92130 Homes with HOA

92130 Homes with HOA

Welcome to the picturesque community of 92130, nestled in the heart of San Diego County, California. This vibrant zip code, which encompasses the charming neighborhoods of Carmel Valley, is celebrated for its stunning landscapes, family-friendly atmosphere, and convenient access to the best of Southern California living.

Carmel Valley is known for its well-planned communities, many of which feature Homeowners Associations (HOAs). These organizations play a vital role in maintaining the aesthetic appeal and overall quality of life in the area. With HOAs in place, residents benefit from beautifully landscaped common areas, recreational facilities, and community events that foster a sense of belonging and camaraderie among neighbors. Whether you’re looking for a cozy single-family home or a modern townhouse, the diverse housing options in 92130 cater to a range of lifestyles and preferences.

Beyond the beautiful homes, residents of 92130 enjoy a wealth of amenities. The area boasts top-rated schools, making it an ideal choice for families. Outdoor enthusiasts will appreciate the nearby parks and hiking trails, while those seeking retail therapy can explore a variety of shopping centers and dining establishments. With easy access to major highways, commuting to downtown San Diego or the stunning beaches is a breeze.

In 92130, you’ll find a perfect blend of comfort, community, and convenience. Discover your dream home in this vibrant neighborhood and experience the charm of Carmel Valley living!

Newest 92130 Homes with HOA

13519 Peach Tree Way, Carmel Valley
$2,459,999
5 Beds ⋅ 5 Baths ⋅ 260026647SD MLS ⋅ Active Status
Welcome to this spacious five-bedroom home, filled with abundant natural light and featuring a bright, open-concept kitchen and living area ideal for everyday living and entertaining. Brand-new wood flooring extends throughout the home, creating a cohesive look with no carpet anywhere. First-floor bedroom offers flexibility for guests, a home office, or additional living space. Upstairs, four additional bedrooms and a spacious loft provide plenty of room to relax, work, or gather. Outside, the private, south-facing backyard features low-maintenance landscaping and offers a sunny, peaceful setting for outdoor dining, relaxing, and entertaining. Conveniently located near The Village at Pacific Highlands Ranch, the public library, and highly regarded schools, including Canyon Crest Academy, this inviting home brings together comfort, style, and convenience.

13519 Peach Tree Way, Carmel Valley
10785 New Grove Trl Unit 87, Carmel Valley
$1,300,000
3 Beds ⋅ 3 Baths ⋅ 260026554SD MLS ⋅ Active Status
Highly desirable highlands village modern townhouse in Carmel Valley. Walk to award-winning sage canyon elementary. Open layout. The kitchen is equipped with granite countertops, S/S appliances & recessed lighting. Spacious master suite includes walk-in closet & luxurious bathroom with dual sinks, standalone shower & soaking tub. Three bedrooms& a loft area upstairs. Access to a fantastic recreation center that offers amenities such as resort-style swimming pool/spa, BBQ area, fitness center, kitchen& BBQ

10785 New Grove Trl Unit 87, Carmel Valley
12604 Carmel Country Rd Unit 22, Carmel Valley
$920,000
2 Beds ⋅ 3 Baths ⋅ 260026357SD MLS ⋅ Active Status
Beautifully remodeled top-floor townhome offering the best of Carmel Valley living. Light and bright with vaulted ceilings, skylights, and an open-concept living and dining area. The updated kitchen and bathrooms feature stylish cabinetry and contemporary countertops. Two spacious primary bedroom suites provide comfort and privacy, with no neighbors above. Enjoy a spacious patio, perfect for outdoor entertaining and relaxing, plus a convenient two-car tandem garage with ample storage and a full in unit laundry. The beautifully maintained community offers two swimming pools and a fitness center. Ideally located just minutes from Del Mar Highlands Town Center and One Paseo, with premier dining, cafés, and luxury Cinépolis theaters. Enjoy convenient freeway access, nearby beaches, and top-rated schools.

