95340 Homes with HOA

95340 Homes with HOA

Welcome to the vibrant community of Merced, California, nestled in the heart of Merced County and proudly marked by the zip code 95340. This charming city is known for its rich agricultural heritage, friendly neighborhoods, and a welcoming atmosphere that makes it a perfect place to call home.

In Merced, residents enjoy a diverse array of amenities, including parks, shopping centers, and local dining options that cater to all tastes. The city’s commitment to community engagement is evident through various local events and festivals, fostering a sense of belonging among its residents.

For those considering a move to this delightful area, the housing market in the 95340 zip code offers a variety of options, including homes within well-established Homeowners Associations (HOAs). These communities often provide additional amenities such as pools, clubhouses, and beautifully maintained common areas, enhancing the overall living experience. Living in an HOA can also bring peace of mind with added security and maintenance services, allowing you to focus on enjoying life in your new home.

With a blend of suburban charm and access to urban conveniences, Merced is an ideal location for families, professionals, and retirees alike. The city’s proximity to major highways and public transportation makes commuting to nearby cities a breeze, while its picturesque landscapes provide a serene backdrop for everyday living.

Explore the possibilities that await you in Merced’s 95340 zip code and discover the perfect home that fits your lifestyle!

Newest 95340 Homes with HOA

$499,888
6 Beds ⋅ 3 Baths ⋅ 41142267 MLS ⋅ Active Status
Built in 2021, this spacious 2,621 sq. ft. residence offers modern luxury, comfort, and strong investment potential. Featuring 6 fully furnished bedrooms and 3 bathrooms, this home is ideal as a primary residence or as a high-performing student renting investment. It allows each tenant to enjoy a private room while affordably sharing common areas. The open-concept floor plan flows seamlessly into a modern kitchen with upgraded appliances, generous living spaces, and energy-efficient windows that fill the home with abundant natural light. Situated on a 5,255 sq. ft. The property blends style, functionality, and convenience. All rooms are fully furnished and rental-ready. Cozy backyard for entertaining with leased solar. The home can comfortably accommodate up to 7 students from UC Merced and Merced College, generating approximately $4,700 per month in rental income. Currently, 4 students occupy the property, producing $3,000 per month. Ideally located near both UC Merced and Merced College, the property offers excellent accessibility. A nearby bus stop serves the college, and students can also bike to campus. A prime opportunity for investors seeking strong, consistent rental income in a high-demand student housing market.

2481 Pineda Dr, Merced
$510,000
4 Beds ⋅ 3 Baths ⋅ MC26141821 MLS ⋅ Active Status
Welcome to this stunning two-story Lennar built home in Northeast Merced! Beautifully maintained and move-in ready, this spacious 2,282-square-foot home offers 4 bedrooms, 3 bathrooms and sits on a 6,215-square-foot lot. Designed with an open-concept floor plan, it provides the perfect balance of comfort and functionality for everyday living and effortless entertaining. The heart of the home is the expansive kitchen, featuring a large center island with bar seating, gorgeous patterned granite countertops, a stylish tile backsplash, abundant cabinetry and a walk-in pantry. Throughout the home you'll find many sought-after Lennar upgrades, including oversized rectangular tile flooring, window blinds, ceiling fans, French doors, a relaxing soaking tub, and a large backyard patio surrounded by beautifully landscaped, mature grounds. Smart home features Alexa controlled thermostats, lights and doorknob. Wired mesh WiFi internet for higher connection speeds. EV Charging Station. The formal living room offers exceptional flexibility and features French doors leading to an exterior patio, making it an ideal space for a home office, den, playroom, or sitting room. Upstairs landing area allows for an additional sitting area and leads to the bedrooms and conveniently located laundry room. The light-filled primary suite offers plenty of space for a full bedroom set and serves as a relaxing retreat. The luxurious primary bathroom features dual vanities with ample cabinet storage, a soaking tub, a glass-enclosed walk-in shower, a private water closet, and a large walk-in closet with built-in shelving. Three additional bedrooms are generously sized and offer plenty of space for sleeping, gym, artroom or a home office. The thoughtful floor plan provides multiple gathering spaces, making it easy to entertain, host game-day celebrations, or enjoy barbecues on the patio. Mature citrus trees to enjoy. Located within walking distance of a community park. This home is also conveniently close to UC Merced, Cattrax, Merced College, Mercy Medical Center, shopping, dining, and a variety of everyday amenities. TV and outdoor umbrella not included. Don't miss this opportunity to own a beautiful, turn-key Lennar built home in beautiful Merced neighborhood. Schedule your private showing today! Escrow is pre-opened with WFG Title (Merced), Tristan Blase. NHD provided by Property ID.

3774 Magellan, Merced
$469,499
4 Beds ⋅ 3 Baths ⋅ MC26114457 MLS ⋅ Active Status
This house features vinyl flooring throughout the downstairs with an open concept. The kitchen features Quartz countertops with a huge island with a sink, stainless steel appliances and walk in pantry. One bedroom is located downstairs featuring carpet and a full shared bathroom downstairs. Upstairs features carpet in the bedrooms and hallways. The master bedroom features two walk in closets, Quartz countertop sinks and tile flooring in the bathroom. The laundry room is located upstairs and features tile flooring. Located near Merced College and UC Merced and close to shopping.

