92120 Homes with HOA

92120 Homes with HOA

Welcome to the vibrant community of zip code 92120, nestled in the heart of San Diego, California. This charming area, known for its picturesque landscapes and friendly neighborhoods, offers a unique blend of suburban tranquility and urban convenience. With its prime location, residents enjoy easy access to major highways, making commutes to downtown San Diego and nearby attractions a breeze.

The 92120 zip code is characterized by a diverse array of homes, many of which are part of well-maintained homeowners associations (HOAs). These communities prioritize aesthetics and amenities, ensuring that properties are not only beautiful but also foster a strong sense of community. Homeowners can take advantage of shared facilities like pools, parks, and clubhouses, perfect for social gatherings or family outings. The HOA also helps maintain property values, providing peace of mind for residents.

In addition to its appealing homes, 92120 boasts a rich array of local amenities. Residents can explore nearby parks, hiking trails, and recreational facilities, making it an ideal spot for outdoor enthusiasts. The area is also home to excellent schools, shopping centers, and dining options, catering to a variety of tastes and lifestyles.

Whether you’re a first-time homebuyer or looking to settle down in a family-friendly neighborhood, 92120 offers a welcoming environment with something for everyone. Discover your dream home in this delightful San Diego community, where comfort and convenience meet!

Newest 92120 Homes with HOA

5412 Adobe Falls Rd #15 Unit 15, San Diego
$439,000
2 Beds ⋅ 2 Baths ⋅ PTP2608277 MLS ⋅ Active Status
LOCATION LOCATION LOCATION! Welcome to this spacious second-floor condo in Adobe Falls, just 3 minutes from San Diego State University. Vaulted ceilings and wood floors give the living area an open, airy feel, and the large covered balcony offers space to relax outdoors, plus extra storage. The 1,144 sq. ft. floor plan features two bedrooms, two full baths and along with dual-pane windows, 220 in bathroom for potential laundry hookup, and an assigned parking space. Enjoy two community pools, two spas, and a community room. Close to Mission Valley shopping malls, restaurants, and entertainment, with easy access to the 8, 15, and 805 freeways. VA approved complex!

5412 Adobe Falls Rd #15 Unit 15, San Diego
4957 Old Cliffs Rd, Del Cerro
$229,000
3 Beds ⋅ 2 Baths ⋅ 260026444SD MLS ⋅ Active Status
Perched on a bluff in The Cliffs 55+ MHP, is this well-loved 3 BR, 2 BA, manufactured home. Stunning views and sunsets from the 500+ sf hardwood wrap around deck. Newer shingle roof, vinyl windows, and recent exterior paint. Upgrades include a solar powered whole house exhaust fan, newer furnace, and 3 energy efficient window AC’s. Interior features vaulted ceiling, stranded bamboo hardwood flooring and generous windows. Yes, the beautiful corner fireplace conveys! Dining room features a built-in hutch, the galley kitchen with ample cabinets, and large pantry. The primary bedroom features a huge walk in closet with custom shelving. Primary bathroom has a longer single sink vanity, a step in shower with seats, and plenty of storage cabinets. The guest bathroom is upgraded with a deeper porcelain bathtub surrounded by ceramic tiles, newer fixtures, and handheld shower. The 3rd bedroom is a hidden gem perfect for a private office making it easier to maintain boundaries between work and home.

