92127 Homes with HOA

92127 Homes with HOA

Welcome to the vibrant community of 92127, nestled in the heart of San Diego County, California! This charming zip code is renowned for its beautiful neighborhoods, family-friendly atmosphere, and a wealth of amenities that cater to a diverse lifestyle.

92127 encompasses several sought-after communities, including Rancho Bernardo and 4S Ranch, both of which are known for their stunning homes and meticulously maintained landscapes. Many of the properties in this area are part of Homeowners Associations (HOAs), providing residents with an added layer of community engagement and support. The HOAs in 92127 often offer a variety of amenities such as sparkling pools, well-kept parks, and recreational facilities, fostering a sense of belonging and enhancing the overall living experience.

Living in 92127 means you’re surrounded by an array of outdoor activities. With nearby hiking trails, golf courses, and beautiful parks, residents can enjoy California's stunning climate year-round. The area is also home to excellent schools, making it an ideal choice for families looking to settle down in a nurturing environment.

Shopping and dining options abound, with local boutiques and eateries offering unique flavors and experiences. Plus, with easy access to major freeways, commuting to downtown San Diego or other parts of the county is a breeze.

Whether you’re looking for a cozy family home, a modern townhouse, or a luxurious estate, the 92127 zip code offers something for everyone. Discover the charm of this San Diego gem and make it your new home today!

Newest 92127 Homes with HOA

$998,888
3 Beds ⋅ 3 Baths ⋅ 260023096SD MLS ⋅ Active Status
LOW HOA | NO Mello-Roos | Private Backyard | Attached 2-Car Garage | PUSD! Welcome to this charming twin-home in the established Westwood community of Rancho Bernardo, offering the perfect blend of comfortable living, exceptional community amenities, and everyday convenience. Located within award-winning PUSD, approximately 0.4 miles from Westwood Elementary and 2.9 miles from BHMS and RBHS. Enjoy the privacy of your own fenced backyard with several fruit trees and peaceful peekaboo mountain views, along with the convenience of an attached two-car garage. A complete list of improvements will be provided with the MLS documents. One of the highlights of living in Westwood is the community lifestyle. Westwood Club membership is available with annual dues separate from the Northfield HOA. The approximately 13-acre Club offers a fitness center, Olympic-size pool and kiddie pool, spa, tennis and pickleball, basketball, sports fields, playground, mini golf, walking paths, and year-round activities. Ideally located approximately 0.8 miles from Rancho Bernardo Community Park and about 1 mile from shopping, dining, and everyday conveniences. Sharp Rees-Stealy, UC San Diego Health, and Kaiser Permanente Rancho Bernardo are nearby, along with Lake Hodges, scenic trails, outdoor recreation, and convenient access to I-15. Welcome HOME? - settle in, make memories, and enjoy everything that makes the Westwood lifestyle so special. Welcome to Westwood, one of Rancho Bernardo's established communities, where this charming 3-bedroom, 2.5-bath twin-home offers approximately 1,444 sq. ft. of living space, only one shared wall, an attached 2-car garage, and a private fenced backyard. The backyard creates a wonderful extension of the home, with several fruit trees and peaceful peekaboo mountain views. Whether enjoying your morning coffee, gathering with friends, gardening, or simply unwinding at the end of the day, it offers a private outdoor space to enjoy San Diego's year-round climate. The home has been thoughtfully cared for and improved over the years. A complete list of improvements will be provided with the MLS documents for buyers to review. One of the highlights of living in Westwood is the community lifestyle. Westwood Club membership is available with annual dues separate from the Northfield HOA. Set on approximately 13 acres, the Club offers an impressive collection of recreational amenities, including a fitness center, Olympic-size swimming pool and kiddie pool, spa, tennis and pickleball courts, basketball courts, sports fields, playground, miniature golf, walking paths, and year-round activities and programs. It is the kind of community where weekends can mean a morning at the pool, a game of pickleball, time at the playground, a walk through the neighborhood, or simply relaxing at home in your own backyard. Families will appreciate the location within the award-winning Poway Unified School District. Westwood Elementary is approximately 0.4 miles away, while Bernardo Heights Middle School and Rancho Bernardo High School are approximately 2.9 miles from the property. Everyday conveniences are also close at hand. Rancho Bernardo Community Park is approximately 0.8 miles away, with shopping, dining, grocery stores, and other everyday services approximately 1 mile from the home. Nearby medical facilities include Sharp Rees-Stealy Rancho Bernardo, UC San Diego Health Rancho Bernardo, and Kaiser Permanente Rancho Bernardo. For those who enjoy the outdoors, Lake Hodges, scenic trails, parks, and recreational opportunities are nearby. Convenient access to I-15 connects Westwood with employment centers and destinations throughout San Diego County. Low HOA and no Mello-Roos add to the appeal of this established community, while the combination of a private backyard, attached 2-car garage, only one shared wall, neighborhood amenities, and convenient Rancho Bernardo location creates a lifestyle that can be difficult to find. Wel...

