Merced Homes with HOA

Merced Homes with HOA

Merced County, located in the state of California, offers a diverse range of real estate options for homebuyers. With its rich history, natural beauty, and thriving community, Merced County is a desirable place to call home.

One notable aspect of the real estate market in Merced County is the availability of homes with homeowners' associations (HOAs). Homes with HOAs provide residents with a variety of benefits, including well-maintained common areas, amenities such as swimming pools or parks, and a sense of community. HOAs also enforce rules and regulations to ensure that the neighborhood maintains a certain standard of appearance and quality of life.

Living in a community with an HOA can be advantageous for those who prefer a more structured and organized living environment. The HOA fees typically cover maintenance and upkeep of shared spaces, ensuring that residents can enjoy a well-maintained neighborhood without having to worry about these responsibilities themselves.

Merced County offers a variety of homes with HOAs, ranging from single-family houses to townhouses and condominiums. Whether you are looking for a spacious family home or a low-maintenance property, there are options available to suit your needs and preferences.

If you are considering purchasing a home in Merced County, exploring the homes with HOAs can be a great option to enhance your living experience and enjoy the benefits of a well-managed community.

Newest Merced Homes with HOA

$349,000
3 Beds ⋅ 2 Baths ⋅ ML82055546 MLS ⋅ Active Status
Welcome to 2965 Bannon Lane, a move-in-ready home in one of North Merced's desirable newer communities. Built in 2021, this well-maintained residence offers approximately 1,490 sq. ft. with 3 bedrooms, 2.5 bathrooms, and a bright open-concept layout perfect for everyday living and entertaining. The spacious kitchen features ample cabinetry and counter space, flowing seamlessly into the dining and living areas. Upstairs, you'll find a private primary suite with an ensuite bath and generous closet, along with two additional bedrooms ideal for family, guests, or a home office. Conveniently located near parks, shopping, restaurants, schools, medical facilities, and UC Merced, this low-maintenance home offers comfort, convenience, and value. Ideal for first-time buyers, growing families, downsizers, or investors. Buyer to verify all information to their satisfaction.

2965 Bannon Lane, Merced
$665,000
5 Beds ⋅ 4 Baths ⋅ ML82055278 MLS ⋅ Active Status
Luxury Living in a Gated Community! Welcome to this beautifully maintained, spacious home offering comfort, elegance, and versatility. The professionally landscaped backyard features mature plants, fruit trees, and a stunning pergola perfect for entertaining, relaxing, or weekend barbecues. Inside, enjoy a gourmet kitchen with abundant counter space, a walk-in pantry, and a convenient first-floor laundry room. The main level also features a private guest suite with its own bedroom, living area, and full bath, ideal for multigenerational living, guests, or potential rental income. Upstairs, the luxurious primary suite offers a walk-in closet, scenic views, dual vanities, a soaking tub, separate shower, and private water closet. Three additional spacious bedrooms, each with its own walk-in closet, provide plenty of room for family and guests. Located in a desirable gated community, this exceptional home combines luxury, privacy, and functionality perfect for those seeking space and an elevated lifestyle.

1952 Gus Villalta Drive, Los Banos
$499,888
6 Beds ⋅ 3 Baths ⋅ 41142267 MLS ⋅ Active Status
Built in 2021, this spacious 2,621 sq. ft. residence offers modern luxury, comfort, and strong investment potential. Featuring 6 fully furnished bedrooms and 3 bathrooms, this home is ideal as a primary residence or as a high-performing student renting investment. It allows each tenant to enjoy a private room while affordably sharing common areas. The open-concept floor plan flows seamlessly into a modern kitchen with upgraded appliances, generous living spaces, and energy-efficient windows that fill the home with abundant natural light. Situated on a 5,255 sq. ft. The property blends style, functionality, and convenience. All rooms are fully furnished and rental-ready. Cozy backyard for entertaining with leased solar. The home can comfortably accommodate up to 7 students from UC Merced and Merced College, generating approximately $4,700 per month in rental income. Currently, 4 students occupy the property, producing $3,000 per month. Ideally located near both UC Merced and Merced College, the property offers excellent accessibility. A nearby bus stop serves the college, and students can also bike to campus. A prime opportunity for investors seeking strong, consistent rental income in a high-demand student housing market.

2481 Pineda Dr, Merced
$529,900
4 Beds ⋅ 2 Baths ⋅ ML82054209 MLS ⋅ Active Status
Welcome to this modern home in a luxury gated community offers the perfect blend of comfort, privacy and convenience. With 4 bright bedrooms and 2 airily and commodious bathrooms, with significant kitchen features an inviting island and steel appliances, ideal for cooking and entertaining. additionally, the home includes extra space that can be tailored to your needs, two sizable car garage, providing enough space for a vehicle and personal gym, game room or storage. Step outside to a beautifully manicured backyard, ready for your personal creativity, touch and family and friends gatherings. This property sits on a spacious corner lot, perfect for RV parking, plenty of parking space around it. Take the opportunity to experience upscale living without breaking your bank account.