4957 Old Cliffs Rd, Del Cerro
3649 Mission Mesa Way, San Diego
$774,999
3 Beds ⋅ 3 Baths ⋅ PTP2608237 MLS ⋅ Active Status
Set among towering pines and mature shade trees, this end-unit home sits within a beautifully maintained, park-like community spanning 12 sprawling acres. A landscaped stairway leads to the entry, where terracotta-toned stamped concrete sets a warm, Spanish-inspired tone beneath the tile roofline. Inside, the living room opens beneath soaring ceilings and a row of high windows that pull natural light deep into the space. Sliding glass doors open to a private patio finished in the same terracotta stamped concrete, an easy extension of the living space for morning coffee or quiet evenings outdoors. The dining room overlooks the living room below through an open railing, keeping the two spaces visually connected while giving each its own sense of place. Warm wood-toned plank flooring carries through to a second living room and breakfast nook, anchored by a white-painted brick fireplace with a wood mantel and brightened by two walls of windows. The kitchen offers a recessed ceiling trimmed in crown molding and stainless steel appliances, including a gas range and French-door refrigerator. Upstairs, an open loft offers a versatile space for a home office, reading area, or additional living room. The primary suite sits to one side of the loft for added separation. Vaulted ceilings and a broad window look directly into the treetops, giving the room a private, tucked-away feel. A walk-in closet and an ensuite bath with a dual vanity and separate shower room complete the retreat. On the opposite side of the loft, two additional bedrooms share a full bath with a long single vanity and a tub-shower combination. The garage level adds everyday practicality. Entering from the upgraded metal garage door, an open area just inside offers flexible space for storage, a mudroom, or a workspace before stepping into the home. The home has been thoughtfully cared for and updated, including windows replaced in 2014, a new HVAC system with a smart thermostat and an updated electrical panel in 2025, and an exceptionally quiet whole-house fan that draws in cool evening air. A smart water leak-detection system adds peace of mind, while plantation shutter windows throughout lend a refined, finished look. Beyond the front door, the community is the defining feature. Winding pathways lead beneath sprawling trees and across manicured lawns to a resort-style pool and spa, surrounded by lounge chairs and shaded umbrellas. The grounds are well kept by an attentive HOA, creating a setting that feels more like a private park than a neighborhood, with the ease of an end-unit home and none of the upkeep of a large yard. Because the home is a single-family PUD rather than a condominium, the home will not be subject to new condo approval guidelines, which will make financing a breeze. Living in Del Cerro places you in a well-established neighborhood known for its quiet streets and easy access to the outdoors, with Mission Trails Regional Park close by. You’ll feel tucked away, yet the rest of San Diego is just minutes away.

3649 Mission Mesa Way, San Diego
7653 Mission Gorge Road Unit 58, San Diego
$515,000
2 Beds ⋅ 2 Baths ⋅ PTP2608218 MLS ⋅ Active Status
Spacious **top-floor, end-unit condo** in the gated Rancho Mission Trails community! This 2-bedroom, 2-bath home offers 1,073 sq. ft. of living space with no neighbors above, a cozy fireplace, private balcony overlooking greenery, **walk-in closets in both bedrooms**, and convenient in-unit laundry. Includes **two assigned parking spaces**, one covered garage space and one outdoor space conveniently located near the unit. Community amenities include a pool, spa, fitness center, clubhouse, elevator access, and beautifully landscaped grounds. Enjoy the added security and privacy of a gated community in a peaceful, secluded setting away from the busy Mission Valley area, yet minutes from shopping, dining, and entertainment. Centrally located near Kaiser Permanente Zion Medical Center, Cowles Mountain hiking trails, Mission Trails Regional Park, and major freeways.

7653 Mission Gorge Road Unit 58, San Diego
7747 Margerum Ave Unit 126, Del Cerro
$399,000
1 Beds ⋅ 1 Baths ⋅ 260026291SD MLS ⋅ Active Status
NEW FLOORING,Welcome home to this charming 1BD/1BA condo in the heart of San Carlos! This condo features granite countertops, full size washer and dryer in unit and a good size bedroom sual pane windows and a good size balcony. The complex offers a nice pool, spa, gym, tennis and bbq. Great for first-time buyers, investors, or anyone looking to downsize without giving up comfort. And the location? San Carlos has that laid-back neighborhood vibe, with Cowles Mountain and Lake Murray just minutes away for hiking and outdoor fun. Grab a bite or run errands along Navajo and Jackson Drive, or hop on the freeway for an easy commute to SDSU, Grossmont College, or anywhere else in San Diego. Come see why this little corner of San Carlos feels like home!