17690 Azucar Way, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$2,075,000
4 Beds ⋅ 4 Baths ⋅ 260023091SD MLS ⋅ Active Status
Located in a sought-after 4S Ranch neighborhood within the award-winning Poway Unified School District, this beautifully upgraded home offers OWNED solar, a highly desirable floor plan, and exceptional indoor-outdoor living. Freshly painted throughout with brand NEW luxury vinyl plank flooring (no carpet). Nine foot ceilings downstairs, impressive 8-inch crown molding, and stylish updated finishes throughout. The spacious family room with fireplace flows into the refreshed chef’s kitchen featuring updated kitchen cabinets, stainless Thermador appliances, Silestone countertops, large center island, walk-in pantry, and breakfast area with French doors opening to the backyard. A separate downstairs bonus living space overlooking the charming interior courtyard is ideal as a home office, den, or additional sitting room. Designed for entertaining, the backyard features beautiful hardscaping, a pergola-covered patio, tranquil fountain, and putting green. The private interior courtyard off the dining room provides another inviting outdoor retreat. Upstairs, the expansive primary suite offers two walk-in closets and a spa-inspired bath with dual vanities, soaking tub, and large walk-in shower. One secondary bedroom is ensuite, ideal for guests. Additional features include dual-zone A/C, French doors with built-in blinds, ceiling fans, fire sprinklers, upstairs laundry with sink and hanging bar, and a three-car tandem garage. Ideally located near parks, shopping, restaurants, library, hiking trails, and Pioneer Park with expansive green space, basketball courts, and a splash pad.

17052 Silver Pine, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$3,850,000
5 Beds ⋅ 7 Baths ⋅ NDP2608770 MLS ⋅ Coming Soon Status
Set high atop a private ridge within the coveted gated community of The Lakes Above Rancho Santa Fe, this exceptional estate offers a rare combination of privacy, panoramic views, refined interiors, and resort-style outdoor living. Set on more than half an acre, the residence captures sweeping vistas across the eastern Santa Fe Valley, creating a spectacular backdrop from both the interior and grounds. A private courtyard entry sets the tone, featuring an outdoor fireplace and inviting seating area. The courtyard also provides access to a separate casita-style bedroom or office, complete with a full bathroom, walk-in closet, and private access to the upper level of the main residence—an ideal arrangement for guests, a home office, or extended living. Inside, high ceilings and expansive French doors create an impressive sense of scale while drawing the eye toward the resort-inspired backyard and distant hills. The chef’s kitchen is beautifully appointed with custom wood cabinetry, Taj Mahal quartzite countertops and backsplash, an oversized center island, and a separate prep kitchen. A generous butler’s pantry and wine refrigerator add both functionality and sophistication. The adjoining breakfast nook opens to a spacious family room with custom built-ins and a cozy fireplace, creating a warm and inviting gathering space. The main-level primary suite provides a private retreat with serene views and a luxurious en-suite bath featuring dual vanities, a deep soaking tub, separate shower, and an expansive walk-in closet with custom built-in cabinetry. Upstairs, three additional en-suite bedrooms are thoughtfully positioned around a versatile central bonus room. Designed to adapt to a variety of needs, the space is ideal for a media room, home theater, playroom, study, or homework lounge. The outdoor living spaces are truly an extension of the home, designed for effortless entertaining and relaxation against a backdrop of sweeping valley views. The custom pool features a dramatic waterfall grotto and generous spa, while a covered outdoor pavilion with built-in BBQ provides an inviting setting for al fresco dining. A gas fire pit, expansive lawn, and mature fruit trees complete the beautifully appointed grounds. Additional highlights include fully owned solar, custom window shades, and an oversized four-car garage. The Lakes Above Rancho Santa Fe offers a private, gated lifestyle within the highly regarded Poway Unified School District. Just minutes away, The Crosby Club at Rancho Santa Fe serves as a premier social and recreational destination, with golf, dining, fitness, swimming, tennis, and pickleball. The Village of Rancho Santa Fe is approximately 12 minutes away, with Del Mar and Solana Beach also within easy reach. Ideally positioned for enjoying the best of the region, the home is surrounded by an exceptional collection of golf, parks, hiking, dining, and coastal destinations, with convenient access to I-15 and CA-56.

