Morro Bay Homes with HOA

Morro Bay Homes with HOA

Welcome to Morro Bay, a picturesque coastal gem nestled in San Luis Obispo County, California. Known for its breathtaking natural beauty, Morro Bay boasts a stunning backdrop of rolling hills, sandy beaches, and the iconic Morro Rock, a volcanic plug that stands sentinel over the harbor. This charming town is not just a feast for the eyes; it’s a vibrant community where outdoor enthusiasts and nature lovers thrive. With a mild Mediterranean climate, residents enjoy year-round sunshine, making it perfect for hiking, kayaking, and exploring the rich marine life.

Morro Bay is also home to a variety of residential options, including homes that are part of homeowners' associations (HOAs). These properties offer a range of amenities and services designed to enhance your living experience. From well-maintained common areas and community pools to organized social events, living in an HOA community can foster a sense of belonging and camaraderie among neighbors. Whether you’re seeking a cozy beach cottage or a modern home with ocean views, Morro Bay’s real estate market has something to suit every lifestyle.

Beyond the stunning scenery and community amenities, Morro Bay is conveniently located near world-class dining, boutique shopping, and vibrant local markets. The town’s rich cultural heritage is reflected in its art galleries and festivals, making it a delightful place to call home. Discover the charm of Morro Bay, where coastal living meets community spirit—your dream home awaits!

Newest Morro Bay Homes with HOA

1887 Ironwood Avenue, Morro Bay
$1,095,000
2 Beds ⋅ 3 Baths ⋅ SC26171136 MLS ⋅ Active Status
Welcome to 1887 Ironwood - Only minutes from pristine beaches, world class restaurants, and shopping—this fully furnished home features a spacious open floor plan and outdoor patio with generous space to relax and unwind. Built in 2013, the 1,696 sq. ft. home in Morro Del Mar Village includes 2 bedrooms, 2.5 bathrooms, and a generous loft style den. Inside, recessed lighting and custom window treatments are found throughout, along with local artwork. High ceilings and expansive double-pane windows make the most of natural light and green hillside views. The first level features a bedroom retreat and en suite bathroom complete with a fireplace, seating area, and plush carpeting. Upstairs, you'll find a gourmet kitchen with granite countertops and maple shaker-style cabinetry with built-in shelving. Luxe GE Profile appliances are all stainless steel. The bar top offers seating for two while a dining area directly off the kitchen provides additional dining space. The great room features a two-story beamed ceiling and picture windows to highlight stunning hillside views—plus a fireplace with tile surround and ample seating. The powder room includes a vanity with granite countertops and cabinetry storage. The third level is home to both the loft style den and the primary suite with an en suite bathroom. Furnished with a full-size bunk, the den can serve as a bonus sleeping room or flex space for an office or gym. In the primary suite, desirable touches include a walk-in closet with built-in shelving and wardrobe bars. A full-size stackable washer and dryer offer practical convenience. Large format tiles elevate the bathroom complete with an enclosed tub-shower, granite countertops, and stylish storage. Immediately off the primary suite, an outdoor retreat includes a pergola and sectional sofa—plus an aluminum fire table for easy outdoor living. Additionally, an attached 2-car garage offers even more storage. If you're seeking a turnkey retreat offering the best of Central Coast living, this fully furnished home is perfect for you.

1887 Ironwood Avenue, Morro Bay
202 Verdon Court, Morro Bay
$810,000
SC26165025 MLS ⋅ Coming Soon Status
An 8,521 sq ft lot with utilities and approved plans only. Approved plans are for a 2,361 sq ft home with 3 bedrooms and 3.5 baths. This parcel rounds out the subdivision with a turnkey development package and close proximity to The Cloisters' trails, park, and direct beach access. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 5) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

202 Verdon Court, Morro Bay
201 Verdon Court, Morro Bay
$810,000
SC26149093 MLS ⋅ Coming Soon Status
An 8,092 sq ft lot with utilities and approved plans only. Approved plans are for a 2,361 sq ft home with 3 bedrooms and 3.5 baths. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. A move-in-ready design opportunity just steps from The Cloisters' open space and trail network. Nestled between the desirable Beach Tract and Cloisters neighborhoods, ocean-side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 1) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