7747 Margerum Ave Unit 126, Del Cerro
5553 Adobe Falls Unit 14, Del Cerro
$485,000
2 Beds ⋅ 2 Baths ⋅ 260026219SD MLS ⋅ Active Status
Newly remodeled and move-in ready, this light-filled condo offers an inviting open floor plan highlighted by soaring 17 foot vaulted ceilings, stylish modern fireplace, and beautiful oak wood flooring. The updated kitchen features brand-new cabinetry, sleek quartz countertops, and a clean modern design that flows seamlessly into the living and dining area, perfect for both everyday living and entertaining. Freshly remodeled bathrooms add a modern upscale touch, while the convenience of an in-unit all-in-one washer and dryer makes daily living effortless. The community also features a refreshing pool area, perfect for relaxing and enjoying the San Diego lifestyle.

5553 Adobe Falls Unit 14, Del Cerro
3646 Mission Mesa Way, Del Cerro
$699,900
3 Beds ⋅ 3 Baths ⋅ 260026175SD MLS ⋅ Active Status
Move-in ready home in the beautiful Mariposa community in Mission Gorge. This 3 bedroom 2 3/4 bathroom townhome features two upper-level bedroom/bathroom suites and a third bedroom on the main level. The kitchen/dining overlook the living room with high ceilings creating a large volume open area. Recent upgrades include popcorn ceiling removal, new laminate flooring and baseboards, new paint throughout, new interior doors and attractively refinished handrailing. The kitchen has new countertops, new sink and faucet new lighting, refinished cabinetry, all new appliances: range, microwave, dishwasher and refrigerator. Each of the three bathrooms has new countertops, sinks, fixtures and lighting. The bathtubs/showers have been re-epoxied. The home is situated in a quiet, secluded section of the complex and does not front, nor back, to any through streets. It has a private patio at the entry, a 2-car attached garage and central heating and air-conditioning. The Mariposa complex includes a community pool, green spaces and tree-lined streets. HOA fee pays for exterior maintenance, roof, trash pick-up and limited insurance on the buildings. This home is conveniently located near Interstates 8, 15, 805, Hwy 163 and Friars Road. Nearby is San Diego State University, two Kaiser medical facilities, Admiral Baker golf course and Mission Trails Regional Park. A recent professional Home Inspection Report is included in the Documents section of this listing. Move-in ready home in the beautiful Mariposa community in Mission Gorge. This 3 bedroom 2 3/4 bathroom townhome features two upper-level bedroom/bathroom suites and a third bedroom on the main level. The kitchen/dining overlook the living room with high ceilings creating a large volume open area. Recent upgrades include popcorn ceiling removal, new laminate flooring and baseboards, new paint throughout, new interior doors and attractively refinished handrailing. The kitchen has new countertops, new sink and faucet new lighting, refinished cabinetry, all new appliances: range, microwave, dishwasher and refrigerator. Each of the three bathrooms has new countertops, sinks, fixtures and lighting. The bathtubs/showers have been re-epoxied. The home is situated in a quiet, secluded section of the complex and does not front, nor back, to any through streets. It has a private patio at the entry, a 2-car attached garage and central heating and air-conditioning. The Mariposa complex includes a community pool, green spaces and tree-lined streets. HOA fee pays for exterior maintenance, roof, trash pick-up and limited insurance on the buildings. This home is conveniently located near Interstates 8, 15, 805, Hwy 163 and Friars Road. Nearby is San Diego State University, two Kaiser medical facilities, Admiral Baker golf course and Mission Trails Regional Park. A recent professional Home Inspection Report is included in the Documents section of this listing.

3646 Mission Mesa Way, Del Cerro
5691 Adobe Falls Rd Unit B, Del Cerro
$739,900
3 Beds ⋅ 2 Baths ⋅ 260026050SD MLS ⋅ Active Status
Nestled within the sought after Smoke Tree community, this desirable single story townhome offers the privacy & feel of a detached residence. Large 3 bedroom, 2 bathroom (1,433 sq.ft.) features vaulted ceilings, newer luxury vinyl plank floors throughout, dual pane windows, an atrium, & an abundance of natural light. Living room is inviting with a brick fireplace & direct access to a large west facing private patio on a greenbelt. Beautifully remodeled kitchen with quartz counter tops, abundant cabinet storage, & newer appliances. Centrally located to restaurants, shops & 8 freeway. Excellent opportunity to own a great townhome and be a part of an wonderful community!

