92404 Homes under $1.25 million

92404 Homes under $1.25 million

Welcome to the vibrant community of San Bernardino, California, specifically the charming 92404 zip code! Nestled in the heart of San Bernardino County, this area is a treasure trove of opportunities for homebuyers seeking a blend of affordability and accessibility. With a diverse selection of homes available for under $1.25 million, 92404 offers an enticing array of options for families, first-time buyers, and investors alike.

The 92404 zip code is characterized by its welcoming neighborhoods, where tree-lined streets and friendly neighbors create a sense of belonging. Here, you’ll find a mix of single-family homes, townhouses, and modern condos, each exuding its unique charm. Many properties feature spacious yards, perfect for family gatherings or enjoying the California sunshine.

Living in 92404 means you’re just a stone’s throw away from local parks, shopping centers, and excellent schools, making it an ideal location for families. The area is also well-connected, with easy access to major highways and public transportation, ensuring that you can explore all that San Bernardino and the surrounding areas have to offer.

Whether you’re looking for a cozy starter home or a spacious residence to accommodate your growing family, the 92404 zip code has something for everyone. With homes priced under $1.25 million, you can find the perfect place to call home without breaking the bank. Come discover the charm and community spirit of San Bernardino—your dream home awaits!

Newest 92404 Homes under $1.25 million

637 E 16th Street, San Bernardino
$449,900
3 Beds ⋅ 1 Baths ⋅ 41152303 MLS ⋅ Active Status
Fresh style, thoughtful upgrades, and a backyard full of possibilities! Completely renovated, this 3-bedroom, 1-bath home pairs inviting character with a fresh, contemporary finish. New windows, a new roof, fresh paint, and laminate flooring throughout make this home ready for its next chapter. The open kitchen shines with stainless steel appliances, a designer backsplash, and stylish fixtures—an appealing setting for everyday meals and weekend gatherings. A brick fireplace brings warmth and character to the living space, creating a welcoming place to unwind. Step outside to a spacious backyard with room to entertain, garden, play, or create your own outdoor retreat. A detached garage adds parking and storage flexibility. Beautifully refreshed inside and out, this move-in-ready home is one you’ll want to see!

637 E 16th Street, San Bernardino
184 Palmyra, San Bernardino
$580,000
DW26227448 MLS ⋅ Active Status
INVESTOR OPPORTUNITY in North San Bernardino! Situated on a spacious lot, this versatile property offers multiple living spaces with strong rental-income potential. The main 2BR/1BA residence was previously rented for $2,700/month, while the permitted studio ADU generated $1,500/month. An additional 1BR/1BA garage conversion was also rented for $1,500/month (unpermitted). The property features new flooring and interior paint, an updated kitchen with Shaker cabinetry, quartz countertops and stainless-steel appliances, central HVAC, a stone fireplace, ample parking, and a spacious backyard with covered patio, mature fruit trees, and mountain views. Conveniently located near shopping, hospitals, and recreation. Previously reported rental income: up to $5,700/month ($68,400 annually).Buyer to independently verify all permits, square footage, property use, condition, and rental/income information. Grant may be available—contact listing agent for details.

184 Palmyra, San Bernardino
2350 Osbun Unit 52, San Bernardino
$164,900
1 Beds ⋅ 1 Baths ⋅ IG26223848 MLS ⋅ Active Status
High ceilings and natural light create a bright, inviting feel in this one-bedroom, one-bath condo! Located toward the back of the community near the pool, this upper-level home offers approximately 644 square feet with a single-level interior layout. Large windows brighten the living room, while the kitchen features white cabinetry, generous cabinet space, a gas range, and an adjacent dining area. The bedroom includes upper windows that welcome additional natural light. Central heating and air provide year-round comfort, and a one-car garage with laundry below the unit adds everyday convenience. Enjoy mountain and neighborhood views, access to the association pool, and convenient proximity to the 210 freeway.

2350 Osbun Unit 52, San Bernardino
2561 Sepulveda Avenue, San Bernardino
$495,000
3 Beds ⋅ 2 Baths ⋅ IV26229838 MLS ⋅ Active Status
Beautifully Remodeled San Bernardino Home on an Expansive Lot! Welcome to 2561 Sepulveda Ave. Situated on a quiet, tree-lined street in an established neighborhood, this move-in-ready property offers 3 bedrooms, 2 bathrooms, and 1,041 square feet of thoughtfully updated living space on an impressive 17,544-square-foot lot. Step inside to find a fresh, inviting interior featuring new laminate flooring, fresh interior paint, and modern lighting throughout. The beautifully renovated kitchen is designed to impress with crisp white shaker-style cabinetry, elegant quartz countertops, and brand-new stainless steel appliances, including a range, microwave, and dishwasher. Both bathrooms have been tastefully remodeled with updated vanities, stylish tile work, and contemporary fixtures, creating a clean, modern aesthetic throughout the home. Beyond the interior, the expansive lot offers an exceptional opportunity to create the outdoor space of your dreams. Whether you envision a backyard retreat, a garden oasis, a pool, or exploring the potential for an accessory dwelling unit (ADU), the possibilities are plentiful. A detached garage and convenient indoor laundry room add to the property's everyday functionality. With its extensive updates, generous lot size, and versatile potential, this home presents an exciting opportunity for homeowners and buyers looking to make the most of their space. Conveniently located near schools, parks, shopping, dining, public transportation, and major freeways, this property combines modern comfort with everyday convenience. Beautifully updated, move-in ready, and full of possibilities—come discover all that this San Bernardino home has to offer!

