92102 Homes under $800,000

Welcome to the vibrant and eclectic neighborhood of San Diego, specifically the zip code 92102! Nestled in the heart of California’s sun-soaked coastline, this area is a delightful blend of urban charm and suburban tranquility. With its rich history and diverse culture, 92102 offers residents a unique lifestyle that is both dynamic and inviting.

One of the standout features of this neighborhood is its affordability in the current real estate market. Here, you can find homes under $800,000 that provide excellent value without compromising on quality or location. From cozy bungalows to contemporary condos, there’s something for everyone. Imagine waking up to the gentle California sun and enjoying your morning coffee on a charming patio, or hosting friends and family in a spacious living area that reflects your personal style.

Living in 92102 means you’re just a stone's throw away from the vibrant downtown San Diego, with its array of restaurants, shops, and cultural attractions. Enjoy leisurely strolls through Balboa Park, explore the historic Gaslamp Quarter, or take in breathtaking views from the nearby hills. The area is also well-connected, making commuting a breeze and allowing you to enjoy all that San Diego has to offer.

Whether you’re a first-time homebuyer or looking to invest in a property that combines charm and convenience, 92102 is the perfect place to call home. Discover your dream home in this thriving neighborhood and experience the best of San Diego living!

Newest 92102 Homes under $800,000

$505,000

1 Beds ⋅ 1 Baths ⋅ PTP2607650 MLS ⋅ Active Status

***CITY VIEWS. PRIME LOCATION. HISTORIC CHARM.*** Own a piece of San Diego history in the heart of Sherman Heights, just minutes from Downtown! This charming historic home offers timeless architectural character, beautiful city views, and a spacious yard. Enjoy the energy and convenience of urban living while still having the space and character of a historic neighborhood. Just minutes from Downtown San Diego, Petco Park, the Gaslamp Quarter, restaurants, nightlife, shopping, and major freeways. Whether you’re searching for a primary residence, investment property, or unique city home, this is a rare opportunity to enjoy historic charm, city views, and an unbeatable central location. Buyer to verify all information, including Mills Act status and benefits, zoning, property use, views, and tax implications. Photos were ai staged generated.

2629 Island Avenue, San Diego

$695,000

2 Beds ⋅ 2 Baths ⋅ 260024014SD MLS ⋅ Active Status

Complete remodel! 2-bedroom, 2-bath home with a gated driveway and carport! Only minutes from the Convention Center, Naval Base San Diego, and Gaslamp Quarter! One bedroom on the main floor and one bedroom upstairs with views of the Coronado Bridge and Downtown. Brand new custom kitchen, new kitchen cabinets, new elegant quartz counter-tops, new stove hood, new appliances, and small laundry closet. 2 small bathrooms one with a shower and one with a tub. Perfect starter features energy efficient heating and air conditioning, new paint inside and out, wall cladding, new LVP flooring, new light fixtures and doors. Fully fenced corner lot, a covered tandem carport makes parking a breeze. Move-in ready. Minutes to downtown and freeways. Do not miss! Walking and biking distance to Petco Park, Gaslamp, Convention Center and Marina.

244 26Th St, Golden Hill

$349,000

1 Beds ⋅ 1 Baths ⋅ PTP2607442 MLS ⋅ Active Status

Perched on the top floor, this one-bedroom condo puts you right in the heart of Golden Hill — and yes, you can practically smell the coffee. Multiple coffee shops, restaurants, and the market are all less than a 10-minute stroll away, while Downtown, Balboa Park, South Park and freeway access are within a mile. Talk about a commute you'll actually enjoy. Step inside and stretch out: soaring ceilings, a spacious bedroom and bathroom with generous storage, and a private balcony made for morning coffee or unwinding after work. Ceiling fans keep things breezy, stainless appliances and hardwood floors bring the style, and fiber internet keeps you connected at lightning speed. Bonus: two parking spaces in a gated underground garage — a rare find in this location. Come see it before it's gone!

2650 Broadway Unit 309, San Diego

$675,000

1 Beds ⋅ 2 Baths ⋅ 260023981SD MLS ⋅ Active Status

Welcome to The Guild on 30th, a distinctive fully detached 1-bedroom + loft, 1.5-bath corner residence in the heart of Golden Hill. With no shared walls, it offers the privacy and feel of a standalone home with the convenience of condo living. Enjoy spectacular sunset views and sweeping vistas of the Coronado Bridge, San Diego Bay, and Downtown skyline from the expansive 240-square-foot private terrace—perfect for morning coffee, outdoor dining, entertaining, or enjoying the city lights. The private terrace is equipped with gas and water hookups, ready for a future outdoor kitchen. Inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The versatile upstairs loft features its own half bath and is ideal for a home office, TV/entertainment area, guest space, or creative studio. A dedicated workspace with Downtown and Coronado views creates an inspiring setting—set up your laptop and espresso maker and enjoy your own private café above the city. The stylish interior features quartz countertops, white shaker cabinetry, luxury vinyl flooring, GE Slate appliances, and designer mesh railing. Additional highlights include a private 1-car garage with overhead storage, in-unit laundry, tankless water heater, Nest thermostat, and LED lighting. Each residence is independently constructed, offering privacy uncommon in traditional condo living. Ideally located between Golden Hill and South Park, you're minutes from Downtown, Balboa Park, the waterfront, major freeways, and an array of popular restaurants and cafés within walking distance. Some images have been digitally staged.

