92004 Homes with HOA

92004 Homes with HOA

Welcome to the charming community of zip code 92004, nestled in the heart of San Diego County, California. This vibrant area, which includes the picturesque town of Campo, offers a unique blend of rural charm and modern conveniences, making it an ideal place for those seeking a tranquil lifestyle without sacrificing accessibility to urban amenities.

The homes in this region often come with Homeowners Associations (HOAs), providing residents with a sense of community and shared responsibility for maintaining the beauty and integrity of their neighborhoods. These associations typically offer a variety of amenities, such as well-maintained parks, community pools, and recreational facilities, ensuring that residents can enjoy a high quality of life. The HOA also helps uphold community standards, fostering a welcoming environment for families and individuals alike.

Living in 92004 means embracing the great outdoors. The surrounding landscapes are dotted with stunning hiking trails, breathtaking mountain views, and opportunities for outdoor activities like camping and horseback riding. The nearby Cleveland National Forest offers a natural playground for adventure enthusiasts, while the area's mild climate allows for year-round enjoyment of the beautiful California scenery.

In addition to its natural beauty, 92004 is conveniently located near essential services, shopping, and dining options, making it easy for residents to access everything they need. With its perfect blend of community spirit, outdoor adventure, and comfortable living, 92004 is not just a place to live; it’s a place to thrive. Come discover the charm of this San Diego County gem!

Newest 92004 Homes with HOA

2469 Rams Hill Dr, Borrego
$1,150,000
4 Beds ⋅ 5 Baths ⋅ 260026589SD MLS ⋅ Active Status
Grand hacienda style home in the gated community of Rams Hill. Features a gated courtyard with fp and fountain. 8’ entry door leads into a large great room with high ceilings and views out the back of the golf course and mountains. Saltillo flooring, granite counters, & quality construction blend with the amazing architecture to give you a truly stunning experience. Complete with a wet bar and chilled wine room, this home is a one of a kind. Mostly furnished with owned solar, batteries & 150w car charger.

2469 Rams Hill Dr, Borrego
3313 Roadrunner Drive S, Borrego Springs
$650,000
3 Beds ⋅ 3 Baths ⋅ NDP2609959 MLS ⋅ Active Status
Experience all that Borrego Springs has to offer from the comfort and tranquility of this Southwestern-inspired custom home. Set in the vibrant community of Rams Hill, enjoy the park-like beauty of the award-winning golf course whether you’re a golfer or not! This architecturally-designed home features soaring wood-beam ceilings, Saltillo tile floors and a 3 bedroom/3 bath layout. The spacious living room’s two sliding doors open to a patio for enjoying the 8th green, night skies, and entertaining on warm evenings. Natural wood cabinetry, dark, rough-hewn granite countertops and a large island make the kitchen a welcoming place for cooks and guests alike. Each of the three bedrooms opens to an inviting patio. On cold desert nights cozy up in front of the large fireplace, a centerpiece of the living room. The home has an attached two car garage with a golf cart space. Owned solar. Hiking, golf, off-roading, pickleball, star-gazing or just soaking in the peace and beauty of the desert awaits!

3313 Roadrunner Drive S, Borrego Springs
202 Pointing Rock Unit 31, Borrego Springs
$265,000
2 Beds ⋅ 2 Baths ⋅ OC26234913 MLS ⋅ Active Status
Take advantage of this rare opportunity—seller is willing to provide financing. Call me for details Enjoy a wonderfully comfortable winter season in Vista Villas, one of Borrego Springs’ most desirable communities. Residents value its peaceful setting, intimate scale, and exceptional location just moments from De Anza Golf Course—where dramatic mountain views, beautifully maintained fairways, and a true resort-style atmosphere define everyday living. With the De Anza clubhouse currently under construction, the neighborhood is positioned for even greater future appeal, making this an ideal time to secure a home in such close proximity to the course. This single-level end unit blends charm, convenience, and outstanding views within a boutique community of just 31 homes featuring a sparkling pool, spa, tennis, and pickleball. Inside, vaulted ceilings and Saltillo tile floors add warmth and character, while upgraded windows and a cozy family-room fireplace enhance year-round comfort. Multiple sliding doors frame close-up views of Indian Head Mountain and open to a serene, private backyard with lush landscaping, a covered patio, and Saltillo-tiled pavers—perfect for morning coffee before a round of golf or relaxed evening gatherings. Additional features include ceiling fans, mini-splits in the family room and primary bedroom, and an oversized two-car garage with direct access plus a large utility room. Owner financing is available—contact me for details.