2561 Sepulveda Avenue, San Bernardino
1768 E Ralston, San Bernardino
$629,000
4 Beds ⋅ 3 Baths ⋅ CV26228993 MLS ⋅ Active Status
Discover this beautiful hillside home at 1768 E Ralston Avenue, offering an inviting blend of space, comfort, and indoor-outdoor living. Perfect for those who love to entertain, this home is ready to become the go-to gathering place for family and friends, whether hosting celebrations, weekend get-togethers, or simply enjoying quality time together. Featuring 4 bedrooms, 2.5 bathrooms, an additional bonus room, and 2,334 square feet of living space on an expansive 10,608-square-foot lot, this home has plenty to offer. Set in a charming neighborhood with attractive curb appeal, the property features a distinctive L-shaped floor plan that takes full advantage of its backyard setting. As you move through the home, you'll appreciate the beautiful views of the backyard from the hallways, living areas, and primary suite. Floor-to-ceiling sliding glass doors throughout the main living spaces and primary bedroom invite an abundance of natural light while creating an open and airy atmosphere. The spacious living room is highlighted by an eye-catching stacked-stone fireplace, adding warmth and character to the space. The updated kitchen features crisp white cabinetry, quartz countertops, a six-burner range, and a sleek range hood. The primary suite offers a relaxing retreat with backyard views and an ensuite bathroom complete with dual sinks and a walk-in shower. An additional bonus room, currently serving as a home office and fitness area, provides added versatility and enjoys its own views of the backyard. Outdoors, the generous backyard features a large concrete patio, lush green lawn, and mature citrus trees, offering plenty of room for entertaining, outdoor dining, or simply unwinding. Completing the property is an attached two-car garage. With its unique architectural layout, spacious grounds, and seamless connection to the outdoors, this home is a wonderful opportunity to enjoy comfortable Southern California living.

1768 E Ralston, San Bernardino
3843 Conejo, San Bernardino
$499,000
3 Beds ⋅ 2 Baths ⋅ CV26228771 MLS ⋅ Active Status
Splish splash!!! On those hot days with this single-story pool home located in the upper hills of San Bernardino. Large corner in quiet family-oriented neighborhood. Great floor plan with formal living room, cozy fireplace with adjacent kitchen. Dining room with sliding glass doors to the large back yard. Spacious bedrooms with mirrored wardrobe closet doors. Main bedroom has a large bathroom, shower and closets. Ceiling fans and forced air unit. This great home has a lot of potential and possibilities.

3843 Conejo, San Bernardino
2315 N Lugo, San Bernardino
$520,000
3 Beds ⋅ 2 Baths ⋅ GD26228524 MLS ⋅ Active Status
Beautiful clean property featuring a 2-bed 1-bath front house and a separate 1-bed 1-bath rear ADU that was recently remodeled. The ADU is unpermitted. Both units are currently tenant-occupied month-to-month, offering flexibility for future plans. The property also includes a detached garage with potential for conversion into a 3rd unit (subject to city approval, zoning requirements, and necessary permits). Excellent opportunity to live in one unit and offset monthly mortgage expenses with rent from the other unit. Call for exciting details.

2315 N Lugo, San Bernardino
184 Palmyra, San Bernardino
$580,000
3 Beds ⋅ 3 Baths ⋅ DW26228332 MLS ⋅ Active Status
Welcome to 184 Palmyra Drive in desirable North San Bernardino, situated on a spacious lot with exceptional potential. This versatile property offers multiple living spaces, ideal for extended family living or possible income opportunities. Title reflects 3 bedrooms and 2 bathrooms; the current layout includes a main residence along with additional living units. The main home features 2 bedrooms and 1 bathroom, along with a permitted studio ADU (converted from the primary suite), complete with its own kitchen and bathroom. A separate 1-bedroom, 1-bathroom unit converted from the garage offers additional flexibility. Interior highlights include new flooring and fresh interior paint throughout. The inviting living room features wood laminate flooring and a cozy stone fireplace. The updated kitchen offers Shaker-style cabinetry, quartz countertops, designer backsplash, and stainless steel appliances. A formal dining area with wood paneling and built-in storage adds both charm and functionality. Additional amenities include central HVAC, an extra-long driveway with ample parking, and a spacious backyard with a covered patio, perfect for entertaining or future customization such as a pool or garden. Enjoy scenic mountain views and mature fruit trees, including lemon, berry, and pomegranate. Conveniently located near shopping, hospitals, and recreational areas, this property offers a wonderful blend of comfort, versatility, and opportunity in an established neighborhood. Buyer to independently verify all information, including but not limited to square footage, permits, property use, and condition, to their satisfaction.

