92109 Homes with HOA

92109 Homes with HOA

Welcome to 92109, a vibrant zip code nestled in the heart of San Diego, California, where coastal charm meets urban sophistication. This lively area encompasses the beautiful neighborhoods of Pacific Beach and Mission Beach, both renowned for their stunning beaches, bustling boardwalks, and a laid-back Southern California lifestyle. With year-round sunshine, residents here enjoy a plethora of outdoor activities, from surfing and beach volleyball to biking along the picturesque coastline.

Homes in 92109 often come with the added benefit of Homeowners Associations (HOA), providing a sense of community and shared responsibility for maintaining the neighborhood's aesthetic and amenities. These HOA-managed properties typically offer well-kept common areas, community pools, and recreational facilities, fostering a friendly environment where neighbors can connect and enjoy shared spaces. Whether you're looking for a charming beach cottage, a modern condo, or a luxurious beachfront estate, the diverse real estate options in this area cater to various lifestyles and budgets.

Living in 92109 means having access to a vibrant social scene, with an array of trendy restaurants, lively bars, and boutique shops just a short stroll away. The area is also family-friendly, with several parks and schools nearby, making it an ideal choice for those looking to settle down in a dynamic community. Experience the best of coastal living in San Diego’s 92109, where every day feels like a vacation!

Newest 92109 Homes with HOA

4944 Cass ST Unit 1102, Pacific Beach/Mission Beach
$925,000
2 Beds ⋅ 2 Baths ⋅ 260026640SD MLS ⋅ Active Status
Enjoy coastal living at Pacific Towers in North Pacific Beach in this top floor, updated two-bedroom, two-bath condo featuring panoramic views of the ocean, Downtown San Diego, Mission Bay, Mission Beach, Mt. Soledad, and La Jolla. Renovated in October 2018, the light-filled residence features floor-to-ceiling windows, an open living and dining area, and a large private balcony. The kitchen offers quartz countertops and stainless steel appliances, while additional features include updated bathrooms, wood and tile flooring and ceiling fans. Community amenities include a pool, sauna, fitness center, clubhouse, community laundry, secure building access, on-site management, and one assigned covered garage parking space. Located just three blocks from the beach and Law Street Park, with convenient access to Pacific Beach restaurants, shops, and entertainment, this property offers an excellent investment opportunity with the potential for future personal enjoyment. Experience coastal living at its best in this beautifully updated two-bedroom, two-bath residence at the iconic Pacific Towers in North Pacific Beach. Situated to capture sweeping ocean and city vistas, the home offers an impressive panorama encompassing Downtown San Diego, Mission Bay, Mission Beach, Mt. Soledad, and La Jolla, all enjoyed through expansive floor-to-ceiling windows. Renovated in October of 2018, the interior combines contemporary finishes with an inviting, light-filled design. The open living and dining areas extend to a generous private balcony overlooking the community pool and ocean, creating an ideal setting to enjoy the coastal surroundings and refreshing sea breezes. The well-appointed kitchen features granite counters and stainless steel appliances, including a refrigerator, range, dishwasher, and microwave. Additional highlights include updated bathrooms, attractive wood and tile flooring, ceiling fans, and fresh neutral paint. Residents of Pacific Towers enjoy a collection of resort-inspired amenities, including a swimming pool, sauna, fitness center, clubhouse, community laundry, secure coded building access, and on-site management. One assigned covered parking space in the garage is included. The HOA covers water, hot water, sewer, trash, and basic cable. Just three blocks from the beach and Law Street Park, the property also offers easy access to neighborhood restaurants, shopping, and entertainment throughout Pacific Beach's desirable 92109 community. With its panoramic views, extensive amenities, and sought-after coastal location, this property presents an appealing investment opportunity with the potential to enjoy as a future beachside home.

4944 Cass ST Unit 1102, Pacific Beach/Mission Beach
881 Thomas Unit 26, Pacific Beach/Mission Beach
$850,000
2 Beds ⋅ 2 Baths ⋅ 260026548SD MLS ⋅ Active Status
Start the morning with coffee and ocean and bay views from your private balcony, then head two blocks to the sand. This refreshed 2-bedroom, 2-bath condo at 881 Thomas Avenue #26 makes it easy to enjoy Pacific Beach on foot or by bike. Inside, fresh paint, new flooring, and updated fixtures give the home a clean, inviting feel, and in-unit laundry makes beach days a little easier. Set in a small, gated complex, the home includes two underground parking spaces, additional storage, and elevator access. Residents also have access to an exercise room and a community room with a full kitchen for gatherings. Spend the morning surfing or biking the boardwalk, grab lunch along Mission Boulevard, then head to Mission Bay or Crown Point for a paddle or a picnic by the water. In the evening, walk to dinner, explore the neighborhood’s nightlife, or come home to catch the sunset from your balcony. With coffee shops, local boutiques, and restaurants close by and convenient access to I-5, this condo makes a day at the beach feel like part of your everyday routine.

