92688 Homes with HOA

92688 Homes with HOA

Welcome to the charming community of Rancho Santa Margarita, nestled in the heart of Orange County, California, where the zip code 92688 serves as a gateway to a vibrant lifestyle. This picturesque area is known for its serene landscapes, family-friendly atmosphere, and a strong sense of community, making it an ideal location for both families and individuals alike.

Homes in the 92688 zip code often come with the added benefit of Homeowners Associations (HOAs), which help maintain the beauty and integrity of the neighborhoods. These associations typically offer a range of amenities, including sparkling pools, well-maintained parks, and recreational facilities, ensuring residents have ample opportunities to socialize and enjoy outdoor activities. The HOA also plays a crucial role in upholding community standards, providing peace of mind for homeowners.

Rancho Santa Margarita is surrounded by stunning natural beauty, with nearby hiking trails, scenic lakes, and lush parks that invite outdoor enthusiasts to explore. The community is also conveniently located near shopping centers, dining options, and top-rated schools, making it a perfect blend of convenience and tranquility.

Whether you are searching for a cozy townhouse or a spacious family home, the 92688 area offers a diverse selection of properties to suit various lifestyles and budgets. With its welcoming ambiance and well-maintained neighborhoods, Rancho Santa Margarita is not just a place to live; it’s a place to thrive. Come discover the charm of 92688 and find your dream home today!

Newest 92688 Homes with HOA

16 Allyssum, Rancho Santa Margarita
$1,220,000
3 Beds ⋅ 3 Baths ⋅ CV26239842 MLS ⋅ Coming Soon Status
Welcome to Montecito! Nestled in the highly desirable Montecito community of Rancho Santa Margarita, this beautifully upgraded home offers modern style, thoughtful upgrades, and everyday comfort. As you approach, enjoy picturesque views of Saddleback Mountain, setting the stage for all this wonderful home offers. Step inside to a light-filled, open floor plan designed for comfortable living. Recently painted interiors and newer luxury vinyl flooring throughout create a fresh, contemporary feel. A natural flow connects the living room, dining area, and kitchen, while soaring vaulted ceilings expand the spacious feeling. The beautifully updated kitchen is both stylish and functional, featuring striking blue cabinetry, sleek quartz countertops, a premium ZLINE gas range, and a convenient microwave drawer. Newer Samsung dishwasher and refrigerator. The breakfast area and family room create the perfect gathering space for family and friends. Upstairs, the spacious primary suite is a peaceful retreat, featuring vaulted ceilings, large windows, and a private en-suite bathroom with a walk-in shower and separate water closet. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, offering a practical and comfortable layout. Fresh paint, smart doorknobs, and recently updated finishes add to the home's move-in-ready appeal. The backyard offers a private, low-maintenance setting, ideal for enjoying Southern California's year-round outdoor lifestyle. Energy-conscious features include Fully Paid Solar at the close of escrow to help offset electricity costs, a Tesla Powerwall 3 conveniently located along the side of the home, and a Tesla EV charger conveniently located inside the garage. Enjoy being within walking distance of Trabuco Mesa Elementary School, Trabuco Mesa Park, and the beautiful Rancho Santa Margarita Lake. Shopping, restaurants, and entertainment are just minutes away. Residents also enjoy access to the exceptional SAMLARC community amenities, including the lake, beach club, swimming pools, parks, tennis and pickleball courts, basketball courts, hiking trails, and community meeting and banquet facilities. Combining thoughtful upgrades, energy-conscious features, and an exceptional community lifestyle, this is a wonderful opportunity to enjoy all that Montecito and Rancho Santa Margarita have to offer!