17253 Reflections Circle, San Diego
$3,450,000
5 Beds ⋅ 6 Baths ⋅ NDP2608768 MLS ⋅ Coming Soon Status
Nestled within the prestigious gated community of Savenna in Santa Fe Valley, this exceptional single-level estate offers an extraordinary blend of privacy, scale, and resort-style living. Set on an expansive 0.62-acre lot at the end of a private cul-de-sac, the residence enjoys panoramic hillside views and a rare sense of seclusion with no neighboring homes directly behind. A beautifully appointed courtyard creates an impressive first arrival, framed by manicured boxwood hedging, mature landscaping, and a striking water fountain. Inside, French White Oak hardwood flooring flows through the main living spaces, complemented by new carpet in the bedrooms and a warm, sophisticated interior palette. The home also offers impressive energy efficiency and infrastructure, including 40 OWNED SunPower Solar Panels (3) Tesla Powerwall batteries and a solar blanket heater. Newer Lennox air-conditioning systems feature dual-zone bedroom thermostats and airflow control, complemented by a whole-house attic fan system. The French Country-inspired kitchen is designed for both everyday living and effortless entertaining, featuring a substantial center island, Viking gas range, generous butler’s pantry with custom built-in shelving, and wine refrigerator. The kitchen opens seamlessly to the spacious family room, where a fireplace and built-in cabinetry create an inviting gathering space with direct connection to the outdoors. The thoughtfully designed single-level floor plan offers five bedrooms and exceptional privacy throughout. The secluded primary suite features an expansive bedroom, dedicated sitting area, oversized windows, and French doors opening directly to the pool and backyard. A custom California Closets walk-in closet provides exceptional organization, while the spa-like primary bath offers a soaking tub, dual vanities, separate shower, and bidet. Three additional en-suite bedrooms are privately positioned in their own wing of the home, surrounding a versatile central bonus room ideal for a playroom, homework space, media room, or home theater. A fifth bedroom with an on-suite bath is privately situated elsewhere in the home, offering an ideal retreat for guests or extended family. The backyard is truly the centerpiece of the property. Framed by sweeping hillside views and an exceptionally private setting, the grounds have been designed to deliver a resort-like experience at home. Expansive lawns, a golf putting green, fire pit, and multiple outdoor living areas provide abundant space for entertaining and relaxing. The salt chlorinator pool is a standout feature, complete with fountains, a waterfall, and a built-in slide. An outdoor kitchen with BBQ, sink, refrigerator, and ice maker creates a seamless setting for year-round al fresco dining and entertaining. A substantial four-car oversized garage with custom storage and dedicated workbench provides exceptional utility and completes the property. With its coveted cul-de-sac location, expansive private grounds, panoramic views, single-level living, sophisticated interiors, and extraordinary resort-style backyard, this Savenna estate presents a rare opportunity to enjoy an elevated Southern California lifestyle in one of San Diego’s most desirable gated communities.

