92105 Homes under $1.25 million

Welcome to the vibrant heart of San Diego, California, where the 92105 zip code offers a delightful blend of urban convenience and suburban charm. Nestled within the city, this area boasts a rich cultural tapestry, with diverse neighborhoods that reflect the dynamic spirit of San Diego. From the bustling streets of City Heights to the tranquil pockets of Kensington, residents enjoy an eclectic mix of dining, shopping, and recreational opportunities.

One of the most appealing aspects of the 92105 area is the availability of homes under $1.25 million. Whether you're a first-time homebuyer, a growing family, or looking to invest, this zip code provides a range of options to suit various lifestyles and budgets. From charming bungalows with character to modern townhomes boasting contemporary finishes, there's something for everyone. Many homes feature spacious layouts, inviting outdoor spaces, and proximity to parks and schools, making it an ideal place to call home.

Living in 92105 means easy access to the best of San Diego. Enjoy weekend outings at local farmers' markets, explore nearby hiking trails, or take a short drive to the stunning beaches that the region is famed for. With a strong sense of community and a variety of amenities, residents can relish the Southern California lifestyle without breaking the bank.

Discover the charm of 92105, where your dream home awaits among the sun-kissed streets of San Diego!

Newest 92105 Homes under $1.25 million

$699,000

2 Beds ⋅ 1 Baths ⋅ 260025061SD MLS ⋅ Active Status

Additional photos coming soon! Do not miss. Perfect 2 bedroom, 1 bath home in Fairmount Park! Lovely and spacious. Home has been renovated and is move-in ready. Home features new interior and exterior paint, new luxury vinyl plank floors, dual pane windows, new light fixtures and hardware. The welcoming spacious living room/dining room opens to the kitchen with direct access to your low maintenance backyard. 2 large bedrooms with large closets, hallway storage, and a bonus enclosed 14*10 room makes the perfect office or family room. You'll also find 2 - 10ft tall 8'*10' sheds, carport fitting 2 vehicles with direct access to the backyard, plus space for 2 additional vehicles in the driveway. Laundry hook-ups in the back, move-in ready. Priced to sell. Do not wait.

1736 Gateway, East San Diego

$419,900

2 Beds ⋅ 1 Baths ⋅ PTP2607787 MLS ⋅ Active Status

Welcome to 3215 44th Street, San Diego, CA 92105! Located within a gated community, This tastefully renovated first-floor condo combines modern style, comfort, and convenience. Enjoy vinyl flooring throughout, a stylish kitchen featuring quartz countertops, a classic subway tile backsplash, and new stainless steel appliances. The fully renovated bathroom showcases beautiful wall tile and contemporary finishes. Conveniently located near major freeways, including I-8, I-15, and I-805, this home offers easy access to the greater San Diego area. Explore nearby attractions such as Balboa Park, the world-famous San Diego Zoo, and vibrant neighborhoods like North Park and Kensington, known for their popular restaurants, cafés, and boutiques. Downtown San Diego's dining, entertainment, and waterfront attractions are also within reach. Whether you're a first-time homebuyer, downsizing, or seeking an investment opportunity, this beautifully updated condo offers modern upgrades and an excellent location to enjoy the best of San Diego, Make this move in ready home yours today!

3215 44th Street Unit 9, San Diego

$399,000

2 Beds ⋅ 4 Baths ⋅ NDP2609583 MLS ⋅ Active Status

Over 950sf is yours to enjoy at an EXCEPTIONAL price for this beautifully maintained townhome with NO Neighbors above or below - surrounded by mature trees. Last MODEL MATCH sales were $475,000 and $496,000 (Low HOA fees pay for water, trash and landscaping). The finishes and upgrades are impressive – gorgeous, updated kitchen with new quartz countertops, brand new sink, freshly painted cabinets and brand-new stove and microwave. So many thoughtful and quality upgrades like Dual paned vinyl windows and newer Tub/shower surround. A built-in fireplace adds coziness to the family room and the stylish/practical wood grain plank tile flooring is so easy to maintain. Brand new neutral carpet was installed prior to listing as well as stylish lighting from the stairwell pendant to the bathroom vanity lights with new towel bars, faucets and white cabinets. New black doorknobs, hardware and hinges along with fresh neutral paint give this property additional “pop”. In Unit full sized laundry closet and an added convenience of a concrete pedestrian ramp and railing to the front door from the sidewalk. Ideally situated in the heart of central San Diego, this townhome offers exceptional convenience with quick access to 805, 94 and I-5, making commuting a breeze and mere minutes from downtown San Diego, Balboa Park, Petco Park, restaurants and shopping.