16 Allyssum, Rancho Santa Margarita
38 San Patricio, Rancho Santa Margarita
$1,250,000
3 Beds ⋅ 3 Baths ⋅ OC26239286 MLS ⋅ Coming Soon Status
Experience the perfect blend of privacy, elegance, and comfort in this beautifully upgraded home nestled in the highly desirable Arroyo Vista community. Situated on a quiet, single-loaded street with no homes directly across, this exceptional residence offers breathtaking hillside views, remarkable privacy, and a peaceful setting surrounded by natural beauty. Step inside to discover a bright and inviting interior featuring soaring vaulted ceilings, beautiful wood flooring, abundant natural light, and a thoughtfully designed open floor plan. The elegant living room and formal dining area create a welcoming atmosphere, perfect for both everyday living and entertaining. The upgraded gourmet kitchen features premium Viking stainless steel appliances, a built-in refrigerator, granite countertops, and custom wood cabinetry. Enjoy picturesque views of the tranquil koi pond and surrounding mountains while preparing meals. The adjoining family room, complete with a cozy fireplace, provides a comfortable gathering space with seamless access to the backyard. Upstairs, the spacious primary suite offers a peaceful private retreat with scenic hillside views, wood flooring, a walk-in closet, and a beautifully appointed bathroom featuring dual vanities, a custom chandelier, a separate shower, and a luxurious sunken soaking tub with elegant stone finishes. Two additional upstairs bedrooms feature wood flooring and share a beautifully upgraded bathroom with granite countertops and designer finishes. Your Private Backyard Oasis, Escape to your own serene outdoor sanctuary featuring a charming koi pond, custom hardscaping, and picturesque hillside views. Whether enjoying your morning coffee, relaxing after a long day, or entertaining guests, this tranquil backyard provides the perfect setting. Resort-Style Community Amenities, Residents enjoy access to the Arroyo Vista community pool, park, sports court, and picnic areas, along with the extensive SAMLARC amenities, including swimming pools, the lake, parks, tennis courts, community concerts, and year-round recreational activities. Conveniently located within the Capistrano Unified School District, with access to highly regarded schools, this home offers an exceptional combination of comfortable living, natural beauty, and community convenience.

38 San Patricio, Rancho Santa Margarita
48 Abrigo, Rancho Santa Margarita
$489,900
1 Beds ⋅ 1 Baths ⋅ OC26237887 MLS ⋅ Active Status
Coming Soon! Charming 1-bedroom carriage unit that feels like a private home, located in the wonderful Los Portillos community! This spacious upper end unit offers desirable upgrades, beautiful views, and a fantastic location. The large single-car garage is conveniently located directly below, with plentiful street parking nearby for guests and overnight visitors. Inside, you'll find a nicely updated kitchen featuring stainless steel appliances, granite countertops, and plenty of room to cook and create warm memories. Newer laminate wood flooring and fresh interior paint reflect the care and attention this home has received. Enjoy beautiful views of the Saddleback Mountains from the oversized patio, the perfect spot to sip your morning coffee, relax with a good book, or unwind at the end of the day. Just one block from the Arroyo Trabuco Trail, offering wonderful opportunities for hiking and biking. You'll feel like you've stepped into another world surrounded by nature and peaceful open space! The location is also conveniently across from the community pool and spa and close to shopping, dining, schools, and freeways. You'll fall in love with this adorable home!

48 Abrigo, Rancho Santa Margarita
7 Via Encanto, Rancho Santa Margarita
$950,000
4 Beds ⋅ 3 Baths ⋅ OC26237832 MLS ⋅ Active Status
SPACE, CHARACTER & AN EXCEPTIONAL RANCHO SANTA MARGARITA SETTING Welcome to 7 Via Encanto, where soaring ceilings, a versatile layout, and charming outdoor spaces create an inviting retreat within the Villavante community. Offering approximately 2,038 square feet, Villavante’s largest floor plan features four bedrooms and three full bathrooms, with generous spaces for everyday living and entertaining. Soaring ceilings lend an airy sense of scale to the interior, while the downstairs bedroom and full bathroom offer flexibility for overnight guests, extended family, or a dedicated home office. Upstairs, the spacious primary suite features an en-suite bathroom and walk-in closet, complemented by the convenience of an upstairs laundry room. Outside, the courtyard and low-maintenance garden offer a setting rich in character, with decorative brick hardscape providing a welcoming backdrop for morning coffee, alfresco dining, or relaxed evenings with friends. The outdoor space extends the home’s living experience while keeping upkeep manageable. Beyond the front door, residents enjoy access to the community pool and spa, with Tijeras Creek Golf Course and scenic Arroyo Trail nearby. From a morning walk to an afternoon on the fairways, the setting invites an active Southern California lifestyle. Proximity to Arroyo Vista K–8 School, local parks, and recreational amenities further enhances the location’s everyday appeal. With its desirable downstairs bedroom, spacious primary suite, and access to Rancho Santa Margarita’s outdoor amenities, 7 Via Encanto brings together comfort, convenience, and enduring lifestyle appeal. PUBLIC AUCTION | SATURDAY, NOVEMBER, 21ST AT 11 AM Experience the home in person, review the auction terms, and register to participate. Contact Krystal McGraw with Sellers Reserve to arrange your showing.

