92054 Homes under $1.25 million

92054 Homes under $1.25 million

Welcome to the vibrant community of Oceanside, California, nestled in the heart of San Diego County, where the coastal charm meets the allure of suburban living. The zip code 92054 is a treasure trove of opportunities for homebuyers seeking a slice of paradise without breaking the bank. With a diverse array of homes available for under $1.25 million, this area is perfect for families, retirees, and anyone looking to embrace the beach lifestyle.

Oceanside is renowned for its stunning beaches, picturesque harbor, and a lively downtown area filled with shops, restaurants, and cultural attractions. Imagine waking up to the sound of waves crashing and the scent of salt in the air, all while enjoying the convenience of nearby amenities. The 92054 zip code boasts a variety of homes, from charming single-family residences to modern townhomes, each offering unique features and styles to suit your preferences.

Families will appreciate the excellent schools and parks, while outdoor enthusiasts can take advantage of the nearby hiking trails and water activities, including surfing, paddleboarding, and fishing. With its year-round mild climate, Oceanside is a haven for those who love to enjoy the great outdoors.

Whether you're looking for a cozy beach cottage or a spacious family home, the 92054 area has something for everyone. Dive into the Oceanside lifestyle today and discover your dream home in this coastal gem!

Newest 92054 Homes under $1.25 million

429 Garfield Street, Oceanside
$1,159,000
3 Beds ⋅ 3 Baths ⋅ NDP2609630 MLS ⋅ Active Status
Unique opportunity west of I-5 in coastal Oceanside! Ideal for owner-occupant, investor, developer, second homeowner or short-term rental (STR) host. California's SB 9, together with state and local ADU laws, offers the potential for up to four residential units on this property. The existing home is an updated 3-bedroom, 2.5-bath residence on an approximately 6,000 sq. ft. lot with alley access. Plans for three additional units, including an approved garage ADU conversion, are completed. Strong existing and projected rental income potential. Possible ocean views from a future second story or rooftop deck. Recent improvements to the existing home include a new roof, new HVAC (A/C and heat), a new permitted en-suite primary bathroom, new Milgard windows, hydro-jetting of the sewer line, and electrical upgrades. Seller has also paid approximately $15,000 to the City for increased water capacity to serve the three additional units and obtained SDG&E approval for a 400-amp electrical upgrade. Detailed plans and receipts are available. Buyer to assume solar. Premium west-of-I-5 location. Walk to the beach, Oceanside Pier, downtown restaurants, gyms, and cultural events. Don't miss this exceptional opportunity!

429 Garfield Street, Oceanside
147 Edgewood Drive, Oceanside
$825,000
3 Beds ⋅ 2 Baths ⋅ NDP2609616 MLS ⋅ Active Status
Nestled in Oceanside’s Loma Alta neighborhood, this single story home offers a fresh, move-in-ready feel with a sizable lot and no HOA. Recent updates include fresh interior and exterior paint, new windows and sliding door, new flooring, updated doors and hardware, and refreshed bathrooms, creating a crisp and welcoming space. Abundant natural light fills the open layout, while the generously sized backyard provides a clean slate to enjoy the coastal climate. Located a little over 2 miles from the beach, the home puts Oceanside’s coastline, downtown restaurants, shops, and the Oceanside Pier within easy reach, with convenient access to everyday amenities, schools, and freeways.

147 Edgewood Drive, Oceanside
432 Edgehill Ln. Unit 120, Oceanside
$299,999
1 Beds ⋅ 1 Baths ⋅ 260024985SD MLS ⋅ Active Status
Enjoy one of the best locations in Arbor Hill with this desirable top-floor corner unit! Situated within a gated community, just one and a half miles from the ocean, this home features an open floor plan, durable flooring throughout, and granite countertops in the kitchen and bathroom. The living room opens to a private balcony, offering a comfortable spot to relax and unwind. The spacious bedroom features a walk-in closet and direct access to the bathroom for added convenience. Parking includes one assigned covered space, plus access to unassigned parking. Community amenities offer plenty of opportunities to enjoy the outdoors and connect with neighbors, including a pool and jacuzzi, multiple BBQ areas (one conveniently located near the unit), a recreation room, and an exercise room. On-site laundry and ample guest parking add to the convenience. Enjoy comfortable living in a gated community with amenities designed to complement your lifestyle!

