Half Moon Bay Homes under $1.25 million

Half Moon Bay Homes under $1.25 million

Welcome to Half Moon Bay, California – a picturesque coastal gem nestled in San Mateo County. Known for its stunning oceanfront views, charming downtown, and vibrant agricultural heritage, Half Moon Bay offers a unique blend of natural beauty and small-town charm that captivates residents and visitors alike.

This delightful city is renowned for its breathtaking beaches, including the popular Half Moon Bay State Beach and the serene Poplar Beach, where you can stroll along the sandy shores, watch the sunset, or catch a glimpse of migrating whales. The coastal trail offers a perfect route for biking or walking, showcasing the stunning cliffs and ocean vistas that make this area so special.

With a rich history and a strong sense of community, Half Moon Bay hosts numerous events throughout the year, including the famous Pumpkin Festival, celebrating the region’s agricultural roots. The charming downtown area is dotted with local shops, restaurants, and art galleries, making it a perfect place to enjoy a leisurely afternoon.

For those seeking a home in this idyllic setting, you’ll be pleased to discover that there are wonderful options available for under $1.25 million. From cozy cottages to modern townhomes, these properties offer a fantastic opportunity to embrace the Half Moon Bay lifestyle without breaking the bank. Many homes feature stunning views, spacious yards, and easy access to the beach, providing the perfect backdrop for a relaxed coastal life.

Don’t miss your chance to be part of this enchanting community. Half Moon Bay awaits you!

Newest Half Moon Bay Homes under $1.25 million

50 Oceanview Avenue Unit 50, Half Moon Bay
$409,000
2 Beds ⋅ 2 Baths ⋅ ML82064223 MLS ⋅ Active Status ⋅ Canada Cove BLDG.
Located in a terrific part of the park, this home has had some nice upgrades. Kitchen was remodeled in 2017. New floors and interior fully painted in 2026. Kitchen cabinets painted September 2026. The home has a lovely patio off of the front door and their is anew retaining wall (several levels- completed 2026) in the rear of the property. Baths have granite countertops.

50 Oceanview Avenue Unit 50, Half Moon Bay
910 Golden Gate Ave Avenue, Half Moon Bay
$1,129,000
3 Beds ⋅ 2 Baths ⋅ ML82063550 MLS ⋅ Active Status
Single story ranch home close to downtown Half Moon Bay, the beaches and the Coastal Trail. This quiet residential neighborhood with its cul-de-sac location home provides a west facing back yard with large patio and enclosed fence. Double pane windows, tile floors in the common rooms with carpet in the bedrooms. The exterior of the home was painted in the spring of 2026 and the inside within the past 2 years. The primary bedroom features an updated bathroom with sun filled light in the afternoons. The sheltered back yard is entered through a sliding door from the living room and offers a safe and spacious entertaining area.

910 Golden Gate Ave Avenue, Half Moon Bay
1044 Suzanne Court, Half Moon Bay
$815,000
3 Beds ⋅ 2 Baths ⋅ ML82060406 MLS ⋅ Active Status ⋅ Villa Cordoza BLDG.
Located just blocks from historic Main Street, this updated 3-bedroom Half Moon Bay townhouse offers 1,190 square feet of bright, comfortable living space in the established Villa Cardoza community. The two-story home features fresh interiors, updated flooring, remodeled baths, an inviting kitchen with granite countertops and stainless-steel appliances, generous bedroom storage, two upstairs decks, an attached one-car garage, and fenced outdoor space. Included within the community is a spacious green at the end of the street, offering residents additional outdoor space to enjoy. The location is one of the homes standout features, with downtown shops and restaurants, beaches, recreational trails, and local schools all nearby. Sea Crest School, a private JK8 school, is just a couple of blocks away, while Manuel F. Cunha Intermediate School and Half Moon Bay High School are also nearby. Half Moon Bays signature community traditions are close at hand as well, including the Ol Fashioned 4th of July Parade, the Half Moon Bay Art & Pumpkin Festival with its iconic Gourdy mascot, and Nights of Lights, featuring the annual tree lighting and lighted Main Street parade. Open house scheduled Saturday 9/12 10-1 and Sunday 9/13 11-2.

1044 Suzanne Court, Half Moon Bay
34 Erin Lane, Half Moon Bay
$925,000
2 Beds ⋅ 3 Baths ⋅ ML82060555 MLS ⋅ Active Status ⋅ Cypress Cove BLDG.
Experience the relaxed charm of Half Moon Bay in this beautiful 1,400 sq ft townhome featuring 2 spacious en-suite bedrooms and 2.5 bathrooms. An abundance of natural light fills the home, creating a bright and welcoming atmosphere throughout. The updated kitchen showcases sleek quartz countertops, stainless steel appliances, and ample cabinetry, creating an inviting space for everyday living and entertaining. Both bedrooms offer private baths, while the primary suite is highlighted by a generous walk-in closet. Additional conveniences include indoor laundry and an attached 2-car garage offering ample storage. Enjoy seamless indoor-outdoor living with a private rear deck and welcoming front patio, surrounded by mature landscaping and beautiful trees that provide a peaceful, natural setting. Blending modern updates, comfortable spaces, and the laid-back character of Half Moon Bay, this inviting home offers an exceptional opportunity to enjoy one of the Coasts most desirable communities.

