92086 Homes with HOA

92086 Homes with HOA

Welcome to the enchanting community of 92086, nestled in the heart of San Diego County, California! This charming zip code encompasses the picturesque area of Ramona, a place where the tranquil beauty of nature meets the comforts of suburban living. Known for its warm climate and stunning landscapes, Ramona is an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life while still enjoying easy access to urban amenities.

Homes in the 92086 area are often part of well-maintained Homeowners Associations (HOAs), which ensure that the community remains a beautiful and cohesive environment. These associations typically offer a range of amenities, including swimming pools, parks, and recreational facilities, enhancing the overall living experience. Additionally, the HOA often takes care of landscaping and maintenance, allowing residents to enjoy their homes without the hassle of upkeep.

The real estate market in 92086 features a diverse array of properties, from charming single-family homes to spacious estates, catering to various tastes and budgets. Many homes boast stunning views of the surrounding mountains and valleys, providing a serene backdrop for daily life. The community is also known for its friendly atmosphere, where neighbors become friends and local events foster a strong sense of belonging.

With its unique blend of natural beauty, community spirit, and well-maintained homes, 92086 is more than just a zip code—it's a place to call home. Discover the charm of Ramona and explore the possibilities that await you in this delightful San Diego County gem!

Newest 92086 Homes with HOA

35109 259 Highway 79 #259, Warner Springs
$259,900
2 Beds ⋅ 2 Baths ⋅ SW26223568 MLS ⋅ Active Status
One of the finest 55+ communities Welcome to Stone Ridge Estate @ Warner Springs highly desirable area, where you own your land. This community offers tranquility, beautiful scenery, privacy and plenty of amenities like Clubhouse, Pool, Spa, several ponds and lush green landscaping. This beautifully appointed home offers Gorgeous Laminate flooring throughout the home. Plenty of storage everywhere. A large eat in kitchen with plenty of cabinets, a cute bay window in the eating area makes for the perfect place to have your morning coffee. There is a large bright formal dining room which offers plenty of room for those happy holiday family dinners. The living room is also spacious this room offers a cozy warm fireplace for those chilly winter nights. Large master bedroom with ensuite master bathroom with step in shower there is lots of storage there as well. The second bedroom has a walk in closet perfect as a guest room then there is the den/office which has a closet this room is ready to be converted to a third bedroom. There is an indoors laundry room which also offers more storage. This home has it all even an attached garage convenient for walking your groceries right inside staying dry. Back yard has a shed that can be used as an outdoor office or workshop. Theres low maintenance landscape so your weekends are free! Large corner lot and large front decking this deck is perfect for having your wine or coffee in the cool evening nights enjoying your beautiful country side!! Don't miss this one see it before its gone!

35109 259 Highway 79 #259, Warner Springs
35109 Highway 79 Unit Space 95, Werner Springs
$279,000
2 Beds ⋅ 2 Baths ⋅ 260024056SD MLS ⋅ Active Status
REMARKABLE, VIEWS and large site! Major renovation! If you are considering Warner Springs for a home you definitely want to look at Space 95 in Stone Ridge. It is clearly one of the finest and most tranquil lots in this development. Located at the highest point in the development there are unobstructed views of the desert and mountains. To the east, in the living room and to the south from the sunroom dining room and master bedroom there are stunning views of the local Palomar Mountain Range and local winery. It's also a very private and a very large site for the development. There is plenty of room for a garage however, there is parking for at least 4 vehicles 2 are covered. This home includes a new furnace and Goodman ( super quiet condenser ) installed last year. Updated floor coverings along with all stainless door hardware. The kitchen will include a one year old LG stainless dishwasher, a newer stainless refrigerator along with a new stainless sinks in the kitchen and laundry. The kitchen also includes a stainless Viking Professional double oven along with a six burner Viking gas cook top with a new 4 foot stainless hood. If you have someone that loves to cook you will absolutely fall in love with this kitchen. The list goes on and includes most new double pane glass windows with 2 large skylights in the bathrooms and other wonderful amenities. A large 3 season sunroom with mtn views. This property is a great value. You also own your lot ( Fee Simple estate interest ) in Stone Ridge. The lots are separate from the common area which this lot also directly benefits from while looking across a large open and heavily treed common area with terrific setbacks from other properties. It's quiet and very peaceful. We frequently have an owl or two at night in the adjacent trees. The development has catch and release lake fishing ( giant bass ), hiking trails galore and the Pacific Trail is nearby also. This unit also has a partial solar system which can be completed. This is about a 10k value. All rails are mounted and part of the electric system. Perfectly oriented southern exposure. This was already approved and no new systems are being allowed in the development.