432 Edgehill Ln. Unit 120, Oceanside
1706 California Street, Oceanside
$989,000
2 Beds ⋅ 1 Baths ⋅ NDP2609506 MLS ⋅ Active Status
DREAM IT. BUILD IT. OWN A PIECE OF SOUTH O. A rare opportunity to create something truly special in one of Oceanside’s most desirable coastal neighborhoods. Located on sought-after California Street, 1706 California St. offers exceptional value, a flat large lot, no HOA, and endless possibilities just a short stroll from the coast. For investors, builders, or visionaries ready to create their dream coastal property, this is the opportunity you’ve been waiting for. The neighboring new development -with homes selling in the $2M+ range -offers a glimpse of the exciting potential and continued evolution of this coveted South Oceanside pocket. The existing property offers a blank canvas for your vision. Build a custom coastal retreat, explore development possibilities, or create a smart investment. And then there’s South O. Walk or bike to the beach, enjoy the laid-back coastal lifestyle, and experience the eclectic mix of coffee shops, local restaurants, breweries, boutiques, surf culture, parks, and neighborhood favorites that make South Oceanside so uniquely desirable. With the coast just minutes away and continued investment and development transforming the area, this is a location with serious upside.

1706 California Street, Oceanside
1200 Harbor Drive Unit 3C, Oceanside
$1,195,000
2 Beds ⋅ 2 Baths ⋅ 260024737SD MLS ⋅ Active Status
One year of HOA fees covered by the seller — a savings of $1,104 per month for your first year! The lowest-priced unit currently available in Marina Towers offers a recent remodel and amazing harbor and ocean views. Enjoy your opportunity to live on the harbor, with the finishes and views you’re looking for at an exceptional price! Coastal Luxury at Marina Towers - The Ultimate California Dream! Experience unparalleled beach living in this stunning 1,364-square-foot residence located in North County’s premier oceanfront high-rise. This sophisticated 2-bedroom, 2-bathroom home features floor-to-ceiling windows providing white-water views , panoramic vistas of the Pacific Ocean and Oceanside harbor, and miles of the California coastline. Catalina Island and San Clemente Island are visible on a clear day. Sophisticated Interior & Design offer seamless flow with an open-concept floor plan connecting the updated kitchen—complete with custom cabinetry and premium solid surface counters and backsplash —to a sun-drenched living area. Porcelain wood flooring throughout. Versatile Space: The second bedroom is designed for flexibility, perfect as a private guest suite or an expanded office/flex space that opens directly into the main living area. A luxurious primary suite retreat boasting a spacious walk-in closet and a designer ensuite bathroom featuring a large walk-in shower. Indoor-Outdoor Living as you meander onto your private balcony to watch sailboats drift into the harbor, sea lions play, and breathtaking shimmering sunsets over the horizon. In-Unit washer & dryer in the hallway for added convenience and ease. Resort-Style Amenities await at Marina Towers, a secure, gated community offering a lifestyle of relaxation and convenience with on-site staff who are available to maintain and clean the building, a heated resort-style pool and spa, a fully-equipped fitness center plus a large recreation room with a kitchenette, lounge area, and a community BBQ area with a gas fire pit for entertaining. Extras include secured garage parking, plus outdoor parking, private storage for surfboards and bikes, community laundry room, featuring large new washers and dryers. The HOA fee includes high-speed internet, cable, water and trash collection. Prime Coastal Location mere feet from the sand, you are within walking distance of the Oceanside Harbor’s vibrant shops, fine dining, and live entertainment. Whether you are looking for a permanent residence or a turn-key vacation retreat, this home offers easy freeway access to both San Diego and Orange County, placing the best of Southern California at your doorstep. Live where the sunsets never end.