12604 Carmel Country Rd Unit 22, Carmel Valley
12366 Carmel Country Rd Unit 207, Carmel Valley
$850,000
2 Beds ⋅ 2 Baths ⋅ 260026218SD MLS ⋅ Active Status
Welcome home to this beautifully upgraded two bedroom plus private den/office corner residence in the gated community of The Heights, thoughtfully designed for seeking comfort, convenience, and access to top tier schools. Located in one of San Diego’s most desirable school districts, this home offers the rare advantage of having the elementary, middle, and high schools just steps away. Morning drop offs become easy and after school activities are effortlessly accessible. Inside, the home is filled with natural light throughout the day, creating a warm and uplifting atmosphere. As a corner unit, you will enjoy added privacy along with peaceful tree views from every window. The flexible third room offers the perfect space for a home office, study area, playroom, or guest room. The kitchen is both stylish and functional, featuring Brazilian granite countertops with elegant pendant lighting, stainless steel appliances including a newer refrigerator, and a Spanish stone backsplash that extends to the fireplace. Recessed LED dimmer lighting throughout, interior designer paint, and flooring with no carpet deliver a clean and modern feel that is easy to maintain. Central HVAC ensures year round comfort. The Heights offers resort style amenities where you will enjoy a pool, spa, clubhouse, and fitness center. The HOA covers water and trash. Parking is convenient with a private garage plus an additional assigned space nearby. Enjoy close proximity to shopping, groceries, and restaurants in One Paseo and Del Mar Highlands and Carmel Valley Recreation Center and library nearby. Just minutes to I-805, I-5, and 56 freeway and the beautiful beaches of Del Mar/Torrey Pines. A rare opportunity to own a bright and private corner residence in Carmel Valley, where top rated schools, inviting surroundings, and everyday convenience come together to create the ideal lifestyle.

12366 Carmel Country Rd Unit 207, Carmel Valley
6042 Blue Dawn Trl, Carmel Valley
$1,995,000
4 Beds ⋅ 3 Baths ⋅ 260026124SD MLS ⋅ Active Status
Where move in ready meets resort style living in the heart of Pacific Highlands Ranch. This Portico (Plan 3) home has been thoughtfully remodeled, with a redesigned downstairs floor plan that opens the living area to the backyard patio through new double doors, creating easy indoor outdoor entertaining. The remodeled kitchen features white cabinetry with black hardware, a contrasting charcoal island, quartz countertops, stainless steel appliances, a tile backsplash, and added upper cabinets for custom built-in style storage. Hardwood flooring flows throughout the first floor, recessed lighting brightens the entire home, and the family room fireplace is framed by patterned tile with a new wood mantel. A private patio, owned solar, and a primary closet with custom organizers add everyday ease. Plantation shutters, a whole house fan, and additional insulation round out the comfort. The garage is as practical as the rest of the home, with epoxy flooring, side wall storage cabinets, and three overhead racks, plus a spacious side yard with two large storage sheds. Beyond your front door, Portico offers resort style amenities, including a front desk, pools, a splash pad, an outdoor entertaining area with a fireplace, and fitness space indoors and out. Shopping, dining, and the neighborhood elementary school minutes away with easy freeway access and Del Mar beaches within reach. Come experience the Portico lifestyle in a home that is ready for its next chapter. Updated 4 bedroom, 2.5 bathroom Portico home in Pacific Highlands Ranch with an updated kitchen, luxury vinyl tile flooring, owned solar, and a private patio off the living area. Community amenities include a front desk, pools, a splash pad, an outdoor entertaining area with a fireplace, and indoor and outdoor fitness space.

6042 Blue Dawn Trl, Carmel Valley
6744 Monterra, Carmel Valley
$2,095,000
4 Beds ⋅ 3 Baths ⋅ 260026058SD MLS ⋅ Active Status
Bright, beautifully maintained, and move-in ready, this original-owner home sits in Carmel Valley’s highly sought-after Pacific Highlands Ranch community. The open-concept main level flows from an eat-in kitchen to an inviting living area, while a separate dining room sets the stage for gatherings. The primary bath offers dual vanities, and an expansive covered patio extends the living space outdoors for effortless entertaining. Stroll about 10 minutes to the market, restaurants, and shops at The Village at Pacific Highlands Ranch, and enjoy proximity to one of California’s top-rated public high schools and stellar elementary and middle schools.