1964 Gus Villalta Drive, Los Banos
$475,000
4 Beds ⋅ 2 Baths ⋅ MC26147011 MLS ⋅ Active Status
Welcome home to this beautifully maintained 4-bedroom, 2-bathroom residence located in a desirable gated community. Designed with an inviting open-concept floor plan, this move-in-ready home offers the perfect blend of comfort, style, and functionality. The spacious living, dining, and kitchen areas flow seamlessly together, creating an ideal space for everyday living and entertaining. The well-appointed kitchen features ample cabinetry, generous counter space, and a convenient breakfast bar overlooking the main living area. The private primary suite offers a relaxing retreat with an en-suite bathroom and generous closet space, while three additional bedrooms provide flexibility for family, guests, or a home office. Both bathrooms are thoughtfully designed with modern finishes. Step outside to enjoy a low-maintenance backyard that's perfect for relaxing. Located within a secure gated community, residents enjoy added privacy and peace of mind while being conveniently close to shopping, dining, schools, parks, and major commuter routes. Don't miss this exceptional opportunity to own a move-in-ready home with an open layout in one of the area's most sought-after gated neighborhoods.

1917 Shasta, Atwater
$510,000
4 Beds ⋅ 3 Baths ⋅ MC26141821 MLS ⋅ Active Status
Welcome to this stunning two-story Lennar built home in Northeast Merced! Beautifully maintained and move-in ready, this spacious 2,282-square-foot home offers 4 bedrooms, 3 bathrooms and sits on a 6,215-square-foot lot. Designed with an open-concept floor plan, it provides the perfect balance of comfort and functionality for everyday living and effortless entertaining. The heart of the home is the expansive kitchen, featuring a large center island with bar seating, gorgeous patterned granite countertops, a stylish tile backsplash, abundant cabinetry and a walk-in pantry. Throughout the home you'll find many sought-after Lennar upgrades, including oversized rectangular tile flooring, window blinds, ceiling fans, French doors, a relaxing soaking tub, and a large backyard patio surrounded by beautifully landscaped, mature grounds. Smart home features Alexa controlled thermostats, lights and doorknob. Wired mesh WiFi internet for higher connection speeds. EV Charging Station. The formal living room offers exceptional flexibility and features French doors leading to an exterior patio, making it an ideal space for a home office, den, playroom, or sitting room. Upstairs landing area allows for an additional sitting area and leads to the bedrooms and conveniently located laundry room. The light-filled primary suite offers plenty of space for a full bedroom set and serves as a relaxing retreat. The luxurious primary bathroom features dual vanities with ample cabinet storage, a soaking tub, a glass-enclosed walk-in shower, a private water closet, and a large walk-in closet with built-in shelving. Three additional bedrooms are generously sized and offer plenty of space for sleeping, gym, artroom or a home office. The thoughtful floor plan provides multiple gathering spaces, making it easy to entertain, host game-day celebrations, or enjoy barbecues on the patio. Mature citrus trees to enjoy. Located within walking distance of a community park. This home is also conveniently close to UC Merced, Cattrax, Merced College, Mercy Medical Center, shopping, dining, and a variety of everyday amenities. TV and outdoor umbrella not included. Don't miss this opportunity to own a beautiful, turn-key Lennar built home in beautiful Merced neighborhood. Schedule your private showing today! Escrow is pre-opened with WFG Title (Merced), Tristan Blase. NHD provided by Property ID.

3774 Magellan, Merced
$512,000
3 Beds ⋅ 2 Baths ⋅ MC26140724 MLS ⋅ Active Status
Rare home on Shaffer Lake with a large deck for entertaining. Deck has power and water. Home has paid for solar, 6 new Anderson Windows installed 2025 with warranty. New gutters installed 2026 by leaf guard. Modern Kitchen Counters with stainless steel appliance, 5 burner gas stove. Indoor laundry, wet bar, designer organizers in master closet. 2 bedrooms has window seats, New Exterior Paint with this home with double door entry into a 3 bedroom, 2 bath home with 1905 square of living space on a 7329 square foot lake lot.

