90403 Homes under $2 million

Welcome to the vibrant and picturesque community of Santa Monica, California, nestled in the heart of Los Angeles County. With its coveted zip code 90403, this area is renowned for its stunning coastal views, lively atmosphere, and a fantastic array of amenities that make it one of the most desirable places to live in Southern California.

Santa Monica 90403 is a blend of beachside charm and urban sophistication. Residents enjoy easy access to the iconic Santa Monica Pier and the beautiful sandy beaches, perfect for sunbathing, surfing, or leisurely strolls along the coastline. The area is also known for its eclectic shopping options, from high-end boutiques on Montana Avenue to the bustling Third Street Promenade, where you can find everything from artisanal goods to trendy eateries.

For those seeking a home in this idyllic locale, the real estate market offers a variety of options under $2 million. You can find charming single-family homes, modern condos, and cozy townhouses that cater to diverse lifestyles. Whether you're a first-time homebuyer or looking to downsize, there’s a property that fits your needs while allowing you to enjoy the Santa Monica lifestyle.

With excellent schools, abundant parks, and a community that embraces art and culture, living in 90403 means more than just a home; it’s about becoming part of a vibrant community. Embrace the Santa Monica lifestyle, where every day feels like a vacation, and your dream home awaits!

Newest 90403 Homes under $2 million

$1,898,000

3 Beds ⋅ 3 Baths ⋅ 26994141 MLS ⋅ Active Status

Set in the heart of Santa Monica's coveted Wilshire Montana neighborhood, this inviting townhouse-style residence captures the ease of coastal California living, pairing bright, beautifully updated interiors with private outdoor spaces and an exceptional location just minutes from the beach and vibrant Montana Avenue. Spanning 1,819 square feet across multiple levels, the three-bedroom home is thoughtfully designed for both comfortable everyday living and effortless entertaining, with warm wood floors, abundant natural light, and a versatile layout that creates a sense of space and privacy throughout. The main level unfolds into a spacious living room anchored by a cozy gas fireplace, flowing naturally into a sunlit dining area with direct access to a private terrace, an inviting setting for morning coffee, alfresco dining, or relaxing in the ocean breeze. Rustic terracotta tile lends warmth and character to the adjoining kitchen, appointed with premium Thermador and KitchenAid stainless steel appliances, generous white cabinetry, and a charming greenhouse window. A convenient powder room completes the main level. Upstairs, the impressive primary suite feels like a peaceful retreat, with soaring double-height ceilings and abundant natural light creating an airy sense of volume. A stone-clad gas fireplace adds serenity, while two spacious closets and an en suite bathroom with a jetted soaking tub provide comfort and convenience. Two additional bedrooms share a well-appointed hall bathroom, with a dedicated laundry area nearby. Above the primary suite, a versatile loft introduces another dimension to the home, ideal for a private office, creative studio, fitness space, or retreat lounge. From here, access the rooftop deck to enjoy an additional outdoor escape beneath the Santa Monica sky. Enjoy a private, direct-access two-car garage, while the intimate six-residence community features controlled access, additional storage, and earthquake insurance. Ideally positioned near the celebrated boutiques and restaurants of Montana Avenue, Third Street Promenade, top-rated schools, and Santa Monica's renowned beaches, bike paths, and coastal recreation, this residence presents an exceptional opportunity to enjoy the best of Westside living in one of the city's most desirable neighborhoods.

942 14th Street Unit 3, Santa Monica

$1,398,000

3 Beds ⋅ 3 Baths ⋅ 26102399 MLS ⋅ Coming Soon Status

One of the best North of Wilshire locations, close to Franklin Elementary School and Montana Ave, Trader Joe's, Whole Foods, cafes, and shops. This is one of 4 very special rear townhouse units, offering total privacy and a rooftop deck with ocean views as the clouds clear. 12 units in all. 3 bedrooms and a downstairs den/ office, which could be a 4th bedroom by adding back in a closet. There is also a loft level, bonus area, which is your second option for an office. Dining room, plus eating area in the kitchen, plus atrium, offers 3 "where to eat" options. Living room with atrium and front patio has a gas fireplace. Central heat and air. The primary bedroom with adjoining bath has a vaulted ceiling and a nice walk-in closet. The downstairs den and laundry area add an additional 120 square feet and the upstairs loft probably another 100 feet as well. Total measurement (not guaranteed) should be approximately 1,700 sqft, making this an incredibly under market value. Low HOA $425/ month. Direct access side by side parking.

