San Luis Obispo Homes with HOA

Welcome to San Luis Obispo, a picturesque gem nestled in the heart of California's Central Coast. Known for its stunning landscapes, vibrant culture, and a welcoming community, San Luis Obispo—often affectionately referred to as SLO—offers a unique blend of small-town charm and urban sophistication. With its warm Mediterranean climate, residents enjoy an outdoor lifestyle year-round, whether it’s hiking the scenic trails of nearby Bishop Peak or soaking up the sun at one of the local beaches.

In San Luis Obispo, you’ll find a diverse array of homes that cater to various lifestyles, including properties within well-managed Homeowners Associations (HOAs). These communities not only provide a sense of security and camaraderie but also often feature amenities such as pools, parks, and clubhouse facilities. Living in an HOA can simplify your life, as they typically handle maintenance and landscaping, allowing you to focus on enjoying all that SLO has to offer.

The city is also rich in history and culture, with a vibrant downtown area bustling with shops, restaurants, and farmers' markets. The iconic San Luis Obispo Mission, established in 1772, is a must-visit, along with the famous Thursday night farmers’ market that transforms the streets into a festive gathering place.

Whether you’re a young professional, a growing family, or looking to retire in a serene environment, San Luis Obispo’s communities with HOA options provide an ideal setting for your next home. Experience the perfect balance of relaxation and adventure in this charming California city!

Newest San Luis Obispo Homes with HOA

$840,000

3 Beds ⋅ 4 Baths ⋅ SC26234144 MLS ⋅ Active Status

Welcome to 905 Madonna Road #30, a rare end-unit Fig Collection townhome located within The Orchard community at San Luis Ranch. This thoughtfully designed residence offers 3 bedrooms, 3.5 bathrooms, and 1,588 square feet of modern, energy-efficient living. The ground level features a welcoming front patio entry, foyer, an ensuite bedroom ideal for guests or flexible use, and an attached two-car garage. The second level showcases an open-concept living area with a contemporary all-electric kitchen, stainless steel appliances, island, recessed lighting, and spacious pantry. The adjoining dining area and living room provide seamless flow and offer access to a covered deck for outdoor enjoyment. On the third level, the primary suite includes an en-suite bathroom and a spacious walk-in closet. An additional ensuite bedroom and a conveniently located laundry area complete the upper floor. This home also includes solar power and air conditioning for all-season comfort. Residents of The Orchard enjoy access to a well-appointed community area, including a pool, hot tub, and landscaped open spaces. Located near Laguna Lake, parks, trails, restaurants, schools, and shopping, this property offers an exceptional combination of convenience, modern amenities, and community living.

905 Madonna Unit 30, San Luis Obispo

$779,000

2 Beds ⋅ 3 Baths ⋅ SC26229792 MLS ⋅ Active Status

Fully renovated Margarita Villas home in San Luis Obispo with elevated finishes. This 2-bedroom, 2.5-bath residence presents a rare turnkey opportunity with a thoughtfully reimagined interior. One of the larger two-bedroom floor plans in the community, offering added interior space and flexibility. The home features a remodeled kitchen, upgraded lighting, and high-end finishes that create a clean, sophisticated feel throughout. The main level opens with an inviting entry leading to a spacious living room with a vaulted ceiling, fireplace, and abundant natural light. The kitchen has been completely transformed with new cabinetry, countertops, lighting, and shelving, offering a sleek contemporary design that connects seamlessly to the dining area. Sliding glass doors open to a private backyard patio and a comfortable outdoor setting. A conveniently located guest bathroom with storage completes the main level. Upstairs, both bedrooms feature ensuite bathrooms and generous closet space. The primary suite includes built-in closet systems and a beautifully remodeled bathroom featuring dual sinks and a new tile shower. The second bedroom offers a walk-in closet and makes a comfortable guest bedroom. Additional features include an attached two-car garage with in-garage laundry and ample storage. Recent seller updates include a new heat pump system providing both heating and air conditioning, updated lighting in all bathrooms and the dining area, and a ceiling fan in the bedroom. Convenient San Luis Obispo location with easy access to Highway 101 and the SLO Public Market, along with nearby shopping, dining, and everyday conveniences.

