92128 Homes with HOA

92128 Homes with HOA

Welcome to the charming community of 92128, nestled in the heart of San Diego County, California. This vibrant zip code encompasses the picturesque neighborhoods of Rancho Bernardo and surrounding areas, offering a perfect blend of suburban tranquility and modern convenience. With its beautiful landscapes, top-rated schools, and a wealth of amenities, 92128 is an ideal place for families, retirees, and everyone in between.

Homes in this area often come with the benefit of a Homeowners Association (HOA), ensuring that community standards are upheld and that the neighborhood remains a beautiful place to live. These HOAs frequently provide a range of services and amenities, including well-maintained common areas, community pools, parks, and recreational facilities. This not only enhances the quality of life for residents but also helps to foster a strong sense of community.

The zip code 92128 boasts easy access to major highways, making commutes to downtown San Diego and other parts of the county a breeze. Residents enjoy a variety of shopping, dining, and entertainment options, from quaint local boutiques to popular restaurants and cafes. Additionally, the area is known for its outdoor recreational opportunities, with nearby hiking trails, golf courses, and parks that invite you to explore the natural beauty of Southern California.

Whether you’re looking for a cozy single-family home or a modern condo, the real estate market in 92128 offers diverse options to suit your lifestyle. Embrace the charm and convenience of this delightful community and discover why so many are proud to call 92128 home!

Newest 92128 Homes with HOA

11251 Woodrush, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$950,000
2 Beds ⋅ 3 Baths ⋅ 260026499SD MLS ⋅ Active Status
Beautiful turnkey home in Carmel Mtn Ranch in a Private Cul-de-sac location! Two Bedrooms downstairs Plus One Bedroom/office/Loft upstairs with a full bathroom & walk-in Closet! Upgrades include updated kitchen with new stainless appliances.Updated baths with new sinks and master tiled shower.Tile flooring, all new window blind fixtures,patio door, new interior and exterior paint, ceiling fans, and newer HVAC.Lovely backyard mountain views with a covered patio, lush grass,and fruit trees. Eco-friendly, and technologically advanced artificial grass in the front yard with new paver hardscape throughout the property. Stay cool in the summer with an aluminum patio pergola to be able to entertain outside and escape the heat. Fantastic Location Close to shopping,Costco,Sprouts,Trader Joes, Home Depot and many restaurants and entertainment. Highly rated Poway Unified Schools.

11251 Woodrush, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
13159 Scabard, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 260026427SD MLS ⋅ Active Status
Honey, I found "the one!" This home has everything you want. Move-in ready. Four bedrooms (one downstairs), with three full baths. Poway USD. Walk to elementary school. Gorgeous pool with spa and waterfall. Family room open to the kitchen. Separate living room. Impeccably maintained. Cul-de-sac location. Large lot. You name it! This has it! Come see!

13159 Scabard, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
12556 Chetenham Ln, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$1,495,000
5 Beds ⋅ 3 Baths ⋅ 260026395SD MLS ⋅ Active Status
Soaring ceilings, expansive windows, and generous living spaces define this nearly 3,000-square-foot, 5-bedroom, 3-bath home in Rancho Bernardo's Montelena community. The entry, featuring parquet flooring, opens to an impressive living room with dramatic two-story windows that fill the space with natural light, a fireplace, and a striking staircase. The adjoining formal dining room offers convenient access to both the kitchen and living room, along with French doors leading outdoors. The generously sized kitchen features granite countertops, a center island with cooktop, double wall ovens, abundant counter space, and a built-in desk area. Opening directly to the family room with its own cozy fireplace, these connected living spaces provide a comfortable setting for everyday living and entertaining. An open bar counter with sink, conveniently situated between the living and family rooms, adds to the home's entertaining appeal. A main-level bedroom with a built-in window seat and direct access to the adjoining full bathroom adds flexibility for guests, extended family, or multigenerational living. Upstairs, the spacious primary suite features vaulted ceilings, large windows, and a skylight that brings additional natural light into the bedroom and ensuite bath. The primary bath offers three separate closets, a large dual-sink vanity, soaking tub, and separate shower. Three additional generously sized bedrooms and a full hall bath with two separate vanities complete the upper level. Outdoors, a patio provides space for dining, relaxing, and entertaining. Additional features include an owned Tesla solar system and membership in the Rancho Bernardo Swim & Tennis Club, offering access to swimming pools, spa, sports courts, fitness center, and recreational amenities. Conveniently located near the Rancho Bernardo Inn, Bernardo Winery, golf courses, shopping, dining, and the I-15 corridor, this home offers an appealing combination of architectural character, versatile living spaces, and opportunities to make it your own!