1015 21st Street Unit B, Santa Monica

$649,000

1 Beds ⋅ 1 Baths ⋅ 26999223 MLS ⋅ Active Status

**Incredible Value** Welcome home to this beautifully renovated, move-in-ready large one-bedroom condo offering an impressive 804 square feet of stylish living space exceptionally spacious for a one-bedroom. Perfectly positioned just two blocks from the vibrant shops and cafes of Montana Avenue and one block from Wilshire Boulevard, this prime location puts the best of Santa Monica dining, shopping, and everyday conveniences right at your doorstep, plus the beach and Santa Monica Bluffs are less than a mile away. Filled with natural light from its sought-after southwest exposure, the thoughtfully designed floor plan feels bright, open, and inviting. Recent upgrades include gorgeous luxury vinyl plank flooring, fresh designer paint, updated electrical outlets and switches, and elegant custom hardware, creating a contemporary yet timeless aesthetic throughout. The oversized primary bedroom offers abundant closet space, while a spacious built-in hallway cabinet provides additional storage for linens and everyday essentials. Meticulously maintained and thoughtfully upgraded, this turnkey residence is a rare opportunity to enjoy comfort, style, and an unbeatable location. As an added bonus, the building allows for the installation of an in-unit washer and dryer and a mini-split AC unit subject to HOA approval and buyer verification of installation requirements."

1021 12th Street Unit 203, Santa Monica

$1,849,000

2 Beds ⋅ 3 Baths ⋅ 26999873 MLS ⋅ Active Status

A wonderful two bedroom + loft townhouse, ideally located just one block from Ocean Avenue and less than two blocks from Montana Avenue! We absolutely love the thoughtful reverse floor plan with both bedrooms on the entry level, and bright airy living spaces on the main level. Upstairs, high vaulted ceilings and abundant natural light create an inviting sense of volume. The gorgeous wood-paneled fireplace in the living room brings warmth and character to the main living space. The versatile loft is one of our favorite features; it is the perfect place to work from home. The primary bedroom is nicely tucked away from it all, creating a private and peaceful retreat. The fantastic entertaining deck and the upper ocean-view deck extend the living space outdoors, offering multiple places to dine, entertain, unwind, and take in the ocean views. Come visit!