210 Via San Blas, San Luis Obispo

$874,999

2 Beds ⋅ 3 Baths ⋅ PI26233836 MLS ⋅ Active Status

Old-world Tuscan charm meets modern luxury in this exclusive enclave of premium homes with Mediterranean design and contemporary styling. This 1,341 sq. ft. Tignanello floor plan is situated at the top of the hill, with soaring 12 foot ceilings and an open floor plan for an expansive living environment. The gourmet kitchen features rich Morel soft-close cabinets, and an oversized island topped by Viatera Coral White Quartz. Cooking is a breeze with under-cabinet lighting and an LG stainless steel appliance suite, gas stove, 16-gauge Mr. Direct sink and Moen fixtures. The living room is home to a 42-inch Heat N Glo gas fireplace with Milagro mantel and Folio front; it goes on with the easy flick of a switch, providing prompt cozy warmth. A half bath is anchored by a Vortens Molisse pedestal sink and is tucked away off of the common areas for quick access and guest comfort. Two oversized bedrooms are located on the second story. The primary bedroom has a walk-in closet and is bathed in warm light from windows that look to the nearby hills. A large ensuite bathroom features dual sinks, a fully tiled curbless shower, granite counters with 4cm mitered edges, and an enclosed toilet. A second full bath upstairs serves the other bedroom and has a combined tub/shower. The timeless mediterranean styling is accentuated by a hand-troweled bronzed stucco finish, an 8-foot Therma-Tru fiberglass front door, shutters, and a Spanish S-tile clay roof. Approach the home on a drive of brick pavers. The backyard patio also features upgraded pavers and includes a built-in gas BBQ stub. The home features a whole-house air conditioning unit, high-efficiency Milgard Styleline windows, a Rinnai tankless water heater, high-level insulation, a 200-amp electrical panel, fiber-optic pre-wiring and gas furnace. Complete with a whole-home fire sprinkler system, an interior laundry room, and a 10-year structural warranty, this property offers a rare blend of character, luxury, and peace of mind.

3064 Arezzo, San Luis Obispo

$835,000

2 Beds ⋅ 2 Baths ⋅ NS26208753 MLS ⋅ Active Status

980 Bluebell Way is ideally located in the desirable Willowbrook neighborhood, offering convenient, walkable community living and an excellent opportunity to own a home in San Luis Obispo. This move in ready single-level, 1,110-square-foot home has been freshly painted, features new flooring throughout and is ready for your personal touches! The thoughtfully designed floor plan includes two well-sized bedrooms and two full bathrooms, with an open living concept that flows seamlessly from the living and dining areas into the well-appointed kitchen. The kitchen offers abundant cabinet storage and convenient pull-out features for added functionality. Just off the kitchen, a door leads to the private, fenced rear patio and yard, providing a wonderful space for entertaining, outdoor dining, gardening, or simply relaxing and enjoying the beautiful Central Coast weather. A discreet indoor laundry area is conveniently located in the hallway near the guest bathroom, tucked away behind bifold doors. One of the highlights of this popular model is the two detached single-car garages, offering flexibility for parking, additional storage, a workshop/craft room or office space. The location is equally appealing, with nearby French Park offering access to playgrounds, BBQ areas, basketball, tennis, and pickleball courts. Grocery shopping, restaurants, banking, local transit, and the SLO Muni Airport are all conveniently located nearby, while many of the area’s beautiful coastal beaches are just a short drive away!

980 Bluebell, San Luis Obispo

$855,000

2 Beds ⋅ 2 Baths ⋅ SC26231844 MLS ⋅ Active Status

Welcome to this adorable 2-bedroom, 2-bathroom home nestled in the desirable Willowbrook II neighborhood of San Luis Obispo! Tucked away on Alyssum, one of the quietest and most peaceful streets in the community, this charming home offers the perfect blend of comfort, privacy, and convenience. Best of all, this is a stand-alone unit with no shared walls, offering the privacy and feel of a detached home! Freshly painted throughout, the interior feels bright, inviting, and ready for its next chapter. Plantation shutters throughout add a timeless touch of elegance and charm, while both bedrooms feature spacious walk-in closets, providing an abundance of storage and functionality. Step outside to enjoy the wonderfully private yard, an ideal retreat for morning coffee, outdoor dining, or simply relaxing in your own little slice of paradise. A spacious two-car garage provides even more room for parking and storage. Located just moments from French Park, with its walking paths, playground, and open green spaces, this sweet home offers a wonderful opportunity to enjoy the laid-back San Luis Obispo lifestyle. For added peace of mind, a pest clearance will be provided by close of escrow. Whether you're looking to downsize, purchase your first home, or simply enjoy a quieter setting, this Willowbrook II gem is one you won't want to miss!