6744 Monterra, Carmel Valley
3574 Caminito El Rincon Unit 103, Carmel Valley
$789,000
2 Beds ⋅ 2 Baths ⋅ 260026022SD MLS ⋅ Active Status
Freshly renovated ground-floor corner residence in Carmel Valley’s Camino Villas, offering an outward-facing location along the edge of the community. This 2-bedroom, 2-bath home combines 944 square feet of single-level living with abundant natural light, cohesive finishes and a covered patio framed by greenery. The remodeled kitchen features white Shaker-style cabinetry, light countertops, stainless steel appliances and gas cooking. Wood-look plank flooring flows throughout, while updated lighting and a living-room fireplace create a welcoming setting. Both bathrooms have been refreshed with new vanities and contemporary finishes, and the primary suite includes an ensuite bath and mirrored closet doors. Sliding glass doors connect the living area to the patio, with a dedicated laundry closet nearby. Enjoy community pool, spa, fitness and tennis amenities, plus convenient access to One Paseo, Del Mar Highlands Town Center, local parks, Del Mar beaches and I-5/SR-56. A beautifully updated home in an established coastal San Diego neighborhood.

3574 Caminito El Rincon Unit 103, Carmel Valley
7507 Mona Lane, Carmel Valley
$2,150,000
4 Beds ⋅ 3 Baths ⋅ 260025892SD MLS ⋅ Active Status
Set on an exceptional 9,000-square-foot canyon lot, this beautiful home pairs a scenic setting with an inviting backdrop for entertaining. Four bedrooms, a loft, and a bonus room offer generous flexibility for work, relaxation, and guests. The spacious primary suite provides a private retreat, complete with a balcony overlooking the canyon and a large primary bathroom. Solar panels enhance the home’s energy efficiency and offer the potential for lower electricity costs. The entertainer’s backyard is the heart of the property a place to host unforgettable evenings around the BBQ, unwind in the Jacuzzi, or gather beside the firepit as the day fades over the canyon. From quiet mornings on your balcony to lively weekends outdoors, this home invites you to savor the space, scenery, and lifestyle of canyon living.

7507 Mona Lane, Carmel Valley
3706 Carmel View Road, San Diego
$1,149,000
3 Beds ⋅ 3 Baths ⋅ NDP2609891 MLS ⋅ Active Status
Location, lifestyle, and exceptional value! One of the most affordable 3 bedroom townhomes currently on the market in Carmel Valley, located in the desirable Coral Cove community. This light and bright home offers 3 bedrooms, 2.5 bathrooms, and 1,415 square feet, featuring vaulted ceilings, natural light, a living room fireplace, and a private front patio. The primary suite has been reconfigured and renovated to include a walk-in closet and updated bathroom, with upgrades to the secondary full bathroom as well. Additional features include OWNED SOLAR, dual-pane windows and sliding doors, and an attached two-car garage with epoxy flooring and extra storage. Enjoy community amenities including a pool, spa, greenbelts, tennis courts, and pickleball courts. Conveniently located within walking distance of Carmel Grove Park and Carmel Del Mar Elementary School, with shopping, dining, and beaches just minutes away. A great opportunity to own in Carmel Valley at an exceptional value!

3706 Carmel View Road, San Diego
12366 Carmel Country Road Unit 305, San Diego
$668,800
1 Beds ⋅ 1 Baths ⋅ NDP2609868 MLS ⋅ Active Status
The Premier Top-Floor 1BR Antigua Residence in The Heights at Carmel Valley for a primary residence or second home. Or investor alert with A++ tenant paying $3,000 per month. Elevated within the gated community of The Heights at Carmel Valley, this top-floor residence stands as the premier 1-bedroom floor plan and location in the entire complex. Quietly tucked away from street traffic with desirable Southern exposure, this immaculate home is flooded with natural light and frames serene elevated hilltop views to the South. Boasting a bright, open floor plan spanning 855 spacious square feet, the interior feels grand and expansive thanks to towering 10-foot ceilings and no neighbors above. Beautiful newer high-end white washed engineered hardwood flooring flows seamlessly throughout. The gourmet kitchen is equipped with solid granite countertops, stainless steel appliances, ample cabinetry and a walk-in pantry. The large primary bedroom features a generous walk-in closet, central HVAC, a private balcony and immediate access to the beautifully remodeled bath. Parking and storage are unmatched and one of a kind for this complex: enjoy a super rare oversized enclosed garage with built-in storage shelving, plus an equally rare private separate assigned parking space—both conveniently located right next to the unit. Residents of The Heights at Carmel Valley enjoy resort-caliber amenities, including a tropical pool, spa, fitness center, barbecue lounges, and a community clubhouse. Unbeatable Carmel Valley location—walk or bike to One Paseo, Del Mar Highlands Town Center, and Piazza Carmel for premier dining, boutique shopping, grocery stores, Cinepolis and entertainment. Minutes to I-5, SR-56, and world-class Del Mar beaches. Close to some of the very top rated schools in San Diego. You will not find another 1 bedroom like this!