35109 Highway 79 Unit Space 95, Werner Springs
35109 Highway 79 Unit 157/158, Werner Springs
$285,000
2 Beds ⋅ 2 Baths ⋅ 260023015SD MLS ⋅ Active Status
COVETED FEATURES INCLUDE A LOVELY MOUNTAIN & VALLEY VIEW, AND 1-CAR GARAGE. This inviting home is located in an active senior community, offering peaceful country living, RENT FREE, LAND OWNED, and a PLEASURABLE RETIREMENT. Many enhancements will add to your comfort such as the Kitchen island, pantry, and bay window; the 6 ft. sliding glass door accessing the deck; the En-Suite with double vanity and jacuzzi tub; and the ceiling fans, skylights, and dual-glazed windows easing energy costs. The exterior is newly re-roofed and freshly painted. The yard gives space for gardening with included raised garden boxes. The garage features a work shop space, and the wide driveway accommodates 2 vehicles for your guests. Enjoy the community's Clubhouse with swimming pool, spa, billiards, work-out equipment, library corner, gourmet kitchen, and planned activities. Try fishing, hiking, wine tasting, and exploring this historic region. Only 28 miles to Temecula for shopping, medical offices, & restaurants.

35109 Highway 79 Unit 157/158, Werner Springs
35109 Highway 79 Unit 193/194, Werner Springs
$229,900
2 Beds ⋅ 2 Baths ⋅ 260022416SD MLS ⋅ Active Status
Beautifully updated & move-in ready, this stylish home in the desirable 55+ community of Stone Ridge at Warner Springs offers the perfect blend of comfort, upgrades, & scenic mountain living. Recent improvements include new windows, fresh interior/exterior paint, luxury vinyl plank flooring throughout, updated lighting, refreshed landscaping, and a beautifully remodeled kitchen featuring new cabinetry, countertops, & appliances. The kitchen opens to a spacious family room, while the living room with dining area provides inviting space for gathering, entertaining & enjoying the mountain top views. The spacious primary suite features a newly remodeled bath including a skylight & Separate Tub and Shower areas. The second bedroom offers direct access to its own remodeled bathroom—ideal for guests. Additional features include a separate laundry room with washer & dryer, a long driveway with covered carport for multiple vehicles, & a storage shed equipped with an extra refrigerator & ample storage space. Enjoy resort-style amenities in this LAND OWNED community, including a clubhouse, pool, spa, exercise area, stocked catch-and-release fishing lakes, RV/boat parking, hiking trails, & nearby wineries. Just a short drive to Temecula for shopping, dining, & medical services.

35109 Highway 79 Unit 193/194, Werner Springs
35109 Highway 79 Unit 10, Warner Springs
$249,000
3 Beds ⋅ 2 Baths ⋅ ND26185780 MLS ⋅ Active Status
Welcome home to your ultimate San Diego County oasis! Nestled in the serene 55+ active-adult community of Stone Ridge Estates in scenic Warner Springs, this brand-new, never-lived-in 2024 Fleetwood home of 3 bedrooms and 2 bathrooms sits proudly on a permanent foundation, making standard bank financing a breeze. Brand-new appliances and some furnishings included. What truly sets this property apart is the rare opportunity to own your own land while enjoying incredibly low, ultra-competitive HOA fees that include water, sewer, and trash pickup—offering an unmatched level of affordability, cleanliness, and beauty you likely won't find anywhere else in Southern California. Step inside to a bright, open-concept living room and kitchen designed for entertaining, where wide windows frame stunning views of the community's bass-fishing ponds, local vineyards, and the majestic foothills of Palomar Mountain. Your peaceful retreat is entirely surrounded by acres of public open space, local horse ranches, and the Cleveland National Forest, yet it features practical conveniences such as a spacious 3-car carport and a beautifully tidy, ultra-private backyard. Blending resort-style amenities—like multiple fishing lakes, a pool, and a clubhouse—with unparalleled price-point peace of mind, this pristine home is a rare gem. Schedule your private viewing today before this affordable slice of paradise is gone!