17137 Silver Gum Way, San Diego
$1,550,000
4 Beds ⋅ 3 Baths ⋅ 260022865SD MLS ⋅ Active Status
Welcome to 17351 Matinal Road, a beautifully updated 4-bedroom, 2.5-bath home in Rancho Bernardo’s desirable Westwood community. With over 2,100 sq ft, this home blends thoughtful upgrades, indoor-outdoor living and an exceptional location. Major improvements include newer appliances, roof, HVAC and ducting, plumbing, electrical, flooring and a finished 2-car garage. The impressive 800 sq ft primary suite features a 6' x 9' walk-in closet and beautifully appointed en-suite bath with elevated finishes. Outside, enjoy a private backyard with custom fencing, extended patio, low-maintenance landscaping and a 10' x 10' Pergolux pergola with adjustable louvers, sunshade, lighting, heaters and a custom feature wall ready for TV and audio. The Lake Hodges trailhead is less than .3 miles away, connecting to 55+ miles of trails, while Westwood Elementary is just one block away in the award-winning Poway Unified School District. Westwood Club membership is included with HOA dues and offers an Olympic-size pool, pickleball, tennis, basketball, mini golf, fitness center, sauna and more. Shopping and dining in 4S Ranch and Del Sur are minutes away, with I-15 less than a mile from home. Additional upgrades include whole-home water purification, WiFi-enabled water detection and a custom privacy-glass garage door. Updated, connected and surrounded by recreation - Westwood living at its best!

17351 Matinal Rd, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$968,000
3 Beds ⋅ 3 Baths ⋅ 260022801SD MLS ⋅ Active Status
Experience contemporary living in this beautifully designed 3-bedroom, 3-bath townhome located within the private, gated Avante 55+ community in Del Sur, nestled near 4S Ranch and Rancho Bernardo. The entry level features a versatile bedroom and full bath, perfect for guests or a home office, along with a large storage closet and attached 2-car garage. A private in-home elevator provides convenient access between levels. Upstairs, the bright and spacious open-concept living and dining area flows seamlessly into the modern kitchen featuring sleek cabinetry, a large center island, pantry/linen storage, and abundant natural light. The primary suite features an en-suite bath and built-in closet system, while an additional bedroom and full bath provide flexibility for guests. A conveniently located laundry room adds to the home's functionality. Main living areas feature remote-controlled ceiling fans and lighting for added comfort and convenience. Open the large sliding glass door to the private balcony and enjoy fresh breezes and peaceful surroundings. Enjoy low-maintenance living in Avante with convenient access to Del Sur’s parks, scenic walking and hiking trails, recreation, shopping, dining, and everyday amenities. Located in the desirable Del Sur area of San Diego’s 92127, the private and gated Avante 55+ community offers resort-style amenities and an active Southern California lifestyle. Residents enjoy a heated pool and spa, BBQ area, firepit, and beautifully maintained clubhouse featuring a fitness center, pool table, game and card tables, entertainment area, and kitchen. Beyond Avante, Del Sur is known for its beautiful rolling hills, open spaces, scenic walking, hiking and biking trails, along with 14 neighborhood parks and 11 community pools. Nearby Black Mountain Open Space Park provides even more opportunities for outdoor recreation. Shopping, dining and everyday conveniences are just minutes away, including Target, Sprouts, restaurants and more. With beautiful surroundings, abundant recreation and convenient access to everything Del Sur and 4S Ranch have to offer, Avante is an exceptional place to enjoy the 55+ lifestyle.