934 2nd Street Unit 3, Santa Monica

1101 Lincoln Boulevard Unit 5, Santa Monica

$749,000

2 Beds ⋅ 2 Baths ⋅ 26638989 MLS ⋅ Active Status

RARE SANTA MONICA OPPORTUNITY -- BUY BEFORE THIS BUILDING POTENTIALLY UNLOCKS ITS FULL VALUE! Offered at $749,000, this beautiful 2-bedroom, 2-bath corner condo in coveted Wilshire/Montana combines an exceptional coastal lifestyle, a well-funded HOA and unusual potential for appreciation. The seller owns five of this 11-unit building's residences and is offering all five individually to separate buyers. As ownership concentration decreases, a major obstacle to conventional financing may be resolved, potentially opening the building to a much larger buyer pool. The listing broker estimates that restored financing eligibility could support a 15-30% increase in market value. PRIME NORTH-OF-WILSHIRE LOCATION! Enjoy the best of Santa Monica just moments from Montana Avenue's chic boutiques, coffee shops, acclaimed restaurants and neighborhood markets. Blocks to iconic Palisades Park for Pacific Ocean sunsets, spend afternoons at the beach, or explore nearby parks and Third Street Promenade. Highly regarded local schools add to the appeal. This is the quintessential Santa Monica lifestyle, with dining, shopping and coastal recreation close to home. PRIVATE CORNER RESIDENCE! Approximately 1,000 square feet, Unit 5 (also known as 2B) is a north-facing corner home on the quieter side of the complex, with limited shared walls for added privacy. The spacious living room opens through oversized sliding glass doors to a wide, covered private balcony overlooking leafy neighborhood surroundings. Light wood-look flooring and crisp white walls create a bright, inviting feel. A separate dining area provides room to entertain. The kitchen features white cabinetry, light countertops, stainless steel refrigerator, gas range and a window above the sink. Both bedrooms have generous closets; bathrooms feature white vanities and glass-enclosed bathing areas with subway tile. A WELL-RUN, WELL-FUNDED HOA! This intimate 11-residence building has been recently repainted and nicely updated, with consistent maintenance and attractive common areas inlcuded major deferred maintanance projects completed. Reported reserves are over 58% funded, with annual reserve contributions exceeding 15% of budgeted assessments. Buyers can appreciate the building's excellent reported financial position and proactive upkeep. Amenities include elevator access, underground parking, shared laundry and bicycle storage.LIVE HERE OR INVEST! The desirable two-bedroom layout, prime Montana Avenue location and proximity to the beach make this a compelling home or long-term rental prospect, subject to HOA rental rules. *****THE OPPORTUNITY IS IN THE TIMING!***** This building is currently non-warrantable, limiting conventional financing options and the potential buyer pool due to this owner owning more than 5 units. Selling the five seller-owned residences to separate buyers is an active plan to reduce concentrated ownership, a key financing issue. If the building becomes eligible for conventional loans, broader financing access could support stronger demand and higher values. Unlike many non-warrantable properties, this one has an identifiable obstacle and a plan to address it. FIVE RESIDENCES, ONE UNIQUE OPPORTUNITY! This is the first being offered. Ask about the remaining units when scheduling your tour. Cash or eligible non-warrantable financing only at present. Building is not currently Fannie Mae/Freddie Mac warrantable. Broker's 15-30% appreciation estimate is an opinion, not an appraisal or guarantee. Eligibility, timing and future values are uncertain; additional project requirements may apply. Buyer and lender to independently verify HOA financials, rental rules and financing eligibility. See private remarks for showings.

1101 Lincoln Boulevard Unit 5, Santa Monica

$995,000

2 Beds ⋅ 2 Baths ⋅ 26997347 MLS ⋅ Active Status

Santa Monica beach living at its best! Welcome home to this charming, move-in-ready top-floor, front-facing condominium in a boutique 10-unit building, just moments from the beach. Imagine starting your mornings with a walk along the sand, enjoying a picnic in beautiful Palisades Park overlooking the Pacific, spending afternoons swimming in the ocean, or ending the day with spectacular sunsets all just a short stroll from your front door. This bright, single-level 2-bedroom, 2-bath residence has been tastefully remodeled with light wood floors, neutral finishes, and an airy coastal feel throughout. Both generously sized bedrooms feature an entire wall of closet space. Additional highlights include newer dual-pane windows, a freshly painted interior, and a handsome decorative fireplace flanked by wall sconces. The updated bathrooms are beautifully appointed, with a deep soaking tub and shower in the primary suite and an oversized walk-in shower in the guest bath. Marble countertops, polished nickel fixtures, skylights, and timeless finishes create a refined, spa-like feel. The remodeled kitchen features white cabinetry, white stone countertops, and stainless steel appliances. In-unit washer/dryers are permissible and offer added value and convenience, while a community laundry room is also available. Two side-by-side parking spaces in a secure gated garage are complemented by extensive floor-to-ceiling storage cabinets spanning the width of both spaces, ideal for surfboards, bicycles, beach gear, and everyday essentials. Ideally situated just minutes from Montana Avenue's popular boutiques and restaurants, with convenient access to the 10 Freeway, this exceptional home offers an unbeatable coastal lifestyle with the added benefit of low HOA dues. A rare opportunity to own a beautifully updated home in one of Santa Monica's most desirable beachside neighborhoods. Please call for more information or to arrange a private showing in the coming days.