202 Pointing Rock Unit 31, Borrego Springs
3195 Club Circle W, Borrego Springs
$239,000
2 Beds ⋅ 2 Baths ⋅ OC26234911 MLS ⋅ Active Status
Proven income generator and turnkey vacation rental! Over the past year, this condo booked 125 nights, generating $20,000 in annual revenue with an exceptional 4.94/5-star rating across 30+ Airbnb reviews. The rental operates with a one-week minimum stay per HOA rules. Exceptional Mid-Century-inspired remodel showcasing stunning design from every angle. This beautifully updated end-unit residence enjoys sweeping mountain and greenbelt views, creating a peaceful and picturesque setting. Offered fully furnished, this turnkey home is ready to be enjoyed immediately. Featuring 2 bedrooms and 2 bathrooms, the home has been thoughtfully renovated from top to bottom, blending timeless Mid-Century character with modern comforts and stylish finishes. Convenient in-unit laundry adds everyday ease, while multiple private patio areas provide seamless indoor-outdoor living and inviting spaces for relaxing, dining, or entertaining. Just steps away, enjoy the community pool, spa, and tennis courts, offering a true resort-style lifestyle. A rare opportunity to own a meticulously updated home with outstanding views, sophisticated design, and effortless move-in-ready convenience.

3195 Club Circle W, Borrego Springs
3158 Club Circle East Unit 51, Borrego
$135,000
2 Beds ⋅ 1 Baths ⋅ 260026010SD MLS ⋅ Active Status
Well maintained Club Circle condo close to the Borrego Springs resort and 5 minutes from town. Enjoy the serenity of the desert at a very affordable price. This is a great place to stage your desert adventures or to use as a short term rental. Offered fully furnished.

3158 Club Circle East Unit 51, Borrego
4550 Desert Vista Drive, Borrego Springs
$330,000
2 Beds ⋅ 2 Baths ⋅ NDP2609746 MLS ⋅ Active Status
Enjoy golf course living in this home overlooking the second fairway of the prestigious Rams Hill Golf Course. The updated kitchen features stainless steel appliances and solid-surface countertops. Saltillo tile adds warmth and character to the living room, kitchen, and dining room. The spacious primary suite opens to a private patio with a relaxing hot tub. The en-suite bathroom offers dual sinks, tile countertops, a separate shower, a soaking tub, and a large walk-in closet. Step outside to a beautifully landscaped backyard and a front courtyard featuring charming fountains, creating a peaceful setting for outdoor enjoyment. A owned solar system adds energy efficiency and value to this wonderful home.

4550 Desert Vista Drive, Borrego Springs
3133 Club Circle W #61, Borrego Springs
$155,000
2 Beds ⋅ 1 Baths ⋅ NDP2609710 MLS ⋅ Active Status
Beautifully updated 2-bedroom, 1-bathroom condominium showcasing quality finishes and inviting indoor-outdoor living. The stylishly renovated kitchen and bathroom feature elegant Walker Zanger granite and marble, adding a touch of timeless sophistication. Newer dual-pane windows enhance energy efficiency and year-round comfort. Additional highlights include a finished bullpen with a convenient laundry closet, durable Trex decking, and an outdoor shower. Enjoy relaxing or entertaining on the lovely patio while taking in spectacular mountain views. A wonderful opportunity to enjoy comfortable desert living with thoughtful upgrades and beautiful natural surroundings. Located in the Club Circle East condominium complex.

3133 Club Circle W #61, Borrego Springs
752 Indian Head Ranch Road, Borrego Springs
$1,400,000
4 Beds ⋅ 4 Baths ⋅ NDP2609619 MLS ⋅ Active Status
Once in a life-time opportunity to purchase estate-style property in Borrego's coveted Indian Head Ranch gated community, located only 4 miles north of town. Custom design by distinguished Holden & Johnson architectural firm, “Rancho Marengo” is in immaculate condition, offering timeless mid-century modern elegance, expansive glass walls, and breathtaking panoramic views and quietude that create a private sanctuary far removed from the cares of the world. Enjoy magnificent views of Indian Head Peak by day and, after sunset, experience the extraordinary star-filled skies of Borrego Springs, celebrated for its protected dark-sky. Pool, spa, outdoor shower, wet bar, multiple outdoor lounge areas/patios, and all the modern and updated features one would expect for a property of this caliber. Expansive living and family/great rooms share desert, mountain, and pool views with open dining/kitchen areas surrounding inner courtyard. Ideal floor plan with master bedroom suite exclusive wing with stunning master bath, secondary bedrooom/office. Guest wing features two bedrooms ensuite, each with own baths; both open to pool/spa area. New and updated features include rooftop solar, HVAC system, tankless water heaters, water softener, LED lighting, all new 3-ply roof with copper drains, and more. 3-car spacious and oversized garage with ample storage plus a 2-car covered carport. All this, set on 27 private pristine desert acres (3 lots total)! A dream come true!

