94520 Homes with HOA

Welcome to the charming community of Concord, California, nestled in the heart of Contra Costa County, with a zip code of 94520. This vibrant area is known for its rich history, stunning landscapes, and a strong sense of community, making it an ideal place for families, professionals, and retirees alike.

One of the standout features of the 94520 zip code is the variety of housing options available, particularly homes that are part of Homeowners Associations (HOA). These HOA communities offer a range of benefits, including well-maintained common areas, access to recreational facilities, and organized social events that foster neighborly connections. Living in an HOA can provide peace of mind, knowing that community standards are upheld, enhancing the overall aesthetic and value of your property.

Concord is not just about beautiful homes; it's also about convenience. Residents enjoy easy access to major highways, making commutes to nearby cities like San Francisco and Oakland a breeze. The area boasts a wealth of amenities, including shopping centers, parks, and excellent schools, making it a family-friendly environment. Additionally, outdoor enthusiasts will appreciate the proximity to Mount Diablo State Park, offering breathtaking views and numerous hiking trails.

Whether you’re looking for a cozy townhouse or a spacious family home, the 94520 area has something for everyone. Experience the perfect blend of suburban tranquility and urban convenience in Concord, where your dream home awaits!

Newest 94520 Homes with HOA

$349,000

2 Beds ⋅ 2 Baths ⋅ 41147253 MLS ⋅ Active Status

Perfect location, this townhouse as a great floor plan. Large living room and good-sized kitchen with an area for formal dining. Half bathroom downstairs, then you have a large master suite with plenty of closet space and a second large room with a good-sized bathroom. Minutes from freeway, schools, shopping center, Bart station and walking distance to park. This unit can be purchased using VA or FHA loan. Tremendous opportunity to own this townhouse either to live in or a perfect long-term investment. LIMITED photos due to privacy of tenant but the place is very well kept!

2089 Olivera Rd Unit B, Concord

$679,000

4 Beds ⋅ 3 Baths ⋅ 41146971 MLS ⋅ Active Status

Welcome to 1252 Detroit Ave #5, a beautifully refreshed end unit townhome located in a newer-construction, gated community in the heart of Concord. Offering a functional three-level floor plan, abundant natural light, and a location that truly can’t be beat, this home is designed for both comfortable everyday living and flexibility. The main living level features brand-new luxury vinyl flooring throughout and an inviting open-concept layout filled with natural light. The kitchen is the heart of the home, showcasing rich wood cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for everyday cooking and entertaining. The open dining and living areas create an easy flow and a welcoming atmosphere. The private first level offers exceptional flexibility and can be used as a home office, gym, guest space, or potential fourth bedroom, depending on your needs. Upstairs, the spacious primary suite provides a comfortable retreat, accompanied by two additional nicely sized bedrooms and a conveniently located laundry area. Enjoy the benefits of newer construction, a gated community, and a small community park—plus an unbeatable Concord location close to freeway access, shopping, dining, and everyday conveniences. With its versatile floor plan, fresh flooring, new paint abundant natural light, and convenient location, this beauty will check all the boxes.

1252 Detroit Ave Unit 5, Concord

$849,000

4 Beds ⋅ 3 Baths ⋅ 41145752 MLS ⋅ Active Status

Welcome to 1092 Gardenia Lane — a beautifully presented 4-bedroom, 2.5-bathroom home offering approximately 2,043 square feet of comfortable living space in a desirable Concord community. Located on a quiet cul-de-sac at the end of the street. Step inside to a bright and inviting two-story floor plan designed for everyday living and entertaining. The main level offers generous living and dining spaces, a well-appointed kitchen, a convenient half bath, and a comfortable family room that creates an easy flow throughout the home. Upstairs, you'll find four spacious bedrooms, including a private primary suite, along with two full bathrooms. The flexible bedroom layout provides ample space for family, guests, a home office, or personal space. One of the home's standout features is its **generously sized lot**, offering more outdoor space than many of the nearby homes of comparable size. The backyard provides a comfortable setting for outdoor dining, entertaining, gardening, or simply enjoying California living. Additional highlights include an attached two-car garage, central AC, upstairs laundry, ample storage, and a low-maintenance lifestyle within a well-maintained community. Conveniently located near shopping, dining, parks, schools, major commuter routes, and everyday amenities, this home offers the combination of space, comfort, and location that today's buyers are looking for. Move-in ready, thoughtfully presented, and ready for its next chapter — don't miss the opportunity to make this your new home.