34 Erin Lane, Half Moon Bay
144 Amesport, Half Moon Bay
$815,000
2 Beds ⋅ 1 Baths ⋅ ML82059844 MLS ⋅ Active Status ⋅ Amesport Landing Homeowners BLDG.
Welcome home to this beautifully updated, move-in-ready 2-bedroom condo offering the perfect blend of comfort, style, and convenient coastal living. Ideally located just minutes from downtown Half Moon Bay and the Pacific Ocean, this inviting home makes it easy to enjoy everything the Coastside has to offer.The light-filled living area features a vaulted ceiling and cozy fireplace, creating an open and welcoming space for relaxing or entertaining. The remodeled interior has a fresh, contemporary feel, while the dining area flows naturally into the living space and kitchen. The updated kitchen offers excellent functionality plus plenty of workspace for everyday living. The primary bedroom includes a spacious walk-in closet, and the updated full bathroom features a shower over tub. Additional conveniences include in-unit washer and dryer, central forced-air heating, and an attached 1-car garage.Turnkey and ready to enjoy, this is a wonderful opportunity for a primary residence, weekend coastal retreat, or buyers looking to simplify without giving up the Half Moon Bay lifestyle. Enjoy easy access to downtown shops, restaurants, cafés, beaches, coastal trails. Updated. Inviting. Coastal. Move-in ready. Welcome to Half Moon Bay living.

144 Amesport, Half Moon Bay
466 Pine Avenue, Half Moon Bay
$638,000
2 Beds ⋅ 2 Baths ⋅ ML82054892 MLS ⋅ Active Status ⋅ Sandy Cove Hoa BLDG.
2-bed, 2-bath coastal living at an amazing price!! Modern style meets the relaxed pace of Half Moon Bay. This retreat with no shared walls has been thoughtfully updated to create a bright, inviting atmosphere that just feels like home. Beyond your front door, the magic of the coast awaits. This move-in-ready home puts you moments away from salty air, scenic bluffs, ocean and beaches, and the charming local shops and eateries that make downtown Half Moon Bay so special. The bright living space showcases fresh finishes and a comfortable, contemporary aesthetic. Whether you're hosting friends for a casual dinner or unwinding after a day by the ocean, the seamless flow between the kitchen, living areas, and deck are so inviting. Both bathrooms have been elegantly refreshed, and laundry is conveniently located inside. Also included is a convenient storage space and 2 garage parking stalls. This wonderful Half Moon Bay condo is more than just a place to live - it's a chance to embrace a slower, more intentional lifestyle in a home that's already been perfected for you. All that's left to do is move in and start enjoying the coastal breeze.

466 Pine Avenue, Half Moon Bay
41 Driftwood Trail Unit 41, Half Moon Bay
$435,000
2 Beds ⋅ 2 Baths ⋅ ML82054048 MLS ⋅ Active Status ⋅ Cnada Cove BLDG.
Located in Half Moon Bay at Canada Cove Park a 55+ community. This 1,440 sq ft home offers 2 bedrooms and 2 full bathrooms. The ground floor bedroom features a walk-in closet, providing convenient storage space. The kitchen includes granite countertops, an oven range with gas, hood over range, refrigerator, garbage disposal, and exhaust fan. The kitchen and family room are combined, creating an open space with a breakfast bar and dining area in the living room. Flooring throughout is a mix of laminate, tile, and vinyl/linoleum. Heating is provided by central forced air with gas. Laundry room includes a washer and dryer. Park amenities include, club house, activities, laundry facilities, workout room, classes, pool, outdoor shuffle board, dog park, trails. Close the beach and coastal trail, Ritz Carlton Hotel/Resort, two golf courses, and dining. Approx. two miles to Historic Downtown Half Moon Bay and Senior Coastsiders. Half Moon Bay Pumpkin Festival in October, 4th of July Parade, Nights of Lights event in December. Also many other events and community activities, and things to plug into. Would be an affordable housing option for retirement, or a weekend beach "cottage" to get away from the hustle and bustle.