752 Indian Head Ranch Road, Borrego Springs
202 Pointing Rock Drive Unit 6, Borrego Springs
$284,900
3 Beds ⋅ 2 Baths ⋅ NDP2609593 MLS ⋅ Active Status
Vista Villas home featuring 2 bedrooms, a versatile den with a closet that can serve as an optional third bedroom, and 2 bathrooms. The kitchen showcases custom cabinetry and granite countertops, while updated windows and sliding glass doors throughout enhance the home’s appeal. Tiled patios provide inviting outdoor spaces perfect for entertaining or relaxing. The spacious primary suite features a comfortable sitting area, while the en-suite bathroom offers dual vanities, a soaking tub, a separate shower, and a large walk-in closet. Additional conveniences include an attached two-car garage, a separate laundry room, and a newly installed HVAC system. Enjoy the community’s wonderful amenities, including a pool, spa, tennis courts, and pickleball courts. This home combines comfort, functionality, and an active lifestyle in the desirable Vista Villas community.

202 Pointing Rock Drive Unit 6, Borrego Springs
1840 Las Casitas Dr, Borrego
$265,000
2 Beds ⋅ 2 Baths ⋅ 260024953SD MLS ⋅ Active Status
Here is your chance to get in to the Rams Hill golf course community with low HOA dues. This is one of the 3 homes in the Las Casitas area with no sub-association fee. Just a short walk or golf cart ride to the club house, this home has elevated panoramic views of the valley and mountains. Inside there are high ceilings with lots of windows, tile floors, an open kitchen/great room, and walk-in closets in the bedrooms. Great for full time, weekend/seasonal getaways, or a vacation rental. Offered furnished!

1840 Las Casitas Dr, Borrego
1902 Rams Hill Drive, Borrego Springs
$795,000
3 Beds ⋅ 3 Baths ⋅ OC26189935 MLS ⋅ Active Status
This stunning view home is a rare opportunity to secure luxury desert living at an approachable price point. Located within the gated community of Rams Hill, Borrego Springs’ most desirable destination, residents enjoy resort-style amenities including tennis and pickleball courts and expansive pool and spa facilities. Steps away is award-winning Rams Hill Golf Course, designed by Tom Fazio, consistently ranked among the top courses in the country. The area offers infinite access to the winding trails and stunning landscapes of Anza Borrego Desert State Park. The beautifully maintained Santa Fe–style home blends authentic Southwestern charm with modern upgrades, offering a desert sanctuary that appeals to both homeowners and future guests. Inside, the home features three spacious, bedrooms, each with its own private ensuite bathroom. A versatile den can serve as an additional sleeping space. Saltillo paver flooring and high ceilings showcase a living room anchored by a kiva fireplace creating a warm, inviting interior. Sliding glass doors from all main living areas open to a bright and shaded south-facing patio, where guests can enjoy ever-changing mountain colors, gorgeous sunrises and sunsets, and unrivaled night skies. Flagstone walkways meander to a firepit which offers a perfect place to gather with views from every direction. The walled yard, mature palms and cactus gardens offer privacy and the deep exhale of a desert escape. The property includes owned solar, a newer roof, and a recently repainted exterior, reducing long-term operating costs and enhancing rental profitability. Adding to the investment appeal, 4 new golf cottages are currently under construction at Rams Hill, signaling continued growth in tourism and increasing demand for high-quality vacation rentals. The short-term rental potential is exceptionally high given the strong seasonal traffic, expanding amenities, and Rams Hill’s reputation as a premier desert getaway. Borrego Springs is an International Dark Sky Community, drawing year-round visitors for astro-tourism, photography, and stargazing. The area boasts a vibrant art scene at Borrego Art Institute. Outdoor enthusiasts flock to explore slot canyons, wind caves, and the iconic metal sculptures of Galleta Meadows.

1902 Rams Hill Drive, Borrego Springs
1682 Montezuma Ct Unit 13, Borrego
$285,000
2 Beds ⋅ 2 Baths ⋅ 260023572SD MLS ⋅ Active Status
Well cared for De Anza Villas unit close to the heated pool! This home has upgraded Saltillo tile floor and dual pane windows throughout. The front patio faces South and is walled in for privacy. The large back patio faces North out to the courtyard and pool/spa area with beautiful views of the mountains. This home is offered mostly furnished and is ready to move in at close of escrow!

1682 Montezuma Ct Unit 13, Borrego
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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