2382 Explorador, Merced
$535,000
4 Beds ⋅ 3 Baths ⋅ MC26106396 MLS ⋅ Active Status
Welcome to the highly sought-after Moraga Community!! Ideally Located near University of California Merced, Merced Community College, Hospital, shopping, dining and everyday conveniences. This Beautiful 4 bedrooms, 3-bathroom home offers a perfect blend of comfort, functionality, and style! Designed with a light and bright open floor plan, the home features a desirable downstairs bedroom with full bath, ideal for guest, multi-generational living, ora home office set up. Upstairs, you'll find three additional bedrooms and two bathrooms, and an extra-large light and bright laundry room with abundant space for storage and organization. The spacious layout creates an inviting atmosphere for both everyday living and entertaining, while the sought-after location paces you close to schools, parks, medical facility and commuter routes. Equip with many smart features from door to garage to surveillance.

2413 Explorador, Merced
$325,990
3 Beds ⋅ 3 Baths ⋅ MC26084287 MLS ⋅ Active Status
Experience comfort and convenience in this beautifully upgraded home located just minutes from UC Merced. The thoughtfully designed kitchen showcases stunning granite countertops, ample cabinetry, and a layout ideal for both entertaining and daily living. Fresh, newer interior paint enhances the home’s modern appeal. Floor plan includes a downstairs bedroom and bath, perfect for guests or extended family. Enjoy your morning coffee or evening unwind on the private second-level balcony. Complete with additional backyard storage and situated near shopping, dining, and local amenities—this home offers the perfect blend of style, function, and location.

1247 Aspen, Merced
$500,000
5 Beds ⋅ 3 Baths ⋅ DW26079389 MLS ⋅ Active Status
Welcome to this well-maintained 2021-built two-story home offering 5 bedrooms, 2.5 bathrooms, and 2,282 sq ft of functional living space on a 6,209 sq ft lot. Located in a family-friendly neighborhood, this move-in-ready home combines modern convenience, energy efficiency, and a highly desirable location. Prime Location: • Park directly in front of the home—perfect for families with kids • Walking distance to Richard Bernasconi Park • Approx. 7-minute drive to UC Merced and Lake Yosemite • Direct bike lane access to UC Merced • UC Merced CatTracks bus stop within walking distance Key Features: • Flexible layout with a downstairs bedroom and half bath—ideal for guests or office use • Durable wood laminate flooring throughout the main level • Spacious kitchen with granite countertops, large island, and ample cabinetry • Upstairs includes four bedrooms, a loft, and laundry room Outdoor & Exterior: • Low-maintenance backyard with a mix of concrete and grass • Automatic sprinkler system • Gazebo and patio area for outdoor relaxation and gatherings Upgrades & Extras: • Washer and dryer included • EV Level 2 charger installed (inspection passed) • Solar lease at only $37/month, helping reduce electricity costs • Energy-efficient newer construction • Google Nest cameras and doorbell + ADT security system installed • Keyless entry for main door and multiple rooms • Attached 2-car garage • HOA: $106/month This home offers a rare combination of location, layout, and modern upgrades—ideal for families, commuters, and UC Merced access.

2482 Valdes Dr, Merced
$170,000
MC26058899 MLS ⋅ Active Status
Welcome to a rare opportunity to build your dream home in the prestigious Camelot Estates, a gated community located in central Merced. This almost 10,000 sq ft vacant lot is the perfect canvas to build your dream home. Nestled in a neighborhood known for its exclusivity and charm, this nice-shaped rectangular lot offers a desirable setting for those seeking privacy and elegance. With its prime location, you'll enjoy the convenience of being close to schools, shopping, and dining, making daily errands and leisure activities a breeze. The community's well-maintained surroundings and serene atmosphere provide an ideal backdrop for creating a home that reflects your personal style and taste. Don't miss this chance to become a part of the esteemed Camelot Estates community and build the home you've always imagined. Contact us today for more information and take the first step toward realizing your dream.

3351 Banbury, Merced
$499,000
4 Beds ⋅ 2 Baths ⋅ MC26047537 MLS ⋅ Active Status
Nearly new 2020 single-story home in the desirable Moraga community offering 4-bedrooms, 2-bathrooms and 2,265 square feet of thoughtfully designed living space on a generous 7,797 square foot lot. As you approach, you'll be captivated by the well-maintained front yard with its clean lines, setting the stage for the beauty within. Step inside to find an inviting entryway with high ceilings and abundant natural light. The heart of the home, the kitchen, features elegant quartz countertops, a spacious island, and a commercial-style Frigidaire 66-inch side-by-side refrigerator and freezer, perfect for culinary enthusiasts. The primary bedroom is a serene retreat with an en-suite bathroom and a spacious walk-in closet. Throughout the home, enjoy the timeless appeal of wood-look tile floors, combining style with easy maintenance. Venture outside to the backyard, where a covered patio offers a perfect spot for relaxation or entertaining. Green thumbs will appreciate the raised garden beds, while the automatic sprinklers ensure effortless upkeep and solar helps keep electricity bills reduced. Located near Bernasconi Park, UC Merced, and a variety of shopping and dining options, this home offers convenience and lifestyle in one. Don't miss the opportunity to make this exceptional property your own!

2446 Valverde Drive, Merced
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.