881 Thomas Unit 26, Pacific Beach/Mission Beach
4750 Noyes Unit 218, Pacific Beach/Mission Beach
$549,900
2 Beds ⋅ 1 Baths ⋅ 260026538SD MLS ⋅ Active Status
Best priced 2 bedroom property in all of Pacific Beach! Top-floor corner unit in North Pacific Beach! This 2-bedroom, 1 bath, 800 square feet condo has been thoughtfully updated. The open floorplan features luxury vinyl plank flooring, custom plantation shutters, & mini-split systems in the living room & both bedrooms for efficient heating & air conditioning (the air supplies look like wall artwork!). The fully renovated kitchen features quartz countertops, white shaker cabinetry with soft-close doors, & stainless-steel appliances. A private balcony off the living room is surrounded by mature trees, providing a quiet outdoor space. Additional features include brand new carpet in the bedrooms, recessed lighting & ceiling fans. Gated community & second entry gate is located near the unit for quick accessed to the assigned parking space. The complex also features a community laundry room very close to this unit (option to add private laundry inside unit!) & storage room for bikes/secure locker. Great beach area location with easy access to Kate Sessions Park, dining/entertainment, the bay, the beach & that true Pacific Beach lifestyle with so much walkability at your doorstep. East PB location provides convenient access to freeways.

4750 Noyes Unit 218, Pacific Beach/Mission Beach
3920 Crown Point Dr, Pacific Beach/Mission Beach
$1,670,000
4 Beds ⋅ 3 Baths ⋅ 260025788SD MLS ⋅ Active Status
Gorgeous Bay Views await at 3920 Crown Point Drive. This 4 bedroom, 3 full bathroom, 1,666 square foot townhome has it all! Bay Views, Central AC, 2 car attached garage, private laundry, 3 view decks, new LVP flooring, and freshly painted throughout. The community is a small, private 4 unit townhome community on a quiet street with easy street parking. Crown Point Park and the bayside boardwalk is 1 block to the south. Views are southeasterly over the bay toward Bay Park and Downtown San Diego. Neighborhood info: Crown Point is coveted for its miles of bayside boardwalk, perfect for walking/biking. Neighborhood restaurants & coffee shops a short walk away. The views are over the Kendall-Frost Mission Bay Marsh Reserve: a living 40 acre protected nature preserve home to 160 species of birds, some endangered. A bird lover's paradise! // Small 4 unit community has low HOA. Monthly HOA covers water. // Buyer Answers: 30 day minimum for rentals.

3920 Crown Point Dr, Pacific Beach/Mission Beach
4667 Ocean Blvd Unit 105, Pacific Beach/Mission Beach
$939,900
1 Beds ⋅ 1 Baths ⋅ 260025521SD MLS ⋅ Active Status
Location, Location, Location! Experience the ultimate coastal lifestyle in this ideally located 1-bedroom condo right on the Pacific Beach boardwalk, overlooking the Pacific Ocean! Just steps from the sand, enjoy easy access to the iconic boardwalk for walking, running, and biking, along with nearby shopping, dining, and entertainment. Whether you're looking for a potential short-term vacation rental, a second home, or a place to call your own, this property offers an unbeatable beachside location with exceptional walkability. This updated condo features tile flooring throughout, an open kitchen with direct ocean views, ample cabinetry, granite countertops, stainless steel appliances, and a well-appointed bathroom. Situated on the first floor for convenient access, the gated complex offers a secure parking space, community pool and hot tub, laundry facilities, and a top-floor communal room with incredible ocean and coastline views. Enjoy the best of Pacific Beach right outside your door. This could be your own slice of paradise by the ocean!