1092 Gardenia Ln, Concord

$315,000

2 Beds ⋅ 2 Baths ⋅ 41145524 MLS ⋅ Active Status

**Exceptional value in downtown Concord!** Offered at just **$315,000**, this 2-bedroom, 2-bath Lake Terrace condominium presents an outstanding opportunity to own a spacious home with beautiful views at an attractive price. Overlooking Ellis Lake Park, this approximately 1,025-square-foot residence combines comfort, convenience, and an enviable location. The home features abundant natural light, laminate flooring throughout, a fireplace, in-unit laundry, Central Air Conditioning and a private covered balcony where you can relax while enjoying peaceful park and lake views. The functional open-concept floor plan connects the kitchen, dining area, and great room, creating an inviting space for everyday living and entertaining. The kitchen features newer appliances, including a refrigerator, dishwasher, countertop microwave, and electric range with hood, plus a convenient breakfast bar. The spacious primary suite offers two closets and an ensuite bath with a stall shower. The secondary bedroom enjoys easy access to the full hall bath, complete with dual vanity sinks and a tub. Water heater updated in 2024. Residents of the gated Lake Terrace community enjoy elevator access, a community pool and spa, private storage, and covered parking. Ideally located near Todos Santos Plaza, shopping, dining, Concord BART, and major freeway access, this home offers a rare opportunity to enjoy desirable community amenities, and the convenience of downtown Concord living—all at an exceptional price.

1790 Ellis St Unit 34, Concord

$309,000

3 Beds ⋅ 2 Baths ⋅ 41145351 MLS ⋅ Active Status

Welcome Home to 2100 Laguna Circle #E, Concord, CA Discover the comfort and convenience of this inviting Concord condo, ideally located near parks, shopping, dining, and major freeway access. Step inside to a bright and spacious interior featuring warm wood-style flooring throughout the main living areas and an open, comfortable floor plan that is perfect for both everyday living and entertaining. The living and dining areas offer plenty of natural light, creating a welcoming atmosphere throughout the home. A large sliding glass door provides an easy connection to the outdoor area and brings in abundant sunshine. The distinctive vaulted, wood-paneled ceiling with exposed beams adds character and charm to the spacious living area. The kitchen features ample cabinetry, generous counter space, a full-size refrigerator, electric range, and range hood, providing everything needed for comfortable everyday cooking. The adjacent dining and living areas make entertaining family and friends easy. The bedroom offers a peaceful retreat with generous closet space and plenty of natural light. The bathroom includes a spacious vanity with a large mirror and a tub/shower combination. HOA is $725/month including water, trash, insurance, pool, and common area. Enjoy the convenience of a location close to parks, shopping, restaurants, and everyday amenities, with easy access to major freeways for commuting throughout the East Bay. Whether you’re a first-time buyer, looking to downsize, or seeking an investment opportunity, this home offers an excellent combination of comfort, character, and convenience. Come see the possibilities and make 2100 Laguna Circle #E your new home!

2100 Laguna Cir Unit E, Concord

$234,500

2 Beds ⋅ 1 Baths ⋅ GD26173204 MLS ⋅ Active Status

Priced to sell! This townhouse-style 2-bedroom, 1-bath condo offers the added privacy of having no unit above or below! Freshly painted throughout, the home features new Luxury Vinyl Plank (LVP) flooring throughout the entire first floor and newer Lindsay dual-pane windows. The main level offers a comfortable living room with sliding glass doors leading to a PRIVATE, fenced patio, plus an adjacent dining area and kitchen with a gas range, brand new dishwasher, and lots of cabinet storage. Upstairs, a skylight (just above the landing) provides plenty of natural light into the hallway, leading to two spacious bedrooms, both with mirrored closet doors and a shared bathroom with a tub/shower combination. The community pool and common-area laundry room are just steps away. The HOA dues include water, trash, common-area maintenance, and use of the community pool. Conveniently located near shopping, transportation, Todos Santos Plaza, BART, and major highways. Move-in ready and a great opportunity in Pine Manor...don't miss it! Some photos are virtually staged.

1560 Pine Street Unit 7, Concord

$639,000

3 Beds ⋅ 3 Baths ⋅ 41144239 MLS ⋅ Active Status

Welcome to this beautifully updated 3-bedroom, 3-bath townhouse, ideally located in a quiet, gated community. This exceptional end-unit is the only home in the community that enjoys direct views of the beautifully landscaped front lawn and majestic mature oak tree, rather than another residence, providing a rare sense of openness, exceptional privacy, and a tranquil setting that is truly one of a kind. Just outside your front door, enjoy the lush greenbelt with benches—perfect for relaxing or taking your dog for a leisurely walk. Abundant natural light, luxury vinyl plank flooring throughout with no carpet, and fresh, all-new interior paint create a bright, modern, move-in-ready atmosphere. The thoughtfully designed floor plan is ideal for both everyday living and entertaining. The kitchen features elegant white granite countertops, stainless steel appliances, and opens seamlessly to the main living area. Step onto your private balcony overlooking the beautifully landscaped lawn, creating the perfect place to enjoy your morning coffee or unwind at the end of the day. A standout feature of this home is the two spacious primary suites, each offering a private bathroom and walk-in closet, providing comfort, privacy, and flexibility for family members or guests. A third bedroom and full bathroom add even more versatility for a home office, guest room, or growing family. Additional highlights include central HVAC, an in-unit washer and dryer, and an attached 2-car tandem garage providing convenient parking and storage. Each unit also receives two guest parking passes, allowing guests to utilize the community’s designated guest parking spaces. The low HOA provides added value while maintaining the beautifully landscaped grounds, a children's play structure and a well-kept community. Conveniently located near BART, Costco, downtown, shopping, restaurants, parks, schools, and major commuter routes, this exceptional home offers the perfect combination of comfort, convenience, privacy, and location. A rare opportunity to own one of the most desirable homes in the community!

