92020 Homes under $350,000

Welcome to El Cajon, California, where the vibrant spirit of San Diego County meets the charm of suburban living. Nestled in the heart of this picturesque region, the zip code 92020 offers a unique blend of affordability and accessibility, making it an ideal choice for first-time homebuyers, families, and anyone seeking a welcoming community.

El Cajon is known for its diverse neighborhoods, rich cultural heritage, and an array of amenities that cater to all lifestyles. From local parks and recreational facilities to shopping centers and dining options, residents enjoy a convenient and fulfilling lifestyle. The city is also well-connected to major highways, providing easy access to downtown San Diego and its stunning beaches.

One of the most appealing aspects of the 92020 zip code is the availability of homes priced under $350,000. This makes homeownership a reality for many who thought it was out of reach in California's competitive real estate market. Whether you’re looking for a cozy condo, a charming single-family home, or a fixer-upper with great potential, you’ll find a variety of options that fit your budget and lifestyle.

Imagine settling into a friendly neighborhood where community events are the norm, and the warmth of your neighbors makes every day feel like home. In El Cajon, you can create lasting memories and build a life in a place that truly feels like your own. Explore the opportunities that await you in 92020, where your dream of homeownership can become a reality!

Newest 92020 Homes under $350,000

$299,900

1 Beds ⋅ 1 Baths ⋅ 260023837SD MLS ⋅ Active Status

Offered for the first time since 2000. This upper level condo in Villa Serena comes with something most El Cajon condos at this price do not have: a private one car garage with a roll up door, plus a second assigned parking space. The kitchen has been updated with white quartz counters, stainless steel appliances, a deep single basin sink, and a window above the sink. Wood style flooring runs through the living area and the bedroom. A corner stone fireplace anchors the living room, and the slider opens to a covered balcony above the interior greenbelt and its mature crape myrtles. The bedroom is generous for the floor plan, with a ceiling fan and a treetop view. The bath has a tub and shower combination with a cultured marble vanity. Once you are inside, everything is on one level. Villa Serena covers just over two acres of landscaped grounds with wide walking paths, lawn, boulder accents, and an on site laundry room. Chase Avenue Elementary is 0.2 miles away. Cajon Valley Middle and Grossmont High are each about 1.3 miles (Cajon Valley Union and Grossmont Union districts, per public records). Parkway Plaza, downtown El Cajon, and the 8 and 67 freeways are all minutes out. Held by the same family for over 26 years.

1009 S Sunshine Unit D, El Cajon

$309,000

1 Beds ⋅ 1 Baths ⋅ 260022962SD MLS ⋅ Active Status

Enjoy life in this top floor, cozy condo with updated fireplace, fresh paint, new carpet and PRIVATE GARAGE in serene, parklike setting. Rare to this area, in addition to your own garage, you also get an assigned parking space. This quiet complex is just off the 8 and Chase Ave. and is close to everything. The condo is shielded from street noise, and just down a winding pathway from the community laundry and resort-style pool.

1009 S Sunshine Ave Unit B, El Cajon

$299,000

1 Beds ⋅ 1 Baths ⋅ 260022544SD MLS ⋅ Active Status

Top-floor End Unit! This 1 bed, 1 bath condo is located in a gated community and features fresh paint throughout, granite countertops, a new A/C unit, and one covered parking space. Enjoy two community pools , Jacuzzi and a fitness center. Centrally located near restaurants, shopping, and entertainment with easy access to I-8 & 67 HOA covers water. Gated Community.

559 E Madison Unit 110, El Cajon

$135,000

2 Beds ⋅ 2 Baths ⋅ 260022171SD MLS ⋅ Active Status

Located in the desirable 55+ community of Villa Novia, this stunning 1,340 sq. ft. home offers the perfect blend of comfort, convenience, and a vibrant lifestyle at the base of scenic Mt. Helix. This spacious 2-bedroom, 2-bathroom residence has been thoughtfully updated with fresh modern touches, including new flooring and a freshly painted interior. Residents of Villa Novia enjoy fantastic amenities such as a sparkling pool, and a welcoming community center perfect for social gatherings. Quietly tucked off Chase Avenue in El Cajon, this beautiful home combines peaceful living with immediate access to local shopping, dining, public transportation, and neighborhood amenities!

1440 S Orange Unit SPC 43, El Cajon

$229,700

2 Beds ⋅ 2 Baths ⋅ 260021028SD MLS ⋅ Active Status

This luxuriously remodeled home located in a desirable community nestled at the northern base of Mt. Helix. The owner must be 55+, (anyone thereafter must be 18+). Conveniently located just minutes from freeway access and nearby hospital facilities, it is situated on a corner lot near guest parking, and offers pleasant views from the large living room windows. The spacious, open-concept floor plan features both a living room and family room, a beautifully updated kitchen with a center island and pendant lighting; and a stylish accent wall in the dining area. The kitchen is complete with solid-surface countertops and backsplash, recessed lighting, and all-new stainless steel appliances, including the range, dishwasher, microwave, refrigerator and farm sink. The primary bedroom features a custom walk-in closet. Additional living space includes an enclosed patio off the living room, plus a slider from the family room leading to an open porch. Ceiling fans, an ADA-accessible ramp and thoughtful updates throughout complete this beautifully remodeled home.