1024 5th Street Unit 6, Santa Monica

$1,098,000

2 Beds ⋅ 2 Baths ⋅ 26995581 MLS ⋅ Active Status

This is the one you've been waiting for! Awesome natural & ambient light from windows and skylights; FP; updated kitchen w/ built-in diner booth; high ceilings; laundry in unit; custom master walk-in closet; Plantation shutters; updated bath w/ soaking tub; separate bonus art studio and EQ insurance all in this well maintained unit and building. Move in ready!

951 16th Street Unit 3, Santa Monica

2922 Montana Avenue Unit B, Santa Monica

$1,759,000

2 Beds ⋅ 3 Baths ⋅ 26994939 MLS ⋅ Active Status

Filled with natural light and distinguished by striking architectural details, this Santa Monica townhome offers soaring living spaces, exceptional indoor-outdoor living, and spectacular ocean and golf course views. Double-height ceilings, expansive windows, graceful curved walls, and sculptural staircases create a dramatic interior, while multiple outdoor spaces invite relaxation and entertaining in a beautiful coastal setting. The main level of the home features an open living room, dining area, and well-appointed kitchen, all bathed in natural light. A double-sided fireplace anchors the living space, while the dining area opens to a private balcony. Above, a light-filled loft provides a versatile setting for a home office, library, or creative studio. A spiral staircase leads to an expansive rooftop deck with floating bamboo flooring, where breathtaking ocean and golf course views create an extraordinary backdrop for entertaining or enjoying Santa Monica's sunsets. Privately situated on the entry level, two bedroom suites are comfortably separated from the entertaining spaces above. The spacious primary suite opens to a generous, sun-drenched patio and features dual closets and a spa-inspired bath with a handcrafted, floating live-edge solid wood vanity. A second bedroom enjoys its own full bath. Rich hardwood floors and distinctive architectural finishes add warmth and character throughout, while a private direct-access garage with EV charger provides security and everyday convenience. Ideally located moments from Montana Avenue's boutiques, cafes, and restaurants, Palisades Park, and the beach, and within the highly sought-after Franklin Elementary School attendance zone, this distinctive residence offers an exceptional Santa Monica lifestyle.

2922 Montana Avenue Unit B, Santa Monica

$1,750,000

3 Beds ⋅ 3 Baths ⋅ 26992797 MLS ⋅ Active Status

Welcome to this inviting two-story condo that offers the space, layout, and location that make everyday living in Santa Monica feel effortless. With 1,674 square feet across two levels, this end-unit home feels more like a townhouse than a condo. The main level features an open floor plan with a spacious living area, updated fireplace, modern kitchen, powder room and direct access to a large wraparound patio that extends the living space outdoors. The primary suite offers a second fireplace, a generously sized walk-in closet, a balcony and a tastefully finished en suite bathroom complete with a double vanity and oversized shower. The second bedroom also includes its own private balcony with ample closet space while a full bathroom serves the second and third bedrooms. Side-by-side in-unit laundry complete the home's every day functionality. Community amenities include a shared rooftop patio with 360-degree views and two assigned parking spaces in a gated garage. Located between Wilshire Boulevard and Montana Avenue, the home sits at the intersection of two of Santa Monica's most active retail and dining corridors. R+D Kitchen, Santa Monica Seafood Market & Cafe, The Courtyard Kitchen, TerraTorry, and Sogno Toscano are all nearby, alongside Huckleberry Bakery and Cafe for weekend mornings and Breakfast by Salt's Cure for weekday starts. DOL Coffee and Tea and Sonia's Cafe handle the morning routine, while The Chestnut Club offers craft cocktails for the evening. Christine Emerson Reed Park is nearby for outdoor recreation.