16750 Coyote Bush Dr. Unit 21, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$1,465,000
4 Beds ⋅ 3 Baths ⋅ 260022789SD MLS ⋅ Coming Soon Status
Welcome to the desirable Camino Bernardo community of Rancho Bernardo! One of the larger floor plans in the neighborhood, this spacious 4-bedroom, 2.5-bath home is filled with natural light and has been thoughtfully expanded with a permitted family room and primary suite addition. The formal living room offers backyard access, while the dining room connects to the updated kitchen with granite countertops, stainless-steel appliances, and bar-top seating. The kitchen opens to a generous family room with a fireplace and space for additional dining. Beautiful laminate floors run throughout the downstairs, with new carpet upstairs. Upstairs, three secondary bedrooms feature custom closet storage. The oversized primary suite includes a built-in desk, two closets, and ample room for an office, sitting area, or home gym. The primary bath features dual vanities, a large soaking tub and shower combination, and updated finishes. Enjoy a spacious private backyard with patio and grass, with no neighbors directly behind for a peaceful setting. Additional features include newer A/C with new condenser, a 6.84 kW owned solar system, an EV-ready connection for your electric vehicle, a two-car garage, and newer washer and dryer. The Camino Bernardo community offers an array of HOA amenities, including a clubhouse, swimming pools, spas/hot tubs, tennis courts, playground, and barbecue grill areas. Located near parks, shopping, dining, recreation, and major commuter routes, and served by the award-winning Poway Unified School District.

Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$1,398,300
4 Beds ⋅ 3 Baths ⋅ 260022702SD MLS ⋅ Active Status
Completely reimagined in 2026, this desirable Summerwood community home in 4S Ranch and delivers a true top to bottom transformation. Four bedrooms plus a rare loft upstairs and a dedicated downstairs office give this home flexibility that is hard to find in the neighborhood. The open concept layout flows brightly and functionally through the kitchen, living, and hallway spaces, with a new French door opening between living spaces. The kitchen was fully renovated with all new cabinetry, waterfall quartz counters, and a full high end Café appliance package by GE Appliances. Every bathroom in the home was completely redone with new tile, cabinetry, tubs, and fixtures. New vinyl oak plank flooring runs throughout, complemented by a newly wrapped staircase and a new glass stair railing. Eleven new interior doors, new baseboards and casing, and twenty three new windows round out the interior updates. Behind the walls, the home is fully wired with new LED lighting, ceiling fans, light fixtures, outlets, and more. The home also includes a brand new central forced air conditioning system, a new water heater, and updated plumbing throughout. The fireplace was refreshed with new stone and tile, and fresh paint covers the entire home inside and out. This home is zoned for the acclaimed Poway Unified School District which includes Design 39 Campus, Stone Ranch Elementary, and Del Norte High School. Walk to coffee at Starbucks or sashimi at Hakumaru in the 4S Ranch Village Center, with Heritage Park just steps away for weekend mornings. This one is simply move in ready.

16609 Deer Ridge Rd, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$1,799,000
4 Beds ⋅ 4 Baths ⋅ 260022699SD MLS ⋅ Active Status
Welcome to 15897 Paseo Del Sur—a home that doesn’t just sit in Del Sur, it fully embraces it. Think sunshine, space, and a setting that feels just a little more special than the rest. Positioned on a prime corner lot beside open space, this home lives brighter, more private, and more expansive than expected. From the moment you arrive, there’s an effortless ease. Natural light pours in, the air feels open, and everything simply flows—the kind of feeling that makes you pause and think, “this is it.” Inside, you’ll find 4 bedrooms, 3.5 bathrooms, and approximately 3,005 square feet of thoughtfully designed living space. Hardwood floors add warmth and character, while built-in closet organizers bring everyday functionality. Step outside and the home truly shines. The backyard is designed for gathering—morning coffee by the custom fountain, evenings around the firepit, or hosting at the built-in BBQ with bar seating, all perfectly positioned to take in the view. The oversized two-car garage, one of the largest in Del Sur, features overhead storage and an EV/Tesla charger. An upgraded garage door opener with digital wall pad adds modern convenience. Located in the award-winning Poway Unified School District and close to Del Sur’s parks, pools, and amenities, this home offers a lifestyle of connection, comfort, and ease. If you’ve been searching for light, space, privacy, and community in 92127—this one stands apart. Del Sur offers more than just a place to live—it’s a true community experience. Located within the highly regarded Poway Unified School District, the neighborhood is served by Del Sur Elementary, Oak Valley Middle, and Del Norte High. Residents enjoy a lively calendar of community events that foster connection, along with close proximity to Highland Village shopping and convenient access to I-15 and Highway 56. With 14 thoughtfully designed parks, solar-heated pools and spas, an amphitheater, dog parks, pickleball and tennis courts, a skate park, and miles of scenic trails that extend into Black Mountain Ranch, Del Sur seamlessly blends everyday convenience with resort-style living.