35109 Highway 79 Unit 10, Warner Springs
35109 Highway 79 Unit 26, Warner Springs
$159,000
2 Beds ⋅ 2 Baths ⋅ SW26184488 MLS ⋅ Active Status
Owner has moved on and is ready to sell, make offer. Remodeled kitchen, washer, dryer refrigerator. Two bedrooms, two bath. Living room has wood-burning fireplace. Covered deck in the front of the house facing south towards the wineries in Holcomb Village/Sunshine Summit. Small greenhouse attached to the home. Bathroom our original condition. New roof approximately 10 years ago. 2 window A/C units original furnace (propane not in working condition).

35109 Highway 79 Unit 26, Warner Springs
35109 Highway 79 Unit 34, Warner Springs
$159,900
3 Beds ⋅ 2 Baths ⋅ NDP2606632 MLS ⋅ Active Status
PRICED REDUCED! Located in the scenic 55+ community of Warner Springs Estates, this inviting 3-bedroom, 2-bathroom home blends comfortable living with the peaceful charm of back-country surroundings. The property features a spacious floorplan and a large covered rear patio, perfect for relaxing outdoors, entertaining, or simply enjoying the area’s quiet natural beauty. Warner Springs Estates is known for its serene setting, wildlife, duck ponds, and open skies — a true retreat for those who appreciate nature. Residents enjoy access to a well-appointed clubhouse, community events, arts and crafts classes, potlucks, line dancing, and holiday celebrations throughout the year. The community also embraces dark-sky guidelines, offering exceptional stargazing and clear nighttime views. Conveniently located near Sunshine Summit’s general store, and just a short drive to Temecula’s shopping and dining or the historic town of Julian, the area offers both tranquility and accessibility. Outdoor enthusiasts will love the proximity to the Pacific Crest Trail, Eagle Rock, and Palomar Mountain. A wonderful opportunity to enjoy an active, friendly, and beautifully maintained 55+ lifestyle in one of San Diego County’s best-kept secrets. Virtually staged/AI-enhanced photos illustrate potential improvements; see original photos for current condition.