2812 47th Street, San Diego

$790,000

3 Beds ⋅ 2 Baths ⋅ PTP2607764 MLS ⋅ Active Status

Welcome to 5536 Timothy Drive, a single-story home in San Diego’s Oak Park area, freshly updated with a brand new roof (2026) and ready to move in. Inside are 3 bedrooms and 2 bathrooms across 1,132 square feet, with original hardwood floors, a fresh coat of crisp white paint, and black-framed windows that fill every room with natural light. The living room opens to a dining area and leads to a bright kitchen with white cabinetry, tile counters, and a new gas range. The primary bedroom has its own en-suite bathroom, and central air keeps the whole home comfortable year-round. Beyond the attached 2-car garage with laundry hookups is a large windowed bonus room, ideal for a workshop, gym, studio, or extra storage. Outside, the 6,300-square-foot lot offers a wide, flat backyard framed by a block retaining wall and terraced plantings, plus a long driveway and newly planted drought-tolerant landscaping out front. Close to schools, parks, shopping, and quick freeway access, this home is a great chance to make your own.

5536 Timothy Dr, San Diego

$1,249,000

260024798SD MLS ⋅ Active Status

THREE RESIDENCES. MULTIPLE POSSIBILITIES, ONE SMART INVESTMENT. Where San Diego's history meets investment opportunity! Welcome to 3136 44th Street, located in San Diego’s historic Clifton Addition to City Heights. Originally built in 1941, the property expanded in 2008 with two additional residences, creating a versatile three-unit investment opportunity. The two rear units have been recently renovated with new stainless steel appliances, kitchen and bathroom cabinetry, quartz countertops, modern fixtures, flooring, and fresh paint inside and out. All three residences features private laundry while the rear units offer oversized two-car garages and storage. An automatic security gate provides added privacy and controlled access. Zoned RM-1-2 creates exciting possibilities for future development including potential expansion of the original detached front residence, construction of an additional duplex, or ADUs, subject to city approval and development feasibility. Ideal for investors seeking multiple rental income streams, homeowners looking to live in one unit while renting the others to offset mortgage expenses, or multigenerational families wanting separate living spaces. Three residences, modern upgrades, income potential, and room to envision what's next-all in one San Diego property.

3136 44th Street, East San Diego

$288,000

1 Beds ⋅ 1 Baths ⋅ 260024725SD MLS ⋅ Active Status

Welcome to this charming 1-bedroom, 1-bath condominium located within the gated Harbor Vista community of San Diego. Offering approximately 668 square feet of thoughtfully designed living space, this home features a comfortable and functional floor plan ideal for everyday living. The kitchen opens to the main living area, creating an inviting space to relax or entertain. An in-unit washer and dryer adds convenience, while the gated community offers additional amenities, including a community pool. Conveniently located near shopping, dining, public transportation, and major freeway access, this property provides easy connectivity to Downtown San Diego and surrounding areas. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this Harbor Vista condo offers a great combination of location, convenience, and value.

1649 Pentecost Unit 2, East San Diego

$594,495

2 Beds ⋅ 2 Baths ⋅ 260024722SD MLS ⋅ Active Status

Inviting two-story corner-lot home in City Heights with a welcoming front porch and a comfortable layout. Previous improvements include a composition roof, ABS plumbing, interior and exterior paint, flooring, windows, kitchen updates, remodeled bathrooms, front landscaping, appliances and a water heater. The bright kitchen features light cabinetry, a farmhouse-style sink, gas range, microwave and dishwasher. Enjoy a fenced yard and convenient access to shopping, schools, parks and freeways. Kitchen appliances, washer and dryer are included.

3596 44th Street, East San Diego

$695,000

3 Beds ⋅ 2 Baths ⋅ GD26220138 MLS ⋅ Active Status

This true 3-bedroom, 2-bathroom home offers 1,386 square feet of inviting living space. From the moment you arrive, the charming, spacious front deck welcomes you, offering an extended outdoor living area perfect for enjoying your morning coffee or greeting neighbors. Inside, the home features a highly functional layout, including a spacious primary suite and a convenient indoor laundry room. Bonus Room can be an extra bedroom or an office. Situated on a generous 5,100 square foot lot. The fully fenced backyard provides excellent privacy and plenty of potential for outdoor living. Front driveway offers parking. This property qualifies for a CRA program (community reinvestment act) an exclusive homebuyer assistance program providing qualified buyers $15,000 to cover closing costs, rate buy-down and/or down payment! Ask Realtor for more details. Location is truly key here. You are just steps away from the scenic Chollas Lake Park, and minutes from schools, shopping centers like Target and Walmart, grocery stores, and a vibrant variety of local dining options. With immediate access to both the I-8, I-15 and I-94 freeways, you enjoy an effortless commute to Snapdragon Stadium, Downtown San Diego, Old Town, and local beaches. Watch the fireworks from your front porch deck. This home offers the best of both worlds quiet suburban living with immediate access to the vibrant heart of San Diego. Don’t miss out on this wonderful opportunity!