834 Alyssum Court, San Luis Obispo

11295 Los Osos Valley Unit 5, San Luis Obispo

$565,000

2 Beds ⋅ 2 Baths ⋅ SC26227106 MLS ⋅ Active Status

Welcome to Cedarwood, a well-maintained condo community in a desirable San Luis Obispo location. Conveniently situated near parks, Laguna Lake Golf Course, hiking trails, shopping, commercial services, and schools, this beautifully updated, move-in-ready condo offers comfort, convenience, and an appealing lifestyle. Condo #5 features 2 bedrooms and 1.5 bathrooms, with modern updates throughout. The stylish kitchen boasts soft-close cabinetry, granite countertops, modern appliances, and a stainless-steel sink. Tasteful luxury vinyl plank flooring and recessed LED lighting enhance the home’s clean, contemporary feel. The main living level offers a convenient half bath and dining area just off the kitchen, flowing seamlessly into the living room. A sliding glass door opens to a private balcony, creating a welcoming space to relax and enjoy the outdoors. Upstairs, you’ll find two bedrooms and a full bathroom. The spacious primary suite features a walk-in closet, providing excellent storage and functionality. Additional living space awaits on the lower level, where the single-car garage includes laundry and a versatile bonus room—ideal for a home office, workout room, hobby space, or private retreat. Recent community improvements add even more value, including a new roof installed in 2025 and fresh exterior paint completed in 2026. With its modern updates, flexible living space, and convenient location, Cedarwood and condo #5 offers a wonderful opportunity to enjoy comfortable, low-maintenance living in a great location. Move in and make yourself at home.

11295 Los Osos Valley Unit 5, San Luis Obispo

1106 Oceanaire Dr. Unit 45, San Luis Obispo

$749,000

3 Beds ⋅ 3 Baths ⋅ SC26226199 MLS ⋅ Active Status

Welcome to 1106 Oceanaire Drive #45, a thoughtfully updated townhome in San Luis Obispo's desirable Windermere community. 3 bed, 2.5 bath, 1768 sq ft. The work is already done here, so you can simply unpack and enjoy. The main living area centers on a cozy fireplace and opens to a private patio, a great spot for morning coffee or relaxing in the evening. Upstairs, new 20 mil commercial-grade luxury vinyl flooring runs seamlessly across the entire level, paired with freshly painted guest bedrooms. Ceilings have been repainted, and every bulb has been upgraded to energy-efficient LED. In the kitchen, the dated lightbox was replaced with clean, modern recessed lighting, and a new ceiling fan keeps the dining area comfortable. Tile throughout was professionally polished and resealed by Sir Grout. Bathtubs and upstairs sinks have been resealed, and the guest bath has a new faucet. The sliding doors were repaired and fitted with new screens, HVAC filters were replaced, and the washer and dryer were cleaned and serviced. Close to Laguna Lake Park, shopping, downtown, and Cal Poly, this home offers easy SLO living with peace of mind built in.

1106 Oceanaire Dr. Unit 45, San Luis Obispo

581 Higuera Street Unit 406, San Luis Obispo

$985,000

1 Beds ⋅ 1 Baths ⋅ SC26225512 MLS ⋅ Active Status

Reach out about our new Loan Rate Buy-Down Offer! Welcome to Brickhouse at San Luis Square, centrally located in the heart of Downtown San Luis Obispo just steps from restaurants, shops, cafes, the weekly farmers market, and more. Brickhouse is a 29-unit condominium community offering single-level living with a thoughtful blend of comfort, quality, and modern convenience. Designed with ease of ownership in mind, Brickhouse is well suited for a primary residence, second home, or vacation retreat. With no yard to maintain and secure underground parking, owners can enjoy a true lock-and-leave lifestyle while staying connected to everything downtown San Luis Obispo has to offer. Homes feature well-designed floor plans ranging from open-concept and flex one-bedroom layouts to two-bedroom residences and penthouse suites, many with views of Cerro San Luis, Terrace Hill, and the downtown cityscape. Extra care was taken to maximize natural light and provide enhanced soundproofing between units and from exterior noise, creating a quiet and comfortable urban retreat. Interior finishes include luxury vinyl plank flooring, solid-core cabinetry, Silestone quartz countertops, GE Café appliances, and premium tiled showers. Homes also feature double-pane windows, walk-in closets, and pre-wiring for data and fiber internet. All residences offer substantial balconies, with select units featuring wraparound decks for expanded indoor-outdoor living. An elevator provides access to all levels, and secure on-site underground parking is included. Remaining residences currently available include Units 202 and 210, offering two bedrooms and two bathrooms, and Units 309, 406, and 408, featuring one-bedroom open-concept floor plans. All remaining residences are move-in ready. For more information, pricing, floor plans, or details on the remaining residences, reach out to us directly or stop by the sales office at 586 Higuera Street, Suite 200, open Thursday through Sunday from 12 to 4 PM or by appointment.