35109 Highway 79 Unit 34, Warner Springs
35109 Highway 79 Unit 13, Warner Springs
$239,000
2 Beds ⋅ 2 Baths ⋅ NDP2606625 MLS ⋅ Active Status
PRICE IMPROVED TO $239,000! Seller will credit the Buyer $5,000 at Close of Escrow for any offer accepted on or before October 31, 2026. The Buyer may use the credit toward allowable closing costs, interest rate buydown, repairs, or other permitted expenses. Don’t miss this opportunity to make this property your own! Tucked into the natural bouldering and sweeping mountain views of Warner Springs, this beautifully maintained 2011-built manufactured home offers 1,112 square feet of comfortable single-level living, set on a permanent 433A foundation. Situated directly across from the community's tranquil middle pond and its center fountain, the home invites you to relax on the front porch and take in the gentle sound of moving water, a peaceful backdrop to everyday life. Inside and out, thoughtful upgrades bring lasting comfort and peace of mind. The home has been earthquake retrofitted and features roof fire sprinklers, a new air conditioning system, and new LED lighting throughout. The kitchen and baths showcase solid wood cabinetry with updated fixtures, while the private deck, enhanced with a lockable gate and ceiling fan, offers an ideal spot to unwind. A covered carport with a 2-car tandem cement driveway and a new storage shed round out the home's easy, low-maintenance appeal. Experience the beauty of all four seasons right here in Southern California, where you can enjoy outdoor activities year-round. Just a short walk from the Stone Ridge Community Clubhouse, you'll have access to an array of amenities including a swimming pool, spa, fitness area, billiards, library, piano, chef's kitchen, and regular social events. Nature is woven into daily life here, with catch-and-release fishing ponds home to ducks, turtles, and abundant wildlife, all set among mature trees and natural beauty. Local hiking and horse trails, plus the nearby North Mountain Wine Trail, offer easy access to some of the region's finest wineries and vineyards. Aviation enthusiasts will also appreciate the nearby Warner Springs Gliderport, and the community sits close to the Sunshine Summit Fire Station #59. When you need shopping, dining, or medical and dental services, Temecula is about 35 minutes away, with Santa Ysabel and Ramona within a comfortable drive as well. The charming mountain town of Julian, known for its apple pies and small-town character, makes for an easy day trip. Escape the hustle and bustle of city life and embrace a tranquil lifestyle surrounded by nature's beauty. Select personal property, including the laundry room freezer, cabinet, and water filtration system, are excluded from the sale but may be negotiated separately outside of escrow. Furniture and wall hangings are also negotiable outside of escrow. Don't miss this opportunity to call Warner Springs home and experience the joy of mountain living at its finest.

35109 Highway 79 Unit 13, Warner Springs
35109 Highway 79 Unit 218, Werner Springs
$275,000
3 Beds ⋅ 2 Baths ⋅ 260015013SD MLS ⋅ Active Status
Welcome to Stone Ridge at Warner Springs Estates, a highly desirable 55+ land-owned community where you own the land—no space rent! Built in 2017 and meticulously maintained, this beautiful 3-bedroom, 2-bath home offers 1,483 square feet of comfortable living space surrounded by breathtaking mountain top views and peaceful backcountry scenery. Step inside to discover an inviting open-concept floor plan enhanced by elegant crown molding, a stunning recessed ceiling, & abundant natural light. The spacious kitchen is designed for both functionality & entertaining, featuring a large center island with ample storage and plenty of workspace for meal preparation and gatherings. Outside, attractive landscaping complements the home's charming green and blue exterior color scheme, creating exceptional curb appeal. Relax on the spacious deck & take in the panoramic mountaintop views, or enjoy the convenience of covered parking for up to three vehicles. Residents of Stone Ridge enjoy an impressive array of resort-style amenities, including a clubhouse, swimming pool, spa, BBQ area, fitness equipment, catch-and-release fishing lakes, and community RV parking. Ideally located in the heart of San Diego County's scenic backcountry, you'll be just minutes from local wineries, hiking trails, Julian, Santa Ysabel, Borrego Springs, & Palomar Mountain, with Temecula's shopping, dining, and medical facilities only a short drive away. Experience the perfect blend of peaceful country living, modern comfort, & active lifestyle amenities in one of Warner Springs' most sought-after communities.

35109 Highway 79 Unit 218, Werner Springs
35109 Highway 79 Unit SPC 192, Warner Springs
$129,900
2 Beds ⋅ 2 Baths ⋅ NDP2605724 MLS ⋅ Active Status
Nestled in the scenic 55+ community of Warner Springs Estates, this 2-bedroom, 2-bath home offers a comfortable layout and a peaceful back-country setting surrounded by open skies and natural beauty. The property features a spacious living area and a large covered rear patio, providing a relaxing outdoor space to enjoy the quiet surroundings, visiting wildlife, and the community’s dark-sky stargazing. Warner Springs Estates is known for its friendly atmosphere, duck ponds, walking areas, and well-maintained common spaces, along with a clubhouse offering social events, arts and crafts, potlucks, and holiday gatherings throughout the year. Conveniently located near the Sunshine Summit general store and within an easy drive to Temecula, Julian, and popular outdoor destinations including the Pacific Crest Trail and Eagle Rock, this home presents an affordable opportunity to enjoy the tranquil, active lifestyle that makes this community one of San Diego County’s hidden gems. Virtually staged/AI-enhanced photos illustrate potential improvements; see original photos for current condition.