4667 Ocean Blvd Unit 105, Pacific Beach/Mission Beach
3833 Lamont St Unit 2A, Pacific Beach/Mission Beach
$795,000
2 Beds ⋅ 2 Baths ⋅ 260025505SD MLS ⋅ Active Status
Enjoy the best of San Diego coastal living at this bright and open condo, just a half block from Crown Point Park on Mission Bay! This beautifully refreshed corner unit features convenient in-unit laundry, a new kitchen with quartz countertops, barley oak cabinetry, modern lighting, and a stainless steel sink. Real hardwood flooring shines throughout the home, complemented by stainless steel appliances and dual-pane windows. Two private balconies that you can BBQ on offer ideal spots to relax and enjoy peek-a-boo views of Mission Bay’s sparkling waters. Additional highlights include secure assigned parking with a private storage space, and a recent HOA interior refresh throughout the building including an elevator systems upgrade. Located just a short stroll to parks, the bike path, and all your favorite water activities—plus close to great local spots for food, drinks, and shopping. Whether it’s your full-time place or your beachy escape, every day here feels like a vacation.

3833 Lamont St Unit 2A, Pacific Beach/Mission Beach
4290 Kendall Street, San Diego
$1,050,000
2 Beds ⋅ 3 Baths ⋅ SW26228763 MLS ⋅ Active Status
Location, location, location! Enjoy the best of San Diego's coastal lifestyle in this beautifully appointed 2-bedroom, 2.5-bathroom townhome in the highly coveted Crown Point neighborhood of Pacific Beach! Just minutes from Crown Point Shores, Mission Bay, the beach, parks, and popular dining and entertainment, this ideally located home puts the best of beach living right at your fingertips. Walk, bike, or scooter to nearby attractions, or spend your days enjoying boating, swimming, sailing, paddleboarding, jogging, and all the outdoor recreation that makes this community so special. Inside, you'll find hardwood flooring, granite kitchen countertops, a wine refrigerator, and inviting living spaces designed for comfortable coastal living. Enjoy your morning coffee or unwind with an evening glass of wine on one of THREE private patios. Two fireplaces, including one in the primary bedroom, add warmth and charm, while central air conditioning—a rare and desirable feature in the beach communities- keeps you comfortable year-round! Even better, this home has benefited from numerous recent improvements, including a NEW ROOF and skylight, NEW split-system HVAC, NEW windows and sliding doors, rebuilt balconies, and a NEW water heater, stove, and dishwasher. Additional highlights include a TWO-CAR ATTACHED GARAGE, a gated community of just eight residences, and a shared spa. Surrounded by beautiful homes in one of San Diego's most desirable coastal neighborhoods, this is an incredible opportunity to enjoy the sunshine, recreation, and relaxed atmosphere that make Pacific Beach living so special. Whether you're looking for an active outdoor lifestyle, convenient access to the bay and beach, or simply a place to call home in an unbeatable location, this Crown Point charmer is one you won't want to miss! Come experience the coastal lifestyle for yourself- this is the opportunity you've been waiting for!

4290 Kendall Street, San Diego
808 jamaica CT, San Diego
$1,200,000
2 Beds ⋅ 2 Baths ⋅ PTP2607919 MLS ⋅ Active Status
Welcome to Mission Beach! Very close to belmont park, shopping, and Dinning. ideal coastal retreat. Located in a 2 unit complex. features central ac & heating,two assign parking spaces, one level on the upper floor. Low HOA, additional storage & washer & dryer hook-ups,

808 jamaica CT, San Diego
Pacific Beach/Mission Beach
$3,245,000
3 Beds ⋅ 2 Baths ⋅ 260025387SD MLS ⋅ Coming Soon Status
Enjoy the beauty of bayfront living in this exceptional 1,616-square-foot residence, ideally situated in the heart of Mission Beach directly on the iconic Mission Bay boardwalk. Expansive bay windows fill the home with natural light while capturing sweeping water views, creating a stunning backdrop throughout the day. Beautiful wood floors add warmth and character, while the spacious deck and patio provide the perfect setting to relax, entertain, and take in the breathtaking waterfront scenery. Step outside to enjoy the quintessential coastal lifestyle, with the boardwalk right at your doorstep—perfect for walking, biking, and enjoying the vibrant beachside atmosphere. Take advantage of easy access to the water for paddleboarding, boating, or pulling up on a personal watercraft. From spectacular sunsets over the bay to watching SeaWorld’s spectacular drone shows and Fourth of July fireworks right from your own waterfront setting, this location offers an unforgettable front-row seat to some of San Diego’s most cherished coastal experiences. Just moments from the sand, popular restaurants, local bars, and beloved attractions, this is a rare opportunity to experience the best of Mission Beach living in one of San Diego’s most sought-after waterfront locations.