1260 Detroit Ave Unit 4, Concord

$395,000

2 Beds ⋅ 2 Baths ⋅ 41144073 MLS ⋅ Active Status

Desirable corner-unit townhouse with a new energy-efficient HVAC system (2025) and newly replaced balcony (2026), located just minutes from Downtown Concord and only 1/2 mile from Concord BART, offering the perfect combination of comfort and convenience. This well-maintained home features a bright, inviting living area, spacious bedrooms, a functional floor plan, and the convenience of in-unit laundry. Enjoy easy access to parks, shopping, dining, and major commuter routes throughout the Bay Area.

1800 Laguna ST Unit APT 5, Concord

$348,888

2 Beds ⋅ 2 Baths ⋅ 41143352 MLS ⋅ Active Status

Welcome to this beautifully maintained 2-bedroom, 1.5-bath condominium offering 1,066± square feet of comfortable living space in the heart of Concord. This inviting two-story home features a functional floor plan with spacious living and dining areas, generously sized bedrooms, and an attached one-car garage for added convenience. Located within a gated community, residents enjoy access to desirable amenities including a community pool, clubhouse, beautifully maintained grounds, and HOA-covered services that include water, sewer, garbage, exterior maintenance, and common area upkeep. Perfectly situated near shopping, dining, parks, schools, BART, and major commuter routes, this home offers an exceptional opportunity for first-time buyers, downsizers, or investors seeking a low-maintenance lifestyle in a convenient location. Don't miss your chance to own this move-in-ready condo in one of Concord's most accessible communities.

1740 Laguna St Unit G, Concord

$219,000

1 Beds ⋅ 1 Baths ⋅ 41140016 MLS ⋅ Active Status

Don't miss this opportunity to own in one of Concord's most conveniently located gated communities, situated directly across from the scenic Ellis Lake Park. This 1 bedroom, 1 bathroom ground-floor condo offers 644 square feet of comfortable, low-maintenance living with easy access to everything the city has to offer. Step inside to a bright and functional layout where the living area flows naturally into the dining space, creating a comfortable setting for both relaxing and entertaining. The kitchen offers great potential with a practical layout ready for your personal touch. The spacious bedroom provides a peaceful retreat with ample closet space, and the full bathroom rounds out this move-in ready home. Community amenities include a swimming pool, clubhouse, and laundry facilities. The location simply cannot be beat. You are just steps from Ellis Lake Park's walking trails and open green spaces, minutes from downtown Concord's shops, restaurants, and weekend farmer's markets, and only 0.7 miles from Concord BART making this an ideal home for commuters and first-time buyers alike. Easy access to Highways 4, 242, and 680 puts the entire Bay Area within reach. Please note: Select interior photos of the living room and bedroom have been digitally enhanced with virtual staging for illustrative purposes. Furniture and décor depicted are not included with the property.

1731 Ellis St Unit 14, Concord

$240,000

1 Baths ⋅ 41139363 MLS ⋅ Active Status

Stylishly updated and move-in ready, this charming Concord condo features new luxury laminate flooring throughout, an updated kitchen, a remodeled bathroom and in-unit laundry. Residents enjoy secured building entry and a gated parking garage. Conveniently located near Downtown Concord, with easy access to shopping, dining, entertainment, and BART. A great opportunity for comfortable, low-maintenance living in a prime location.

1771 Broadway Street Unit 107, Concord

$350,000

2 Beds ⋅ 2 Baths ⋅ 41138429 MLS ⋅ Active Status

Overlooking Ellis Lake Park, this 2-bedroom, 2-bath Lake Terrace condominium combines scenic views, a functional floor plan, and a prime downtown Concord location within a gated community with elevator access. The 1,025-square-foot interior features updated flooring, recessed lighting, a fireplace, and abundant natural light. Upon entry, the kitchen offers ample white cabinetry, tile countertops, a decorative backsplash, a breakfast bar, and a full suite of appliances including an electric range, microwave, dishwasher, refrigerator, and trash compactor. The kitchen opens to the living and dining areas, where a fireplace anchors the space and sliding glass doors lead to a covered balcony overlooking Ellis Lake Park and the surrounding greenbelt. The spacious primary suite features two closets, built-in storage cabinetry, and an ensuite bathroom with a stall shower. The secondary bedroom easily functions as a guest room or home office and is served by a nearby full bathroom with a dual-sink vanity, shower-over-tub combination, and the convenience of an in-unit stacked washer and dryer. Residents enjoy access to a community pool and spa, private storage, covered parking, and the security of a gated setting. Just moments from Todos Santos Plaza, shopping, dining, Concord BART, and freeway access, this home offers a rare opportunity to enjoy lake views, desirable community amenities, and one of downtown Concord's most convenient locations.

1790 Ellis St Unit 28, Concord

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.