3139 Winlow Street, San Diego

$350,000

2 Beds ⋅ 1 Baths ⋅ NDP2609388 MLS ⋅ Active Status

Rear unit is located on ground level behind gate. Lots of potential here. Onsite parking. Low-rise garden-style building with eleven units total. This home has two bedrooms and one full bathroom. The living room separates bedrooms. Larger bedroom has a walk in closet. Tile floors throughout. The monthly HOA dues is $200 AND includes water and trash. More pictures coming soon...

5164 Landis Street Unit 9, San Diego

$489,900

3 Beds ⋅ 2 Baths ⋅ 260024503SD MLS ⋅ Active Status

Welcome to 5343 Caminito Mindy! This 3-bedroom, 1.5-bath, two-story condo offers 1,020 square feet of living space with fresh updates. Step inside to find new flooring on the main level, new carpet upstairs, and fresh interior paint, giving the home a clean and refreshed feel. The functional floor plan features the living and dining areas, kitchen, and a convenient half bath downstairs, with all three bedrooms and a full bathroom upstairs. Enjoy your own private patio with dedicated washer and dryer hookups, adding the convenience of laundry right at home. A covered carport provides dedicated parking, a second assigned parking space, and an additional storage area. The community also features a pool for residents to enjoy. Walking distance to the library and elementary school. With recent updates, three bedrooms, private outdoor space, dedicated laundry hookups, covered parking, storage, and community amenities, this home is ready for its next owner.

5343 Caminito Mindy, East San Diego

$375,000

2 Beds ⋅ 1 Baths ⋅ PTP2607551 MLS ⋅ Active Status

MOTIVATED SELLER | VA ASSUMABLE LOAN & FHA WELCOME | UP TO $20K GRANT POTENTIALLY AVAILABLE! This turnkey ground-floor 2-bedroom, 1-bath condo features a new kitchen with updated countertops and cabinetry, new flooring, and dual-pane windows throughout. The open-concept living and dining area provides a comfortable space for everyday living, while 2 spacious bedrooms offer plenty of flexibility. This gated, pet-friendly community featuring a private courtyard, low HOA dues, laundry, and assigned parking. Centrally located near major freeways, shopping, dining, public transportation, SDSU, and the popular restaurants and nightlife of North Park and Kensington. Seller is open to concessions toward closing costs and/or an interest-rate buydown with an acceptable offer. Qualified buyers may also have access to a lender grant program offering up to $20,000 toward down payment and closing costs, plus as little as 3% down with no mortgage insurance (eligibility requirements apply). Buyers to verify loan terms, eligibility, and availability. Updated, affordable, and multiple potential financing opportunities. Call today to schedule a tour!

3215 44Th Street Unit 3, San Diego

$1,199,000

PTP2607522 MLS ⋅ Active Status

BRAND-NEW CONSTRUCTION WITH ATTACHED ADU, PAID SOLAR & CITY VIEWS! Exceptional opportunity just minutes from Downtown San Diego offering modern design, flexible living spaces, and potential income-producing options. The 1,308 sq. ft. main residence features 3 bedrooms and 3 full bathrooms, including a convenient downstairs bedroom and bath. Each bedroom is paired with access to a full bathroom, providing added privacy and a layout that may appeal to buyers exploring shared living or individual room rental strategies, subject to applicable laws and regulations. The open-concept living area features soaring ceilings, expansive windows, contemporary finishes, and a beautifully designed kitchen with sleek cabinetry, generous counter space, a spacious island, and a unique pass-through window connecting the kitchen to the outdoor entertaining area. Oversized balconies provide additional outdoor living space with city and neighborhood views. Architectural lighting highlights the staircase, kitchen, bathrooms, balconies, and exterior, while paid solar adds additional value. The attached 522 sq. ft. ADU features 1 bedroom and 1 full bathroom along with its own kitchen, living area, generous closet space, and dedicated washer/dryer hookups, providing the privacy and functionality of an independent living space. The configuration offers flexibility for an owner-user, multigenerational household, or buyer seeking potential rental income. For investors, the property offers multiple potential rental strategies, including renting the main residence and ADU separately or exploring individual room rentals within the main residence, subject to applicable laws, regulations, permits, and rental requirements. Buyer to independently verify permitted uses, rental potential, and projected rents. Ideally located near Downtown San Diego, Balboa Park, major freeways, shopping, dining, and entertainment. With approximately 1,830 combined sq. ft., 4 bedrooms, 4 full bathrooms, two distinct living spaces, new construction, and paid solar, this property offers a unique combination of contemporary living and investment versatility.

2514 44th Street, San Diego

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.