7 Via Encanto, Rancho Santa Margarita
19 Raposa, Rancho Santa Margarita
$1,325,000
4 Beds ⋅ 3 Baths ⋅ OC26232589 MLS ⋅ Active Status
Beautifully upgraded 4 bedroom home with a private entertainer’s backyard featuring a spa and firepit! Step inside this beautiful living and dining room, which showcases a vaulted ceiling, an elegant chandelier, plantation shutters, and beautiful wood-look vinyl flooring that flows throughout the home. The upgraded kitchen features white shaker style soft-close cabinetry, quartz countertops, a stylish backsplash, stainless steel appliances, a 5-burner gas range, and a charming breakfast nook. The inviting family room offers a cozy fireplace, recessed lighting, and French doors opening to the backyard, creating a wonderful space for indoor-outdoor entertaining. An upgraded guest bathroom and convenient laundry room with cabinetry complete the main level. Upstairs, the spacious primary suite features a vaulted ceiling, plantation shutters, and a beautifully remodeled bathroom with quartz countertop, shaker style cabinetry, and a stunning tiled walk-in shower. Three additional bedrooms upstairs feature plantation shutters and mirrored closet doors, complemented by a beautifully upgraded secondary bathroom. Step outside to your own private backyard retreat, perfect for entertaining or relaxing, complete with a spa and firepit! Additional highlights include fully paid-off solar panels - SunPower, Autel EV charger, dual-pane vinyl windows, and a two-car garage with direct access. Beautiful upgrades, inviting living spaces, and an entertainer’s backyard make this a wonderful place to call home! Enjoy all that Rancho Santa Margarita has to offer, including community pools, tennis courts, scenic hiking trails, parks, the Beach Club lagoon, beautiful RSM Lake, and year-round community events. Conveniently located near downtown Rancho Santa Margarita, with its wonderful shopping, dining, and entertainment options!

19 Raposa, Rancho Santa Margarita
10 San Tomas, Rancho Santa Margarita
$1,349,000
3 Beds ⋅ 3 Baths ⋅ 260026205SD MLS ⋅ Active Status
Welcome to 10 San Tomas, a beautifully updated, move-in-ready home tucked away on a quiet cul-de-sac in Rancho Santa Margarita's desirable Arroyo Vista community, within the highly rated Capistrano Unified School District. Offering 2,045 sq. ft., 3 bedrooms, 2.5 baths, and a 3-car garage, this spacious residence impresses with soaring vaulted ceilings, abundant natural light, and an inviting, open floor plan. The updated kitchen features a charming breakfast nook and flows effortlessly into the dining and living areas, where a cozy fireplace creates the perfect gathering space. Upstairs, the generous primary suite offers vaulted ceilings, a walk-in closet, and a beautifully remodeled ensuite bathroom. Two additional bedrooms and a spacious loft provide flexibility for a home office, playroom, or second living area. The loft also offers potential for conversion to a fourth bedroom. Step outside to a private backyard with no rear neighbors, room for gardening, and a BBQ area ideal for dining and entertaining. Fresh interior paint, new carpet, thoughtful improvements throughout, and solar add to the home's move-in-ready appeal. Arroyo Vista residents enjoy their own neighborhood pool plus access to SAMLARC amenities, including parks, pools, tennis courts, and scenic trails. Enjoy convenient proximity to Rancho Santa Margarita Lake, Tijeras Creek Golf Club, O'Neill Regional Park, shopping, and dining. Nearby schools include Arroyo Vista Elementary, Arroyo Vista Middle, and Tesoro High School.