1019 30Th St, Golden Hill

$665,000

2 Beds ⋅ 2 Baths ⋅ PTP2607369 MLS ⋅ Active Status

A rare find in the heart of San Diego—your own home, your own yard, your own driveway, and NO HOA or Mello-Roos! Offered at $665,000, this 2-bedroom, 1.5-bath home delivers the privacy and freedom buyers want without the added monthly dues. Step inside to an inviting, functional layout designed for comfortable everyday living, complete with in-unit laundry and easy access to your private outdoor space. But there’s more—the detached bonus room opens the door to exciting possibilities, whether you envision a home office, creative studio, guest space, or potential future ADU. And when it comes to location, you’re right in the middle of it all. Downtown San Diego, Balboa Park, Petco Park, Coronado, North Park, dining, nightlife, shopping, and major freeways are all within easy reach. For buyers looking for a centrally located San Diego home with outdoor space, no HOA, and room to add value, this one checks boxes that are hard to find at this price point.

338 Hoitt Street, San Diego

$650,000

4 Beds ⋅ 3 Baths ⋅ 260023701SD MLS ⋅ Active Status

Discover the character and possibilities of this detached 1918 home in historic Sherman Heights. Set on an approximately 0.08-acre lot with reported multi-unit zoning, the property offers an opportunity for buyers and investors to explore its future potential. The downstairs area may offer additional possibilities, subject to verification of permitted use and applicable requirements. Conveniently located near Barrio Logan, South Park, and East Village, and approximately three-quarters of a mile from downtown San Diego, the home puts local dining, shops, and city attractions within easy reach. Nearby State Route 94 connects to the broader San Diego area, including the airport. Bring your vision and explore what this distinctive property could become. This property is ideally positioned just minutes from Barrio Logan, South Park, and East Village amd 3/4 of a mile from downtown San Diego— these neighborhoods known for their vibrant mix of local shops, restaurants, and community energy. The location offers easy access to major freeways 94 freeway, making commutes to downtown, the airport, and beyond effortless.

525 25Th, Golden Hill

$675,000

2 Beds ⋅ 2 Baths ⋅ PT26210742 MLS ⋅ Active Status

On L Street, just minutes from downtown San Diego, four new homes are ready for whoever gets there first. No HOA, no Mello Roos, just a place that's entirely your own from day one. You won't even hear your neighbors as there is a thick soundproofing barrier between the homes! These are classified as single family homes each with their own lot lines. Climb your own private staircase to the front door, and you're inside a home built for easy living: two bedrooms, a bath and a half, an open layout that doesn't waste space, plus a dedicated parking spot off the alley that's all yours. From here, Balboa Park, Petco Park, North Park and the Navy Base are all close by. Downtown and the harbor are both a quick seven minutes away. Close to public transit as well. Priced at $675,000 with a great preferred financing option at a low interest rate and 34 DIFFERENT DOWN PAYMENT ASSISTANCE/CLOSING COST ASSTANCE PROGRAMS available (connect with the listing agent for details), these four homes work equally well as the first place you actually own and can afford! There is also the option of a flexible rental play (short-term, mid-term, or a straightforward long-term lease) depending on what investment strategy you're building toward. Either way, there are only four of them, and this exact opportunity (brand new, no HOA, this close to downtown) doesn't come around often. Lock in yours today!

3170 L Street, San Diego

$679,999

3 Beds ⋅ 1 Baths ⋅ PTP2607292 MLS ⋅ Active Status

*Opportunity in the Heart of San Diego!* A property full of potential and ready for its next chapter. Centrally located with convenient access to major freeways, shopping, dining, schools, Downtown San Diego, and everything the city has to offer. Situated on an approximately 4,400 sq. ft. lot, this property offers an exciting opportunity for buyers, investors, or anyone looking to create something of their own. Zoned RS-1-7, the property may also offer additional development potential, giving buyers the opportunity to explore adding additional living space or units, subject to City approval and applicable development requirements. Bring your vision and come see the potential for yourself! (Some listing photos have been digitally enhanced and/or AI-edited for presentation purposes. Buyers are encouraged to view the property in person to verify its current condition)