5691 Adobe Falls Rd Unit B, Del Cerro
7757 Margerum Ave Unit 247, Del Cerro
$499,000
2 Beds ⋅ 2 Baths ⋅ 260025792SD MLS ⋅ Active Status
This terrific top floor condo is located in the highly sought after Mission Trails Villas complex & is one of the rare condos in this area that features dual primary suites, in unit laundry & abundant guest parking! This unit has a covered carport. Upgrades include new carpet, fresh paint &air conditioning. Sunlight streams into the unit through a terrific skylight & the kitchen features gorgeous cinnamon cabinets w/ granite tops & new stainless appliances. Please read supplement for details about this resort like complex. Mission Trails Villas is located in the heart of Del Cerro; close to SDSU, Snapdragon Stadium and Mission Trails hiking area. The complex features a tennis court, recreation room, weight room, cardio room, swimming pool and a hot tub. Resort like living at it's best!

7757 Margerum Ave Unit 247, Del Cerro
5605 Adobe Falls Road Unit A, San Diego
$699,000
2 Beds ⋅ 2 Baths ⋅ PTP2607983 MLS ⋅ Active Status
Welcome to Smoke Tree in Del Cerro! This single-level beauty offers two large, spacious bedrooms and two full bathrooms. Quietly tucked near the back of the community. It features a large two-car garage with extra storage room plus additional guest parking spaces right next door. The big private patio off the living room has been upgraded with privacy screening, creating a great outdoor space for entertaining. This home has been impeccably maintained with upgrades throughout. The kitchen was recently completely remodeled with new cabinets featuring soft-close drawers and doors, quartz countertops, and top-of-the-line KitchenAid appliances. Both bathrooms have been fully upgraded with high-end plumbing fixtures, new tub/shower enclosures, new entry doors, and modern touches throughout. Truly move-in ready. Properties in Smoke Tree are rarely available. Excellent schools nearby: Foster Elementary, Pershing Middle School, and sought after Patrick Henry High School.

5605 Adobe Falls Road Unit A, San Diego
6955 ALVARADO RD Unit 70, Del Cerro
$412,500
2 Beds ⋅ 2 Baths ⋅ 260025342SD MLS ⋅ Active Status
This centrally located top floor, light and bright dual master condo has in unit laundry & air conditioning. The open floor plan was designed for privacy with bedrooms and baths on opposite sides providing an excellent setup for roommates, guests or a peaceful home office/retreat. One bedroom has 2 closets & the other has a walk in closet. Step outside to your private balcony & enjoy your coffee in the morning. Please read supplement for more! Upgrades to the unit include a new washer/dryer, new dishwasher, new carpet and fresh paint. The complex is close to Lake Murray for walking, running and biking. The community has a pool, barbeque, is near Costco and restaurants and is walking distance to the trolly. All this at an amazing price!

6955 ALVARADO RD Unit 70, Del Cerro
7410 Caminito Carlotta, Del Cerro
$779,000
2 Beds ⋅ 3 Baths ⋅ 260025309SD MLS ⋅ Active Status
Renovated home in the Vista Del Cerro Townhomes, located in the desirable Del Cerro community. This move-in-ready residence features fresh interior paint, new recessed lighting, new flooring throughout, and new front doors. The remodeled kitchen includes updated cabinetry and appliances installed in 2020, complemented by stylishly updated bathrooms with new vanities. Additional upgrades include a new water heater (2020) and new exterior Granite Grip flooring. The home also offers an attached 2-car garage. Ideally located near parks, Mission Trails, shopping, dining. A rare opportunity to enjoy modern living in a prime San Diego location.

7410 Caminito Carlotta, Del Cerro
Start Your Search

Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

How much is your home worth?

Get instant property value now!