15897 PASEO DEL SUR, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$915,000
2 Beds ⋅ 3 Baths ⋅ 260022667SD MLS ⋅ Active Status
Tucked inside the gates of Veridian in the heart of Del Sur, 16230 Veridian Circle offers effortless, low maintenance living in one of San Diego's most desirable master planned communities. This 2 bedroom, 2.5 bath townhome spans 1,306 square feet and enters through a gated front patio into an open concept main level, where the living, dining, and kitchen come together beneath warm wood laminate flooring. The kitchen pairs slab granite countertops with a custom tile backsplash, crisp white cabinetry, and stainless Whirlpool appliances, creating a clean, contemporary space for everyday living or entertaining. A private covered balcony sits just off the main living area, and the primary bathroom carries the home's designer sensibility through with glass tile accents. Behind Veridian's gates, residents enjoy a community pool and spa, BBQ areas, firepits, and a dog park, all within walking distance of Del Sur's shops and restaurants and just minutes from I-15 and CA-56. Zoned for the award winning Poway Unified School District, this home is a rare opportunity to enjoy resort style amenities and true convenience in one of North County's most connected communities.

16320 Veridian Cir, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$1,548,888
4 Beds ⋅ 4 Baths ⋅ 260022637SD MLS ⋅ Active Status
Welcome to this stunning home nestled in a prime corner lot location of Sur 33. This west-facing residence boasts owned SOLAR, smart home features & luxury upgrades throughout. 4 bd/3.5 ba spread over 2280 sqft, offers ample space for relaxation & entertaining. Entry level has bd/ba; 2nd fl is main living area with beautiful kitchen, large center island, walk in pantry & family rm that opens to a spacious patio for seamless indoor/outdoor living! 3rd fl has primary suite, 2 secondary bdrms & laundry. Walk to PUSD schools! Beautiful home in the highly desirable Sur 33 community of Del Sur. The main living area features a beautiful kitchen w/stainless steel appliances, including a new refrigerator & a large center island that opens to the spacious living area—ideal for everyday living or entertaining a crowd. Just off the family room is the covered Del Sur Room, complete with an electric fireplace & designated space for a TV, creating a comfortable indoor-outdoor living experience. Electronic blinds on the exterior balcony as well as the interior, provide enhanced privacy and convenient light control. Smart home features connect the blinds, doorbell, locks, and AC thermostat through Apple Home, with Google Home compatibility also available. As a bonus, the lot location provides extra area for guest parking! Oversized garage featuring custom built-in storage and overhead racks, offering exceptional space and organization for vehicles, tools, gear, and all your storage needs. The Del Sur community offers 9 parks, 11 solar heated pools, 25 miles of walking trails and wonderful restaurants, shopping, grocery stores & medical offices

16240 Camden Cir, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
$4,250,000
5 Beds ⋅ 6 Baths ⋅ 260022493SD MLS ⋅ Active Status
16907 Going My Way is a premier oversized lot overlooking the 2nd hole. This highly desirable location offers an amazing combination of golf course views, open space, and privacy, with the property situated directly across from the park providing a level of separation and tranquility that is difficult to find within the community. This property has been freshly updated and is the pinnacle of luxury living. The indoor out door living is second to none with a chip or putting green, firepit, pool/spa and big BBQ island bar for entertaining. Bonus - Private guest casita with full bath. Opportunities to acquire an oversized homesite in such a premium location within The Crosby are exceptionally limited. For the buyer seeking truly special offering.

16907 Going My Way, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.