41 Driftwood Trail Unit 41, Half Moon Bay
4100 Cabrillo Highway Unit 101, Half Moon Bay
$398,000
1 Beds ⋅ 1 Baths ⋅ ML82049767 MLS ⋅ Active Status
Discover the perfect blend of leisure and investment with this remarkable studio condo unit at The Beach House Hotel Inn, located in Half Moon Bay. This unique opportunity allows you to enjoy your own vacation retreat while generating income when you're not there, offering a superior alternative to typical short-term rentals. Your investment is hassle-free, thanks to the on-site management team that handles bookings and maintenance of your unit. As an owner, you can stay up to 90 nights per year in your unit (29-day consecutive max). Close to Surfer's Beach, Pillar Point Harbor, and a variety of dining options, including the renowned Sam's Chowder House right next door, this property is the ultimate coastal charm. Indulge in full access to the hotel's amenities, including a pool, spa, beach access, scenic trails, and a complimentary continental breakfast each morning. Your studio unit is thoughtfully designed with a queen-size bed, a kitchenette featuring a 2-burner cooktop, microwave, and refrigerator, and a cozy living area complete with a wood-burning fireplace, desk, and convertible sofa. Large windows and a sliding door lead to a private balcony. Embrace the coastal lifestyle while making a savvy investment at The Beach House Hotel. CASH ONLY! No financing

4100 Cabrillo Highway Unit 101, Half Moon Bay
6 Sunset Terrace Unit 6, Half Moon Bay
$399,000
2 Beds ⋅ 2 Baths ⋅ ML82065364 MLS ⋅ Active Status ⋅ Canada Cove 55+ Mobile Home Park BLDG.
Coastside Living in Canada Cove! Light, space, and an easy coastal lifestyle come together in this 2-bedroom, 2-bath, 1,120 sq ft home in sought-after Canada Cove. High ceilings and an open floor plan create an airy, welcoming feel, while a skylight fills the kitchen with natural light. Gather at the dining bar or the adjacent dining area perfect for everyday meals or entertaining friends. The primary suite offers a private retreat with an ensuite bath and walk-in closet. A guest bedroom and hall bath give visitors their own space, and the laundry room includes extra storage. Step outside to the sunny front deck for your morning coffee, then head out to the nearby Creekside and beach trails. Canada Cove makes coastal living easy: a seasonal saltwater pool, clubhouse with organized activities, an updated exercise room with ocean views, and a Bark Park for your four-legged friends. Additional storage and RV parking are available too. Just south of vibrant downtown Half Moon Bay, with bus service nearby. Monthly space rent: $1,357. Park approval required; 55+ community (at least one occupant must be 55 or older).

6 Sunset Terrace Unit 6, Half Moon Bay
3936 Tunitas Creek Road, Half Moon Bay
$750,000
ML82029288 MLS ⋅ Active Status
A beautiful property on the California Coast in San Mateo County south of Half Moon Bay. Situated approximately four miles inland from the Pacific Ocean. Imagine owning your own park, a lush redwood forest of your own. A sprawling 50+- acres of privacy surrounded by other large parcels. Access is from Tunitas Creek road, the property is not well marked and will be shown by appointment only. Nothing can be seen from driving by so save yourself the drive. The access bridge was wiped out sometime in the 1980s. This property in the past was used as a family getaway. The existing buildings have been neglected since the late 1970s approximately. No habitable structures on the property. The main house has been vandalized, graffiti, broken windows and other damage. There are several abandoned vehicles on the property. This property is being sold AS-IS and requires a CASH buyer. Bring your imagination and check book. Buyer to investigate ALL aspects of the property including re-establishing bridge access to property, functionality of existing structures, two wells on the property quality & quantity of water unknown, no pump equipment in place currently. Appears that there was power to the property in the past. No current PG&E power to the property. Located in the Coastal Zone, Fire Zone

3936 Tunitas Creek Road, Half Moon Bay
4100 Cabrillo Highway Unit 105, Half Moon Bay
$395,000
1 Baths ⋅ ML81992446 MLS ⋅ Active Status
Motivated Seller - Lowered price only accentuates the stay, play and earn aspects of this listing at the Beach House Hotel Condo/Hotel Opportunity - Enjoy the best the coast has to offer at a remarkable price! Invest in an income producing hotel studio condo unit at The Beach House Hotel Inn at Half Moon Bay. Have your vacation accommodations whenever you want them, and a revenue stream when you don't. This property provides on-site management, booking and maintenance of your Unit. Owners enjoy staying up to 90 nights per year. Property is located near and has access to Surfer's Beach, Pillar Point Harbor, and restaurants, and next door to Sam's Chowder House. Amenities include full access to hotel's pool, spa, beach, trails, and complimentary continental breakfast daily. King size bed, Kitchenette w/ 2-burner cook top, microwave and refrigerator, comfortable living area with wood burning fireplace, desk and convertible sofa. Bright and airy windows and sliding door to balcony. Beautiful property. Enjoy and Earn.

4100 Cabrillo Highway Unit 105, Half Moon Bay
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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