⋅ 2 Baths ⋅ SC26173368 MLS ⋅ Active Status
Enjoy beautiful ocean views and comfortable coastal living in this thoughtfully updated three-bedroom, two-bath home. Ideally located within walking distance of Moonstone Beach and the shops, restaurants, and amenities of Cambria’s charming West Village. The main living level offers a warm and inviting layout with a comfortable living area featuring a fireplace, a well-appointed kitchen, convenient office nook, bedroom, and full bathroom. A dedicated laundry room provides additional storage and direct access to the backyard, while the sunroom offers a bright and versatile space to enjoy year-round. Upstairs, the spacious primary bedroom captures ocean views, en-suite 3/4 bathroom, along with a second guest bedroom and an upstairs sunroom offering even more ocean views—a wonderful space to relax, read, or enjoy the coastal scenery. Numerous improvements have been completed within the past two years, providing both style and peace of mind. The entire roof was replaced with a new TPO waterproof membrane roof. New wood flooring was installed throughout the downstairs common areas and upper sunroom, with fresh carpet upstairs. The kitchen features new granite slab countertops complemented by matching granite countertops in both bathrooms. Additional updates include a complete renovation of the upstairs shower, fresh interior paint throughout, new matching baseboards, replacement of all plumbing fixtures, and a new water heater. The central heating system has been serviced, and a whole-home smart water leak detection system has been installed for added protection. With its ocean views, versatile floor plan, dedicated office nook, two sunrooms, and extensive recent improvements, this home offers a wonderful combination of comfort, functionality, and coastal living.

399 Warwick, Cambria

3198 Wood, Cambria
$996,000
3 Beds ⋅ 2 Baths ⋅ NS26149279 MLS ⋅ Active Status
Country Living by the Sea! Experience the best of both worlds with this exceptional single story home, offering peaceful country living just minutes from the coast. Nestled in a fabulous microclimate, you'll enjoy breathtaking views of the Santa Lucia Mountains right from your windows. Conveniently located with easy access to the beach, town, and Highway 1, everyday errands and coastal adventures are always within reach. Situated on a lush, private corner lot, the beautifully terraced backyard is a gardener's paradise. Enjoy harvesting your own fresh fruit, including Haas avocados, Satsuma plums, loquats, dwarf peaches, and Meyer lemons. Abundant raspberry, blackberry, and boysenberry vines complete this remarkable outdoor retreat. Inside, you'll find soaring vaulted ceilings that enhance the open-concept living, dining, and family rooms, creating a bright and welcoming atmosphere. All three bedrooms are generously sized, and the primary bathroom has been tastefully remodeled. The spacious island kitchen is a chef's delight, featuring a beautiful glass-and-stone tile backsplash and an abundance of cabinetry for exceptional storage. Recent updates include a new water heater (2023), refrigerator (2024), and dishwasher (2025), offering added value and peace of mind. Don't miss this wonderful opportunity to own a home that perfectly blends natural beauty, comfort, and convenience. Contact your Realtor today to schedule a private showing!

3198 Wood, Cambria

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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