10 San Tomas, Rancho Santa Margarita
131 Tierra Montanosa, Rancho Santa Margarita
$750,000
2 Beds ⋅ 2 Baths ⋅ OC26230997 MLS ⋅ Active Status
A prime corner end-unit location! This beautifully remodeled 2-bedroom carriage-style home offers a rarely available floorplan featuring an EXPANDED LOFT, providing exceptional versatility as a home office, media room, playroom, or additional living space. Soaring ceilings, an abundance of windows, and natural light create an inviting, open atmosphere, while a cozy fireplace anchors the living room. The thoughtfully designed interior features attractive vinyl plank flooring throughout, FRESHLY PAINTED THROUGHOUT, and an open-concept living and dining area that flows seamlessly into the kitchen, complete with BRAND NEW KITCHEN APPLIANCES, generous cabinetry, and a convenient breakfast bar. Just off the living area, is an oversized covered balcony that provides a wonderful outdoor retreat with ample space for seating and entertaining, along with area views — a perfect extension of the interior living space. The generously sized primary bedroom comfortably accommodates a king-size bed with ample room for additional furnishings and features a spacious walk-in closet. The adjoining primary bathroom offers a newly installed dual-sink vanity, updated lighting, and plumbing fixtures. The guest bathroom has also been refreshed with a new vanity, lighting, and fixtures. SIGNIFICIANT IMPROVEMENTS add to the home's appeal, including COMPLETE RE-PIPE, a NEWER FURANCE AND A/C SYSTEM, and a TANKLESS WATER HEATER. Additional highlights include an extra-wide 2-car garage with direct interior access and ample nearby guest parking. This move-in-ready residence offers a wonderful opportunity to enjoy a community pool and spa along with the Rancho Santa Margarita lifestyle featuring Top-Tier schools and access to resort-style amenities including the Beach Club Lagoon, multiple pools, parks, sports courts and scenic trails.

131 Tierra Montanosa, Rancho Santa Margarita
54 Vista La Cuesta, Rancho Santa Margarita
$635,000
2 Beds ⋅ 2 Baths ⋅ OC26232237 MLS ⋅ Active Status
Welcome to 54 Vista La Cuesta, a beautifully updated 2-bedroom, 2-bathroom upper-level end-unit condo nestled among mature trees in the desirable Vista La Cuesta community of Rancho Santa Margarita. Offering privacy, natural light, and scenic views of nearby O'Neill Regional Park, this home combines comfort and convenience in a peaceful setting. Step inside to an inviting open floor plan featuring vaulted ceilings, a cozy fireplace, recessed lighting, and laminate flooring throughout. The remodeled kitchen offers stainless steel appliances, updated countertops, and generous storage. The spacious primary suite includes a walk-in closet, an additional closet, and an updated bathroom with a walk-in shower. Additional highlights include indoor laundry, an attached one-car garage with overhead storage, driveway parking, and an assigned parking space. Enjoy access to the community pool, spa, and BBQ areas, along with Rancho Santa Margarita's incredible amenities, including the Beach Club, parks, pools, tennis and pickleball courts, and scenic trails. Conveniently located near Rancho Santa Margarita Lake, shopping, dining, and local schools, this home offers the perfect blend of privacy, convenience, and the Southern California lifestyle.

54 Vista La Cuesta, Rancho Santa Margarita
45 Santa Agatha, Rancho Santa Margarita
$675,000
2 Beds ⋅ 2 Baths ⋅ OC26232226 MLS ⋅ Active Status
Located in the highly sought after Casafina community, this updated ground-level corner end-unit home features 1,027 square feet of living space spread out over a well thought out open and airy floor plan that is the perfect blend of design and functionality. As you walk through the door you are welcomed to a warm and inviting home that features a spacious living room complete with a cozy fireplace and an open dining area, an open kitchen with white shaker cabinetry, stainless steel appliances, and plenty of counter space for all of your needs. In addition, there are 2 spacious bedrooms, 2 full bathrooms, an interior laundry room, and an attached 1 car garage, complete with a storage room, with direct access to and from the home. Furthermore, the home features gorgeous flooring, energy efficient dual-pane windows, high ceilings, recessed lighting, central air conditioning and heating, ceiling fans, light and bright paint throughout, and an abundance of windows that fill he home with natural light and cool breezes, The Casafina community is an extremely well maintained pride of ownership neighborhood featuring Spanish style architecture, a sparkling pool and jacuzzi, a player ground, an abundance of landscaping and green spaces, quiet private streets, plenty of guest parking, good vibes, and great neighbors! As if that isn't enough, as part of the Casafina community you get access to the exclusive Rancho Santa Margarita Beach Club and Lagoon, and all of it's resort-like amenities which include olympic-sized pools, lounge decks, sports courts, walking paths, and picnic areas. In terms of location, it doesn't get any better than this. Primely located in one of the best parts of Rancho Santa Margarita, in a great neighborhood, this home is conveniently located near shopping, dining, entertainment, great schools, parks, playgrounds, trails, the freeway, and major transit and thoroughfares. Don't miss your chance to call this amazing home yours!