35109 Highway 79 Unit SPC 192, Warner Springs
35109 Highway 79 Unit 102, Warner Springs
$299,000
3 Beds ⋅ 2 Baths ⋅ SW26081767 MLS ⋅ Active Status
Welcome to this BRAND NEW, never lived in home offering stunning panoramic valley views and exceptional privacy. VIEWs VIEWs VIEWs! FULLY FENCED BACKYARD! Perfectly positioned on one of the most desirable corner lots in the gated ( YOU OWN THE LAND ) 55+ community of Stone Ridge at Warner Springs, this 3 bedroom, 2 bath residence delivers the ideal blend of modern comfort, energy efficiency, and peaceful rural living. With additional space for a potential detached garage, workshop, or expanded outdoor living, this property offers flexibility rarely found in the community! LARGE 2 or 3 car carport, surrounded by beautiful landscape throughout. Inside, you’ll find a thoughtfully designed open floor plan filled with natural light and quality upgrades, including laminate wood flooring, upgraded molding, and a bright, airy living space even fire sprinklers throughout. Expansive windows frame the breathtaking views, creating a seamless connection between indoor and outdoor living while showcasing the surrounding hills and open skies. Step outside and enjoy a serene setting with wide-open space, perfect for relaxing mornings, entertaining guests, or taking in unforgettable sunset views. Stone Ridge is a gated, land-owned community offering resort-style amenities including a clubhouse with full kitchen, dance hall, fireplace, billiards room, television, and library. Outdoor features include a heated saltwater pool and spa, multiple fishing ponds (catch and release), GYM, BBQ areas, and scenic walking and hiking trails. RV parking is typically available for a nominal fee. The HOA covers water sourced from community wells, sewer, and trash, helping keep monthly expenses simple and predictable. Centrally located near Julian, Ramona, and Borrego Springs, and approximately 30 minutes to Temecula, you’ll enjoy easy access to wineries, dining, shopping, and medical facilities, as well as nearby Wine Mountain Trail and the Pacific Crest Trail for outdoor recreation. This is a rare opportunity to own a turnkey, never-lived-in home with incredible views, modern features, and a vibrant lifestyle. Schedule your private tour today. SOME IMAGES ARE VIRTUALLY STAGED AND ENHANCED.

35109 Highway 79 Unit 102, Warner Springs
35109 Highway 79 Unit 32, Werner Springs
$229,900
2 Beds ⋅ 2 Baths ⋅ 260004203SD MLS ⋅ Active Status
Million Dollar, Panoramic Mountain Views overlooking three local wineries and Palomar Mountain. This property is a rare find situated on owned land with no lease fee. The home is located on the western edge of the community providing unobstructed views and unforgettable sunsets from your large private deck that feels like your own mountain chalet. This 2-bed, 2-bath home offers 1,344 square feet and is beautifully maintained and completely updated with stainless steel appliances, newer cabinetry, elegant quartz counter tops, luxury vinyl plank flooring, free-standing soaking tub, and dual-pane windows to enhance both style and energy efficiency. The inviting living area is anchored by a cozy wood-burning fireplace with insert, creating the perfect setting for cool mountain evenings. Step outside to enjoy the private side yard entrance, complete with garden, fully enclosed vinyl fencing & gate for added privacy. Additional highlights include a newer roof and numerous modern updates that make this home truly move-in ready. Located in the 55+ community of Stone Ridge, residents enjoy an active social calendar with scheduled Clubhouse activities, along with fishing and hiking opportunities. Centrally located near Julian, Ramona, and Borrego Springs, scenic countryside drives and exploration await. Just 30 miles from Temecula for major shopping, dining, and medical services. If you are looking for peaceful living, vibrant sunsets, vineyard and mountain views, and a beautifully updated home in a welcoming community...this Stone Ridge gem is not to be missed!

35109 Highway 79 Unit 32, Werner Springs
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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