12366 Carmel Country Road Unit 305, San Diego
13122 Lumen Way, Carmel Valley
$1,588,000
4 Beds ⋅ 4 Baths ⋅ 260025741SD MLS ⋅ Active Status
A Great opportunity to own a bright, 2024-built contemporary tri-level townhome in the heart of Pacific Highlands Ranch! Featuring 4 bedrooms and 3.5 bathrooms, this thoughtfully designed floor plan includes a first-floor en-suite bedroom ideal for a home office or overnight guests. The second-floor common living area serves as the heart of the home, featuring an open-concept layout complemented by a natural earth-tone palette, an expansive center island, sleek flat-panel cabinetry, and energy-efficient stainless steel appliances. Fully paid-off solar panels add energy-saving value and convenience. Enjoy an unbeatable walkable lifestyle with access to top-rated San Dieguito Middle and High Schools, parks, a community recreation center, and an array of shopping, dining, and everyday conveniences, including Trader Joe’s, Starbucks, and Crunch Fitness. Convenient access to Highways 56, 5, and 805 makes commuting easy, while the beautiful beaches of Del Mar and Torrey Pines are just a short drive away.

13122 Lumen Way, Carmel Valley
5815 Gablewood Way, San Diego
$2,180,000
4 Beds ⋅ 3 Baths ⋅ NDP2609842 MLS ⋅ Active Status
Located in the highly desired Bridle Ridge community of Carmel Country Highlands, this light-filled home offers breathtaking open canyon views and a rare blend of serenity, privacy, and prime location. From the moment you enter, an abundance of natural light draws you through the formal living room and into the open-concept kitchen and dining area, where the layout flows gracefully, keeping everyone connected whether you are cooking, dining, or hosting friends. At the heart of the home, a stunning Italian Calacatta marble island brings timeless elegance, while quartz countertops stand up beautifully to everyday use. A reverse osmosis system adds the convenience of clean, filtered drinking water right from the tap. A whole-house water softener protects plumbing and appliances from hard-water buildup. On the main level, a desirable first-floor bedroom and full bath offer privacy and comfort for visiting guests, extended family, or a home office. Beyond the living spaces, the backyard unfolds as an entertainer’s dream, designed for effortless indoor-outdoor living. Here, a heated saltwater pool with a soothing waterfall and spa invites year-round relaxation, a built-in BBQ makes outdoor dining easy, and a charming gazebo provides a shaded retreat for lounging or gathering, all surrounded by lush tropical landscaping. The primary suite serves as a true sanctuary, framing the tranquil canyon views so each morning begins with a peaceful outlook, while two additional bedrooms and a full bath complete the home. Thoughtful upgrades deliver lasting efficiency and peace of mind. A 24-panel solar system paired with a Tesla Powerwall helps reduce energy costs and provides backup power during outages, while a tankless water heater supplies hot water on demand and frees up valuable space. Additional highlights include a surround sound system and a three-car tandem garage offers ample room for vehicles, storage, or a workshop. Just minutes from award-winning Sage Canyon Elementary, with a walkable route to school that avoids crossing major streets for added peace of mind. Scenic hiking and biking trails, Sage Canyon and Ocean Air Parks, and the Fairmont Grand Del Mar Resort and Golf Club are all close at hand. With premier shopping and dining, easy freeway access, and the stunning beaches of Torrey Pines State Reserve nearby, this home offers the very best of luxury North County coastal living.

5815 Gablewood Way, San Diego
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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