184 Palmyra, San Bernardino
384 E 39th, San Bernardino
$540,000
3 Beds ⋅ 2 Baths ⋅ IV26228417 MLS ⋅ Active Status
Charming Home Near Arrowhead Country Club! Located in one of San Bernardino’s most desirable neighborhoods, just around the corner from Arrowhead Country Club, this lovely traditional home offers space, character, and a warm, inviting atmosphere. Situated on a generous 7,200-square-foot lot with beautiful mountain views, this spacious three-bedroom, two-bathroom home features an appealing floor plan with multiple living areas designed for comfortable everyday living and entertaining. Inside, you’ll find beautiful laminate floors, a dedicated dining room nook, and a fireplace that adds warmth and character. A sunken living room with a wood-burning stove provides a cozy retreat, perfect for relaxing on cool evenings. Step outside to a beautiful backyard, perfect for entertaining guests, enjoying outdoor dining, or simply unwinding in your own private space. The home is nestled along charming, tree-lined streets in a desirable neighborhood, with schools within walking distance. Enjoy the convenience of being close to shopping, everyday amenities, and outdoor recreation, with Lake Gregory approximately 12.8 miles away and Lake Arrowhead approximately 18.7 miles away. Thoughtfully cared for and full of charm, this wonderful property offers an opportunity to make a home in a highly sought-after area. Come experience all that this special home has to offer!

384 E 39th, San Bernardino
25282 Anson, San Bernardino
$449,000
3 Beds ⋅ 2 Baths ⋅ BB26228058 MLS ⋅ Active Status
Single-story home on a cul-de-sac with a 9,720 sq ft lot and an exterior that shows real care. This 3-bedroom, 2-bath home offers 1,484 sq ft, an attached 2-car garage, and a wide driveway with extra parking beside the garage. The front yard features a manicured lawn, brick walkways, and a front porch with wrought iron railing. Out back, a large fenced yard with expansive concrete patio space offers room to garden, play, or entertain, with mountain views. Valuable upgrades include solar, a newer HVAC system, an irrigation system, and a water softener. The interior is original and ready for a new owner’s updates. This is a chance to build equity in a home where the hard-to-find features are already in place.

25282 Anson, San Bernardino
1440 Pepper Tree, San Bernardino
$575,000
4 Beds ⋅ 3 Baths ⋅ TR26227737 MLS ⋅ Active Status
Welcome to 1440 Pepper Tree Lane, a beautifully renovated property offering an excellent opportunity for investors, multi-generational living, or an owner-occupant looking for additional rental income. This property features two separate living spaces: a spacious 3-bedroom, 1.5-bathroom main house and a private 1-bedroom, 1-bathroom back unit, providing flexibility and privacy for residents. Together they offer approximately 1,517 sq ft of living space on a generous 7,200 sq ft lot. Both spaces have been fully remodeled with modern finishes throughout, creating a fresh, contemporary feel. Upgrades include luxury vinyl flooring, new dual-pane windows, a new roof, new kitchen cabinets with sleek quartz countertops, and updated bathroom vanities. Each bathroom has been completely refreshed with new tubs and showers and modern tile finishes. The main house offers a comfortable three-bedroom layout with a convenient half bath for guests, while the separate back unit gives extended family, a tenant, or long-term guests their own private space with a full kitchen and bath. One of the standout features is the solar panel system, which dramatically reduces monthly electricity costs. In a region where summer cooling bills climb fast, that means real, predictable savings — and for an owner-occupant renting out the back unit, lower operating costs on top of monthly income. Step outside and the backyard delivers. A large sparkling pool anchors the space, perfect for summer gatherings, weekend barbecues, birthday parties, or simply unwinding after a long day. With fresh landscaping and generous yard space, there's plenty of room for entertaining and enjoying the California sunshine. With its extensive renovations, functional two-unit layout, money-saving solar, and entertainer's backyard, 1440 Pepper Tree Lane is a rare opportunity to own a turnkey property with both immediate appeal and long-term upside. Schedule your private showing today.

1440 Pepper Tree, San Bernardino
5417 Monte, San Bernardino
$615,000
3 Beds ⋅ 2 Baths ⋅ CV26225456 MLS ⋅ Active Status
Enjoy poolside living in North San Bernardino! This 3-bedroom, 2-bath home offers approximately 1,794 square feet of living space, a spacious living room with a large picture window, and a versatile bonus room with sliding-door access to the backyard. The kitchen includes an adjoining breakfast nook, while the private in-ground pool and covered patio provide an inviting setting for outdoor dining, entertaining, and relaxing. An attached two-car garage adds everyday convenience. Located near the foothills, with nearby schools, shopping, and dining along 40th Street, and access to the 210 Freeway via Waterman Avenue.

5417 Monte, San Bernardino
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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