1200 Harbor Drive Unit 3C, Oceanside
550 Seagaze Drive Unit 19, Oceanside
$755,000
1 Beds ⋅ 1 Baths ⋅ NDP2609471 MLS ⋅ Active Status
Welcome to the coastal Ocean Lofts, an exclusive community of live/work lofts by the beach! You will not find anything else like this in the market, designed for modern living. This incredible loft is sure to impress with soaring two story ceiling and a massive private deck with gorgeous OCEAN & CITY VIEWS. Your private deck features direct access to the third floor rooftop deck. Imagine watching gorgeous sunsets from the privacy of home, always accompanied with a refreshing ocean breeze. This concrete constructed building boasts ceilings up to 20’ high, floor to ceiling windows, and an expansive ocean view rooftop deck for lounging, al fresco dining, and enjoying evening sunsets. Take your professional life to the beach - it’s excellent for artists, e-commerce, and creatives right in the heart of Downtown Oceanside. Discover a new way to balance your home life and business all in one place. It’s a rare opportunity just steps to the ocean where live, work, and play collide. No more late nights at the office or daytime distractions, with a luxury live/work loft you can live the lifestyle you’ve been seeking. Within Oceanside’s flourishing downtown center, there is no better place to balance life and work. Enjoy Oceanside’s new Michelin star restaurants, trendy coffee shops, craft breweries, rooftop lounges, and weekly sunset markets all within short walking distance. Rent kayaks or paddle boards at the nearby Oceanside harbor or fish off of the world famous Oceanside wooden pier. At these unique live/work lofts, business owners may take advantage of major tax deductions! On site amenities include fitness center, spacious private storage lockers, central A/C, in-unit laundry, and assigned parking for each unit.

550 Seagaze Drive Unit 19, Oceanside
550 Seagaze Drive Unit 26, Oceanside
$1,025,000
1 Beds ⋅ 2 Baths ⋅ NDP2609470 MLS ⋅ Active Status
Welcome to the coastal Ocean Lofts, an exclusive community of live/work lofts by the beach! You will not find anything else like this in the market, designed for modern living. This incredible loft is sure to impress with soaring two story ceiling and a 185 SF private deck with gorgeous OCEAN & CITY VIEWS. Imagine watching gorgeous sunsets from the privacy of home, always accompanied with a refreshing ocean breeze. This concrete constructed building boasts ceilings up to 20’ high, floor to ceiling windows, and an expansive ocean view rooftop deck for lounging, al fresco dining, and enjoying evening sunsets. Take your professional life to the beach - it’s excellent for artists, e-commerce, and creatives right in the heart of Downtown Oceanside. Discover a new way to balance your home life and business all in one place. It’s a rare opportunity just steps to the ocean where live, work, and play collide. No more late nights at the office or daytime distractions, with a luxury live/work loft you can live the lifestyle you’ve been seeking. Within Oceanside’s flourishing downtown center, there is no better place to balance life and work. Enjoy Oceanside’s new Michelin star restaurants, trendy coffee shops, craft breweries, rooftop lounges, and weekly sunset markets all within short walking distance. Rent kayaks or paddle boards at the nearby Oceanside harbor or fish off of the world famous Oceanside wooden pier. At these unique live/work lofts, business owners may take advantage of major tax deductions! On site amenities include fitness center, spacious private storage lockers, central A/C, in-unit laundry, and assigned parking for each unit.

550 Seagaze Drive Unit 26, Oceanside
265 Loma Alta Unit B1, Oceanside
$415,000
2 Beds ⋅ 1 Baths ⋅ 219154158DA MLS ⋅ Active Status
Welcome to this charming ground-level condo in Oceanside with NO STAIRS! This 2-bedroom, 1-bath home offers approximately 836 sq. ft. of living space and has been freshly painted throughout, creating a bright, refreshed feel. Enjoy your own private balcony, perfect for relaxing and enjoying the outdoors. A standout feature is the detached garage, offering additional parking or storage, plus a separate assigned parking space. The community features a pool/spa and a convenient on-site laundry facilities. Ideally situated near shopping, dining, local attractions, and Oceanside's beautiful beaches. Whether you're searching for a primary residence, coastal retreat, or investment opportunity, this condo offers a wonderful opportunity to enjoy the Oceanside lifestyle!