1123 11th Street Unit 3, Santa Monica

$1,645,000

2 Beds ⋅ 3 Baths ⋅ 26993743 MLS ⋅ Active Status

Welcome to this exceptional 2-bedroom, 2.5-bath residence, perfectly situated in one of Santa Monica's most sought-after neighborhoods. Blending timeless sophistication with contemporary comfort, this beautiful condo offers a lifestyle that feels both refined and effortlessly inviting. The home showcases refinished parquet floors, plush new bedroom carpeting, and a tastefully renovated kitchen. Soaring ceilings and expansive southwest-facing windows fill the living, dining, and kitchen areas with abundant natural light, creating an open and welcoming ambiance. The spacious primary suite serves as a private retreat, complete with dual walk-in closets and a luxurious en-suite bathroom featuring a soaking tub, separate shower, and generous space to unwind. The home ensures a seamless move-in-ready experience. Additional conveniences include two parking spaces and extra storage in the garage, providing practicality without compromising comfort. Just moments from the boutiques, cafes, and restaurants of Montana Avenue, and only a few blocks from Santa Monica's iconic beaches, this remarkable residence offers an unmatched combination of elegance, convenience, and coastal charm. Experience the very best of Santa Monica living in this truly special home. Broker/Agent does not guarantee accuracy of square footage, lot size, zoning, rent control, permits, use code, schools and/or other information concerning the conditions or features of the property provided by the seller or obtained from public records or other sources. Buyer is advised to independently verify the accuracy of all information through personal inspection and with appropriate professionals

1044 5th Street Unit 202, Santa Monica

$1,250,000

2 Beds ⋅ 3 Baths ⋅ 26992623 MLS ⋅ Active Status

Beautiful and spacious townhouse-style condo in a prime Santa Monica location on 10th Street, just two blocks from both Montana Avenue and Wilshire Boulevard. With over 1,600 square feet of space, this light-filled unit offers the feel and privacy of a home with the convenience of condo living. The main level features an expansive living room with dramatic tall ceilings, fireplace, and a private balcony. The open living and dining areas provide plenty of space for entertaining, while the kitchen includes a side-by-side refrigerator and in-unit washer and dryer. A convenient powder room completes the first floor. Upstairs are two spacious bedrooms. The primary suite is especially impressive, featuring abundant natural light, soaring beamed ceilings, its own fireplace, a walk-in closet, and a large en-suite bathroom with dual sinks and a bathtub. The unit also includes a private attached two-car garage with gated entrance and direct access into the home. Located in a quiet, intimate 6 unit complex just blocks from Montana Avenue and Wilshire Boulevard, the home is just a short distance to some of Santa Monica's top restaurants, cafes, shops, and neighborhood amenities.

1012 10th Street Unit 3, Santa Monica

2300 Wilshire Blvd Unit 201, Santa Monica

$1,425,000

2 Beds ⋅ 2 Baths ⋅ 26993119 MLS ⋅ Active Status

Set along one of Santa Monica's most iconic boulevards, 2300 Wilshire presents a collection of thoughtfully designed residences that capture the ease of life on the Westside. Residence 201 offers 2 bedrooms and 2 baths across approximately 1,150 square feet, with generous living and entertaining spaces complemented by contemporary finishes throughout. Interiors feature quartz countertops, premium appliances, recessed lighting, Nest climate control and a full-size washer and dryer. A defining feature of 2300 Wilshire is its exceptional indoor-outdoor living, with select residences offering oversized private patios and balconies ranging from approximately 200 to 400 square feet, an increasingly rare offering in Santa Monica. Residents enjoy controlled building and garage access, reserved parking, landscaped courtyards and an outdoor kitchen and lounge, with Trader Joe's conveniently located at street level. Moments from the beach, dining, shopping and the best of the Westside, 2300 Wilshire offers a considered approach to Santa Monica living. Other floor plans and residences are available.

2300 Wilshire Blvd Unit 201, Santa Monica

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.