12556 Chetenham Ln, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
12515 Camino Vuelo, San Diego
$899,989
2 Beds ⋅ 2 Baths ⋅ NDP2610041 MLS ⋅ Active Status
Welcome to this beautifully updated, single-level 2-bedroom, 2-bath home offering 1,875 sq. ft. of spacious, comfortable living in the premier 55+ resort-style community of Oaks North in Rancho Bernardo. Thoughtfully upgraded for both comfort and energy efficiency, this wonderful home features owned solar, an LG backup battery, dual-pane windows, an EV charger, and solar tubes throughout that fill the interior with beautiful natural light. The expansive floor plan offers distinct living, dining, living, and family rooms, providing plenty of space for relaxing, entertaining, and everyday living. Plantation shutters add timeless style, while the updated kitchen features custom cabinetry, granite countertops, 2 ovens, a cozy breakfast nook, and a walk-in pantry. Step outside to the large, covered patio, an inviting extension of the home's living space with beautiful mountain views as your backdrop. It’s the perfect place to enjoy morning coffee, dine al fresco, entertain friends, or simply unwind and enjoy the peaceful surroundings. The spacious attached two-car garage provides excellent flexibility for vehicles, hobbies, projects, and storage. Overhead rafter storage, accessed by an easy pull-down ladder, adds even more valuable storage space. Oaks North offers an exceptional resort-style lifestyle with an impressive array of amenities, including a pool, spa, sauna, tennis and pickleball courts, fitness center, library, woodworking room, sewing room, billiards, ceramics room, and more. The large community center features meeting rooms and a kitchen and hosts a full calendar of social activities, creating countless opportunities to stay active, connect with neighbors, pursue hobbies, and make new friends. Comfortable, spacious, and thoughtfully upgraded, this exceptional home offers the ideal blend of modern conveniences, versatile living spaces, energy-efficient features, and the relaxed resort-style lifestyle that makes Oaks North so special.

12515 Camino Vuelo, San Diego
17895 Caminito Pinero Unit 159, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$650,000
3 Beds ⋅ 2 Baths ⋅ 260026350SD MLS ⋅ Active Status
Recently upgraded and move-in ready! Improvements include fresh interior paint, new baseboards, flooring, lighting, ceiling fans, vanities, faucets, plumbing valves, and a new refrigerator water line. The modern kitchen features new countertops, custom cabinetry, and new fixtures and accessories. The home offers an open, spacious floor plan in a quiet community. Centrally located near freeways, grocery stores, restaurants, wineries, parks, and hiking trails. Located within the highly regarded Poway Unified School District, with Westwood Elementary, Bernardo Heights Middle School, and Rancho Bernardo High School nearby. A great opportunity in a convenient Rancho Bernardo location!

17895 Caminito Pinero Unit 159, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
11905 Tivoli Park Unit 4, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$700,000
2 Beds ⋅ 2 Baths ⋅ 260026208SD MLS ⋅ Active Status
Beautifully Remodeled End-Unit with Mountain Views! Welcome to this newly remodeled corner unit, ideally situated next to a grassy area near the upper pool, with scenic greenbelt and mountain views. Enjoy an abundance of natural light and the added privacy of an end-unit location. The thoughtfully designed layout features all living space on one convenient upper level. An attached garage provides direct access to the entry foyer, complete with a convenient closet for extra storage. A full-size laundry closet is located in the hallway and includes both gas and electric hookups. HOA dues include cable for added value and convenience. Ideally located near top-rated schools, shopping, and a variety of restaurants, this inviting home offers a wonderful blend of comfort, convenience, and scenic surroundings.

11905 Tivoli Park Unit 4, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
16238 Avenida Venusto Unit E, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$599,000
3 Beds ⋅ 2 Baths ⋅ 260026186SD MLS ⋅ Active Status
Welcome to this beautifully updated top-level, single-story condo in the highly desirable Mira La Paz community of Rancho Bernardo! Enjoy exceptional privacy with no common walls shared with neighbors and take in the awesome mountain views from your private balcony. This light-filled home features an open and airy floor plan with abundant natural light, vaulted ceilings, and a comfortable living space perfect for everyday living and entertaining. Fresh interior paint, a one-year-old HVAC system, brand new dual-pane no-grid windows, and a beautifully remodeled primary bath shower add modern comfort and style throughout the home. This property also offers the convenience of a detached two-car garage plus two additional driveway parking spaces. HOA covers water, trash, cable, internet, common area maintenance, and exterior landscaping, while also including membership to the renowned Bernardo Heights Clubhouse featuring heated pools, spa, fitness center, tennis courts, pickleball courts, and more. Ideally located close to shopping, dining, golf courses, parks, and easy freeway access, and just minutes from Rancho Bernardo High School, this home offers the perfect blend of comfort, convenience, and resort-style living in the heart of Rancho Bernardo.

16238 Avenida Venusto Unit E, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
12382 E Santiago Rd, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$560,000
2 Beds ⋅ 1 Baths ⋅ 260026158SD MLS ⋅ Active Status
Welcome to 7 Oaks, a desirable 55+ community in Rancho Bernardo! This home offers 962 square feet of living space that feels much larger thanks to the enclosed sunroom. The remodeled kitchen has an open layout that flows nicely into the living area, while the wall between the original two bedrooms has been removed to create a spacious primary bedroom with plenty of closet space. The bathroom has also been tastefully remodeled. Two patios provide great spots to relax and enjoy the outdoors, and covered parking adds convenience. The community offers a pool, pickleball, walking trails, plenty of clubs and activities, and options for reciprocal access to other nearby HOA communities. With shopping, dining, and everyday conveniences close by, this is a great opportunity to enjoy all that Rancho Bernardo has to offer.