265 Loma Alta Unit B1, Oceanside
400 N Myers Unit 36, Oceanside
$759,000
1 Beds ⋅ 1 Baths ⋅ 260024575SD MLS ⋅ Active Status
What if your own coastal retreat were just one block from the sand? Your beach lifestyle is closer than you think at Sea Village, where this 1-bedroom, 1-bath condo offers an opportunity to enjoy the best of the beach and downtown Oceanside. Vaulted ceilings create an open feel, while the private patio invites you to enjoy the ocean breeze. Move in ready home features granite kitchen countertops, in-unit laundry, and a rare two-car garage. Walk to the beach, Oceanside Pier, popular restaurants, coffee shops, and vibrant downtown attractions. Whether you're looking for a personal beach getaway or a coastal property to make your own, this location deserves a closer look. **Discover the possibilities at 400 N Myers Street #36.**

400 N Myers Unit 36, Oceanside
2190 Greenbrier Drive, Oceanside
$955,000
4 Beds ⋅ 3 Baths ⋅ 260024539SD MLS ⋅ Active Status
Just a few miles from the ocean and minutes from vibrant downtown Oceanside, this four-bedroom home puts beach days, dining, shopping, and sunset outings within easy reach. Conveniently located right off Interstate 5, it’s an ideal home base for enjoying everything Oceanside and North County have to offer. Inside, vaulted ceilings make a striking first impression, opening up a spacious great room where the kitchen and living area come together. From lively gatherings to relaxed evenings at home, this inviting layout keeps everyone connected. Updated bathrooms bring fresh style, four bedrooms provide room to spread out, and solar adds everyday appeal. The oversized backyard is where your vision takes shape. Imagine summer barbecues, a flourishing garden, or your own poolside retreat—with space to explore adding a pool or ADU, subject to city approvals.

2190 Greenbrier Drive, Oceanside
432 Edgehill Lane Unit 169, Oceanside
$415,000
2 Beds ⋅ 1 Baths ⋅ NDP2609287 MLS ⋅ Active Status
Enjoy easy coastal living in this updated ground-level end-unit condo located in a gated Oceanside community just minutes from the beach. Recently refreshed throughout, the home features new interior paint, updated flooring and bathrooms, plus a recently updated kitchen, creating a bright, fresh feel that’s ready to enjoy. The comfortable living area opens to a private covered patio with additional storage—an ideal spot to enjoy the coastal breeze or create your own outdoor retreat. The primary bedroom offers generous closet space, while the second bedroom provides flexibility for guests, a home office, or hobby room. Community amenities include a sparkling pool and spa, BBQ and grill area, and beautifully maintained common areas, all within a secure gated setting. Conveniently located near beaches, shopping, dining, and major commuter routes, this home offers the perfect combination of location, lifestyle, and low-maintenance living. Whether you’re looking for a full-time residence, coastal getaway, or investment opportunity, this is a wonderful chance to own near the coast.

432 Edgehill Lane Unit 169, Oceanside
900 N Cleveland St Unit 94, Oceanside
$225,000
1 Beds ⋅ 1 Baths ⋅ NDP2609206 MLS ⋅ Active Status
Located in Oceanside’s gated 55+ Mira Mar Mobile Community! This 1-bedroom, 1-bath home sits on a desirable corner lot just blocks from the beach, Oceanside Harbor, Oceanside Pier, San Luis Rey Bike Trail, and Downtown Oceanside. Inside, vaulted ceilings create an open, airy feel, complemented by a mini-split heating and air conditioning system. The kitchen offers generous storage, refrigerator, and a 4-burner range and oven, while the bathroom features an oversized tiled walk-in shower. Step outside to a spacious wraparound deck with smoked glass panels for added privacy—an inviting spot to relax and enjoy Oceanside’s coastal weather. Additional features include a tankless water heater, abundant under-home storage and shed for surfboards, beach gear, bikes, and everyday essentials, plus assigned parking nearby. Mira Mar residents enjoy a seasonally heated swimming pool, clubhouses, community laundry facilities, maintained grounds, and an ocean-view community spaces. Close to I-5, 76 and 78 and minutes from beaches, restaurants, coffee shops, shopping, farmers markets, entertainment, and all that Downtown Oceanside has to offer. Whether you're looking for a primary residence, second home, or coastal getaway, this is an opportunity to enjoy the Oceanside beach lifestyle with no property taxes.

900 N Cleveland St Unit 94, Oceanside
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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