Pacific Beach/Mission Beach
1134 Grand Ave, Pacific Beach/Mission Beach
$1,325,000
3 Beds ⋅ 3 Baths ⋅ 260024922SD MLS ⋅ Active Status
Enjoy the best of Pacific Beach living in this beautifully maintained 3-bedroom, 3-bath condo offering nearly 1,500 square feet of comfortable coastal living! The spacious layout provides room to relax and entertain, while the primary suite features a private deck—perfect for morning coffee or unwinding after a day at the beach. A generously sized attached 2-car garage accommodates a truck with a 6-foot bed, a rare and practical bonus in this sought-after coastal neighborhood. Additional highlights include a full-sized laundry closet, stainless steel appliances, recessed lighting, ceiling fans, and ample storage space. Ideally located at 1134 Grand Avenue, this home puts the best of Pacific Beach within easy walking distance, including sandy beaches, Mission Bay, popular restaurants, and local shopping. Whether you're enjoying the laid-back beach lifestyle or exploring all that PB has to offer, this inviting condo is the perfect place to call home.

1134 Grand Ave, Pacific Beach/Mission Beach
4015 Crown Point Drive Unit P6, Pacific Beach/Mission Beach
$885,000
2 Beds ⋅ 2 Baths ⋅ 260024894SD MLS ⋅ Active Status
*A RARE CROWN POINT PENTHOUSE WITH BREATHTAKING PANORAMIC BAY VIEWS!* Welcome to this rarely available, top-floor penthouse at Crown Point Villas, where sweeping bay views meet tranquility & privacy. This spacious 2-bedroom, 2-bathroom home occupies the building’s highest level, with no neighbors above and an exceptionally private, light-filled setting overlooking the protected Kendall-Frost Reserve at Mission Bay. Step onto the large private patio and enjoy an uninterrupted coastal panorama, one that is safeguarded by permanently protected open space, and no future development to alter the view. The natural beauty of Mission Bay is poised to become even more extraordinary. In August 2026, the California Coastal Commission approved the De Anza Natural Plan, which will expand the wetlands from 60 acres to approximately 270 acres, significantly increasing the natural habitat, views, & open space. The oversized patio is ideal for taking it all in, complete with sparkling sunrises & SeaWorld’s new evening drone shows. Freshly painted & filled with natural light, the living & dining areas flow effortlessly to the patio, extending the living space outdoors. Life at Crown Point Villas is resort-inspired with amenities including a large year-round heated pool, hot tub, BBQ, fitness room, & private sauna all within a well-kept, attractive, quiet, dazzlingly clean community. The best part is that Pacific Beach is at your doorstep including bayfront bike and running paths, parks, beaches, and the relaxed coastal lifestyle that makes Crown Point so sought after.

4015 Crown Point Drive Unit P6, Pacific Beach/Mission Beach
1177 Pacific Beach Dr Unit A, Pacific Beach/Mission Beach
$3,199,000
3 Beds ⋅ 2 Baths ⋅ 260024745SD MLS ⋅ Active Status
Live directly on the sand at one of Sail Bay’s most coveted waterfront addresses. This rare, ground-floor, single-level three-bedroom, two-bath residence offers true beachfront living with panoramic bay views and effortless indoor–outdoor flow—just steps from the water and moments from the Pacific Ocean. Positioned along the calm, swimmable shores of Sail Bay, the home opens to an exclusive-use beachfront patio, where mornings begin with glassy water and evenings wind down with golden sunsets reflecting across the bay. Inside, generous living spaces are designed to capture the view, creating a relaxed coastal atmosphere that feels equally suited for full-time living or extended stays with family and friends. Beyond lifestyle, this property stands out as a proven income-producing short-term rental, with a decade-long track record of strong performance and loyal repeat guests. Few opportunities combine this level of location, usability, and rental demand—making it ideal for buyers seeking both enjoyment and long-term value. Set within an intimate four-unit, secure building, owners enjoy low $350/mo HOA dues, full-size in-unit laundry, a private one-car garage, plus an additional parking space. Just steps to Sail Bay and less than half a mile to the ocean, this home is walkable to the Catamaran Resort, waterfront dining, and the vibrant coastal lifestyle Pacific Beach is known for. Whether you envision it as a legacy family retreat or a high-performing coastal investment, this is a property that delivers today—and endures for years to come.

1177 Pacific Beach Dr Unit A, Pacific Beach/Mission Beach
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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