581 Higuera Street Unit 406, San Luis Obispo

$775,000

3 Beds ⋅ 3 Baths ⋅ PI26221279 MLS ⋅ Active Status

Welcome to Righetti Ranch, where modern farmhouse design meets the relaxed Central Coast lifestyle. Located in one of San Luis Obispo's most sought-after communities, this beautifully appointed 3-bedroom, 2.5-bath townhome offers stylish, low-maintenance living with an open-concept floor plan designed for everyday comfort and effortless entertaining. The light-filled kitchen features quartz countertops and flows seamlessly into the dining and living areas, creating an inviting space to gather with family and friends. Throughout the home, you'll appreciate the durability and contemporary appeal of hard-surface flooring, with luxury vinyl plank flooring throughout the main living areas and bedrooms, complemented by tile flooring in the bathrooms and laundry room, offering both style and easy maintenance with no carpet. Upstairs, the spacious primary suite features a large walk-in closet and a spa-inspired ensuite, while two additional bedrooms, a full bath with dual vanities, and a conveniently located laundry room complete the second level. Enjoy everything Righetti Ranch has to offer, including scenic hiking and biking trails, open space, rolling hillside views, and a future community park just moments away. Conveniently located near downtown San Luis Obispo, Cal Poly, shopping, restaurants, Edna Valley wineries, top-rated schools, and the San Luis Obispo Regional Airport, this exceptional Righetti Ranch home offers the very best of Central Coast living.

1037 Tiburon Way, San Luis Obispo

6710 Tierras Altas Lane, San Luis Obispo

$3,200,000

4 Beds ⋅ 6 Baths ⋅ SC26220706 MLS ⋅ Active Status

Situated on a private cul-de-sac in a gated community, this exceptional residence spans approximately 4,223 square feet and pairs generous proportions with sophisticated finishes and seamless indoor-outdoor living. With four bedrooms plus a private office and 5.5 baths, the home offers abundant space for everyday living, entertaining, and hosting guests. At the heart of the home, the chef’s kitchen makes a striking statement with an oversized island, waterfall quartz countertops, luxury appliances, and abundant storage. An elegant formal dining room provides plenty of room to gather everyone around the table for holidays and special occasions, complemented by a built-in, climate-controlled glass wine display that keeps favorite vintages beautifully showcased and ready for entertaining. The expansive great room is designed to impress, with a dramatic fireplace feature wall, wet bar, and breathtaking views through 20-foot bypass doors that create a stunning connection to the outdoors. Step outside to a spacious covered patio, where an outdoor fireplace sets the scene for relaxed coastal evenings. The generous backyard offers additional possibilities, including room for a pool. The primary suite is a private retreat of its own, complete with a fireplace, wet bar, mountain views, and direct access to the backyard. Floor-to-ceiling built-in cabinetry provides exceptional storage in the primary closet, while the spa-inspired bath invites you to unwind with a luxurious walk-in shower and soaking tub. Additional highlights include an oversized three-car garage wired for an EV charger and dual electric HVAC systems. Thoughtfully designed for both grand-scale entertaining and comfortable daily living, this home delivers the space, amenities, and refined details expected of a truly exceptional residence.

6710 Tierras Altas Lane, San Luis Obispo

$1,050,000

3 Beds ⋅ 4 Baths ⋅ PI26217154 MLS ⋅ Active Status

New Construction ready for move in. Welcome to The Collective at Righetti — a limited collection of four thoughtfully designed live/work residences in the heart of Righetti. Blending modern living with flexible street-level professional office space, these homes are ideal for entrepreneurs, creatives, and professionals seeking the convenience of living and working under one roof. Each residence offers 3 bedrooms and 2.5 baths across the second and third levels, plus a versatile ground-floor office, studio, or optional 4th bedroom with a full bath. Designed with contemporary finishes throughout, the interiors feature quartz countertops in kitchens and baths, full-height tile backsplashes in kitchens, LG stainless steel appliances, Melamine Thermo Composite (MTC) flooring in the main living areas, carpeted bedrooms, and designer tile in baths and laundry areas.

1194 Tiburon Way, San Luis Obispo

$929,738

3 Beds ⋅ 3 Baths ⋅ SC26216081 MLS ⋅ Active Status

Introducing the Islay Plan 3 Homesite #318 at Avila Ranch — a spacious two-story home offering 1,708 sq. ft. of modern living. The open-concept main level features a large great room, dining area, and a thoughtfully designed kitchen with pantry, appliances, and a generous center island. Upstairs, the Owner’s Suite includes a walk-in closet and dual-sink vanity. Two secondary bedrooms share a full bath, and a conveniently located laundry room with nearby storage adds everyday functionality. Designed for today’s lifestyle, this home blends comfort, style, and efficiency in a desirable Avila Ranch community setting.

282 Memphis Belle Way, San Luis Obispo

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

San Luis Obispo Homes with HOA

Newest San Luis Obispo Homes with HOA

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