3340 Harbor, Atwater
$475,000
5 Beds ⋅ 3 Baths ⋅ MC26136827 MLS ⋅ Active Status
Welcome to this beautifully designed two-story home offering 1,893 square feet of living space, newly built in 2023. This spacious floor plan features a versatile den on the main level that can serve as a home office or potential fifth bedroom, along with a full bathroom with a shower for added convenience. The open-concept living area seamlessly connects the living room, dining space, and kitchen, creating an ideal setting for everyday living and entertaining. The kitchen showcases laminate flooring, granite countertops, stainless steel appliances, a gas range, microwave, dishwasher, garbage disposal, and a side-by-side stainless steel refrigerator with a built-in water and ice dispenser. Direct access to the tandem two-car garage adds practicality, while a tankless water heater enhances energy efficiency. Upstairs, the spacious primary suite features a large bedroom, an en-suite bathroom with a generous walk-in shower, dual-sink vanity, and an oversized walk-in closet complete with built-in shelving. A whole-house fan provides additional energy savings and comfort throughout the year. The upper level also includes three additional well-sized bedrooms, a hall linen closet, and a convenient laundry closet with washer and dryer included. The upstairs hall bathroom offers a double-sink vanity and a shower-over-tub combination. Owned solar panels are included, helping reduce utility costs and increase energy efficiency. Enjoy low-maintenance living with front-yard landscaping and maintenance provided.Located within a secure gated community, residents enjoy access to community amenities including a playground and sports court. Conveniently situated near University of California, Merced, Merced College, hospital, shopping, parks, restaurants, and other local conveniences, this home offers comfort, efficiency, and an excellent location.

5046 Palisade Ave., Merced
$420,000
5 Beds ⋅ 3 Baths ⋅ ML82050167 MLS ⋅ Active Status
Welcome to 5078 Palisade Avenue, a beautifully built newer home in one of Merced's growing neighborhoods, PASEO Gated Community. This spacious residence offers 5 bedrooms, 3 full bathrooms, and approximately 1,791 square feet of thoughtfully designed living space, providing flexibility for large families, multigenerational living, guests, or a home office. Built in 2023, the home showcases modern finishes, an open-concept floor plan, and abundant natural light throughout. The well-appointed kitchen opens seamlessly to the dining and living areas, creating the perfect setting for everyday living and entertaining. A desirable downstairs bedroom and full bath offer added convenience and versatility. Upstairs, convenience meets functionality with a walk-in laundry room and linen cabinets thoughtfully placed in the hallway. The shared bathroom features a dual vanity and a separate door for the shower and toilet, ensuring privacy and efficiency for the entire household. Four bedrooms grace the upper level, with two offering spacious walk-in closets, while the Master Bedroom boasts a luxurious walk-in closet and an en-suite bathroom featuring a dual vanity and a separate toilet area for added privacy and comfort. This home is a must see! Some area of home are virtually staged

5078 Palisade Avenue, Merced
$89,500
2 Beds ⋅ 2 Baths ⋅ MC26123784 MLS ⋅ Active Status
This beautiful move in ready home is located in the desirable Sierra Portal Mobile Estates. At 1560 sq. ft. This home features a 2-bedroom, 2-bath layout with a spacious, open concept floor plan, large kitchen, indoor laundry, oversized front porch, covered parking, new carpet (2025), newly painted exterior (2026), landscaped lot and it shows pride of ownership throughout. This gated community is close to shopping, dining, and has many amenities in including a parge pool, spa and clubhouse. This must see home is turnkey and value priced.

2240 Golden Oak Lane Unit 11, Merced
$434,880
3 Beds ⋅ 3 Baths ⋅ MC26117641 MLS ⋅ Active Status
The Jay at Crest View offers a balanced two-story layout. The main level showcases a unified dining and great room, seamlessly blending into a contemporary kitchen featuring a walk-in pantry and central island. Also on the main level, a powder room offers convenience for guests. Upstairs, discover a spacious Primary suite featuring an in-suite bathroom with dual-sink vanity and a walk-in closet. Accompanying this are two secondary bedrooms, which share a full bathroom, and a dedicated full laundry room. This thoughtfully designed plan ensures both comfort and elegance in every corner. Home Highlights: Upgraded white cabinets Upgraded quartz countertops Chrome hardware and fixtures Solid surface flooring at main living areas Blinds included Century Home Connect® smart home ecosystem Welcoming front porch Spacious owner's suite West-facing on a deep 4,677 sq. ft. lot No HOA! To be deliver in July/2026.

4120 Scarlet Court, Merced
$469,499
4 Beds ⋅ 3 Baths ⋅ MC26114457 MLS ⋅ Active Status
This house features vinyl flooring throughout the downstairs with an open concept. The kitchen features Quartz countertops with a huge island with a sink, stainless steel appliances and walk in pantry. One bedroom is located downstairs featuring carpet and a full shared bathroom downstairs. Upstairs features carpet in the bedrooms and hallways. The master bedroom features two walk in closets, Quartz countertop sinks and tile flooring in the bathroom. The laundry room is located upstairs and features tile flooring. Located near Merced College and UC Merced and close to shopping.

2382 Explorador, Merced
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.