12382 E Santiago Rd, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
17439 Plaza Otonal, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$565,000
2 Beds ⋅ 2 Baths ⋅ 260026083SD MLS ⋅ Active Status
Welcome to effortless single-level living in Oaks North, Rancho Bernardo’s resort-style 55+ community. This turnkey condo has been thoughtfully refreshed, with luxury vinyl plank flooring throughout, a freshly painted interior, BRAND new Samsung kitchen appliances. The open dining and living area flow to a private, tiled and covered back patio, where sunset and mountain views set the scene for warm California evenings. You’ll enjoy those same views from the bedrooms and bonus room. Two bedrooms plus a bonus room with custom built in Murphy bed give you flexible space for a home office, hobbies, or overnight guests. Large 2nd outdoor patio space out front is fully fenced with artificial turf, perfect for entertaining and pets. Spacious one-car garage plus ample guest parking right out front. The monthly HOA fee includes premium cable TV, water and more PLUS access to Oaks North Community Center. Life in Oaks North feels like resort living with access to tennis, pickleball, fitness center, sparkling pool and spa, billiards, a library, lawn bowling, scenic walking trails, a full calendar of clubs and classes and SO much more that the Community Center offers. Additional upgrades include new lighting fixtures and plantation shutters throughout. Just minutes from the Rancho Bernardo Inn, Bernardo Winery, several golf courses including nearby Oaks North Golf Course, parks, shopping, dining, and easy freeway access you will never want to leave!

17439 Plaza Otonal, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
12884 Camino De La Breccia, San Diego
$769,000
3 Beds ⋅ 2 Baths ⋅ NDP2609951 MLS ⋅ Coming Soon Status
Enjoy beautiful mountain views stretching from west to east in this 3-bedroom, 2-bath home in the desirable Oaks North 55+ community. Vaulted ceilings and skylights create a bright, open feel throughout the living areas, complemented by freshly painted kitchen cabinets and a relocated laundry closet accommodating full-size washer and dryer units. The Oaks North Community Center offers over 30 activities, a vibrant social atmosphere and a welcoming neighborhood. Enjoy an active lifestyle, a strong sense of community and the convenience of Bernardo Winery just down the street!

12884 Camino De La Breccia, San Diego
14960 Avenida Venusto Unit 79, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$575,000
2 Beds ⋅ 2 Baths ⋅ 260025981SD MLS ⋅ Active Status
Welcome home to the highly desirable Carmel Trails complex in the Rancho Bernardo area! This lovely condo has 2 beds, 2 baths, and 1036 sq. feet. This upgraded one story home features newer dual pane windows and sliders, newer laminate flooring and tile flooring in both bathrooms. The kitchen has granite counters and SS appliances. There is an indoor laundry room, central AC and a tankless water heater. The patio area is spacious and one of the largest in the complex and the master bedroom and living room open up to it! Both bedrooms have walk-in closets and the home has several storage areas. This home is in an excellent location with close access to freeways, shopping, restaurants, parks and the award winning Poway Unified School District! The complex features tennis courts, exercise room, 2 pools, sauna, and BBQs! No Mello Roos!

14960 Avenida Venusto Unit 79, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
16646 Orilla Dr, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
$589,995
2 Beds ⋅ 2 Baths ⋅ 260025900SD MLS ⋅ Active Status
Discover 16646 Orilla Drive, nestled in the highly desirable Seven Oaks 55+ community of Rancho Bernardo! While technically a condominium, this rear-facing residence lives much like a detached, single-story home, offering a private entrance, a comfortable floor plan, and welcoming outdoor space. Offering 2 bedrooms, 2 bathrooms, and 1,120 square feet of living space, this home features numerous modern updates, including luxury vinyl plank flooring in the living and dining areas, newer carpeting, dual-pane windows, smooth ceilings, and updated lighting. The kitchen offers newer appliances, refreshed countertops, and cabinetry, while both bathrooms have been tastefully updated. Ceiling fans in both bedrooms and the dining area provide added comfort throughout the year. The spacious, well-designed floor plan opens to a private patio surrounded by mature landscaping, providing an ideal setting for relaxing or entertaining. Additional highlights include a generously sized storage room conveniently situated just off the covered carport. Experience the active adult lifestyle that makes Seven Oaks so popular, with a community center featuring a swimming pool, fitness center, pickleball courts, library, social clubs, and a wide range of activities. Combining modern updates, convenient single-level living, private outdoor space, and exceptional community amenities, this home presents a fantastic opportunity to enjoy the best of Rancho Bernardo's desirable 55+ lifestyle.

16646 Orilla Dr, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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