1014 40th st, San Diego

$599,900

1 Beds ⋅ 2 Baths ⋅ 260023360SD MLS ⋅ Active Status

Welcome to Golden Ridge! A large, direct-access 1-car garage provides security while also offering additional space for storage. The 1-bedroom plus flex-space layout features 1.5 baths, open living space, and a private balcony. Enjoy modern finishes, low HOA dues, and a convenient small dog park. Close to neighborhood cafés, Balboa Park, and downtown San Diego. See supplement for more. Owned solar is included! Looking for a 1-bedroom home without giving up a garage? This new Golden Ridge townhome offers a large, direct-access 1-car garage with room to make everyday parking and storage easier. Upstairs, the open living area extends to a private balcony, while a separate flex space gives you room to work from home, exercise, or pursue a hobby. The three-level floor plan includes 1 bedroom, 1.5 baths, designer-selected finishes, an upgraded appliance package, and energy-efficient features, including solar. Set in Golden Hill, Golden Ridge puts local cafés, Balboa Park, downtown, and major freeways close to home. It is a practical way to enjoy new construction in one of San Diego’s most connected neighborhoods.

1001 32nd St Unit 3, Golden Hill

$675,000

2 Beds ⋅ 2 Baths ⋅ 260023314SD MLS ⋅ Active Status

NO HOA. NO MELLO-ROOS. A rare opportunity to own brand-new construction just minutes from Downtown San Diego. This stunning 2-bedroom, 1.5-bath home was designed for modern living, featuring a bright open-concept layout, beautiful wood-look flooring, a sleek kitchen with stainless steel appliances, quartz-style countertops and a large island perfect for entertaining. Enjoy in-unit laundry, efficient heating and cooling, your own private patio and assigned parking. Individually parceled with no HOA, you get the freedom of homeownership without the added monthly dues. Ideally located near Downtown, Balboa Park, Coronado, Petco Park, North Park, dining and nightlife, with convenient access to Naval Base San Diego (32nd Street) and NAS North Island in Coronado. Brand new, beautifully finished and ready to be yours. Welcome home!

3164 L St, Golden Hill

$199,000

2 Beds ⋅ 2 Baths ⋅ NDP2608901 MLS ⋅ Active Status

AFFORDABLE SAN DIEGO LIVING IN A 55+ COMMUNITY! Discover exceptional value in this move-in-ready, fully REMODELED 2-bedroom, 2-bath home in Leisureland Mobile Villa. The spacious, functional floor plan feels larger than its square footage might suggest with its extra large master room, generously sized 2nd bedroom, two full bathrooms, California room, and an inviting kitchen that's perfect for everyday living and entertaining. Updated throughout with NEW interior and exterior paint, NEW flooring, NEW bathrooms, NEW countertops, and a NEW refrigerator. It's clean, fresh, and ready for you to move in. Best of all, NO PROPERTY TAXES! Buyer must be at least 55 years old and be approved by park management. Only one resident needs to be 55 or older, and additional residents can be 18+. That's a rare find among 55+ parks and perfect if you'd like to live with a younger spouse, partner, or adult child. The community is centrally located, adjacent to a dedicated natural “open space” and minutes from everything San Diego has to offer. Don't miss this chance to own an affordable, move-in-ready home!

1951 47th Street Unit 44, San Diego

$550,000

2 Beds ⋅ 2 Baths ⋅ 260022559SD MLS ⋅ Active Status

Welcome to this beautifully maintained top-floor, back-corner end unit in a gated, pet-friendly community in the heart of Golden Hill. Offering added privacy, abundant natural light, and scenic views, this move-in-ready 2-bedroom, 2-bath condo features a thoughtfully designed open floor plan ideal for comfortable everyday living and entertaining. The inviting kitchen features stylish pendant lighting over the breakfast bar, creating a functional space for casual dining or gathering with guests. Newer luxury vinyl plank (LVP) flooring flows throughout the main living areas, while plush carpeting in the master bedroom adds warmth and comfort. The spacious primary suite offers a peaceful retreat with plush carpeting, a with a walk-in closet and built-in shelving for excellent storage and organization. Step outside to the private balcony and enjoy the beautiful views; an additional storage closet provides convenient extra space. Additional highlights include two dedicated underground and accessible parking spaces, secure gated access, a fitness center, and the convenience of a pet-friendly community. The top-floor, back-corner location further enhances the sense of privacy and separation from neighboring units. Ideally situated just minutes from Downtown San Diego, Balboa Park, South Park, local restaurants, shopping, and major freeways, this Golden Hill condo offers an excellent combination of privacy, convenience, and vibrant city living. Whether you're a first-time buyer, investor, or looking to enjoy the energy and accessibility of one of San Diego's established urban neighborhoods, this residence is a great opportunity to own in a prime central location.

3078 Broadway Unit 311, Golden Hill

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.