1440 S Orange ave Unit 111, El Cajon

$150,000

2 Beds ⋅ 2 Baths ⋅ 260020676SD MLS ⋅ Active Status

NEWLY REDUCED PRICE! Step inside this generously sized 2-bedroom, 2-bath mobile home offering approximately 1,272 sq. ft. of comfortable living space. Featuring a newly redone roof and plenty of room to relax and entertain, this home is located in Villa Novia Mobile Home Estates, a desirable 55+ community offering comfort, convenience, and an active lifestyle. Ideally situated directly across from the clubhouse and pool, this home offers a spacious and inviting front porch—perfect for enjoying your morning coffee or unwinding in the evening. A versatile California room provides valuable bonus space that can be used as a hobby room, home office, guest area, or cozy sitting space. Outside, enjoy mature citrus trees and two storage sheds, offering both charm and practical storage.With its spacious floor plan, new roof, prime location, and close proximity to community amenities, this home is a wonderful opportunity to enjoy comfortable and convenient living in Villa Novia and with no property Taxes!!!

1440 S Orange Ave Unit 11, El Cajon

1440 S Orange Avenue S Unit 92, El Cajon

$95,000

2 Beds ⋅ 2 Baths ⋅ 260020133SD MLS ⋅ Active Status

PRICED TO SELL!!! There is No better time then NOW!! Located in a desirable 55 + 18 Community Park!! It just needs your personal touch to make it SHINE!! Newer roof, dual pane windows and tank-less water heater. Central A/C and heat plus security system. Open 2 Bedroom 2 bath floor plan with large living room, family room and enclosed sun room. Side yard boasts a Meyer lemon and tangerine tree. Private backyard and side storage shed. This park is well maintained nicely landscaped with plenty of Guest parking. Large clubhouse with pool and jacuzzi. Privately located park tucked away at the northern base of Mount Helix is conveniently located near major hospitals, shopping and restaurants.

1440 S Orange Avenue S Unit 92, El Cajon

$299,000

2 Beds ⋅ 1 Baths ⋅ PTP2606067 MLS ⋅ Active Status

Beautiful single-story bottom unit located in a secure, gated community in El Cajon. This well-maintained 2-bedroom, 1-bath condo offers spacious bedrooms, an in-unit washer, and two private outdoor porches, including a rear patio with a charming pergola. The community features a refreshing pool, a clubhouse, and assigned parking for added convenience. Located just minutes from Parkway Plaza Mall, local shops, parks, and major freeways, this home combines comfort, convenience, and easy living in the heart of El Cajon.

1280 W Main Street Unit 15, El Cajon

732 E Lexington Avenue Unit 11, El Cajon

$350,000

1 Beds ⋅ 1 Baths ⋅ NDP2607349 MLS ⋅ Active Status

Welcome home to this beautifully updated condo tucked inside a gated community in the heart of El Cajon. Blending modern finishes with everyday comfort, this move-in-ready residence offers an inviting open floor plan filled with natural light and stylish upgrades throughout. The remodeled kitchen features sleek quartz countertops, crisp white shaker cabinetry, and stainless steel appliances, flowing seamlessly into the spacious living and dining areas—perfect for entertaining or relaxing at home. Step outside to your private balcony, an ideal spot to enjoy your morning coffee or unwind at the end of the day. The generously sized bedroom provides a peaceful retreat with ample closet space, while the updated bathroom showcases contemporary finishes. Luxury vinyl plank flooring, fresh paint, ceiling fans, a skylight, and additional storage add to the home’s comfort and functionality. Enjoy the convenience of gated living with community amenities including a sparkling pool, spa, BBQ area, and beautifully maintained grounds. Centrally located near shopping, restaurants, parks, public transportation, and major freeways, this home offers exceptional value for first-time buyers, investors, or anyone seeking low-maintenance living in a prime location.

732 E Lexington Avenue Unit 11, El Cajon

$295,000

1 Beds ⋅ 1 Baths ⋅ PTP2603910 MLS ⋅ Active Status

Short Sale and VA Approved condo, TOP floor, end unit overlooks the pool. Completely remodeled with newer windows, and tasteful upgrades. Private location, there are only two units that are located up stairs in this location offering privacy and lovely views of the palm trees and the pool. Quiet location. Amenities include, Covered assigned parking, superb landscaping, work out room, pool and hot tub. Laundry facilities and a Gated community. Convenient location with easy access to the 8 freeway. Walking distance to Main Street in El Cajon shopping and dining.

467 Ballantyne St Unit 47, El Cajon

$199,000

2 Beds ⋅ 2 Baths ⋅ 2600817SD MLS ⋅ Active Status

This highly desired community is privately tucked away at the northern foothills of Mount Helix. PLEASE NOTE* (The owner must be 55+ Anyone thereafter must be 18+) Wonderful for multi-generational families! The tastefully refreshed home offers a spacious floor plan with 2 large bedrooms, 2 baths, a living room and separate family room, plus a slider to a large CA room with access to both a porch and patio (ready for barbecues), leading to the backyard. The exterior features fresh paint, new step rails & carpeting, and a freshly painted raised flower bed. Inside, the bright living and dining rooms offer several large windows for an airy feel. The updated kitchen includes a new cooktop, countertops, hardware, sink, faucet, and new recessed ceiling with recessed lighting, and opens to the family room. Both bathrooms are generously sized, with new vanity countertops in the primary bath. The well-maintained park is nicely landscaped & maintained, offering a clubhouse, pool/jacuzzi, and conveniently located near shopping, minutes from freeways, restaurants, parks, malls, and major hospitals.

1440 S Orange Ave Unit 99, El Cajon

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.