201 Verdon Court, Morro Bay
205 Verdon Court, Morro Bay
$845,000
SC26164973 MLS ⋅ Coming Soon Status
An 8,787 sq ft lot with utilities and approved plans only. Approved plans are for a spacious 2,840 sq ft home with 4 bedrooms and 3 baths, plus a detached 1-bedroom, 1-bath ADU, ideal for multigenerational living, rental income, or a private guest suite. Development-ready, with proximity to The Cloisters' preserved open space and beach trails. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (Lot 2) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

205 Verdon Court, Morro Bay
210 Verdon Court, Morro Bay
$875,000
SC26164997 MLS ⋅ Coming Soon Status
The largest lot in the subdivision is 10,070 sq ft with utilities and approved plans only. Approved plans are for a 2,840 sq ft, 4-bedroom, 3-bath home plus a 1-bedroom, 1-bath ADU. This premium parcel offers extra space and flexibility, with full Coastal Commission approval and easy access to The Cloisters' trails and beachfront. This offering includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, on the ocean side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 3) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

210 Verdon Court, Morro Bay
206 Verdon Court, Morro Bay
$795,000
SC26165005 MLS ⋅ Coming Soon Status
A 7,626 sq ft lot with utilities and approved plans only. Approved plans are for a 2,323 sq ft, 4-bedroom, 3-bath single-family home. The most accessible price point in the offering, this fully entitled lot comes complete with approved plans and construction documents, just moments from open space preserves, the neighborhood park, and the Pacific Ocean. Includes a complete development package: approved architectural plans, thoughtfully designed landscaping, and detailed construction documents, so the groundwork is already laid for a smooth, successful build. Nestled between the desirable Beach Tract and Cloisters neighborhoods, ocean-side of Hwy 1, this fully approved five-lot subdivision offers a rare chance to own a piece of one of Morro Bay's most sought-after coastal areas. The lot is being prepped for further improvement, making it an ideal opportunity for builders, investors, or individual buyers looking to create a custom coastal home. (LOT 4) The purchase price includes only the vacant lot and approved plans/documentation. Construction of the home, site improvements, permits, utility connections, impact fees, and other building costs are the responsibility of the buyer unless otherwise expressly stated. AI-generated renderings are for illustrative purposes only and do not depict the actual home. Final design, materials, finishes, landscaping, and features may vary.

206 Verdon Court, Morro Bay
1851 Ironwood, Morro Bay
$844,000
2 Beds ⋅ 2 Baths ⋅ SC26141527 MLS ⋅ Active Status
Welcome to the beautifully designed, single level and fully furnished townhome in the charming, 14-unit Morro del Mar Village. Everything is included: furniture, fixtures, appliances, TVs, décor, all kitchen supplies, bedding, washer, dryer, bicycles, beach toys and more. You can start vacationing in Morro Bay the day you close escrow! This corner unit offers privacy, quality construction with all rooms on a single level (two-car garage is downstairs.) The property has been professionally decorated with style and grace and features many items purchased in Italy. The living and dining areas have a wonderful open feel with 15-feet ceilings and clerestory windows. More features to love: Fireplace, queen size sofa sleeper, tankless water heater, Milgard windows, skylights, sound-reducing and energy-efficient construction, central heating, custom railings, electric grill and guest parking. The balcony off the living room and primary bedroom have incredible views of the Morro Creek valley, orchards and surrounding hillsides. And yet, it is a quick hop to the beach, the Embarcadero and Highway One. The patio off the second bedroom opens to the lush, Mediterranean-style courtyard with a fountain and fire-pit in the shared common area. Exterior repainted in 2026. Check out the 3-D home tour! This home is currently an active vacation rental so showing availability may be limited, contact your Realtor to schedule a showing. Per the City of Morro Bay, the vacation rental license cannot be transferred to a new owner. Information is deemed reliable but not guaranteed. Buyers should conduct their own due diligence to verify all details.

1851 Ironwood, Morro Bay
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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