45 Santa Agatha, Rancho Santa Margarita
2 Via Entrada, Rancho Santa Margarita
$699,000
2 Beds ⋅ 2 Baths ⋅ OC26232125 MLS ⋅ Active Status
Corner unit with a secret: it lives like a house. Pool on one side, Tijeras Creek Golf Course on the other, Saddleback Mountain standing guard like it's part of the deal. Lower level, two bedrooms, two baths, where someone spent money on the right things—luxury vinyl that flows, granite that grounds the kitchen, stainless steel that makes cooking feel intentional. The layout breathes. An open floor plan that doesn't force connection but allows it, master suite tucked privately in back with its walk-in and spa-level bath, guest room on the opposite side insuring privacy. Everything where it should be. But here's what sets this apart from other condos you've toured: your own front door, your own two-car garage with direct access, your own entrance that never asks you to share. While neighbors navigate hallways and hunt for parking, you're living the single-family experience without the single-family maintenance. Artificial turf stays magazine-perfect. The patio holds morning coffee as well as evening wine. Lake RSM access means actual beach days. Tennis courts with nets that stay tight. Sand volleyball where games break out. This isn't fee collection dressed up as community—it's the lifestyle you're buying into, already in motion. The location delivers. Schools that perform. Restaurants worth discovering. The kind of neighborhood where kids bike to friends' houses and adults walk dogs without checking the time. This is move-in ready for people who know what that means. This address doesn't just work—it hums. The mountain isn't going anywhere.

2 Via Entrada, Rancho Santa Margarita
16 Calle Maria, Rancho Santa Margarita
$869,000
2 Beds ⋅ 2 Baths ⋅ OC26231940 MLS ⋅ Active Status
Welcome to 16 Calle Maria in the highly desirable lakeside community of Marbella in Rancho Santa Margarita! Rarely available SINGLE STORY living filled with character and charm, this inviting home offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage with a driveway, plus only one shared wall for added privacy. Plenty of guest parking is conveniently located directly in front of the home, making it easy to welcome family and friends. The grand living room is truly the heart of the home, featuring soaring high ceilings, recessed lighting, and a romantic fireplace with a custom mantel, creating a warm and inviting ambiance. The charming dining alcove showcases custom stained glass windows that add timeless character and architectural charm. If you are looking for that WOW factor, this is it! The perfect space to relax, entertain, and create lasting memories. The spacious primary suite features vaulted ceilings and dual oversized walk-in closets with custom closet organizers, providing exceptional storage and organization while creating a true sense of space and comfort. The primary bathroom is enhanced by a skylight that fills the space with beautiful natural light, creating a bright and airy retreat. This home has been beautifully refreshed with brand-new laminate flooring, new baseboards, fresh interior paint in Dunn-Edwards Light Beige, new recessed lighting, updated electrical switches and outlets, and new bathroom light fixtures, making it truly move-in ready. Plantation shutters in select rooms add timeless style and warmth throughout. Enjoy everything Marbella has to offer, just moments from the lake, resort-style pool and spa, parks, restaurants, shopping, and scenic walking trails. This is a rare opportunity to own a charming SINGLE STORY home in one of Rancho Santa Margarita's most sought-after communities.

16 Calle Maria, Rancho Santa Margarita
39 De Lino, Rancho Santa Margarita
$649,888
2 Beds ⋅ 2 Baths ⋅ OC26224806 MLS ⋅ Active Status
LOCATION, LOCATION, LOCATION! One of the BEST locations in the highly desirable Belflora community! This elevated, upper-level corner unit near a quiet cul-de-sac offers beautiful Saddleback Mountain views, abundant natural light, and an incredible Rancho Santa Margarita lifestyle! Welcome to 39 De Lino, a beautifully updated 2-bedroom, 2-bath home offering 1,110 sq. ft. of inviting living space. Enjoy high ceilings, recessed lighting, a cozy fireplace, remodeled kitchen with granite countertops, updated bathrooms, and newer carpet installed in 2024. The spacious primary suite features dual sinks, while the private balcony offers scenic mountain views. Additional highlights include central AC/heating, indoor laundry, and a detached garage. MAJOR HOA IMPROVEMENTS include community-wide repiping (2024–2025), exterior painting (August 2026), roof power washing, patio resealing, landscaping enhancements (2025), and new common-area furniture! THE LOCATION IS EXCEPTIONAL! Walk to the community pool, nearby parks, scenic trails, Rancho Santa Margarita Lake, Beach Club Lagoon, and Mercado del Lago shopping and dining. Enjoy SAMLARC recreational amenities, nearby schools, and convenient access to major roads and toll roads. Beautiful views, an updated home, and an AMAZING lake lifestyle!

39 De Lino, Rancho Santa Margarita
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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